Financial Analyst-3

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

The Client Incentive Operations team are responsible for managing Client Incentive and Merchant Acceptance Incentive agreements. We ensure compliance with contractual terms and determine the accounting treatment of each incentive deal and conformity with US GAAP. We use lean/six sigma process methodologies to provide benefits to our stakeholders regarding quality, cost and schedule associated with our work. This role is to support the operations of client incentive teams from all regions worldwide.

Essential Functions:

• Manage Incentive contracts for all regions
• Analyze newly executed incentive contract terms to assess Visa contractual obligations and determine appropriate accounting treatment based on Visa policy and procedure
• Review proforma to ensure accuracy of contract interpretation and application of Visa accounting policy respectively
• Setup incentive contracts in Oracle Revenue Management and Billing (ORMB) system per contract terms, ensuring that all key obligations have been accurately addressed. Ensure consistencies in the process especially those to accommodate system limitation
• Manage, track, and process contractual payments per terms of contracts accurately and timely for all regions
• Liaise with Sales, Legal and clients to determine the fulfillment of contractual obligations.
• Review on-going contract performance and update future performance /amortization schedules, as needed
• Responsible for inquiries and issue resolution related to the assigned contracts
• Coordinate with the bigger Client Incentive Operations team, understand the various deals across regions and ensure a consistent business process applied globally for a similar contract structure
• Support ad-hoc analysis or project as needed
• Ensure key production metrics for the month are met

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

Basic Qualifications

2 or more years of work experience with a Bachelor’s Degree or an Advanced Degree (e.g. Masters, MBA, JD, MD, or PhD)



Preferred Qualifications

3 or more years of work experience with a Bachelor’s Degree or more than 2 years of work experience with an Advanced Degree (e.g. Masters, MBA, JD, MD)

Bachelors in accounting

Chartered Accountant or CPA preferred but not required

Audit or accounting experience

Attention to detail and highly organized

Self-motivated, ability to function well independently as well as in a team, and comfortable in a fast-paced and dynamic environment

Strong leadership and interpersonal skills

Strong business analysis skills, excellent verbal, and written communication skills

Proficient in advanced Excel skills, familiar with Oracle based application is a plus

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.