Director, Digital Currencies, Cash Product Management

Job Summary

We are seeking a skilled and experienced Cash product manager for Digital Currencies Product. The successful candidate will work end-to-end across multiple domains, collaborating with product teams, enterprise architects, technology teams, compliance, legal and operational risks to design and commercialize digital currency solutions that align with the bank's strategic goals and target architecture. The ideal candidate will have strong experience in the cash management domain across payments, collections, deposits and liquidity, with technical expertise and payments functional knowledge, able to write and drive end-to-end solution documents, guide and steward teams on detailed implementation requirements, and evangelize digital currencies across the organization. The ideal candidate will work with country product to advance payments and deposits & liquidity agenda.

Key Responsibilities

• Product Development and Delivery: Actively drive, design and develop end-to-end product lifecycle across ideation, specification, build and launch. Manage disparate stakeholders to a common goal and enforce the necessary steps in moving delivery and the conditions for aligned activity on time. Ensure product features and requirements are clearly defined and articulated to engineering and testing teams. Actively participate in delivery execution and management of issues and risks.
• Cross functional leadership: Collaborate with engineering, testing, design and risk, legal, compliance to ensure common understanding of product features. Manage the timing and flow of technology requirements across disciplines to deliver a holistic integrated set of solutions to clients. Act as central coordination point to unblock cross-functional issues and obtain alignment with partners to deliver on the product roadmap.
• Product Strategy: Define and articulate product vision aligned with business goals. Translate strategic priorities into clear product roadmaps. Identify market opportunities, customer needs and long-term product direction.
• Customer and Market Insights: Develop deep understanding of client journeys and workflows; leverage data, user feedback and insights to inform product decisions. Stay up to date on market developments, competitor analysis and customer discovery.
• Governance And Compliance: Ensure digital currency solutions comply with regulatory, security, and operational risk requirements. Collaborate with compliance and risk teams to address regulatory challenges related to digital currencies. Provide written submissions to risk committees and forums. Represent digital currency products across bank-wide risk management forums. Assess the effectiveness of governance arrangements and oversee changes as needed. Maintain awareness of regulatory frameworks and expectations relevant to the role. Commit to speaking up in the event of breaches of conduct or laws, and engage with local regulators openly and cooperatively.
• Processes: Work with internal and external stakeholders to drive positive change towards sustainable digital currency solutions, including operating instructions, manuals and related process approvals for execution within the Bank.
• Evangelism And Thought Leadership: Act as a digital currency evangelist within the bank, promoting awareness of stablecoins, tokenized deposits, and their impact on the financial ecosystem. Provide thought leadership on trends in digital currencies, blockchain and payments. Represent the bank in internal and external forums to showcase digital currency initiatives.

Skills And Experience

• Knowledge of CCIB Client Coverage, Transaction Banking and Financial Markets products to assess cross-business issues.
• Relevant business experience in operations, business analysis or project management.
• Strong analytical skills, detail-focused with the ability to interpret large volumes of information.
• Problem solving skills with the ability to influence across all levels of business.
• Ability to independently drive initiatives with minimal hands-on supervision.
• Digital Currencies; Stablecoins, Digital tokens, Blockchain
• Cash Product Management

What We Offer

• Competitive salary and benefits aligned with Fair Pay Charter to support wellbeing.
• Core bank funding for retirement savings, medical and life insurance, with flexible benefits where available.
• Paid time off including annual leave, parental/maternity leave, sabbatical and volunteering leave, with minimum global standards for holidays.
• Flexible working options and wellbeing support, with access to learning and development opportunities.
• Inclusive environment that values diversity and provides opportunities to grow and contribute.