Insurance Officer - Construction

Job Purpose:

To ensure that all company assets, employees, equipment, and projects are adequately insured against potential risks, and to manage insurance policies, claims, renewals, and compliance with company and statutory requirements.

Key Responsibilities:1. Insurance Management

• Review, evaluate, and manage all insurance requirements for company assets, vehicles, employees, and projects.
• Liaise with insurance companies and brokers to obtain quotations, negotiate terms, and ensure timely policy renewals.
• Verify coverage adequacy and ensure compliance with client and contract insurance requirements.
• Maintain up-to-date records of all insurance policies and certificates.

2. Claims Handling

• Manage and process insurance claims for vehicles, equipment, property damage, workers’ compensation, and third-party liability.
• Coordinate with internal departments, site teams, and insurers to collect required documentation and evidence.
• Follow up on claim status and ensure timely settlement.
• Maintain a claims register and prepare claim status reports for management.

3. Risk Assessment and Compliance

• Identify and assess potential risks associated with construction activities and advise on risk mitigation through proper insurance coverage.
• Ensure compliance with local labor and insurance laws (e.g., Workmen Compensation, Motor Insurance, Professional Indemnity, etc.).
• Conduct periodic audits to ensure all insurable items are covered and policies are updated.

4. Documentation & Reporting

• Maintain organized files of all policies, claims, endorsements, and correspondence.
• Prepare periodic reports on insurance coverage, claim ratios, and renewals.
• Support the Finance and HR teams with insurance-related data for audits and budgeting.

5. Coordination & Communication

• Work closely with project, procurement, and finance departments to ensure insurance requirements are met for new projects and contracts.
• Handle contractor and subcontractor insurance verification for project compliance.
• Serve as the main point of contact between the company and insurance service providers.

Qualifications & Skills:

• Bachelor’s degree in insurance, Business Administration, Finance, or related field.
• Minimum 3–5 years of experience in insurance administration
• Excellent communication and negotiation skills.
• Proficient in MS Office (Excel, Word, Outlook).
• Detail-oriented, organized, and able to handle multiple priorities.

Job Types: Full-time, Permanent

Pay: AED3,500.00 - AED7,500.00 per month

Application Question(s):

• Do you have experience in the UAE for implementing the insurance plan for the big organization from the scratch?
• Are you available to join immediately? Please note this will not affect your hiring process.