Manager

We are seeking a highly analytical and detail-oriented professional to join our unsecured lending strategy and analytics team. The Specialist will be responsible for developing data-driven strategies to optimize product performance,and improve profitability. This role requires strong analytical skills, proficiency in data tools, and a deep understanding of consumer banking products and credit risk. ;A successful candidate would work as an EXL consultant with a leading US Financial Services Organization on an unsecured lending portfolio. The job will require the consultant to work on:

• ; ; ; ; Support tactical & strategic risk analytics initiatives for US based banks’ Risk team ; ; ; ; ; ;
• ; ; ; ; Develop risk policy for Point of Sale (POS) lending, Buy-now-pay-later (BNPL), and Credit Card solutions ; ; ; ; ; ; ;
• ; ; ; ; Design A/B testing frameworks with Design of Experiments (DOE) methodology to optimize risk management programs ;
• ; ; ; ; Policy analytics to make sure correct customer segments are targeted and acquired ;
• ; ; ; ; Recommend changes to business strategy and risk management policies ; ; ; ; ; ; ;
• ; ; ; ; Build reporting/BI frameworks for Risk teams within the organization ; ; ;
• ; ; ; ; Evaluate effectiveness of current policies & strategies, manage the monthly dashboards and ad-hoc analysis, analyze tests & performance related to funnel performance, portfolio verification performance and post issuance loan performance ; ; ; ; ; ;
• ; ; ; ; Clearly communicate analysis as presentations to technical & non-technical groups ; ;
• ; ; ; ; Develop and maintain effective working relationships with colleagues in other areas of Risk Management. ; ; ; ; ; ; ;
• ; ; ; ; Summarize analytical findings into presentations and share analysis & reports with senior leadership. ; ; ; ; ;
• ; ; ; ; Maintain a high degree of technical and policy understanding with respect to credit risk. ; ;
• ; ; ; ; Manage assigned projects in a timely manner, ensuring accuracy and that deliverables are met. ;
• ; ; ; ; Train, coach and develop team membersQualifications:
• ; ; ; ; 4-8 years of experience in Analytics and Decision Science. ; ; ; ; ;
• ; ; ; ; Risk Analytics experience: Portfolio analytics, Acquisition and Line Management, Policy audit and analytics, Reporting/Dash-boarding, Performance tracking (should have a knowledge of risk concepts like delinquencies, pre-payments, loss curves etc.)
• ; ; ; ; Past experience in problem solving roles, strategic initiatives etc. ; ; ; ; ; ; ;
• ; ; ; ; Knowledge in Banking Domain ; ; ;
• ; ; ; ; Hands on work experience in Python, SQL, SAS ; ;