Product Manager - Affordable Mortgages Loans

Job Requirements

Role/ Job Title: Product Manager – Affordable Mortgage Loans

Business: Affordable Mortgages Loans

Function/ Department: Affordable Mortgages Loans

Job Purpose

'The Product Manager – Affordable Mortgage Loans will be responsible for managing the end-to-end lifecycle of the Affordable HL & LAP product within the Affordable Mortgage Loans business unit. Based in Mumbai at Naman Chambers, the role involves strategic oversight of product development, process optimization, market analysis, and P&L management. The ideal candidate will drive innovation, streamline operations, and ensure competitive positioning in the market.

Roles & Responsibilities

Primary Responsibilities

• Develop ongoing market insights and identify sector trends.
• Evaluate competitor offerings and conduct SWOT analysis to uncover opportunities.
• Configure product features and positioning based on market dynamics.
• Conduct post-launch product audits and competitor re-evaluation.
• Analyse product and portfolio performance metrics.
• Refine pricing structures and adjust marketing and promotional strategies.
• Assess channel performance and rationalize product portfolios.
• Design innovative and seamless customer journeys.
• Customize and digitize loan processes and system platforms.
• Determine product pricing using market research and cost analysis.
• Analyze the PnL, To find relevant trends and shar the same with stakeholders
  
  

Secondary Responsibilities

'

• Develop and deliver training modules for internal teams.
• Coordinate with support verticals and stakeholders for smooth product operations.
• Maintain MIS and product decks for periodic reviews.
• Engage with sales teams daily to drive disbursal volumes and maximize reach.
  
  

Educational Qualification

Graduate/Post Graduate

Experience

2 to 5 Years