Functional QA (Banking Loan with web Automation experience)

Functional QA – Banking Loan Domain (with Web Automation)

Position Summary

We are looking for a detail-oriented Functional QA Analyst with strong experience in Banking Loan Products and proven skills in Web Automation Testing. The ideal candidate will have hands-on expertise in testing loan origination, loan servicing, collateral management, repayment processes, and end-to-end credit workflows within banking systems.

Key Responsibilities

• Perform functional, regression, and system testing for banking loan modules including Loan Origination, Loan Servicing, Collateral & Security, Repayment, Interest Calculations, and Closure.
• Understand detailed loan workflows, credit policies, and operational processes used in retail or corporate lending.
• Analyze business requirements, create test scenarios, test cases, and test data aligned with loan and credit products.
• Execute tests using web-based banking applications and validate system behaviour against expected results.
• Perform web automation testing using tools such as Selenium, Playwright, Cypress, or similar automation frameworks.
• Create, maintain, and optimize automation test scripts to improve regression test coverage.
• Verify API responses, loan calculations, amortization schedules, and rule engine outputs.
• Coordinate with product owners, business analysts, and developers to resolve defects and ensure high-quality delivery.
• Participate in UAT support, functional walkthroughs, and production verification.
• Track all defects using tools like JIRA, Azure DevOps, QC/ALM, or similar.
• Document detailed test reports, traceability matrices, and execution logs.

Required Skills & Experience

• 3–8 years of experience in Functional QA within Banking or Lending Domain.
• Strong understanding of:
• Loan Origination Systems (LOS)
• Loan Management/Servicing Systems (LMS)
• Collateral & Security Management
• Credit Assessment & Risk Parameters
• Repayment Schedules, EMI/Interest Calculations
• Hands-on experience with Web Automation using:
• Selenium WebDriver
• Playwright or Cypress (added advantage)
• Java/Python/JavaScript (for automation scripting)
• Solid knowledge of QA methodologies, SDLC, STLC, and defect lifecycle.
• Experience with SQL for backend verification.
• Familiarity with API testing tools like Postman or RestAssured.
• Experience in Agile/Scrum environments.

Nice-to-Have Skills

• Experience working with Core Banking Systems (e.g., Temenos, Finacle, Flexcube, T24).
• Exposure to performance testing tools (JMeter, LoadRunner).
• Knowledge of automation framework design (POM, BDD, TestNG, Cucumber).
• Understanding of risk scoring mechanisms and loan decisioning engines.

Soft Skills

• Strong analytical and problem-solving skills.
• Excellent communication and documentation abilities.
• Ability to work independently and in cross-functional teams.
• Detail-oriented with a strong focus on quality.