Mortgage Closer

We are seeking a highly skilled and detail-oriented Mortgage Closer to manage and coordinate all aspects of residential loan closings across both consumer direct and wholesale channels. This role is critical to delivering a seamless, compliant, and timely closing experience for borrowers, brokers, and internal stakeholders.

The ideal candidate has strong expertise in government and specialty loan products, including FHA, Down Payment Assistance (DPA), and construction/renovation loans, along with a deep understanding of regulatory requirements and closing best practices.

Key Responsibilities

• Prepare, audit, and deliver complete and compliant closing disclosure packages (CDs) and loan documents for funding
• Coordinate and facilitate loan closings across consumer direct and wholesale (TPO) channels, partnering with borrowers, brokers, title/escrow, settlement agents, and internal teams to meet timelines and service-level expectations
• Demonstrated expertise in Conventional, FHA, DPA, and construction/renovation loan products (OTC, 203(k), Homestyle)
• Review loan files for accuracy, completeness, and adherence to agency, and regulatory guidelines (TRID, RESPA, TILA)
• Manage and clear closing conditions, balance closing figures, including fees, escrows, and disbursements, with a high degree of accuracy
• Serve as the primary point of contact for all closing-related communication and issue resolution
• Prepare and review post-consummation Closing Disclosures (post-closing CDs) as required
• Monitor pipeline and maintain accurate closing schedules to meet funding deadlines
• Identify and resolve discrepancies proactively to avoid closing delays or post-closing defects

Qualifications

• 5+ years of mortgage closing experience, preferably in a multi-channel lending environment (consumer direct and wholesale)
• Strong knowledge of federal and state compliance regulations, including TRID and disclosure timing requirements
• Proficiency with LOS platforms and document preparation systems
• Advanced ability to review and balance Closing Disclosures with precision
• Excellent organizational skills with the ability to manage a high-volume pipeline under tight deadlines
• Strong communication and stakeholder management skills across internal teams and external partners
• High attention to detail and commitment to accuracy and compliance

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This job specification should not be construed to imply that these requirements are the exclusive standards of the position. Click n’ Close, Inc. is an Equal Opportunity Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, national or ethnic origin, age, disability, protected veteran status, or other characteristics protected by applicable law.

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Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Employee assistance program
• Flexible spending account
• Health insurance
• Health savings account
• Life insurance
• Paid time off
• Parental leave
• Referral program
• Retirement plan
• Vision insurance

Experience:

• Mortgage Closing: 5 years (Preferred)

Work Location: Remote