Product Manager - Supply Chain

Job Title: Product Manager Supply Chain

About the Role:

The Product Manager – Supply Chain is responsible for developing and managing supply chain financing products that address the working capital needs of suppliers, distributors, and manufacturers. This role involves designing Shariah-compliant and conventional solutions, optimizing product processes, and collaborating with internal stakeholders to drive portfolio growth while mitigating risk.

Job Responsibilities:

• Design and launch supply chain finance products (e.g., invoice discounting, purchase order financing, distributor financing) aligned with market needs and business strategy, focusing on product development and sustainable profitability
• Manage the end-to-end product development lifecycle, from ideation and structuring to performance monitoring and continuous optimization
• Conduct market and competitor analysis to identify opportunities, gaps, and evolving needs within supply chain ecosystems for new product development
• Collaborate with Credit and Risk teams to define underwriting criteria for suppliers, distributors, and anchor/buyer relationships while balancing risk and product yield
• Drive digitalization of onboarding, limit management, and disbursement processes through close coordination with IT and Operations teams
• Enable system integration with platform partners to support seamless digitalization of onboarding for merchants, distributors, and suppliers
• Lead onboarding of anchors, merchants, distributors, and their supply chain networks to expand product reach and utilization, optimizing product yield
• Monitor portfolio performance, including utilization, delinquencies, turnaround time, product yield , and overall product profitability
• Ensure compliance with SBP regulations and, where applicable, Shariah-compliant structures such as Murabaha and Salam
• Support business growth by training and enabling relationship managers and sales teams on product features, digitalization processes, and risk parameters
• Track key metrics such as active clients, ticket size, turnaround time, portfolio quality, product yield , ecosystem expansion, and drive continuous improvement to maximize profitability
• Any other task assigned

Required Qualification & Experience:

• Bachelor's or Master's degree in Finance, Business Administration, or Supply Chain Management from an HEC-recognized university
• 5-7 years of experience in product management, trade finance, or supply chain finance within a bank or financial institution
• Prior experience working with anchor-buyer programs or invoice financing products
• Experience with SBP regulations for trade and supply chain finance is preferred

Essential Skills

• Working knowledge of supply chain finance structures (invoice discounting, reverse factoring, distributor financing)
• Strong Excel skills for portfolio MIS and performance tracking
• Understanding of risk assessment for supplier ecosystems and anchor-buyer models
• Familiarity with SBP Prudential Regulations for trade finance
• Cross-functional collaboration with Trade, Credit, IT, and Operations teams
• Data-driven problem solving and product analytics
• Strong communication skills for sales training and anchor relationship management