cards business analyst

RiDiK (a Subsidiary of CLPS. Nasdaq: CLPS)

<div>
 
 We&rsquo;re looking for a
 
 Business Analyst/ Project Manager
 
 to support our team in
 
 Qatar
 
 
 .
 
 This role offers the opportunity to work on meaningful projects, collaborate with talented colleagues, and contribute to the success of a growing company. If you&rsquo;re someone who takes initiative, values continuous learning, and thrives in a collaborative setting, we&rsquo;d love to hear from you.
 
 
 
 
 
 
 Job Description
 
 
 
 
 8+ years of experience as a Business Analyst and/or Project Manager in the Cards domain.
 
 
 
 &bull; Strong understanding of card lifecycle processes &mdash; issuance, authorization, clearing &amp; settlement, chargebacks, and reconciliations.
 
 
 &bull; Hands-on experience with card management systems (CMS), switches, and payment gateways.
 
 
 &bull; Proven ability to translate business needs into detailed technical requirements.
 
 
 &bull; Excellent requirements gathering, documentation, and stakeholder management skills.
 
 
 &bull; Experience in end-to-end delivery of cards transformation or modernization programs.
 
 
 &bull; Familiarity with Agile / hybrid project methodologies.
 
 
 &bull; Strong analytical mindset and problem-solving skills.
 
 
 
 
 
 
 Key Responsibilities:
 
 
 
 &bull; Act as the primary liaison between business users, operations, and technology teams for all initiatives within the Cards portfolio.
 
 
 &bull; Lead requirement gathering sessions to capture business, functional, and non-functional requirements for new and enhanced card products or processes.
 
 
 &bull; Conduct gap analysis between current systems/processes and target state solutions, recommending improvements and efficiencies.
 
 
 &bull; Manage end-to-end project delivery, including planning, tracking, risk management, and stakeholder communication to ensure projects are delivered on time and within scope.
 
 
 &bull; Ensure solutions are aligned with industry standards and regulatory requirements
 
 
 &bull; Define and contribute to the Cards roadmap, ensuring alignment with the organization&rsquo;s digital transformation goals.
 
 
 &bull; Champion industry best practices in cards operations, risk control, and customer experience.
 
 
 &bull; Facilitate workshops and presentations for stakeholders to ensure clarity and alignment across business and IT teams.
 
 
 
 
 
 
 About CLPS RiDiK :
 
 
 
 RiDiK is a global technology solutions provider and a subsidiary of CLPS Incorporation (NASDAQ: CLPS), delivering cutting-edge end-to-end services across banking, wealth management, and e-commerce. With deep expertise in AI, cloud, big data, and blockchain, we support clients across Asia, North America, and the Middle East in driving digital transformation and achieving sustainable growth. Operating from regional hubs in 10 countries and backed by a global delivery network, we combine local insight with technical excellence to deliver real, measurable impact. Join RiDiK and be part of an innovative, fast-growing team shaping the future of technology across industries.
 
</div>

Business Analyst and/ Project Manager

Virtusa

<div>Cards BA: 
 
We are looking for an experienced Business Analyst and Project Manager with deep expertise in the Cards domain including credit, debit, and prepaid cards. The ideal candidate will combine strong analytical and delivery management skills to bridge business needs and technical execution. This role demands someone who can identify gaps in business requirements, propose value-added solutions, align with industry best practices, and contribute meaningfully to the product roadmap and successful project delivery. 
Act as the primary liaison between business users, operations, and technology teams for all initiatives within the Cards portfolio. Lead requirement gathering sessions to capture business, functional, and non-functional requirements for new and enhanced card products or processes. Conduct gap analysis between current systems and processes and target state solutions, recommending improvements and efficiencies. Manage end-to-end project delivery including planning, tracking, risk management, and stakeholder communication to ensure projects are delivered on time and within scope. Ensure solutions are aligned with industry standards and regulatory requirements. Define and contribute to the Cards roadmap ensuring alignment with the organizations digital transformation goals. Champion industry best practices in cards operations, risk control, and customer experience. Facilitate workshops and presentations for stakeholders to ensure clarity and alignment across business and IT teams. 
8+ years of experience as a Business Analyst and Project Manager in the Cards domain. Strong understanding of card lifecycle processes such as issuance, authorization, clearing and settlement, chargebacks, and reconciliations. Hands-on experience with card management systems CMS, switches, and payment gateways. Proven ability to translate business needs into detailed technical requirements. Excellent requirements gathering, documentation, and stakeholder management skills. Experience in end-to-end delivery of cards transformation or modernization programs. Familiarity with Agile or hybrid project methodologies. Strong analytical mindset and problem-solving skills. Professional certifications are advantageous. 
 
About Virtusa

<div>About Virtusa
Teamwork, quality of life, professional and personal development: values that Virtusa is proud to embody. When you join us, you join a team of 27,000 people globally that cares about your growth &mdash; one that seeks to provide you with exciting projects, opportunities and work with state of the art technologies throughout your career with us.
Great minds, great potential: it all comes together at Virtusa. We value collaboration and the team environment of our company, and seek to provide great minds with a dynamic place to nurture new ideas and foster excellence.
Virtusa was founded on principles of equal opportunity for all, and so does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need.</div></div>

Cards BA

<div>
 
 
 Job Summary
 
 
 
 We&rsquo;re looking for a
 
 Cards BA
 
 to support our team in
 
 Qatar
 
 . This role offers the opportunity to work on meaningful projects, collaborate with talented colleagues, and contribute to the success of a growing company. If you&rsquo;re someone who takes initiative, values continuous learning, and thrives in a collaborative setting, we&rsquo;d love to hear from you.
 
 
 
 
 
 
 Key Responsibilities
 
 
 
 &bull; Act as the primary liaison between business users, operations, and technology teams for all initiatives within the Cards portfolio. &bull; Lead requirement gathering sessions to capture business, functional, and non-functional requirements for new and enhanced card products or processes. &bull; Conduct gap analysis between current systems/processes and target state solutions, recommending improvements and efficiencies. &bull; Manage end-to-end project delivery, including planning, tracking, risk management, and stakeholder communication to ensure projects are delivered on time and within scope. &bull; Ensure solutions are aligned with industry standards and regulatory requirements &bull; Define and contribute to the Cards roadmap, ensuring alignment with the organization&rsquo;s digital transformation goals. &bull; Champion industry best practices in cards operations, risk control, and customer experience. &bull; Facilitate workshops and presentations for stakeholders to ensure clarity and alignment across business and IT teams. Required Skills &amp; Qualifications: &bull; 8+ years of experience as a Business Analyst and/or Project Manager in the Cards domain. &bull; Strong understanding of card lifecycle processes &mdash; issuance, authorization, clearing &amp; settlement, chargebacks, and reconciliations. &bull; Hands-on experience with card management systems (CMS), switches, and payment gateways. &bull; Proven ability to translate business needs into detailed technical requirements. &bull; Excellent requirements gathering, documentation, and stakeholder management skills. &bull; Experience in end-to-end delivery of cards transformation or modernization programs. &bull; Familiarity with Agile / hybrid project methodologies. &bull; Strong analytical mindset and problem-solving skills. &bull; Professional certifications are advantageous.
 
 
 
 
 
 
 
 
 
 About CLPS RiDiK
 
 
 <ul>
 <li>
 RiDiK is a global technology solutions provider and a subsidiary of CLPS Incorporation (NASDAQ: CLPS), delivering cutting-edge end-to-end services across banking, wealth management, and e-commerce. With deep expertise in AI, cloud, big data, and blockchain, we support clients across Asia, North America, and the Middle East in driving digital transformation and achieving sustainable growth. Operating from regional hubs in 10 countries and backed by a global delivery network, we combine local insight with technical excellence to deliver real, measurable impact. Join RiDiK and be part of an innovative, fast-growing team shaping the future of technology across industries.
 </li>
 </ul>
 
 
</div>

VAM Systems

<div>
 
 Job Description
 
 
 
 We are currently looking Business Analyst &ndash; Cards &amp; Payments for our Qatar operations with the following terms &amp; conditions.
 
 
 Key Skills &amp; Competencies:
 
 
 <ul>
 <li>
 Strong understanding of Cards lifecycle (debit/credit/prepaid), Merchant Acquiring, and 3D Secure flows.
 </li>
 <li>
 Hands-on expertise with Base24, Prime 4, MPGS, payment gateway APIs, and settlement engines.
 </li>
 <li>
 Knowledge of SQL, PL/SQL for data validation, analysis, and reconciliation reports.
 </li>
 <li>
 Experience working in Agile/Scrum frameworks with tools like JIRA and Confluence.
 </li>
 <li>
 Excellent documentation and stakeholder management skills.
 </li>
 <li>
 Familiarity with ISO 8583 message formats and card scheme mandates.
 </li>
 <li>
 Understanding of dispute resolution systems (Visa Resolve Online, Mastercard DDRS).
 
 
 </li>
 </ul>
 Key Responsibilities:
 
 
 <ul>
 <li>
 Lead the end-to-end analysis and documentation of business requirements for card issuance, merchant acquiring, POS/e-commerce transactions and settlement flows.
 </li>
 <li>
 Act as the SME for payment platforms including Base24, Prime, MPGS, CYBS and other card switches/payment gateways.
 </li>
 <li>
 Manage reconciliation and settlement processes, dispute lifecycle, and chargeback handling across Visa, Mastercard, and NAPS.
 </li>
 <li>
 Collaborate with internal IT, vendors, and stakeholders to design scalable solutions aligned with business strategy.
 </li>
 <li>
 Translate complex business problems into structured user stories, BRDs, FSDs, and process flowcharts.
 </li>
 <li>
 Ensure regulatory and compliance alignment with QCB, PCI-DSS, and global card scheme mandates.
 </li>
 <li>
 Prepare and execute SIT plans, test scenarios, and coordinate with UAT and go-live readiness.
 </li>
 <li>
 Provide analytical insights to improve transaction approval rates, reduce fraud, and enhance customer experience.
 
 
 </li>
 </ul>
 Qualifications:
 
 
 Bachelor&rsquo;s degree in Engineering.
 
 
 Joining time frame: 2 weeks (maximum 1 month)
</div>

Card Issuance and Merchant Acquiring

VAM SYSTEMS

<div>Job Description 
We are currently looking Business Analyst &ndash; Cards &amp; Payments for our Qatar operations with the following terms &amp; conditions.
Key Skills &amp; Competencies:<ul><li>Strong understanding of Cards lifecycle (debit/credit/prepaid), Merchant Acquiring, and 3D Secure flows.</li><li>Hands-on expertise with Base24, Prime 4, MPGS, payment gateway APIs, and settlement engines.</li><li>Knowledge of SQL, PL/SQL for data validation, analysis, and reconciliation reports.</li><li>Experience working in Agile/Scrum frameworks with tools like JIRA and Confluence.</li><li>Excellent documentation and stakeholder management skills.</li><li>Familiarity with ISO 8583 message formats and card scheme mandates.</li><li>Understanding of dispute resolution systems (Visa Resolve Online, Mastercard DDRS).</li></ul>
Key Responsibilities:<ul><li>Lead the end-to-end analysis and documentation of business requirements for card issuance, merchant acquiring, POS/e-commerce transactions and settlement flows.</li><li>Act as the SME for payment platforms including Base24, Prime, MPGS, CYBS and other card switches/payment gateways.</li><li>Manage reconciliation and settlement processes, dispute lifecycle, and chargeback handling across Visa, Mastercard, and NAPS.</li><li>Collaborate with internal IT, vendors, and stakeholders to design scalable solutions aligned with business strategy.</li><li>Translate complex business problems into structured user stories, BRDs, FSDs, and process flowcharts.</li><li>Ensure regulatory and compliance alignment with QCB, PCI-DSS, and global card scheme mandates.</li><li>Prepare and execute SIT plans, test scenarios, and coordinate with UAT and go-live readiness.</li><li>Provide analytical insights to improve transaction approval rates, reduce fraud, and enhance customer experience.</li></ul>
Qualifications:
Bachelor&rsquo;s degree in Engineering.
Joining time frame: 2 weeks (maximum 1 month)</div>

Cognizant Technology Solutions

<div>We require Cards Business Analyst.
Location: Chennai
NoticePeriod: Chennai
ISG
JD:
Required:<ul><li>Knowledgeable in payments domain</li><li>Expert understanding of modern APIs development and documentation</li></ul>
o RESTful, Swagger<ul><li>Ability to consume large technical specifications and distil the salient points to inform engineering changes</li><li>Experienced in designing and implementing Business Analysis artefacts</li><li>Experienced in analysing and modelling business processes</li><li>Experienced of specifying and shaping new software features</li><li>Experienced of working with software development teams in an agile environment</li></ul>
Key accountabilities:<ul><li>Executing problem definition, requirements engineering, risk escalation, solution design, coordination of communication</li><li>Planning, estimate tracking and progress reporting for own work and that of relevant team members.</li><li>Collaboration with other solution designers and stakeholders as well as defining and managing effective stakeholder relationships.</li><li>Supporting delivery teams with any complex issues or necessary mediation &ndash; in particular taking personal responsibility to answer questions that arise</li><li>Ensuring that the deliverables are of the desired content, suitability and quality.</li><li>Problem solving and investigation.</li></ul>
Note that the BA should have a deep understanding of acquiring, card scheme/card issuer, gateway domains. Within there, there are authorisation flows, settlement flows, 3DS flows, fraud checking flows, and then you get to product level like Account Funding etc.</div>

Business Analyst - Cards

Systems Limited

<div>The Business Analyst will collaborate with cross-functional teams to support digital banking initiatives by gathering requirements, analyzing business processes, and ensuring the successful implementation of digital solutions. The role involves preparing documentation, supporting testing activities, coordinating with vendors, and contributing to the enhancement of digital banking platforms.
<h3 class="jobSectionHeader">
Responsibilities</h3>
<ul>
<li>Collaborate with business stakeholders to gather and document requirements for digital banking initiatives.
</li>
<li>Analyze existing business processes and identify opportunities for digital transformation and improvement.
</li>
<li>Prepare Business Requirement Documents (BRD), Functional Specification Documents (FSD), and user stories.
</li>
<li>Work closely with technology, design, and QA teams to ensure accurate implementation of requirements.
</li>
<li>Support User Acceptance Testing (UAT), track defects, and facilitate timely issue resolution.
</li>
<li>Perform gap analysis between current and proposed systems to identify functional and technical gaps.
</li>
<li>Assist in defining business rules, workflows, and integration requirements for digital banking solutions.
</li>
<li>Coordinate with vendors and third-party providers to ensure alignment on solution design and implementation.
</li>
<li>Provide post-implementation support and monitor the effectiveness of delivered solutions.
</li>
</ul><h3 class="jobSectionHeader">Requirements</h3>
<ul>
<li>Bachelor&rsquo;s degree in Business Administration, Computer Science, Information Systems, or a related field.
</li>
<li>Minimum 5+ years of experience as a Business Analyst in the banking or financial services industry.
</li>
<li>Hands-on experience with Digital Banking, Loan Origination Systems, Mobile Banking, or Internet Banking platforms.
</li>
<li>Strong understanding of banking products such as payments, transfers, cards, and customer onboarding.
</li>
<li>Experience in documenting APIs, integration requirements, and collaborating with middleware teams.
</li>
<li>Excellent analytical, problem-solving, and communication skills.
</li>
<li>Proficiency with requirement-management tools such as JIRA, Confluence, or similar platforms.</li></ul></div><div></div>

Senior Managing Consultant Business Analysis

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