Large Loss Property General Adjuster

WCF, an "A" rated insurance carrier growing across the western United States, is seeking an experienced claims professional to join our Commercial Property team as a Large Loss Property General Adjuster.

This position offers hybrid work, with the flexibility to be based near one of WCF's offices in Sandy, Utah; Las Vegas, Nevada; Denver, Colorado; or Phoenix, Arizona. We are looking for a professional who embodies WCF's core values: doing the right thing, being great at your job, and helping others succeed.

Responsibilities
This role is responsible for independently managing high‑severity, complex commercial property claims across Utah, Idaho, Nevada, and Arizona from first notice of loss through final resolution. The work involves thorough investigation, detailed coverage analysis, coordination with vendors, and clear communication with stakeholders. Frequent multi‑state travel and on‑site claim management within this region are essential functions of the position.

Key responsibilities include:

• Managing a portfolio of large loss commercial property claims with significant financial exposure
• Traveling regularly throughout Utah, Idaho, Nevada, and Arizona to conduct on-site inspections, investigations, and meetings
• Conducting detailed investigations to determine cause of loss, scope of damage, and coverage applicability
• Interpreting and applying complex commercial property policies, endorsements, and sub-limits
• Establishing, monitoring, and adjusting accurate reserves throughout the claim lifecycle
• Negotiating and resolving claims within authority and escalating recommendations when appropriate
• Evaluating repair scopes and contractor estimates; reconciling variances and validating costs
• Managing business income and extra expense claims in coordination with forensic accountants
• Engaging, directing, and overseeing vendors including engineers, consultants, contractors, and forensic specialists
• Communicating coverage decisions and key claim developments to insureds, brokers, attorneys, and internal partners
• Identifying and pursuing subrogation and recovery opportunities
• Participating in catastrophe response and surge support as needed
• Serving as a technical resource and supporting best practices within the claims organization

Qualifications

The ideal candidate for this position will have:

• At least eight years of progressive commercial property claims adjusting experience, with a strong emphasis on large loss or complex claims
• Prior General Adjuster or Senior Large Loss Adjuster experience preferred
• In-depth knowledge of commercial property coverages and large loss claim resolution
• Experience handling multi-state claims, particularly within Utah, Idaho, Nevada, and Arizona (preferred)
• Strong investigation, analytical, negotiation, and decision-making skills
• Ability to work independently with minimal supervision, including in field environments
• Proficiency with claims management systems and estimating platforms (e.g., Guidewire, Xactimate)
• Professional insurance designations such as AIC, CPCU, SCLA, or ARM preferred
• Proficiency in Microsoft Office and Windows operating systems
• Ability and willingness to travel frequently within Utah, Idaho, Nevada, and Arizona, including overnight travel
• Valid Driver's License

An internal candidate must have six months in their current position, acceptable job performance, and must notify their current supervisor that they have applied for the position.

Compensation

Expected salary for this position is dependent upon education, experience, complexity of claims knowledge, and individual qualifications - between $100,000 and $130,000 annually.

Benefits

WCF Insurance offers an extensive compensation package. Benefits include Medical, Dental, and Vision insurance, company paid life insurance, 401K with a generous 6% employer match and additional benefits such as an Employee Assistance Program (EAP) and time off to volunteer in the local community. All employees earn 4 weeks of vacation in their first year.

OUR PEOPLE

WCF strives to provide an excellent work experience and cultivate an inclusive environment where anyone who embodies our values will thrive

WCF INSURANCE IS AN EQUAL OPPORTUNITY EMPLOYER

WCF Insurance provides equal employment opportunity to all qualified applicants and employees regardless of race, color, religion, sex, age, national origin, veteran status, disability that can be reasonably accommodated, or any other basis prohibited by federal, state, or local law.