Head of Motor

We are partnering with a leading insurance provider to appoint an experienced Head of Motor to lead and develop their Motor Insurance business. This is a senior leadership role responsible for driving profitable growth, underwriting excellence, and operational performance across the motor portfolio.

The successful candidate will oversee Motor Underwriting, Claims, and Operations , shaping strategy while ensuring strong governance, market competitiveness, and high performance across teams.

Key Responsibilities

Strategy & Leadership

• Develop and implement the Motor business strategy aligned with company objectives and regulatory requirements.
• Lead and mentor underwriting and technical teams to deliver high performance and profitable growth .
• Build a strong market intelligence framework to track industry trends, pricing, technology, and competitor activity.
• Drive a performance-focused culture across branches and departments.

Underwriting & Portfolio Management

• Establish and maintain underwriting guidelines, policies, SLAs, and authority limits .
• Monitor portfolio growth, profitability, and loss ratios against budget.
• Conduct risk assessment, referral handling, and quality assurance reviews .
• Ensure tariffs, pricing, and renewal strategies remain competitive and profitable .
• Maintain oversight of non-standard risks and underwriting decisions .

Claims & Operational Oversight

• Work closely with the claims team to monitor loss ratios, claim severity, and large claims exposure .
• Ensure effective procedures for claim notifications, repair assessments, settlements, and reinsurer interactions .
• Maintain compliance with regulatory requirements and reinsurance treaty conditions .
• Monitor claims exceeding treaty limits and coordinate approvals with reinsurers.

Stakeholder & Market Engagement

• Maintain strong relationships with brokers, clients, and market partners .
• Contribute to marketing strategies and business development initiatives .
• Provide regular reporting to executive leadership on motor performance and corrective actions .

Candidate Profile

Education

• Bachelor’s degree (preferably in Insurance or a related field)
• MBA or postgraduate qualification preferred

Experience

• Minimum 10 years’ experience in the insurance industry
• At least 10 years managing teams within Motor Insurance
• Strong exposure to motor underwriting, claims, and portfolio management

Skills

• Deep knowledge of motor insurance products, vehicle types, and rating structures
• Strong leadership, analytical, and decision-making abilities
• Excellent communication and stakeholder management skills
• Commercial mindset with a results-driven approach

Why Apply?

This is an excellent opportunity to take ownership of a strategic motor insurance portfolio within a growing organisation, shaping underwriting strategy and driving sustainable growth.