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Digital Product Manager

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Digital Product Manager-Vehicle Finance

Corporate 1100-Corporate Office, Bangalore, Karnataka, India


Department
CORPORATE PRODUCT
Job posted on
Jan 09, 2026
Employment type
Permanent

I. POSITION DESCRIPTION


JOB TITLE

Digital Product Manager - VF

GRADE

AVP I


DEPARTMENT

Vehicle Finance

LOCATION

HO [Bangalore]


SUB-DEPARTMENT

NA

TYPE OF POSITION

Full-time


REPORTS TO

Business Head - VF

REPORTING INTO

Specialist Product – Vehicle Finance


II. ROLE PURPOSE & OBJECTIVE


  • Define and own the overall tech roadmap for the Vehicle Finance department
  • Drive partnerships with external parties/vendors to generate additional business
  • Manage relationship with key stakeholders in smooth functioning of business


III. SIZE OF THE ROLE


FINANCIAL SIZE

NON-FINANCIAL SIZE


Build system capability to manage ~10-15K disbursements per month

  • Manage Team of 2-4 reportees
  • Responsible for driving VF business through tech initiatives and enablers


IV. KEY RESPONSIBILITIES


1. Business
  • Define & own direction and scope of the product, create roadmap & outline critical milestones
  • Own the Product Development Lifecycle for the department ensuring the end result meets the objective by managing internal stakeholders
  • Work towards developing tech enablers for growth of business [TW & 4W business]
  • Drive negotiations and setting up collaborations with DSA/Fintech partners

2. Customer
  • Monitor market trends and competition, stay up to date with changing competitor tech landscape which is crucial in making strategic decisions and defining the product roadmap
  • Own the analysis of product performance through close monitoring of key metrics and identify areas of improvement. Measure success of the product launches vs the north star metrics
  • Explore partnerships with DSA/Fintech/LSPs for growth of business from alternate channels

3. Internal Process
  • Coordinate with internal stakeholders & IT team to get relevant approvals to ensure smooth launch of the product
  • Drive the approval of system related manuscripts [Product/Process notes] by coordinating with internal stakeholders
  • Coordinate with internal stakeholders in troubleshooting & resolving tech related issues
  • Ensure all channel development activities comply with relevant regulations, and internal policies
  • Collaborate with the Compliance, Audit & Risk team to assess and mitigate risks associated
  • Timely response & adherence to audit & compliance queries

4. Innovation & Learning
  • Manage team of 2-4 reportees
  • Guide the team translate user needs into technical requirements [preparing BRDs] by training them to gather insights through market research, competitor analysis


V. MINIMUM REQUIREMENTS OF KNOWLEDGE & SKILLS


Educational Qualifications

PGDM/MBA from a Tier 1 or 2 college preferred [not mandatory]
B. Tech in CS/IT specialization preferred


Work Experience

  • Minimum 7-12 years of experience as Tech Product Management space or similar roles with relevant experience
  • Experience in managing digital lending channels, fintech integrations, key accounts management etc.
  • Experience in implementing IT projects & channel integration for one or more businesses


Functional Skills

  • Experience in defining product strategy, managing tech. roadmaps & leading product development
  • Experience in banking domain & managing LOS and/or LMS is preferred


Behavioral Skills

  • Problem solving & decision making
  • Good Interpersonal & communication skills
  • Analytical & strategic thinking


VI. KEY INTERACTIONS

INTERNAL

EXTERNAL


Information Technology

Vendors/Channel Partners


Product & sales

Dealers


Compliance

DSA/Fintech/LSP


Credit


Audit


Operations


PREPARED BY – Sabyasachi Mahapatra

DATE – 16th May’25


REVIEWED BY – Premkumar G

DATE – 16th May’25

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