Escrow Analyst

Job Description: Escrow Payment & Mortgage Servicing Specialist Immediate only

Position: Escrow Payment & Mortgage Servicing Specialist
Experience: 1+ Years
Location: [Mysore Location]
Employment Type: [Full Time]

Job Summary:

We are seeking a skilled and detail-oriented professional with 1+ years of experience in escrow payment processing, mortgage servicing, and loan operations. The ideal candidate will have hands-on experience in escrow analysis, tax payment and disbursement, mortgage research, post-closing activities, delinquency management, and overall loan servicing.

Key Responsibilities:

Escrow Management & Analysis:

• Perform escrow account analysis and ensure timely payments for taxes and insurance.
• Monitor escrow accounts for shortages or surpluses and take appropriate actions.
• Process escrow disbursements, including tax and insurance payments.

Tax Payment & Disbursement:

• Review and process property tax payments on behalf of borrowers.
• Ensure accurate and timely tax disbursement to appropriate authorities.
• Investigate and resolve discrepancies related to tax payments.

Mortgage Research & Servicing:

• Conduct research on mortgage loans, payment histories, and borrower inquiries.
• Ensure compliance with mortgage servicing regulations and investor guidelines.
• Assist in resolving issues related to loan modifications, escrow accounts, and payment adjustments.

Post-Closing & Loan Servicing:

• Perform quality checks on loan documents after closing.
• Ensure completeness and accuracy of loan files in accordance with regulatory standards.
• Coordinate with stakeholders to address any post-closing discrepancies.

Delinquency & Loan Servicing:

• Monitor delinquent accounts and assist in loss mitigation efforts.
• Work with borrowers to resolve delinquency issues through appropriate channels.
• Maintain accurate loan records and update systems as needed.

Required Qualifications & Skills:

• 1+ years of experience in escrow payment processing, mortgage servicing, or related fields.
• Strong understanding of escrow analysis, tax disbursements, and loan servicing operations.
• Knowledge of mortgage lending regulations and compliance requirements.
• Proficiency in mortgage servicing software and Microsoft Office applications.
• Excellent problem-solving and analytical skills.
• Strong communication skills to interact with clients, vendors, and internal teams.

Preferred Qualifications:

• Experience working with mortgage servicing platforms (e.g., MSP, Black Knight, Fiserv, etc.).
• Familiarity with regulatory guidelines such as RESPA, CFPB, and investor requirements.

Job Type: Full-time

Pay: ₹300,000.00 - ₹450,000.00 per year

Benefits:

• Health insurance
• Provident Fund

Work Location: In person