Product Analyst I — Card Pricing Terms & Conditions Strategies

JPMorgan Chase & Co. is seeking an experienced and dynamic Strategies Associate to join our Card Pricing Terms & Conditions Strategies team. This role is focused on driving the successful delivery of pricing strategies and initiatives through agile methodologies and advanced rule deployment. The ideal candidate will have a strong background in product delivery, hands-on experience with Sapiens, and a proven track record of collaborating with engineering, technology, and product teams.

Job Summary:

As a Product Manager I in the Card Pricing Terms & Conditions Strategies team, you will assist with the execution of pricing strategies for our existing card customer base. You will manage the end-to-end campaign governance for Change in Terms (CIT) including rules creation, testing and oversight, collaborate with functional partners such as Product, Risk, Finance, Legal, Compliance, Operations, and Marketing, and ensure disciplined documentation, controls, and stakeholder alignment.

Job Responsibilities:

• Rule Deployment and Technical Expertise: Become adept at the design, implementation, and management of pricing rules and logic. Validate the accurate and efficient deployment of pricing rules, working closely with engineering and technology teams to address any technical challenges. Translate campaign strategies into Sapiens rules for all Change in Terms campaigns. Present strategies and validation evidence to governance. Run queries to build out performance analysis of modified rules. Assist in building tools in SAS to monitor and evaluate the performance of pricing rules, making data-driven adjustments as needed to optimize outcomes.
• Ad hoc Analytics: Conduct impact analysis, scenario forecasting, & strategy performance monitoring using SAS. Identify potential use cases across the card platform.
• Campaign Execution: Partner with Campaign execution leads to ensure all execution milestones met with the corresponding evidence. Work with Pricing Execution team to review and remediate all exceptions within the control reports. Submit SAS files to support campaign execution. Perform ad hoc analysis to identify potential impacts of identified exceptions.

Required qualifications, capabilities, and skills:

• Master’s degree in Statistics, Finance, Computer Science, or a related field.
• 1+ years SAS experience with knowledge of statistical analysis and data mining.
• Ability to think independently, strategically, and provide creative solutions to challenges with data in a fast-paced environment.
• Demonstrated ability to promote a strong control environment; adheres to risk/control procedures and escalates appropriately while delivering for customers.

Preferred Qualifications, Capabilities, and Skills

• 2+ years’ experience in credit card industry with a focus on pricing or card product features.
• Solid understanding of Reg Z and CARD Act.
• Customer-obsessed mindset; uses the voice of the customer and data-driven insights to inform pricing and communication decisions.
• Excellent written and verbal communication; adept at crafting concise, executive-level narratives and detailed operational documentation.

Applicants must be authorized to work for any employer in the US. We are not able to provide immigration sponsorship or take over sponsorship of an employment visa at this time. Final job grade level and corporate title will be determined at time of offer and may differ from this posting. This role does not provide relocation assistance, so all candidates must be local to the work locations listed in the job posting or willing to relocate on their own immediately upon hire.

Chase is a leading financial services firm, helping nearly half of America’s households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

Equal Opportunity Employer/Disability/Veterans