EIC Analyst (Credit Analyst)

At Coface we make trade happen everyday

Coface is a team of 5,200 people of 80 nationalities across nearly 58 countries, all sharing a corporate culture across the world. Together, we work towards one objective: facilitating trade by helping our 50,000 corporate clients develop their businesses.

With 80 years of experience, Coface is a leader in the credit insurance and risk management market. We have also developed a range of other value-added services, including factoring, debt collection, Single Risk insurance, bonding, and information services.

As a close-knit, international organization at the core of the global economy, Coface offers an enriching work experience on several levels: relational, professional, and cultural.

Every day, our teams are making trade happen. Join us!

MISSION :

To assess debtor risks and ensure the portfolio of debtors is with up-to-date information. Control and optimize internal resources and access to external sources to meet strategic objectives. He/she liaises with Underwriters in order to maintain coherence between the DRA and the risk exposure.

MAIN RESPONSIBILITIES:

Enhanced Information handling:

• Evaluate the financial statements of both public and private companies for stability, profitability, liquidity and solvency
• Handle work list tasks in a timely and efficient manner ensuring internal guidelines are respected
• Process added value tasks linked to worklists and e-mail exchange with Underwriting
• Manage complex financial links and ensures FRG’s are respected
• Prepare and review DRA in which conclusions are drawn and that recommendations are clear and precise. Exchange with Underwriting on DRA consistency and decide on necessity of corrective actions
• Monitor risk and update assessments upon receipt of alert from external sources
• Achieve target objectives in respect of production and coverage ratio of DRA
• Produce Debtor visit report (DVR) and Make sure DVR quantity and coverage ratio is in line with group requirement, DVR should be completed with high quality, and customer (internal & external) complains on DVR should not be more than 2%
• Monitor sensitive files, send warnings on specific events to Underwriting
• React to Claims activity by adjusting the DRA
• Other ad-hoc projects as required

Communication:

• To be part of buyer calls along with Local EIC where applicable for obtaining financial and business information in order to assess their current situations
• Liaise with local information provider (reviews, inquiries) and help to control the budget
• Pro-actively build and maintain good working relationships with Risk Underwriting and other colleagues
• Communicate to underwriters requests and highlights any adverse information which is relevant to a review of exposure, particularly when a DRA is downgraded and exposure is significant
• Reporting/discussion with regional team whenever any ad-hoc issues/ support required

Compliance:

• Ensure compliance with regulations and procedures as laid down by Coface and external regulators

• Graduate/Post graduate required with a concentration in Finance or equivalent
• Minimum 3 years’ work experience in the financial field desirable (Banking, financial services or credit department)
• Candidates with experience in assessing Asian companies will be given priority

• Flexible working model after the 1st month
• Great place to work: central and modern office
• Opportunities to learn: budget every year for training, languages platform, e-learning platform, dedicated development program…
• Career opportunities: Opportunity to build your career (both locally and internationally) in a large global company, one of the world leaders in its field
• Health care