Junior Legal Counsel

Provide legal assistance to the Legal team with a focus on Retail Banking.

Prepare legal advice and documentation.

Support in managing and addressing legal queries and be able to perform multiple tasks simultaneously.

Independently handle routine legal queries.

Interact with internal customers as required.

Provide legal advice on retail banking products including deposits and investments, credit cards, personal loans, mortgages, payments and money transfers, etc.

Draft, review, and negotiate legal documents such as facility offer letters, terms and conditions, amendments and renewal letters.

Support with addressing queries from branch offices and ensure that the legal advice complies with internal Bank policies, applicable laws and regulatory requirements.

Review documents to establish customer s capacity and due authority (i.e. POA, articles and by-laws, board and shareholders resolutions, commercial license, certificate of incumbency and related documents)

Participate in meetings and provide legal input on product development and operational strategies.

Monitor and interpret laws, regulations, and legal developments affecting retail banking.

Assist in identifying and mitigating legal risks associated with retail banking operations.

Support legal projects including documentation standardization and digital banking initiatives.

Work closely with other lawyers in the team and contribute to a collaborative team environment.

Maintain organized records of legal matters and documentation using internal tools (i.e. App4Legal).

Collaborate with Business Units, Credit Risk, Compliance, and Operations teams to align legal advice with business objectives.

Skills:

• Strong verbal and written communication skills in both English and Arabic
• Proficiency in legal research and document management tools

Qualifications:

• Emirati national with a Law Degree
• Post Qualification Experience of at least 3 years
• Literate in various computer applications.

Other:

• Proactive working attitude
• Team player with strong work ethic
• Demonstrate flexibility and willingness to support high-volume workloads and additional responsibilities.
• Strong sense of responsibility and time management