Fleet Finance Credit Supervisor

Job Summary

Responsible for leading the Fleet Credit unit, managing credit risk, and recommending credit proposals in line with J-B credit policies, local regulations, and KSA anti-money laundering requirements.

Responsibilities

• Lead and manage the Fleet Credit unit and ensure all credit applications comply with internal policies, procedures, and processes.
• Work closely with Business Development to support proactive, quality deal origination.
• Review and approve credit analyses, returns, and reports within agreed turnaround times.
• Monitor portfolio quality, identify key customer risks and trends in credit quality, and propose corrective action plans.
• Add value to deal structuring (pricing, product, purpose, risk mitigation, etc.).
• Ensure compliance with local directives and KSA AML practices.
• Coordinate with Collections on delinquent portfolios and support recovery strategies.
• Promote best practices within the credit team to enhance efficiency and risk management.

Requirements

• 5–10 years’ experience in a similar role with a bank or finance organization in KSA.
• Proven track record in credit risk management and portfolio oversight.
• Strong financial services background, preferably within corporate or fleet financing.
• Excellent written and verbal communication skills in Arabic and English.
• Strong networking abilities with financial institutions and the local market.
• Strong interpersonal skills and ability to work with cross-functional teams.
• Good computer skills, including MS Excel and related tools.