Moody's Technology Rotation Program - Data Science

At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody’s is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we’re advancing AI to move from insight to action—enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.

If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity.

Skills & Competencies

• Strong understanding of data science principles and applications, including statistical modeling, predictive analytics, ML and NLP, data mining, and optimization techniques
• Proficiency in programming languages such as Python, R, SAS, or SQL; familiarity with tools and platforms like AWS, Elasticsearch, GitHub, or Docker is a plus
• Hands-on experience with research and analysis, demonstrated through internships or academic projects involving large, complex datasets and a variety of analytical tools
• Awareness of existing and emerging technologies, including a foundational understanding of generative AI and its applications, with a willingness to explore how these tools can drive innovation and improve software solutions
• Demonstrated leadership potential, learning agility, and adaptability, with the ability to take initiative and contribute effectively in evolving technical and team environments
  Understanding of finance and capital markets is a plus, with the ability to contextualize technical work within broader business and industry objectives
• Basic understanding of artificial intelligence concepts, with curiosity and enthusiasm for learning how AI tools can be used to improve processes and drive efficiency. Interest in exploring AI systems and a willingness to develop awareness of responsible AI practices, including risk management and ethical use

Education

• Graduating with a minimum of a Masters or PhD degree in Data Science, Business Analytics, Operations Research, Applied Statistics, Mathematics, Engineering or Computer Science (with a focus on machine learning or AI), or a related quantitative discipline
• Anticipated graduation date of June 2026 or prior
• Achieved exceptional academic performance

Responsibilities
Rotational assignments vary in terms of the technology skills required, and may use any or all of the following technologies: Analytical Tools and Solutions, Emerging Technologies, Environmental, Social, and Governance (ESG) & Climate Risk, Business Intelligence, Enterprise Applications Systems, Machine Learning, Artificial Intelligence, NLP, Data Science, and Data Engineering.
At Moody’s we are committed to integrating generative AI within each of our teams, which you will gain experience in during your time in the rotation program. Typical responsibilities for participants in the program may include, but are certainly not limited to, examples in the list below:

• Conduct theoretical and empirical research on measurements of credit risk and other risks including climate change and other emerging threats on portfolio credit risk
• Create an agentic system by harnessing the power of GenAI and LLMs to uncover valuable insights from various data sources by leveraging tools such as AWS, Databricks, Jenkins, and Github
• Develop intuitive Streamlit and Power BI applications that translate complex analyses into actionable, executive-ready narratives
• Collaborate with cross-functional teams to create GenAI-powered automation tools that enhance the capabilities of customer service teams, enabling them to respond to inquiries more efficiently and effectively
• Model financial line items for companies, work on credit scoring models, feature extraction & ML pipeline development, and utilize macro-economic tracking tools

About the Program
Embark on an exciting journey in your early career by joining the Moody’s Technology Rotation Program – Data Science! This dynamic program is your gateway to launching your career in data science, offering recent graduates the chance to join our teams who are at the forefront of transforming data using the most advanced technologies to create impactful solutions for our clients. You’ll not only enhance your technical skills but also cultivate in-depth domain knowledge while developing new techniques to help solve real-world problems, all while forging invaluable connections with a community of your peers.

Over the course of the 2-year program, you’ll participate in two year-long rotation assignments across various Moody’s Business Units (BUs), gaining a variety of experiences that will shape you into a future technology leader at the firm. You will have a vital role in modeling, visualizing, and interpreting critical data to help us continue to use data and technology to transform our industry. You will have the opportunity to work with accomplished individuals who share advanced degrees, certifications and professional designations in fields such as data science, machine learning, AI, predictive analytics, mathematics, economics, and more. Based in our headquarters in New York or out of our San Francisco office, this hybrid program encourages collaboration and innovation, requiring participants to join our community in the office 2 days per week.

As you navigate through the program, you’ll be empowered to develop in your professional career by engaging in monthly workshops, participating in ongoing training and through receiving ongoing feedback from your rotation team – all with the support of a dedicated program manager. Starting together as a cohort, you’ll build friendships and a strong support network from day one, setting the stage for an incredible career ahead.

For US-based roles only: the anticipated hiring base salary range for this position is $130,000-$140,000, depending on factors such as experience, education, level, skills, and location. This range is based on a full-time position. In addition to base salary, this role may be eligible for a completion bonus. Moody’s also offers insurance and a discounted employee stock purchase plan for limited duration employees.

Moody’s is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, sex, gender, age, religion or creed, national origin, ancestry, citizenship, marital or familial status, sexual orientation, gender identity, gender expression, genetic information, physical or mental disability, military or veteran status, or any other characteristic protected by law. Moody’s also provides reasonable accommodation to qualified individuals with disabilities or based on a sincerely held religious belief in accordance with applicable laws. If you need to inquire about a reasonable accommodation, or need assistance with completing the application process, please email accommodations@moodys.com. This contact information is for accommodation requests only, and cannot be used to inquire about the status of applications.

For San Francisco positions, qualified applicants with criminal histories will be considered for employment consistent with the requirements of the San Francisco Fair Chance Ordinance.

This position may be considered a promotional opportunity, pursuant to the Colorado Equal Pay for Equal Work Act.

Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody’s Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.
For more information on the Securities Trading Program, please refer to the STP Quick Reference guide on ComplianceNet

Please note: STP categories are assigned by the hiring teams and are subject to change over the course of an employee’s tenure with Moody’s.