Manager - CAC South Docs & Review (Retail Karachi Branches)

Responsibilities:

• Preparation of charge/security documentation as per terms & conditions of approvals for all types of credit facilities.
• To critically review all the charge and security documents along with insurance policies and stock reports and to ensure communicating deficiencies to respective business groups timely.
• Issuance of Clean/Conditional DAC/authorizing disbursements after necessary due diligence and completion of all necessary documentation / formalities.
• To analyze the request of business groups for release of security / issuance of NOCs (after having necessary approvals & documents) and give proper feedback.
• To arrange mortgage, lien on govt. securities, charge registration with SECP in coordination with branches.
• To ensure timely submission of updated and error free data on approved formats of MIS for exception reports on monthly basis to Business Unit & CAD HO as per deadline.
• Monitoring & management of all insurance policies, stock reports and sanction advice of the customers of all assigned branches and to update status to the business units.
• Post disbursement of monitoring of approved conditions as per COM.

Job Specific skills:

• A good knowledge of legal, charge & security documentation,
• Strong knowledge of credit products and relevant documentation.
• Good communication & interpersonal skills, decision making abilities, strong leadership & people management skills, proficient in use of MS office

Behavioral skills:

• Demonstrate the ability to convey thoughts, concepts, and ideas effectively.
• Consistently maintains sustained energy and determination even in the face of obstacles.
• Willingly cooperates and works collaboratively with positive attitude and change adaptability
• Enthusiasm to provide timely & accurate services without compromise.
• Honest, self-motivated and of high integrity.

Eligibility:

• Education: Graduation
• Experience: 5 Years (Relevant to Credit)