Retail Credit Reviewer (3984)

Ensure credit applications are processed within the approved time frame and approved lending parameters while maintaining deviation caps approved by policy.

Verify all credit applications related documents are complete and complying with approved policy and CBE regulations

Must be able to detect fraud applications & ensure that good quality of credit applications is processed

Ensure the standard Operating Procedures for credit underwriting, verification, documentation, delegation is compliant with policy and any exceptions are to be regularly reported to management.

Communicate major deficiencies & policy violations to direct manager to take the needed corrective actions to maintain a good healthy retail credit portfolio.

Provide the needed support with Recommendations with additions & modifications to credit policy, product manual & Operational procedures.

Thrive to maintain good healthy retail credit portfolio through checking various reports such as I-Score reports, CBE Negative list to check credit history and DBR calculations

Conducting contact point verification (CPV) with customer, STL/HR checks with employer, residence verification and mobile verification (If required by credit policy)

9.Ensure quality of service to Internal & External customers by adhering to the committed turnaround time.