Jr Mortgage Processor

Job description

Jr. Mortgage Loan Processor

Location- Hybrid Denver, CO

As a Jr. Mortgage Loan Processor, for one of our client projects, you will be your bring your exceptional communication skills, sense of urgency, willingness to work closely with others, and serve as the primary point of contact for our client's customers as they navigate through the mortgage loan process. You will effectively manage a large pipeline of loans.

Essential Functions/Duties:

• Helping Mortgage loan processors
• Collection of TItle Insurance
• Collection of Home Owners Insurance
• Collection of any outstanding loan documents

Mortgage Loan Processor roles:

• Validate assets and liabilities listed on the loan application by gathering information from third party resources (examples include obtaining bank statements to verify deposit balances and matching liabilities listed against credit reports). Validate additional information provided by loan applicant on the application (including Verification of Employment, Verification of Deposits, flood certification, HMDA information, etc.)
• Provide all required information to underwriters – if additional information is needed, contact Loan Officer and/or customer to obtain needed information
• Obtain list from underwriters of conditions necessary to close loan and works with customer to obtain necessary information – submitting it to underwriter.
• Verifies that all files receiving “clear to close” approval contain Title Commitment, Proof of Homeowners Insurance, Insured Closing Letter, Wiring Instructions and Tax Reports
• Protect Company’s reputation and image by maintaining Borrower confidence; deliver a high level of customer service and by keeping mortgage loan information confidential.
• Work as directed by Management.

Preferred Education & Experience:

• High School Diploma or GED equivalent required, some college preferred; College degree desired.
• Intermediate to computer proficiency skills with MS Office, Excel and Mortgage Loan Applications/Software) Encompass 360 desired.
• A minimum of six (6) to twelve (12) months of prior loan processing experience is preferred
• Excellent customer service skills; written and oral communication skills and ability to demonstrate control, flexibility and maintain quality and high productivity when dealing with customers and changing work demand.
• Ability to multi-task and operate in a high-volume, fast-paced environment.
• Knowledge of federal and state regulatory requirements a plus.
• Must be able to perform essential responsibilities with or without reasonable accommodation.

Experience:

• Mortgage Processing: 1 year (Preferred)
• Microsoft Office: 1 year (Preferred)
• Customer Service: 1 year (Preferred)

Education:

• High school or equivalent (Required)

Job Type: Full-time

Pay: $21 per hour

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Employee discount
• Flexible spending account
• Health insurance
• Health savings account
• Life insurance
• Paid time off
• Parental leave
• Vision insurance

Physical Setting:

• Office

Schedule:

• 8 hour shift
• Monday to Friday
• Weekends as needed

Work Location: Hybrid 3 days in office located at Highlands Ranch, CO 80126

Job Type: Full-time

Pay: $21.00 per hour

Expected hours: 40 per week

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Flexible spending account
• Health insurance
• Health savings account
• Life insurance
• Paid time off
• Parental leave
• Vision insurance

Schedule:

• 8 hour shift

Ability to Relocate:

• Highlands Ranch, CO 80129: Relocate before starting work (Required)

Work Location: Hybrid remote in Highlands Ranch, CO 80129

Job Type: Full-time

Pay: $21.00 per hour

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Flexible spending account
• Health insurance
• Health savings account
• Life insurance
• Paid time off
• Parental leave
• Vision insurance

Experience:

• Mortgage servicing: 1 year (Required)

Ability to Commute:

• Highlands Ranch, CO 80129 (Required)

Work Location: Hybrid remote in Highlands Ranch, CO 80129