Mortgage Finance Analyst

The Perspective Agency is seeking a detail-oriented and analytical Mortgage Finance Analyst to join our finance team in Mesaieed. This role focuses on evaluating mortgage-related financial data, supporting lending decisions, and ensuring accurate reporting and compliance across mortgage portfolios. The ideal candidate will bring strong financial analysis skills, a solid understanding of mortgage processes, and the ability to assess risk and performance with precision.

Key Responsibilities:

• Analyze mortgage applications, financial statements, and credit data to support lending decisions
• Evaluate borrower financial profiles, repayment capacity, and risk exposure
• Prepare detailed mortgage financial reports, forecasts, and portfolio performance analysis
• Monitor mortgage loan performance, including repayment trends, defaults, and interest accruals
• Support budgeting and financial planning for mortgage lending activities
• Collaborate with loan officers, credit teams, and compliance departments to ensure accurate assessment and approval processes
• Assist in developing financial models for mortgage portfolio valuation and risk analysis
• Track key performance indicators (KPIs) related to mortgage lending and profitability
• Ensure compliance with internal policies, lending guidelines, and applicable financial regulations
• Support audit processes by preparing and organizing mortgage-related financial documentation
• Identify opportunities to improve mortgage portfolio performance and operational efficiency

Qualifications:

• Bachelor’s degree in Finance, Accounting, Economics, or related field
• Proven experience in financial analysis, mortgage finance, banking, or lending operations
• Strong understanding of mortgage products, lending processes, and credit risk assessment
• Proficiency in Microsoft Excel and financial modeling tools
• Excellent analytical and problem-solving skills
• Strong attention to detail and ability to manage complex financial data
• Good communication skills for coordination with internal teams and stakeholders

Preferred Skills:

• Experience in banking, mortgage lending, or real estate finance
• Knowledge of credit analysis, loan structuring, and risk management
• Familiarity with financial regulations and lending compliance standards
• Professional certifications such as CFA, CPA, or similar are an advantage

What We Offer:

• Competitive salary and benefits package
• Professional and structured work environment
• Opportunities for growth in mortgage and financial services
• Exposure to complex lending and financial analysis projects

How to Apply:
Interested candidates are invited to submit their CV along with a cover letter highlighting their experience in mortgage finance or financial analysis.

Job Type: Full-time

Pay: QAR205,000.00 per year

Work Location: In person