Qureos Mentor

Mobilink Bank

<div>
 
 
 Department:
 
 Business Banking
 
 
 
 Reports To:
 
 Head Product Development &amp; Research
 
 
 
 Job Grade:
 
 AVP
 
 
 
 Total Positions:
 
 01
 
 
 
 Job Location:
 
 Head Office, Islamabad
 
 
 
 
 
 
 What is Manager Product &ndash; Liability &amp; Bancassurance - MMBL?
 
 
 
 Manager Product - Liability &amp; Bancassurance is responsible to support in developing &amp; managing deposit (Liability) related banking products, pricing &amp; management of deposit &amp; Banca products. The role involves assisting in market analysis, stakeholders&rsquo; coordination, marketing campaigns &amp; product compliance with regulatory requirements.
 
 
 
 
 
 
 What Manager Product &ndash; Liability &amp; Bancassurance does - MMBL?
 
 
 
 
 Product Development &amp; Management:
 
 
 <ul>
 <li>
 Assist in the development &amp; enhancement of liability (deposit) &amp; Banca products (CASA, Term deposit &amp; specialized deposit schemes) based on market research &amp; customers insight.
 </li>
 <li>
 Assist in the development &amp; enhancement of Bancassurance products (life, health, general insurance) in collaboration with insurance partners.
 </li>
 <li>
 Assist in Improvement of customers experience by introducing innovative feathers and digital banking solutions.
 </li>
 </ul>
 
 
 
 
 
 Pricing &amp; Budgeting:
 
 
 <ul>
 <li>
 Assist in setting competitive pricing strategies for liability &amp; Banca products based on market trends.
 </li>
 <li>
 Monitor cost of funds &amp; recommend pricing adjustments to maintain profitability.
 </li>
 <li>
 Help in preparing annual product budgets &amp; forecasting the products performance.
 </li>
 </ul>
 
 
 
 
 
 Sales support &amp; business Coordination:
 
 
 <ul>
 <li>
 Provide support to the sales team by developing training materials &amp; product guides.
 </li>
 <li>
 Monitor product performance in the market and develop key product performance metrics
 </li>
 <li>
 Assist in designing incentive programs to drive sales effectiveness.
 </li>
 </ul>
 
 
 Marketing &amp; Campaign Management:
 
 
 <ul>
 <li>
 Coordinate with the marketing team for product promotion &amp; awareness campaigns.
 </li>
 <li>
 Assist in developing content for brochures, digital marketing &amp; customers communication.
 </li>
 <li>
 Conduct customers feedback surveys to assess product performance &amp; satisfaction.
 </li>
 </ul>
 
 
 
 
 
 Compliance &amp; Risk Management:
 
 
 <ul>
 <li>
 Ensure all liability &amp; Banca products comply with regulatory guidelines.
 </li>
 <li>
 Assess risk associated with pricing, customers retention &amp; market fluctuations.
 </li>
 <li>
 Develop incentive structure to drive sales effectiveness.
 </li>
 <li>
 Manage risks related to claims handling, mis-selling and customers satisfaction.
 </li>
 </ul>
 
 Other tasks assigned by Line Manger
 
 
 
 
 
 
 What are we looking for and what does it require to be Manager Product &ndash; Liability &amp; Bancassurance?
 
 
 
 
 Required Qualification &amp; Experience:
 
 
 <ul>
 <li>
 Experience in liability (deposit) &amp; Bancassurance product development/management is highly preferable, in banking domain only.
 </li>
 <li>
 Minimum Bachelor degree in Business Finance or related field
 </li>
 <li>
 Minimum -year experience in product development/management
 </li>
 </ul>
 
 
 
 
 
 Essential Skills
 
 
 <ul>
 <li>
 Strong analytical skills
 </li>
 <li>
 Proficient in MS Office
 </li>
 <li>
 Cross-functional coordination capabilities
 </li>
 <li>
 Ready for mobility
 </li>
 <li>
 Ability to work under pressure
 </li>
 </ul>
 
 
 
 
 
 
 
 About MMBL:
 
 
 
 
 
 Mobilink Microfinance Bank Ltd. (MMBL) is a leading financial institution providing comprehensive banking services to over 42 million registered users, including more than 16 million monthly active customers across Pakistan. Leveraging a hybrid model that integrates traditional microfinance with cutting-edge mobile and digital banking technologies, MMBL operates with a robust network of over 100 branches and 200,000 branchless banking agents.
 
 
 
 
 
 The bank offers a wide array of financial services through a USSD (GSM) based digital platform, including savings accounts, microenterprise (MSME) loans, small housing loans, remittances, utility bill and loan installment collections, mobile wallets, insurance, G2P, B2B, and B2P payments. These services position MMBL as a key player in advancing financial inclusion across the country.
 
 
 
 
 
 At MMBL, fostering a positive, equal and productive workplace is a priority, underpinned by core values that emphasize innovation, entrepreneurship, teamwork, collaboration, and a steadfast commitment to a customer-centric approach in every aspect of our business.
 
 
 
 
 
 Why Join MMBL?
 
 
 
 
 
 This position offers a unique opportunity for a self-driven, professional and passionate individual to create a meaningful impact and driving transformative change. As part of our team, you will contribute to empowering millions with the tools and resources needed to thrive in the digital age. We are seeking a talented individual eager to make a difference and play a pivotal role in our mission of innovation and progress.
 
 
 
</div>

Manager Product – Liability & Bancassurance

<div>
 
 
 Department:
 
 Business Banking
 
 
 
 Reports To:
 
 Head Product Development &amp; Research
 
 
 
 Job Grade:
 
 AVP
 
 
 
 Total Positions:
 
 01
 
 
 
 Job Location:
 
 Head Office, Islamabad
 
 
 
 
 
 
 What is Manager Product &ndash; Asset (Lending Product) - MMBL?
 
 
 
 
 
 
 
 Manager Product &ndash; Asset
 
 is responsible for developing &amp; managing Asset (lending) products, especially EMI, ensuring competitive pricing &amp; driving product performance.
 
 
 The role involves strategic planning, product development, coordination with sales team &amp; other stockholders, marketing initiatives &amp; revenue optimization.
 
 
 
 
 
 
 What Manager Product &ndash; Asset ( Lending Product) does - MMBL?
 
 
 
 
 
 
 
 Product Development &amp; Management:
 
 
 <ul>
 <li>
 Develop &amp; enhance Asset / Lending banking products (Secured/unsecured) based on market research &amp; customers insight.
 </li>
 <li>
 Ensure product offering align with business goals &amp; regulatory requirements.
 </li>
 <li>
 Improve customers experience by introducing innovative feathers and digital banking solutions.
 </li>
 <li>
 Introduce customized product solutions tailored to customers segments.
 </li>
 </ul>
 
 
 
 
 
 Pricing &amp; Budgeting:
 
 
 <ul>
 <li>
 Develop competitive pricing strategies for Asset (lending) products especially EMI based, and to optimize revenue, profitability and market share.
 </li>
 <li>
 Monitor interest rate trends &amp; recommend adjustments to manage the product costing.
 </li>
 <li>
 Prepare &amp; maintain annual product budgets, forecasting revenue &amp; profit growth.
 </li>
 </ul>
 
 
 
 
 
 Business Development &amp; stakeholders Coordination:
 
 
 <ul>
 <li>
 Work closely with the sales force &amp; other stakeholders to provide product trainings, sales strategies and market insights.
 </li>
 <li>
 Monitor product performance in the market and develop key product performance metrics
 </li>
 <li>
 Develop incentive structure to drive sales effectiveness.
 </li>
 <li>
 Liaise with IT, risk management, finance &amp; operation teams to enhance product delivery.
 </li>
 </ul>
 
 Strive for digital solutions &amp; digital transformation initiatives for Asset product offerings.
 
 
 
 
 
 
 Marketing &amp; Campaign Management:
 
 
 <ul>
 <li>
 Collaborate with the marketing team in promoting marketing campaigns for Asset &amp; SME products.
 </li>
 <li>
 Leverage digital channels, branch networks &amp; partnerships for products visibility.
 </li>
 <li>
 Conduct competitor benchmarking to refine products marketing strategies.
 </li>
 <li>
 Develop incentive structure to drive sales effectiveness.
 </li>
 </ul>
 
 
 
 
 
 Compliance &amp; Risk Management:
 
 
 <ul>
 <li>
 Ensure all asset (lending) products comply with regulatory guidelines.
 </li>
 <li>
 Assess risk associated with pricing, customers retention &amp; market fluctuations.
 </li>
 <li>
 Manage risks related to collateral management
 </li>
 </ul>
 
 Other task assigned by line manager
 
 
 
 
 
 
 What are we looking for and what does it require to be Manager Product &ndash; Asset (Lending Products)?
 
 
 
 
 
 
 
 Required Qualification &amp; Experience:
 
 
 <ul>
 <li>
 Experience in asset &amp; SME (EMI based) relevant product development with banking sector is highly preferable
 </li>
 <li>
 Minimum 5-year experience in product development &amp; management, with prime work in asset i.e. Lending banking product launches, innovation, improvements
 </li>
 <li>
 Minimum Bachelor degree in Business Finance or related field
 </li>
 </ul>
 
 
 
 
 
 Essential Skills
 
 
 <ul>
 <li>
 Strong analytical skills
 </li>
 <li>
 Pricing &amp; budgeting skills
 </li>
 <li>
 Proficient in MS Office
 </li>
 <li>
 Excellent leadership &amp; cross-functional coordination capabilities
 </li>
 <li>
 Ready for mobility
 </li>
 <li>
 Ability to work under pressure
 </li>
 </ul>
 
 
 
 
 About MMBL:
 
 
 
 
 
 Mobilink Microfinance Bank Ltd. (MMBL) is a leading financial institution providing comprehensive banking services to over 42 million registered users, including more than 16 million monthly active customers across Pakistan. Leveraging a hybrid model that integrates traditional microfinance with cutting-edge mobile and digital banking technologies, MMBL operates with a robust network of over 100 branches and 200,000 branchless banking agents.
 
 
 
 
 
 The bank offers a wide array of financial services through a USSD (GSM) based digital platform, including savings accounts, microenterprise (MSME) loans, small housing loans, remittances, utility bill and loan installment collections, mobile wallets, insurance, G2P, B2B, and B2P payments. These services position MMBL as a key player in advancing financial inclusion across the country.
 
 
 
 
 
 At MMBL, fostering a positive, equal and productive workplace is a priority, underpinned by core values that emphasize innovation, entrepreneurship, teamwork, collaboration, and a steadfast commitment to a customer-centric approach in every aspect of our business.
 
 
 
 
 
 Why Join MMBL?
 
 
 
 
 
 This position offers a unique opportunity for a self-driven, professional and passionate individual to create a meaningful impact and driving transformative change. As part of our team, you will contribute to empowering millions with the tools and resources needed to thrive in the digital age. We are seeking a talented individual eager to make a difference and play a pivotal role in our mission of innovation and progress.
 
 
 
</div>

Manager Product – Asset (Lending Products)

<div>
 
 
 Department:
 
 Branch Operations- IMD
 
 
 
 Reports To:
 
 Executive Manager Branch Operations
 
 
 
 Job Grade:
 
 OG-I
 
 
 
 Total Positions:
 
 01
 
 
 
 Location:
 
 Peshawar Saddar - Islamic Branch
 
 
 
 
 
 
 What is Banking Services Manager Islamic - MMBL?
 
 
 
 As a Banking Services Manager (BSM), you will be responsible for driving asset and liability business growth, ensuring effective financial planning, and managing branch operations in a Shariah-compliant manner. You will lead a branch team to achieve sales and profitability objectives, strengthen customer relationships, and maintain compliance with Islamic banking standards and SBP regulations.
 
 
 
 
 
 
 What does a Banking Services Manager Islamic &ndash; MMBL does?
 
 
 <ul>
 <li>
 Lead and uplift the branch operations team and act as a true supervisor of branch affairs.
 </li>
 <li>
 Work in close liaison with Branch Manager to achieve optimum results .
 </li>
 <li>
 To supervise &amp; administer the operations of branch in a manner that bank's policies procedure and SBP prudential Regulations are fully adhered
 
 including Shariah compliance guidelines
 
 .
 </li>
 <li>
 To create a working environment where customer get best attention and service.
 </li>
 <li>
 To ensure staff under domain is working in line with Islamic Banking SOP's, controls and ensure to recommend timely rotation of staff.
 </li>
 <li>
 To ensure that concept of dual control is fully adhered and secrecy of cash safe keys and test keys/passwords are not compromised.
 </li>
 <li>
 All system related inputs/outputs are signed jointly and output/input reports are properly sealed and kept in record.
 </li>
 <li>
 To attend auditors (Internal/External/SBP), Internal Control and arrange compliance of their reports with in timelines.
 </li>
 <li>
 To observe cash in safe/cash on counter limits.
 </li>
 <li>
 To prepare and submit all MIS/Confirmations as and when required. To attend customer's complaints for their timely resolution.
 </li>
 <li>
 To ensure that account balancing is carried out on independent basis and outstanding items in all suspense, excess, shortage, prepaid expenses accounts are reviewed and balanced as per actual on monthly basis
 </li>
 <li>
 Maintenance and balancing of Security Stationary periodically as per SOP.
 </li>
 <li>
 Supervise and Maintain record of all account opening and its related operations.
 </li>
 <li>
 To ensure daily balancing of cash book, vault and necessary reports are prepared.
 </li>
 <li>
 To arrange handling of all departments and not limited to Deposits, Cash tellers, Bills, Inward/Outward Clearing/Remittances, HRD, Credits, Jazz Cash, Borrower/Nonborrower accounts, Recoveries and all other Islamic Banking Activities in a manner that internal control remains in place, customers remain satisfied and operational risks are minimized
 
 with adherence to Islamic principles
 
 .
 </li>
 <li>
 Authorization and supervision of all type of financial and non-financial transactions requests on the system on real time by ensuring no transaction Is left unauthorized at day end.
 </li>
 <li>
 Ensure proper staff backup is available for critical position.
 </li>
 <li>
 Ensure staff punctuality and adherence to bank dress code.
 </li>
 <li>
 To nominate staff for training in consultation with LM
 </li>
 <li>
 To maintain close co-ordination and cooperation between departments of Bank for smooth conduct of bank's business.
 </li>
 <li>
 To keep an eye on staff behavior and activities and report if any suspiciousness is observed.
 </li>
 <li>
 Supervise custody and record keeping Of PDC's, Gold, Pass Books, Duplicate Keys, ATM Combination Codes and any security.
 </li>
 <li>
 To manage HR and admin related matters of branch staff.
 </li>
 <li>
 Ensure that all the processes are completed successfully before the end of the day and physical vouchers are checked, tallied and stitched with User Activity Reports on daily basis.
 </li>
 <li>
 Any other duty assigned by Line Manager.
 </li>
 </ul>
 
 
 
 
 
 What are we looking for, and what does it take to be a Banking Services Manager Islamic - MMBL?
 
 
 
 
 
 
 
 Job Requirements:
 
 
 <ul>
 <li>
 Hold a Bachelor&rsquo;s degree in marketing or commerce from a reputable Institution. MBA will be preferable (Subject to approval).
 </li>
 <li>
 Have a minimum of 5 years of relevant work experience,
 
 with prior experience in Islamic banking highly preferred
 
 .
 </li>
 <li>
 Diploma/ certification in Islamic Banking will be given preference.
 </li>
 </ul>
 
 
 
 
 
 Essential Skills:
 
 
 <ul>
 <li>
 Knowledge of Islamic Banking &amp; practices
 </li>
 <li>
 Proficient in MS Office
 </li>
 <li>
 Strong analytical skills
 </li>
 <li>
 Team management
 </li>
 <li>
 Time management
 </li>
 <li>
 Negotiation skills
 </li>
 <li>
 Customer Relationship
 </li>
 <li>
 Ability to work under pressure
 </li>
 <li>
 Sound communication and interpersonal skills
 </li>
 </ul>
 
 
 
 
 
 Desirable Skills:
 
 
 <ul>
 <li>
 Skilled in business planning, retail banking and customer service
 </li>
 <li>
 Thorough understanding of compliance and regulatory requirements for bank
 
 including Shariah compliance and Islamic banking regulations.
 
 </li>
 </ul>
 
 
 
 
 About MMBL:
 
 
 
 
 
 Mobilink Microfinance Bank Ltd. is providing banking services to over 48 million registered users including 20+ million monthly active customers across Pakistan. With a hybrid model that combines traditional microfinance with mobile/digital banking technologies, the bank now operates with over 114 branches and 270,000 branchless banking agents and provides a USSD (GSM) based digital channel offering savings, micro enterprise (MSME) loans, small housing loans, remittances, collection (utility bills and loan instalments), mobile wallets, insurance, G2P, B2B &amp; B2P payments; thus, playing a leading role in the promotion of financial inclusion. MMBL is committed to fostering a positive and productive workplace, and our core values reflect this focus. These values include promoting innovation and entrepreneurship, encouraging teamwork and collaboration, and prioritizing a customer-centric approach in all aspects of our business.
 
 
 
 
 
 Why Join MMBL?
 
 
 
 
 
 This is an opportunity for someone who is passionate about making a difference and playing a key role in driving transformative change. Our team is committed to empowering millions with the tools necessary to succeed in the digital age, and we're looking for a talented individual to join us in this endeavor.
 
 
 
</div>

Banking Services Manager - Islamic

<div>
 
 
 Department:
 
 Business banking - IMD
 
 
 
 Reports To:
 
 Regional Business Manager - IMD
 
 
 
 Job Grade:
 
 AVP / VP
 
 
 
 Total Positions:
 
 01
 
 
 
 Location:
 
 Peshawar Saddar Islamic Branch
 
 
 
 
 
 
 What is Branch Manager Islamic &ndash; MMBL?
 
 
 
 As a Branch Manager (BM) Islamic at MMBL, you will be responsible for driving asset and liability business growth, financial planning, and ensuring branch profitability in a Shariah-compliant manner. You will lead and inspire your team to meet business objectives, maintain service excellence, and uphold compliance with Islamic banking principles and SBP regulations. This role demands strategic leadership, strong business acumen, and a customer-centric mindset to ensure smooth operations and high-performing teams.
 
 
 
 
 
 
 What Branch Manager Islamic &ndash; MMBL does?
 
 
 <ul>
 <li>
 Assist the Regional Business Manager/Unit Head in preparing the annual business plan for branch asset and liability portfolios and other Shariah-compliant banking products.
 </li>
 <li>
 Develop and maintain strong business relationships with asset and liability clients.
 </li>
 <li>
 Achieve assigned sales targets for liabilities, Takaful, and other products.
 </li>
 <li>
 Set realistic staff targets and deadlines while conducting periodic performance reviews.
 </li>
 <li>
 Conduct daily reviews of branch and individual asset portfolios, identifying and addressing performance gaps in line with bank policies.
 </li>
 <li>
 Ensure asset and liability portfolio targets are consistently achieved and performance indicators stay within assigned benchmarks.
 </li>
 <li>
 Promote cross-selling of all bank products and services through regular training and team capacity building.
 </li>
 <li>
 Oversee smooth daily branch operations through routine checks and compliance reviews.
 </li>
 <li>
 Ensure adherence to all operational policies, regulatory guidelines, and Shariah compliance standards.
 </li>
 <li>
 Maintain a professional and efficient work environment within the branch.
 </li>
 <li>
 Monitor portfolio performance and proactively manage collections to maintain CCR, PAR, and write-offs within assigned benchmarks.
 </li>
 <li>
 Develop and implement collection and recovery strategies aligned with bank SOPs, ethical practices, and Shariah-compliant regulations.
 </li>
 <li>
 Manage branch revenue streams and ensure sustainable profitability through quality business generation.
 </li>
 <li>
 Conduct regular reviews of branch P&amp;L to identify areas for OSS (Overall Sales &amp; Services) improvement.
 </li>
 <li>
 Present monthly performance updates and strategies to the Regional Business Manager.
 </li>
 <li>
 Drive excellence in customer service delivery while fostering diversity and inclusion within the branch environment.
 </li>
 <li>
 Lead, mentor, and develop branch staff to enhance their technical and Islamic banking knowledge.
 </li>
 <li>
 Identify skill gaps and coordinate with HRBP for training and professional development programs.
 </li>
 <li>
 Perform any other tasks assigned by management to support business goals and operational excellence.
 </li>
 </ul>
 
 
 
 
 
 What are we looking for, and what does it take to be a Branch Manager Islamic - MMBL?
 
 
 
 
 Job Requirements
 
 
 <ul>
 <li>
 Bachelor&rsquo;s degree from a reputable institution (Master&rsquo;s or Bachelor&rsquo;s in Management Sciences, Commerce, Accounting &amp; Finance, Economics, Agriculture, or Islamic Finance preferred).
 </li>
 <li>
 Minimum 1&ndash;3 years of relevant work experience, with at least one year in Islamic banking preferred.
 </li>
 </ul>
 
 
 
 
 
 Essential Skills
 
 
 <ul>
 <li>
 Strong customer service and team leadership capabilities.
 </li>
 <li>
 Excellent selling, negotiation, and convincing skills.
 </li>
 <li>
 Proficiency in MS Office.
 </li>
 <li>
 Strong communication and interpersonal skills.
 </li>
 <li>
 Effective collection management and follow-up ability.
 </li>
 <li>
 Fluency in the local language.
 </li>
 <li>
 Ability to work well under pressure.
 </li>
 <li>
 Sound understanding of Islamic finance principles and Shariah compliance.
 </li>
 </ul>
 
 
 
 
 
 Desirable Skills
 
 
 <ul>
 <li>
 Proficiency in business planning, retail banking, and Islamic banking operations.
 </li>
 <li>
 Knowledge of compliance and regulatory requirements, including SBP Islamic banking regulations and Shariah Advisor approvals.
 </li>
 <li>
 Certification in Islamic Banking is highly desirable.
 </li>
 </ul>
 
 
 
 
 About MMBL:
 
 
 
 
 
 Mobilink Microfinance Bank Ltd. is providing banking services to over 48 million registered users including 20+ million monthly active customers across Pakistan. With a hybrid model that combines traditional microfinance with mobile/digital banking technologies, the bank now operates with over 114 branches and 270,000 branchless banking agents and provides a USSD (GSM) based digital channel offering savings, micro enterprise (MSME) loans, small housing loans, remittances, collection (utility bills and loan instalments), mobile wallets, insurance, G2P, B2B &amp; B2P payments; thus, playing a leading role in the promotion of financial inclusion. MMBL is committed to fostering a positive and productive workplace, and our core values reflect this focus. These values include promoting innovation and entrepreneurship, encouraging teamwork and collaboration, and prioritizing a customer-centric approach in all aspects of our business.
 
 
 
 
 
 Why Join MMBL?
 
 
 
 
 
 This is an opportunity for someone who is passionate about making a difference and playing a key role in driving transformative change. Our team is committed to empowering millions with the tools necessary to succeed in the digital age, and we're looking for a talented individual to join us in this endeavor.
 
</div>

Branch Manager - Islamic

<div>
 
 
 Department:
 
 Branch Operations- IMD
 
 
 
 Reports To:
 
 Executive Manager Branch Operations
 
 
 
 Job Grade:
 
 OG-I
 
 
 
 Total Positions:
 
 01
 
 
 
 Location:
 
 Karachi Saddar - Islamic Branch
 
 
 
 
 
 
 What is Banking Services Manager Islamic - MMBL?
 
 
 
 As a Banking Services Manager (BSM), you will be responsible for driving asset and liability business growth, ensuring effective financial planning, and managing branch operations in a Shariah-compliant manner. You will lead a branch team to achieve sales and profitability objectives, strengthen customer relationships, and maintain compliance with Islamic banking standards and SBP regulations.
 
 
 
 
 
 
 What does a Banking Services Manager Islamic &ndash; MMBL does?
 
 
 <ul>
 <li>
 Lead and uplift the branch operations team and act as a true supervisor of branch affairs.
 </li>
 <li>
 Work in close liaison with Branch Manager to achieve optimum results .
 </li>
 <li>
 To supervise &amp; administer the operations of branch in a manner that bank's policies procedure and SBP prudential Regulations are fully adhered
 
 including Shariah compliance guidelines
 
 .
 </li>
 <li>
 To create a working environment where customer get best attention and service.
 </li>
 <li>
 To ensure staff under domain is working in line with Islamic Banking SOP's, controls and ensure to recommend timely rotation of staff.
 </li>
 <li>
 To ensure that concept of dual control is fully adhered and secrecy of cash safe keys and test keys/passwords are not compromised.
 </li>
 <li>
 All system related inputs/outputs are signed jointly and output/input reports are properly sealed and kept in record.
 </li>
 <li>
 To attend auditors (Internal/External/SBP), Internal Control and arrange compliance of their reports with in timelines.
 </li>
 <li>
 To observe cash in safe/cash on counter limits.
 </li>
 <li>
 To prepare and submit all MIS/Confirmations as and when required. To attend customer's complaints for their timely resolution.
 </li>
 <li>
 To ensure that account balancing is carried out on independent basis and outstanding items in all suspense, excess, shortage, prepaid expenses accounts are reviewed and balanced as per actual on monthly basis
 </li>
 <li>
 Maintenance and balancing of Security Stationary periodically as per SOP.
 </li>
 <li>
 Supervise and Maintain record of all account opening and its related operations.
 </li>
 <li>
 To ensure daily balancing of cash book, vault and necessary reports are prepared.
 </li>
 <li>
 To arrange handling of all departments and not limited to Deposits, Cash tellers, Bills, Inward/Outward Clearing/Remittances, HRD, Credits, Jazz Cash, Borrower/Nonborrower accounts, Recoveries and all other Islamic Banking Activities in a manner that internal control remains in place, customers remain satisfied and operational risks are minimized
 
 with adherence to Islamic principles
 
 .
 </li>
 <li>
 Authorization and supervision of all type of financial and non-financial transactions requests on the system on real time by ensuring no transaction Is left unauthorized at day end.
 </li>
 <li>
 Ensure proper staff backup is available for critical position.
 </li>
 <li>
 Ensure staff punctuality and adherence to bank dress code.
 </li>
 <li>
 To nominate staff for training in consultation with LM
 </li>
 <li>
 To maintain close co-ordination and cooperation between departments of Bank for smooth conduct of bank's business.
 </li>
 <li>
 To keep an eye on staff behavior and activities and report if any suspiciousness is observed.
 </li>
 <li>
 Supervise custody and record keeping Of PDC's, Gold, Pass Books, Duplicate Keys, ATM Combination Codes and any security.
 </li>
 <li>
 To manage HR and admin related matters of branch staff.
 </li>
 <li>
 Ensure that all the processes are completed successfully before the end of the day and physical vouchers are checked, tallied and stitched with User Activity Reports on daily basis.
 </li>
 <li>
 Any other duty assigned by Line Manager.
 </li>
 </ul>
 
 
 
 
 
 What are we looking for, and what does it take to be a Banking Services Manager Islamic - MMBL?
 
 
 
 
 
 
 
 Job Requirements:
 
 
 <ul>
 <li>
 Hold a Bachelor&rsquo;s degree in marketing or commerce from a reputable Institution. MBA will be preferable (Subject to approval).
 </li>
 <li>
 Have a minimum of 5 years of relevant work experience,
 
 with prior experience in Islamic banking highly preferred
 
 .
 </li>
 <li>
 Diploma/ certification in Islamic Banking will be given preference.
 </li>
 </ul>
 
 
 
 
 
 Essential Skills:
 
 
 <ul>
 <li>
 Knowledge of Islamic Banking &amp; practices
 </li>
 <li>
 Proficient in MS Office
 </li>
 <li>
 Strong analytical skills
 </li>
 <li>
 Team management
 </li>
 <li>
 Time management
 </li>
 <li>
 Negotiation skills
 </li>
 <li>
 Customer Relationship
 </li>
 <li>
 Ability to work under pressure
 </li>
 <li>
 Sound communication and interpersonal skills
 </li>
 </ul>
 
 
 
 
 
 Desirable Skills:
 
 
 <ul>
 <li>
 Skilled in business planning, retail banking and customer service
 </li>
 <li>
 Thorough understanding of compliance and regulatory requirements for bank
 
 including Shariah compliance and Islamic banking regulations.
 
 </li>
 </ul>
 
 
 
 
 About MMBL:
 
 
 
 
 
 Mobilink Microfinance Bank Ltd. is providing banking services to over 48 million registered users including 20+ million monthly active customers across Pakistan. With a hybrid model that combines traditional microfinance with mobile/digital banking technologies, the bank now operates with over 114 branches and 270,000 branchless banking agents and provides a USSD (GSM) based digital channel offering savings, micro enterprise (MSME) loans, small housing loans, remittances, collection (utility bills and loan instalments), mobile wallets, insurance, G2P, B2B &amp; B2P payments; thus, playing a leading role in the promotion of financial inclusion. MMBL is committed to fostering a positive and productive workplace, and our core values reflect this focus. These values include promoting innovation and entrepreneurship, encouraging teamwork and collaboration, and prioritizing a customer-centric approach in all aspects of our business.
 
 
 
 
 
 Why Join MMBL?
 
 
 
 
 
 This is an opportunity for someone who is passionate about making a difference and playing a key role in driving transformative change. Our team is committed to empowering millions with the tools necessary to succeed in the digital age, and we're looking for a talented individual to join us in this endeavor.
 
</div>

Join Mobilink Bank and explore 5   exciting career opportunities. They're hiring for various roles with options for remote or on-site work. Apply today and become part of their innovative team.

Mobilink Bank

ABOUT_COMPANY

Manager Product – Liability & Bancassurance

Manager Product – Asset (Lending Products)

Banking Services Manager - Islamic

Branch Manager - Islamic

Banking Services Manager - Islamic