Sales Executive – Credit Cards | Personal Loans | Auto Loans

Job description:

Sales Executive – Credit Cards | Personal Loans | Auto Loans

Location: Dubai, UAE
Salary: AED 4,000 – AED 6,000 per month (plus performance incentives)
Employment Type: Permanent | Full-time

The Sales Executive is responsible for generating new business and achieving sales targets for Credit Cards, Personal Loans, and Auto Loans. This role involves prospecting, customer acquisition, relationship management, and providing financial solutions tailored to customer needs. The ideal candidate should have strong communication skills, a results-oriented mindset, and a solid understanding of retail banking products.

Key Responsibilities

1. Sales & Business Development

• Identify and approach potential customers through cold calls, referrals, field visits, and networking.
• Promote and sell Credit Cards, Personal Loans, and Auto Loans to customers.
• Meet and exceed monthly sales targets and KPIs.
• Generate leads and maintain a healthy sales pipeline.
• Conduct product presentations and explain key features, benefits, and eligibility criteria.

Key Skills & Competencies

• · Strong sales and negotiation skills
• · Excellent communication & interpersonal abilities
• · Good knowledge of retail banking products (Credit Cards/PL/Auto Loans)
• · Ability to work under pressure and achieve targets
• · Customer-centric approach
• · Basic understanding of credit assessment and documentation processes
• Excellent communication skills in English (other languages are an advantage).
• Target-driven, professional, and customer-focused.

Requirements

• Age: 20 to 35 years.
• Experience: Prior experience in banking or financial product sales (UAE or home country) preferred.
• Education: Bachelor’s degree or equivalent.
• Other:
• UAE driving license and own vehicle are an advantage.
• Clear credit history.
• Experience in Auto Loan sales is preferable.

Compensation and Benefits

• Competitive fixed salary with attractive incentive structure.
• Training and development support.
• Career growth opportunities within the UAE banking sector.
• Multicultural and professional work environment.

Job Type: Permanent

Experience:

• Sales: 1 year (Preferred)

Job Type: Permanent

Pay: AED4,000.00 - AED6,000.00 per month

Expected Start Date: 12/12/2025