Officer – Credit Administration

Purpose:

To support the end-to-end credit administration process for commercial vehicle financing, ensuring timely disbursements, proper documentation, compliance with credit policies, and portfolio monitoring.

Key Responsibilities:

• Review and verify credit proposals in line with internal credit policies and regulatory requirements
• Ensure completeness and accuracy of customer documentation prior to loan disbursement
• Coordinate with Credit Risk, Sales, and Operations teams for timely processing of cases
• Maintain proper record-keeping and safe custody of all credit files and legal documents
• Monitor approved limits, disbursement conditions and compliance with approved terms
• Assist in preparation of credit reports, portfolio reviews and audit requirements
• Ensure adherence to internal controls, SOPs and regulatory guidelines
• Support in handling exceptions, discrepancies and escalations related to credit cases
• Track and manage disbursement pipelines for commercial vehicle finance cases
• Liaise with external parties (e.g., vendors, legal, insurance) where required

Required Qualifications & Skills:

• Bachelor’s degree in Finance, Business Administration or related field
• 1–3 years of relevant experience in credit administration or banking operations
• Strong understanding of credit documentation and loan processing
• Good analytical, coordination and organizational skills
• Proficiency in MS Office and banking systems