Residential Mortgage Loan Originator

Job Title: Mortgage Loan Officer

Schedule Type : Regular

Work Hours: 40

Job Description
At Amerifirst Home Loans, LLC, we put customers at the center of all that we do. We make every decision and design every product and service with our customers in mind. It starts with you. We must attract, develop, retain, and motivate the most talented people. We value and promote diversity at every level of our organization. Our team builds strong relationships with consumers and referral partners to help our customers reach their personal and financial goals through homeownership. This position requires an RMLO license. Ongoing employment is contingent upon meeting all such requirements, including acceptable background investigation results. Making dreams reality! Amerifirst Home Loans, LLC is committed to excellence.

Amerifirst Home Loans, LLC is driven to provide exceptional home loan service our customers. With a strong network, we strive to offer the very best platforms, technology, tools, and compensation. At Amerifirst Home Loans, LLC, we foster an inclusive, customer focused work environment where innovation is encouraged and performance rewarded. We invest in you, develop your talents, and help you maximize your potential. If we want to be successful in today's world, we must be as diverse, in every respect, as the customers and communities we serve. We have an immediate opening for a Residential Mortgage Loan Officer (RMLO). This individual is responsible for producing high quality loans that meet Amerifirst Home Loans, LLC guidelines by building relationships with realtors, builders, financial professionals, past customers and other nontraditional sources, while providing excellent customer service. Strong sales and organizational skills are essential. Bi-lingual job seekers are encouraged to apply. Compensation for this position is 100% commission.

Additional duties include:
- Develop knowledge of company products, policies and procedures, and underwriting requirements
- Understand real estate appraisals, title reports, and real estate transactions
- Analyze detailed financial and credit data, matching customer needs with an appropriate loan program and level of risk
- Receive customer applications, quote the rate and points, and complete follow-up activities
- Develop and maintain a high degree of visibility for Amerifirst Home Loans, LLC in the marketplace
-Sales experience in financial services OR 1+ years outside sales experience.

Basic Qualifications
1+ years sales experience in financial services OR 1+ years outside sales experience. Persons hired for this position must meet the Consumer Financial Protection Bureau loan originator qualification requirements and must comply with Amerifirst Home Loans, LLC policies related to these requirements. The Residential Mortgage Loan Officer (RMLO) requirements include meeting applicable financial responsibility, character, credit fitness and criminal background standards. Successful candidates must also meet ongoing regulatory requirements including additional screening.

Minimum Qualifications
This position requires an RMLO license at the time of employment. The Nationwide Mortgage Licensing System (NMLS) web site (mortgage.nationwidelicensingsystem.org) provides the MU4R questions and registration required for employment in this position.

This position requires compliance with all mortgage regulatory requirements and Amerifirst Home Loans, LLC compliance policies related to these requirements including acceptable background check investigation results. Successful candidates must also meet ongoing regulatory requirements including additional screening and required reporting of certain incidents. Availability to assist customers on evenings and weekends

Skills/competencies
- Demonstrated excellent verbal and written communication skills
- Demonstrated PC skills including Microsoft Office Suite and the ability to use database marketing
- Demonstrated customer service skills

Physical requirements
- Ability to move 15+ pounds
- Ability to operate a moving vehicle or have access to transportation
- Ability to stand/sit/walk for 6-8 hours a day

Education
-Bachelors degree or equivalent experience

Preferred Skills
- Documented retail residential mortgage fundings over the past 12 months referred primarily from established, local, external sources.
- Mortgage industry experience
- Spanish speaking a plus
- Bachelor s degree

Job Type: Full-time

Pay: $32,000.00 - $100,000.00 per year

Benefits:

• Flexible schedule

Education:

• Bachelor's (Preferred)

Experience:

• Mortgage: 1 year (Preferred)

License/Certification:

• MLO License (Required)

Ability to Relocate:

• Houston, TX 77057: Relocate before starting work (Required)

Work Location: Hybrid remote in Houston, TX 77057