Financial Crime Analyst (AM/MGR)

To support the operationalisation of HugoBank’s AML/CFT/CPF framework by executing transaction monitoring, customer risk profiling, and suspicious activity investigations. The role ensures compliance with State Bank of Pakistan AML/CFT regulations, FMU requirements, and FATF recommendations, while contributing to a digitally embedded, risk-based compliance program.

Key Responsibilities:

Transaction Monitoring & Screening:

• • Monitor and review alerts generated by the Transaction Monitoring System (TMS) and Name Screening tools.
  • Conduct preliminary analysis of suspicious activity, identifying potential ML/TF patterns.
  Escalate high-risk cases to the Transaction Monitoring Lead for further investigation.
  

Suspicious Transaction Reporting:

• • Prepare and document Suspicious Transaction Reports (STRs) and Currency Transaction Reports (CTRs) for submission to the Financial Monitoring Unit (FMU).
  Maintain accurate records of investigations and reporting activities.
  

Regulatory & Operational Support:

• • Assist in preparing data submissions and responses for regulatory inspections and audits.
  Support the Lead in implementing internal controls and AML processes across the bank.
  

Capacity Building & Awareness:

• • Participate in AML/CFT training programs and knowledge sessions.
  Share learnings with peers and contribute to the continuous improvement of processes.
  

Reporting & Analysis:

• • Generate routine transaction monitoring reports and assist in the analysis of trends and typologies.
  Provide insights to help optimise alert rules and reduce false positives.
  

Requirements

• Bachelor’s/Master’s degree in Finance, Business Administration, Economics, or related field.
• 3–4 years of experience in AML/CFT roles, transaction monitoring, or compliance operations. Prior experience in banking, digital banking, or fintech is a plus.
• Familiarity with TMS, screening tools, or case management systems preferred.
• Good understanding of SBP AML/CFT Regulations, FMU guidelines, and FATF standards.
• Strong analytical and investigative skills; attention to detail.
• Effective communication skills for internal reporting and coordination.
• Eagerness to learn and develop expertise in financial crime risk management.