aml investigator

Nymcard

Maintain and improve the AML CFT framework for UAE, including policies, standards, procedures, and control testing

Oversee KYC, CDD, and EDD quality with clear risk scoring, periodic reviews, and timely refreshes

Lead sanctions screening governance for UAE Local List, UN, OFAC, EU and manage alert triage and escalation

Direct transaction monitoring investigations, tune rules and thresholds, and track remediation to closure

Prepare and quality review STRs on goAML; ensure evidence, timelines, and narratives meet FIU expectations

Run the enterprise AML risk assessment, document control effectiveness, and drive action plans with owners and deadlines

Coordinate regulatory inspections and audits; maintain audit readiness with complete, indexed evidence

Review new products, partners, and markets for AML CFT impact and define compliance by design requirements

Manage outsourcing and third-party risk for BIN sponsors, processors, programme managers, and data vendors

Deliver targeted staff training on AML, sanctions, investigations, and reporting obligations; keep records current

Produce clear MI and dashboards for leadership and committees, highlighting trends, ageing, and outcomes

Use SQL to validate monitoring coverage, reproduce issues, and support thematic reviews

Apply hands-on experience with ACI PRM or similar systems to backtest rules and improve precision recall trade offs

Senior AML Officer

Zand

<div>
 
 
 Job Purpose:
 
 To lead the transaction monitoring team in the detection and analysis of potentially suspicious transactions through systematic review of alerts, supporting the AML program&rsquo;s effectiveness and regulatory compliance.
 
 
 
 
 
 
 Key Responsibilities:
 
 
 
 
 1. Transaction Monitoring &amp; Investigation
 
 
 <ul>
 <li>
 Review and investigate alerts generated through AML monitoring systems in line with CBUAE, VARA, and SCA regulation and guidance.
 </li>
 <li>
 Leverage risk-based approach as per CBUAE guidelines for prioritizing alerts and ongoing monitoring.
 </li>
 <li>
 Apply enhanced due diligence (EDD) for high-risk scenarios, including cases involving PEPs, virtual asset transactions, or cross-border activity as emphasized by VARA and SCA.
 </li>
 <li>
 Identify and investigate typologies highlighted by UAE regulators, such as: structuring (&ldquo;smurfing&rdquo;), Trade-based money laundering, Use of virtual assets in layering or obfuscation, Use of shell companies/funnel accounts etc.
 </li>
 <li>
 Ensure adherence to timeline requirements for reviewing and escalating alerts as specified by CBUAE (often 20 business days for STR/SAR).
 </li>
 </ul>
 
 
 2. Suspicious Transaction/Activity Reporting (STR/SAR)
 
 
 <ul>
 <li>
 Prepare and submit STRs/SARs in strict compliance with CBUAE, VARA, and SCA regulations, including full and accurate narrative, supporting evidence, and adherence to prescribed reporting channels (e.g., goAML).
 </li>
 <li>
 Support the ongoing development and calibration of detection scenarios in accordance with changes in regulatory expectation or emerging typologies notified by authorities.
 </li>
 <li>
 Maintain comprehensive records of all investigated alerts and reported cases for the minimum prescribed period (typically 5+ years, per UAE regulations).
 </li>
 </ul>
 
 
 3. Governance, Policies, and Training
 
 
 <ul>
 <li>
 Ensure AML/CTF policies and procedures are up-to-date with CBUAE, VARA, and SCA rules and regulatory updates.
 </li>
 <li>
 Deliver periodic training programs to the first line of defense on new regulations (including virtual asset compliance obligations), typologies, and best practices.
 </li>
 <li>
 Participate in regulatory thematic reviews or inspections, providing records and support as required.
 </li>
 <li>
 Perform gap analysis and contribute to regular FCC policy reviews to ensure alignment with new regulatory guidance or enforcement trends.
 </li>
 </ul>
 
 
 4. Risk Assessment and Ongoing Controls
 
 
 <ul>
 <li>
 Support the FCC unit in periodic ML/TF risk assessments as required by all three regulators.
 </li>
 <li>
 Utilize internal and external data to inform KYC refresh requirements according to entity and activity risk ranking (banking, securities, or virtual assets).
 </li>
 <li>
 Assist with implementing recommendations from regulatory inspection findings or internal/external audit reports.
 </li>
 </ul>
 
 
 5. Confidentiality &amp; Recordkeeping
 
 
 <ul>
 <li>
 Maintain strict confidentiality in all investigations, with particular sensitivity to specific UAE privacy/data protection mandates.
 </li>
 <li>
 Assure all records (alerts, investigations, training logs, reports) are available for regulator or audit review.
 </li>
 </ul>
 
 
 6. Other Regulatory Obligations
 
 
 <ul>
 <li>
 Promptly report any attempted regulatory breaches, sanctions, or suspicious customer behavior to the MLRO/CO in accordance with local law.
 </li>
 <li>
 Ensure compliance with CBUAE, VARA, and SCA&rsquo;s requirements for escalation, including immediate reporting of critical matters (e.g., threshold triggers for virtual assets per VARA).
 </li>
 </ul>
 
 
 
 
 Key Skills, Qualifications &amp; Experience:
 
 <ul>
 <li>
 Bachelor&rsquo;s degree in Finance, Business Administration, Law, Accounting, Economics, or a related field. Master&rsquo;s degree is an advantage.
 </li>
 <li>
 Certification in Anti-Money Laundering or Financial Crime Compliance (e.g., CAMS, ICA, CFE, CFCS).
 </li>
 <li>
 Additional certifications related to virtual assets or securities compliance (such as a VARA-recognized program) are advantageous.
 </li>
 <li>
 Minimum 7&ndash;10 years of relevant experience in AML, compliance, or financial crime investigation.
 </li>
 <li>
 Demonstrated track record leading AML monitoring teams in a banking, securities, or virtual asset environment.
 </li>
 <li>
 Experience in direct dealings with regulators (CBUAE, VARA, SCA) is preferred.
 </li>
 <li>
 Proficiency in transaction monitoring systems, KYC platforms, STR/SAR preparation (incl. goAML), and regulatory reporting.
 </li>
 <li>
 Skills in financial crime investigation, data analysis, and delivering training while ensuring confidentiality of sensitive case data.
 </li>
 </ul>
</div>

Manager / Sr Manager - Transaction Monitoring

Who We AreAt OKX, we believe that the future will be reshaped by crypto, and ultimately contribute to every individual's freedom.OKX is a leading crypto exchange, and the developer of OKX Wallet, giving millions access to crypto trading and decentralized crypto applications (dApps). OKX is also a trusted brand by hundreds of large institutions seeking access to crypto markets. We are safe and reliable, backed by our Proof of Reserves.Across our multiple offices globally, we are united by our core principles: We Before Me, Do the Right Thing, and Get Things Done. These shared values drive our culture, shape our processes, and foster a friendly, rewarding, and diverse environment for every OK-er.OKX is part of OKG, a group that brings the value of Blockchain to users around the world, through our leading products OKX, OKX Wallet, OKLink and more.About The OpportunityThe Compliance function at Okcoin is responsible for the overall compliance program and culture of the company. We re a team of risk-minded problem solvers who advise the business on the company s regulatory obligations and enterprise risk.The successful candidate will have prior transaction monitoring/investigations experience in the financial services, FinTech or cryptocurrency industries. You will help support the Special Investigations team, focusing on analyzing blockchain data to identify potential illicit activities, money laundering and terrorist financing, involving cryptocurrencies. The job requires a mix of technical expertise, investigative skills, and knowledge of crypto markets and blockchain technology.What You ll Be DoingConduct in-depth investigations of complex AML cases, ensuring thorough analysis and adherence to regulatory requirements, through investigation of blockchain transactions to track and identify suspicious or illicit activities such as money laundering, and other criminal activities. Analyze data to identify process gaps and opportunities, and partner with Compliance, Training and other FIU stakeholders to recommend mitigating activities for risk and close process gaps. Evaluate AML transaction monitoring and suspicious activity reporting requirements for all countries where applicable. Collaborate with external partners, including financial institutions, government agencies, and blockchain companies, to share intelligence and insights. Work closely with law enforcement agencies, regulators, and legal teams to provide insights and evidence for criminal investigations. Stay abreast of changes to the cryptocurrency industry, financial crime trends, and regulatory requirements to assess impact to Transaction Monitoring. Support team training and knowledge sharing, fostering a collaborative environment focused on ongoing learning and professional growth. What We Look For In You5+ years of direct and strong technical experience in BSA/AML investigations and operations in relevant financial crimes, transaction monitoring and investigation roles. Demonstrated knowledge of BSA/AML, KYC regulations, risks and controls implementation globally. Strong understanding of blockchain technology, cryptocurrency protocols, and decentralized networks. Experience performing in a fast-paced environment and proven ability to meet deadlines. Self-motivated, critical thinker and adept at working independently and in a dispersed team environment covering multiple and varied tasks. Intuitive, highly ethical, and comfortable to question and challenge the status quo. Strong communication and presentation skills, both verbal and written. Proficiency in writing detailed investigative reports and communicating complex technical findings to non-technical stakeholders. Experience working independently and with team members of all levels. Nice-To-HavesPrior experience working in a multi-national or matrix environment. Familiarity with commonly used transaction monitoring &amp; reporting tool(s), such as Solidus Labs, Chainalysis, or Elliptic. Relevant certifications in blockchain technology, digital forensics, or financial crime investigations such as CAMS, CFCS are a plus. Perks &amp; BenefitsCompetitive total compensation package L&amp;D programs and Education subsidy for employees' growth and development Various team building programs and company events Wellness and meal allowances Comprehensive healthcare schemes for employees and dependants More that we love to tell you along the process! Information collected and processed as part of the recruitment process of any job application you choose to submit is subject to OKX's Candidate Privacy Notice.

Senior Compliance Analyst , AML

United States Citigroup

Conduct investigations and research on potentially suspicious clients using various internal and external systems and databases <ul> <li>Conduct Cross Sector reviews among multiple Citi business lines.</li> <li>Document and report the review/investigation findings and prepare case files with the required supporting documentation</li> <li>Summarize, in writing, clear and concise findings of the investigation</li> <li>Advise senior management on next steps and provide recommendations on the next course of action (relationship retention, termination, Suspicious Activity Report (SAR))</li> <li>Assist AML team with managing risks by analyzing the root cause of issues and impact to business</li> <li>Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.</li> </ul>

CRIU Analyst

Binance

Handle and review assigned cases within available SLAs, including advising relevant stakeholders on next steps
<ul>
<li>Maintain escalation log and ensure all escalations to the team are promptly reviewed and resolved</li>
<li>Maintain client off-boarding log and support client off-boarding process where required</li>
<li>Where there are grounds for suspicion or requirement for guidance in relation to a case, escalate accordingly to the team lead and relevant MLROs</li>
<li>Partner with relevant internal stakeholders to strengthen quality of SARs, and ensure consistency and accuracy</li>
<li>Proficient in compliance applications and programmes such as Chainalysis, TRM, Elliptic, Kodex, World-Check etc.</li>
<li>Good knowledge on provisions of local laws, directives, regulations and otherwise standards applicable to subject persons and knowledge of upcoming regulation of virtual currency policies is a strong plus</li>
<li>Participate in internal and external programs related to AML/ CTF and other subjects that may form part of the day to day work requirements</li>
<li>Any general administration and ancillary activities as may be required and related to the above functions in accordance with the business requirements of the Company</li>
</ul>

Financial Crime Investigator

<div>
 Binance is a leading global blockchain ecosystem behind the world&rsquo;s largest cryptocurrency exchange by trading volume and registered users. We are trusted by over 280 million people in 100+ countries for our industry-leading security, user fund transparency, trading engine speed, deep liquidity, and an unmatched portfolio of digital-asset products. Binance offerings range from trading and finance to education, research, payments, institutional services, Web3 features, and more. We leverage the power of digital assets and blockchain to build an inclusive financial ecosystem to advance the freedom of money and improve financial access for people around the world.
 
 
 
 Responsibilities:
 
 
 
 <ul>
 <li>
 Handle and review assigned cases within available SLAs, including advising relevant stakeholders on next steps
 </li>
 <li>
 Maintain escalation log and ensure all escalations to the team are promptly reviewed and resolved
 </li>
 <li>
 Maintain client off-boarding log and support client off-boarding process where required
 </li>
 <li>
 Where there are grounds for suspicion or requirement for guidance in relation to a case, escalate accordingly to the team lead and relevant MLROs
 </li>
 <li>
 Partner with relevant internal stakeholders to strengthen quality of SARs, and ensure consistency and accuracy
 </li>
 <li>
 Proficient in compliance applications and programmes such as Chainalysis, TRM, Elliptic, Kodex, World-Check etc.
 </li>
 <li>
 Good knowledge on provisions of local laws, directives, regulations and otherwise standards applicable to subject persons and knowledge of upcoming regulation of virtual currency policies is a strong plus
 </li>
 <li>
 Participate in internal and external programs related to AML/CFT and other subjects that may form part of the day to day work requirements
 </li>
 <li>
 Any general administration and ancillary activities as may be required and related to the above functions in accordance with the business requirements of the Company
 
 
 </li>
 </ul>
 
 Requirements:
 
 
 
 <ul>
 <li>
 Bachelor's degree in a Business, Legal, or related field, or equivalent practical experience
 </li>
 <li>
 3-5 years of experience in investigations, including filing SARs, or related audit/regulatory experience at a financial institution or fintech company
 </li>
 <li>
 Ability to navigate through ambiguity in a fast-paced, dynamic environment
 </li>
 <li>
 Excellent attention to detail, with the ability to be action-oriented and seek to meet high standards
 </li>
 <li>
 Excellent written and verbal communication, time management, analytical, and investigative skills
 
 
 </li>
 </ul>
 
 Why Binance
 
 
 
 <ul>
 <li>
 Shape the future with the world&rsquo;s leading blockchain ecosystem
 </li>
 <li>
 Collaborate with world-class talent in a user-centric global organization with a flat structure
 </li>
 <li>
 Tackle unique, fast-paced projects with autonomy in an innovative environment
 </li>
 <li>
 Thrive in a results-driven workplace with opportunities for career growth and continuous learning
 </li>
 <li>
 Competitive salary and company benefits
 </li>
 <li>
 Work-from-home arrangement (the arrangement may vary depending on the work nature of the business team)
 
 
 </li>
 </ul>
 Binance is committed to being an equal opportunity employer. We believe that having a diverse workforce is fundamental to our success.
 
 
 
 By submitting a job application, you confirm that you have read and agree to our
 
 
 
 Candidate Privacy Notice
 
 
 
 .
 
 
 
 We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.
</div>

Financial Crime Investigator - MENA

Bitunix

About the job MLRO (Money Laundering Reporting Officer) Job Overview The AML/MLRO will be responsible for building and overseeing the companys AML framework, ensuring compliance with UAE and international standards. The candidate will manage regulatory interactions, oversee licensing, and lead AML/CTF processes across the organization. Experience Level: 3-7 years in AML compliance (preferably within cryptocurrency or financial services). Key Responsibilities Develop, implement, and maintain a co About the job MLRO (Money Laundering Reporting Officer) Job Overview The AML/MLRO will be responsible for building and overseeing the companys AML framework, ensuring compliance with UAE and international standards. The candidate will manage regulatory interactions, oversee licensing, and lead AML/CTF processes across the organization. Experience Level: 3-7 years in AML compliance (preferably within cryptocurrency or financial services). Key Responsibilities Develop, implement, and maintain a comprehensive AML/CTF compliance program aligned with UAE and global regulations (FATF, etc.). Conduct risk assessments, Customer Due Diligence (CDD), and Enhanced Due Diligence (EDD). Monitor transactions and identify/report suspicious activity to the UAE Financial Intelligence Unit (FIU). Act as the primary point of contact with regulators and authorities for AML matters. Lead setup and management of AML processes, systems, and controls. Oversee licensing and regulatory compliance with Dubais VARA and other relevant authorities. Conduct staff training and awareness programs on AML/CTF regulations. Coordinate internal/external audits and maintain compliance records. Continuously update AML policies and procedures to address emerging risks. Job Requirements Bachelors degree in Law, Finance, Accounting, or a related field. 37 years of AML compliance experience (cryptocurrency, fintech, or financial services preferred). Proven experience establishing AML programs. Strong knowledge of UAE AML regulations and FATF standards. Professional certifications (e.g., CAMS, VARA-approved AML certifications) highly preferred. In-depth knowledge of AML tools and transaction monitoring systems. Familiarity with blockchain and cryptocurrency operations. Strong analytical, investigative, and communication skills. Preferred Attributes Ability to liaise confidently with regulators and auditors. Experience conducting risk assessments and developing compliance frameworks from scratch. Proactive, independent, and able to manage compliance initiatives. Location: Dubai, UAE

MLRO (Money Laundering Reporting Officer)

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