Junior Analyst - FPA (ALM & Liquidity)

JOB SUMMARY

The Junior Analyst provides analytical support to the Financial Planning & Analysis (FPA) team, primarily helping the Bank manage its balance sheet, interest rate risk, and liquidity, along with forecasting and regular financial reporting. This role combines data analysis, financial modeling, market research, and presentation support to inform strategic decision-making, with a focus on understanding interest rate movements and their impact on the Bank's portfolios.

DUTIES AND RESPONSIBILITIES

• Assist in analyzing the Bank's balance sheet, loan, and deposit trends.
• Assist in preparing monthly/quarterly Asset Liability Committee (ALCO) & budget materials
• Support financial modeling and scenario analysis to assess interest rate and liquidity impacts.
• Prepare and maintain reports on cash flows, budgets, and performance metrics.
• Collect, organize, and validate data to support the Bank's Asset Liability Model (ALM) and liquidity initiatives.
• Assist with regular monthly and quarterly financial presentation materials for board and executive management reporting
• Assist in the creation of other presentations for internal and external stakeholders.
• Collaborate with senior analysts and the CFO on internal projects, including NII analysis, budgeting, and model validation.
• Contribute to process improvements and help maintain accurate documentation of assumptions and methodologies.
• Monitor market interest rate trends and provide insights on potential effects on the bank's portfolios.

QUALIFICATIONS

• Bachelor's degree in Finance, Economics, Mathematics or any relevant STEM field or compensating work experience.
• Strong analytical and problem-solving skills with attention to detail.
• Proficiency in Excel; familiarity with financial modeling, databases, or analytical tools is a plus.
• Basic understanding of interest rate movements, market dynamics, and banking products.
• Effective communication and teamwork skills.
• Ability to manage multiple tasks and meet deadlines in a fast-paced environment.

EDUCATION AND/OR EXPERIENCE

• 1-2 years of previous internships or experience in financial services with a quantitative focus, coursework, projects and case studies can be considered.
• Exposure to balance sheet analysis, loan/deposit forecasting, or liquidity reporting.
• Familiarity with financial software or modeling platforms.

ABOUT US

For over a century, Peoples Bank has served as a cornerstone of customer commitment, helping our communities thrive and continuously supporting our community members. Proudly bearing the Finward name as a Finward Company, our logo symbolizes our unwavering dedication to financial excellence, advanced technology, and elevating the customer journey.

Headquartered in Munster, Indiana, Peoples Bank offers an extensive array of consumer, business, and wealth management solutions, alongside cutting-edge digital banking services. With 26 conveniently located Peoples Banking Centers spread across Northwest Indiana and Chicagoland, we uphold a tradition of delivering top-notch performance to our valued residents.

At Peoples Bank, we are driven by a passion for fostering success within our customer base and communities. Anchored in our core values of Stability, Integrity, Community, and Excellence, we are committed to building strong partnerships with our customers and communities to help them achieve financial success. Through innovative engagement and technology, we ensure an exceptional customer experience at every turn.

For more information on benefits visit the Careers page of our company website at https://www.ibankpeoples.com/resources/careers.

Peoples is an Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities.

Equal Housing Lender/ Member FDIC