Financial Crime Analyst (AM/MGR)

To support the operationalisation of HugoBank's AML/CFT/CPF framework by executing transaction monitoring, customer risk profiling, and suspicious activity investigations. The role ensures compliance with State Bank of Pakistan AML/CFT regulations, FMU requirements, and FATF recommendations, while contributing to a digitally embedded, risk-based compliance program.

Key Responsibilities:

Transaction Monitoring & Screening:

• Monitor and review alerts generated by the Transaction Monitoring System (TMS) and Name Screening tools
• Conduct preliminary analysis of suspicious activity, identifying potential ML/TF patterns
• Escalate high-risk cases to the Transaction Monitoring Lead for further investigation
  
  

Suspicious Transaction Reporting:

• Prepare and document Suspicious Transaction Reports (STRs) and Currency Transaction Reports (CTRs) for submission to the Financial Monitoring Unit (FMU)
• Maintain accurate records of investigations and reporting activities
  
  

Regulatory & Operational Support:

• Assist in preparing data submissions and responses for regulatory inspections and audits
• Support the Lead in implementing internal controls and AML processes across the bank
  
  

Capacity Building & Awareness:

• Participate in AML/CFT training programs and knowledge sessions
• Share learnings with peers and contribute to the continuous improvement of processes
  
  

Reporting & Analysis:

• Generate routine transaction monitoring reports and assist in the analysis of trends and typologies
• Provide insights to help optimise alert rules and reduce false positives
  
  

Requirements

• Bachelor's/Master's degree in Finance, Business Administration, Economics, or related field
• 3-4 years of experience in AML/CFT roles, transaction monitoring, or compliance operations. Prior experience in banking, digital banking, or fintech is a plus
• Familiarity with TMS, screening tools, or case management systems preferred
• Good understanding of SBP AML/CFT Regulations, FMU guidelines, and FATF standards
• Strong analytical and investigative skills; attention to detail
• Effective communication skills for internal reporting and coordination
• Eagerness to learn and develop expertise in financial crime risk management