Graduate Trainee - Cash Products (UAE National)

Responsibilities:

• To position Emirates NBD as the most sought-after Cash Digital solution provider and enhance our Cash Product offering based on client-led demands and VOC for Emirates NBD, Emirates Islamic and our International entities for Cash solutions.
• To actively support the Cash Product Management, Product Development, and delivery functions, within the existing landscape, specifically covering:
• SWIFT For Corporates, Payment Gateway, Online Banking (Web, H2H, mobile, SWIFT)
• Payments & Collections
• Strategic Initiatives
• Regulatory Payment Initiative (BUNA, GCC RTGS etc.)
• Take complete ownership of the Cash Product including its strategy, delivery, commercialization, and life cycle.
• Develop the Product Roadmap & Strategy of the online Channel.
• Increase the overall channel penetration complimenting ENBD’s digitization strategy.
• Contribute to new innovative solutions /ideas and projects or any other initiatives from time to time.
• Develop, implement, and maintain technology integrations with clients and partners for business cases and benefit realization of the SWIFT, Host to Host and online banking channel and its deliveries.
• Receive, Collate and Prioritize all demands relevant to Online (SWIFT, H2H, web, mobile) Banking in line with all the stakeholders across business segments and geographies.
• Interact with relevant technology team for end-to-end development & product functioning and ensure that the client touch points, and related information are all fully operational and aligned.
• Work towards supporting continuous improvements in the financial, operational, and service performance of Cash products to help to increase market share vis-à-vis competition.
• Evaluate and recommend new ideas and solutions and deliver bottom line benefit because of understanding product opportunities . These can be on the areas of new proposition, Technology, Regulation, Industry and Market.
• To help develop the products/proposition covering aspects of Pricing , appropriate positioning in the market and customer segments, and on-going efficient management of products .
• Augment the NFI income by constantly delivering relevant online banking services.
• Support for the Collaterals, website content, go to market strategy , regulatory and market size changes including communication strategy of the product launches and commercialization.
• Process review and re-engineering of the existing products to ensure smooth functioning and derive efficiency.
• Responsible for managing the external stakeholders to support and enhance the product from time to time.
• Attend Client Meetings involving complex requirements and own the responsibility of providing 'right solution' to the client . Provide guidance and support to RMs, Advisory teams for promoting the relevant products.
• Represent and wherever possible, support the bank in driving Cash Management Product evolution in alignment with the bank's overall strategy and goals.
• Possess the ability to explore, understand and incorporate data analysis in decision making and strategy.
• Manage all product & MIS related assignments.
• Conducting products training upon needed about the existing and new products.
• Effectively communicate project expectations, issues, risks , and decisions to project teams and stakeholders related to online banking implementation.