ERM Manager

Role Purpose

The ERM Manager is responsible for supporting the development, implementation, and continuous enhancement of the Enterprise Risk Management (ERM) framework across the organization, ensuring effective identification, assessment, monitoring, mitigation, and reporting of key risks in alignment with the company’s risk appetite, strategic objectives, Group standards, and regulatory requirements.

The role acts as a key second-line function, providing independent challenge and risk oversight while embedding risk management into business decision-making and promoting a strong risk culture across the organization.

KEY AREAS OF ACCOUNTABILITY

• Support the implementation and enhancement of the Enterprise Risk Management framework, policies, procedures, and governance in line with Group standards, regulatory requirements, and industry best practices.
• Manage and maintain the enterprise risk register, ensuring timely identification, assessment, monitoring, and escalation of key and emerging risks.
• Oversee and coordinate Risk & Control Self-Assessment (RCSA) activities across business units and ensure effective follow-up on mitigation plans and control improvements.
• Monitor and challenge Key Risk Indicators (KRIs) and risk appetite metrics to ensure exposures remain within approved thresholds.
• Provide independent oversight and challenge to operational, financial, insurance, and strategic risks across the organization.
• Prepare risk reports, dashboards, and presentations for Senior Management, Board Risk Committee, and Group stakeholders, highlighting key trends, exposures, and recommendations.
• Support the assessment of strategic initiatives, new products, projects, outsourcing arrangements, and business changes to ensure risks are properly evaluated and managed.
• Collaborate with business units, Compliance, Internal Audit, Finance, Actuarial, and other stakeholders to strengthen risk governance and ensure alignment across control functions.
• Monitor regulatory developments, emerging risks, and market trends, recommending enhancements to the ERM framework where required.
• Promote risk awareness and contribute to strengthening risk culture through training sessions, workshops, and ongoing engagement with stakeholders.
• Assist in business continuity and operational resilience initiatives in coordination with relevant stakeholders.
• Support the preparation of periodic regulatory and Group risk submissions and ensure data accuracy and completeness.
• Perform other ERM-related duties as assigned by management.

QUALIFICATIONS / SKILLS / EXPERIENCE

A bachelor’s degree in insurance, finance, business administration, accounting, or a related field.

• Professional certifications in Risk Management or Insurance (FRM, CRM, IRM, CFA, or similar) are considered a plus.
• Experience: Minimum 6–8 years of experience in Enterprise Risk Management or related risk functions (experience within the insurance industry, preferably life insurance, is highly preferred).
• Strong understanding of Enterprise Risk Management frameworks, insurance regulations, and risk management standards (e.g., Solvency II).
• Knowledge of operational risk management tools including RCSA, KRIs, incident management, and risk reporting..
• Excellent written and spoken English.
• Effective analytical, problem-solving, interpersonal, organizational, and cross-functional collaboration skills.
• Proficient in MS Office Suite and risk management/reporting tools.
• Strong work ethic with the ability to work independently and maintain confidentiality.
• Ability to provide constructive challenge and influence decision-making across different levels of the organization.

Work Location: In person