Mortgage Loan Officer

Job Summary
Join our dynamic team as a Mortgage Loan Officer and become a vital part of helping individuals and families achieve their homeownership dreams! In this energetic role, you will guide clients through the mortgage process with enthusiasm and professionalism, ensuring a smooth and positive experience from application to closing. Your expertise in financial sales, customer service, and loan origination will drive success, while your knowledge of industry regulations and software tools will ensure compliance and efficiency. If you thrive in a fast-paced environment where your negotiation skills and financial acumen make a real difference, this is the opportunity for you to shine!

Duties

• Actively engage with clients to understand their financial needs and recommend suitable mortgage products
• Originate loan applications by collecting detailed financial information and conducting credit analyses
• Guide clients through the loan process, explaining terms, contracts, TILA (Truth in Lending Act) disclosures, and Fair Housing regulations clearly and transparently
• Collaborate with underwriters, processors, escrow officers, and other team members to facilitate timely loan approvals and closings
• Utilize mortgage servicing software such as Quicken or other financial software to process applications, update records, and ensure compliance with FNMA (Fannie Mae) guidelines
• Negotiate terms with clients and third parties to secure favorable loan conditions while adhering to regulatory standards
• Maintain thorough documentation of all transactions, including contracts, escrow details, and loan files, ensuring accuracy with 10-key typing and basic math skills

Requirements

• Proven experience as a mortgage loan officer or in a related financial services role involving loan origination and processing
• Strong knowledge of FNMA guidelines, underwriting procedures, TILA regulations, Fair Housing laws, and mortgage servicing practices
• Proficiency with financial software such as Quicken or similar tools; familiarity with accounting software is a plus
• Excellent customer service skills with the ability to communicate complex information clearly and professionally
• Demonstrated negotiation skills to optimize loan terms for clients while maintaining compliance standards
• Ability to perform basic math calculations accurately for credit analysis and loan assessments
• Experience working with banking systems, escrow processes, contracts, and credit analysis techniques
• Strong organizational skills including 10-key typing proficiency and attention to detail in documentation

Join us in making a meaningful impact by helping clients navigate their home financing journey! We value energetic professionals who are committed to excellence in financial sales, customer service, and regulatory compliance. If you’re ready to grow your career as a Mortgage Loan Officer in a supportive environment that rewards your expertise and dedication, we want to hear from you!

Job Type: Full-time

Pay: From $23.50 per hour

Benefits:

• 401(k) matching
• Dental insurance
• Employee assistance program
• Flexible spending account
• Health insurance
• Health savings account
• Life insurance
• Paid time off
• Vision insurance
• Wellness program

Work Location: In person