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senior business analyst

credit analyst

Updraft

<div>
 
 Updraft. Helping you make changes that pay off.
 
 
 
 Updraft is an award winning, FCA-authorised, high-growth fintech based in London. Our vision is to revolutionise the way people spend and think about money, by automating the day to day decisions involved in managing money and mainstream borrowings like credit cards, overdrafts and other loans.
 
 
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 A 360 degree spending view across all your financial accounts (using Open banking)
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 A free credit report with tips and guidance to help improve your credit score
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 Native AI led personalised financial planning to help users manage money, pay off their debts and improve their credit scores
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 Intelligent lending products to help reduce cost of credit
 
 
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 We have built scale and are getting well recognised in the UK fintech ecosystem.
 
 
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 800k+ users of the mobile app that has helped users swap c &pound;500 m of costly credit-card debt for smarter credit, putting hundreds of thousands on a path to better financial health
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 The product is highly rated by our customers. We are rated 4.8 on Trustpilot, 4.8 on the Play Store, and 4.4 on the iOS Store
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 We are selected for Technation Future Fifty 2025 - a program that recognizes and supports successful and innovative scaleups to IPOs - 30% of UK unicorns have come out of this program.
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 Updraft once again featured on the Sifted 100 UK startups - among only 25 companies to have made the list over both years 2024 and 2025
 
 
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 </ul>
 We are seeking a skilled Retail Credit Risk Analyst with 3+ years of experience in the UK credit markets, specifically within personal loans for debt consolidation. The successful candidate will play a critical role in assessing, monitoring, and optimising credit risk strategies to ensure a balanced approach between risk management and business growth.
 
 
 Key Responsibilities:
 
 
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 Conduct portfolio analytics to assess risk trends, customer behavior, and loan performance
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 Analyze credit data, customer profiles, and market trends to enhance underwriting criteria
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 Work closely with stakeholders to optimize credit policies and improve lending strategies
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 Utilize statistical and machine learning techniques to support data-driven risk assessment methodologies
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 Monitor key performance indicators (KPIs) related to loan approvals, delinquencies, and charge-offs
 
 
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 Requirements
 
 
 
 Required Skills &amp; Experience:
 
 
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 3+ years of experience in a credit risk role, preferably within personal loans and debt consolidation in the UK
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 Strong understanding of credit scoring models, risk analytics, and lending strategies
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 Relevant experience in working on UK credit bureau data and leveraging it for credit risk analysis
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 Experience or familiarity with end-to-end life cycle of a retail loan portfolio
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 Proficiency in SQL and Python for data analysis and risk modeling
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 Experience working with decision engines and credit risk platforms
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 Strong analytical skills with the ability to translate data insights into business decisions
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 Excellent communication and stakeholder management abilities
 
 
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 Preferred Qualifications:
 
 
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 Experience in alternative data usage for credit risk evaluation
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 Familiarity with Open Banking and fintech lending platforms
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 Bachelor's or Master's degree in Finance, Statistics, Mathematics, Economics, or a related field
 
 
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 Benefits
 
 
 
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 Pension Plan
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 Paid Time Off
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 Work From Home
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 Training &amp; Development
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</div>

Credit Risk Analyst

slice

<div>
 
 
 Duration
 
 - 6 months
 
 
 
 Location
 
 - Bangalore (in-office)
 
 
 
 
 
 
 About the role
 
 
 
 As an Analyst Intern, you will help shape slice's credit, business and fraud strategies by combining your product and business acumen and data driven insights. Being a key member of the team, you&rsquo;ll work closely with leadership, credit, and product teams to craft and execute analytics-driven strategies for business growth. We know these are a lot of heavy words we just wrote, but as they say &ldquo;bigger the risk, bigger the rewards".
 
 
 
 
 
 
 What You will do
 
 
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 Break down a business problem into different smaller problems.
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 Work with key leaders in the company to get a deeper understanding of the business problem at hand.
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 Coordinate with the data team to ensure that data is available in the required format ready to be consumed by you.
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 Generate insights from the data and come up with recommendations.
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 Measure the impact post implementation and take further steps if necessary.
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 Be satisfied making an actual and significant impact on the business.
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 What you will need
 
 
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 Good technical knowledge of SQL &amp; Python
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 Good problem solving and Logical thinking skills
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 A knack for grasping new things and implementing them
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 Ability to draw conclusions from data and recommend actions.
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 Demonstrated willingness to teach others and learn new techniques.
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 About us
 
 
 
 
 
 
 slice the way you bank
 
 
 
 
 
 slice&rsquo;s purpose is to make the world better at using money and time, with a major focus on building the best consumer experience for your money. We&rsquo;ve all felt how slow, confusing, and complicated banking can be. So, we&rsquo;re reimagining it. We&rsquo;re building every product from scratch to be fast, transparent, and feel good, because we believe that the best products transcend demographics, like how great music touches most of us.
 
 
 
 
 
 Our cornerstone products and services: slice savings account, slice UPI credit card, slice UPI, slice UPI ATMs, slice fixed deposits, slice borrow, and UPI-powered bank branch are designed to be simple, rewarding, and completely in your control. At slice, you&rsquo;ll get to build things you&rsquo;d use yourself and shape the future of banking in India. We tailor our working experience with the belief that the present moment is the only real thing in life. And we have harmony in the present the most when we feel happy and successful together.
 
 
 
 
 
 We&rsquo;re backed by some of the world&rsquo;s leading investors, including Tiger Global, Insight Partners, Advent International, Blume Ventures, and Gunosy Capital.
 
</div>

Analytics Intern

Bajaj Finserv

<div>
 
 Location Name:
 
 Bengaluru - Residency Road
 
 
 
 Job Purpose
 
 
 
 &ldquo;This position is open with Bajaj Finance ltd.&rdquo;Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organization&rsquo;s policiesAct with Integrity
 
 
 
 Duties And Responsibilities
 
 
 
 Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned.-Credit appraisal for BL &amp; Doctor Loans files for the assigned location-Keeping delinquency under control-Compliance of policy and processes-Reporting of location metrics like Login, Approval, Disbursal, Rejection, Deviation on monthly basis as per prescribed format-Market Research and Feedback for new product launch.-Feed back on credit policy based on market conditions.
 
 
 
 Required Qualifications And Experience
 
 
 
 Chartered Accountant /MBA Finance with 2-3 years of relevant experience.&lt;
</div>

Deputy Manager - Business Loans - Underwriting

<div>
 
 Location Name:
 
 Bengaluru - Residency Road
 
 
 
 Job Purpose
 
 
 
 &ldquo;This position is open with Bajaj Finance ltd.&rdquo;Culture Anchor:Have high ambitions - Inspires the team to aim for higher targets and supports in achieving themOwn It - Acknowledges uncertainty and makes changes in own decisions/ actions for better outcomes
 
 
 
 Duties And Responsibilities
 
 
 
 Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned.- Credit appraisal for BL &amp; Doctor Loans files for the assigned location- Keeping delinquency under control- Compliance of policy and processes- Reporting of location metrics like Login, Approval, Disbursal, Rejection, Deviation on monthly basis as per prescribed format- Market Research and Feedback for new product launch.- Feed back on credit policy based on market conditions.
 
 
 
 Required Qualifications And Experience
 
 
 
 Practice Emotional Intelligence - Develops the team, supporting them to do moreListens to others, stays calm under pressure, and treats everyone with respect.
</div>

Area Manager - Affordable Housing/Senior Area Manager - Affordable Housing

<div>
 At ABB, we help industries outrun - leaner and cleaner. Here, progress is an expectation - for you, your team, and the world. As a global market leader, we&rsquo;ll give you what you need to make it happen. It won&rsquo;t always be easy, growing takes grit. But at ABB, you&rsquo;ll never run alone. Run what runs the world.
 
 
 This Position reports to:
 
 
 Team Lead - General Accounting
 
 
 
 
 
 
 
 Your Role And Responsibilities (Mandatory)
 
 
 
 In this role, you will have the opportunity to support account receivables and/or credit activities in line with defined strategies, policies, and procedures. Each day, you will be responsible for managing and analyzing record to report data. You will also showcase your expertise by ensuring accurate financial reporting and compliance with the relevant accounting standards.
 
 
 The work model for the role is: Li_onsite
 
 
 This role is contributing to the Finance Function. in Bengaluru.
 
 
 You will be mainly accountable for:
 
 
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 Performing general accounting activities, applying techniques and standards to the classification and recoding of financial transactions.
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 Executing quality checks on financial reporting data, including fluctuations monitoring.
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 Complying with and helping achieve Internal control over Financial Reporting (ICoFR) compliance in General Accounting team for applicable templates and participating in internal control testing and preparing relevant documentation.
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 Assisting with data gathering, data entry, and basic financial analysis to ensure the integrity and accuracy of financial statements.
 
 
 
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 Qualifications For The Role (Mandatory)
 
 
 
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 Participates in internal initiatives and projects to continuously improve financial accounting and reporting processes and tools
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 Performs general accounting activities, applying techniques and standards to the classification and recoding of financial transactions.
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 Performs quality checks on financial reporting data, including fluctuations monitoring.
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 Complies with and helps achieve Internal control over Financial Reporting (ICoFR) compliance in General
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 Assists in maintaining the general ledger by recording transactions, preparing journal entries, and reconciling accounts.
 
 
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 We value people from different backgrounds. Could this be your story? Apply today or visit www.abb.com to read more about us and learn about the impact of our solutions across the globe.
 
 
 
 Fraud Warning:
 
 Any genuine offer from ABB will always be preceded by a formal application and interview process.
 
 
 We never ask for money from job applicants.
 
 
 For current open positions you can visit our career website https://global.abb/group/en/careers and apply.
 
 
 Please refer to detailed recruitment fraud caution notice using the link https://global.abb/group/en/careers/how-to-apply/fraud-warning.
</div>

Finance Analyst -General Accounting

Deutsche Bank

<div>
 
 Position Overview
 
 
 
 
 Job Title: Know Your Client (KYC) Analyst, NCT
 
 
 
 
 Location: Bangalore, India
 
 
 
 
 Role Description
 
 
 
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 The Know Your Client (KYC) Analyst focuses on client onboarding (COB) and exceptions in line with regulatory standards and jurisdictions.
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 The KYC Analyst provides regular communication to senior bank stakeholders on changes in KYC, Anti Money Laundering (&lsquo;AML&rsquo;) and Anti Financial Crime (&lsquo;AFC&rsquo;) areas and ensures any changes required are implemented with minimum disruptions.
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 The KYC Analyst also assists the bank&rsquo;s clients, managing all KYC and account opening requirements with appropriate governance and controls. They operate in an environment of strict adherence to Standard Operating procedures (&lsquo;SOP&rsquo;s) and Operation Level Agreements (OLA&rsquo;s) to achieve accurate and timely account opening to help execute trades
 
 
 
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 What We&rsquo;ll Offer You
 
 
 
 As part of our flexible scheme, here are just some of the benefits that you&rsquo;ll enjoy
 
 
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 Best in class leave policy
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 Gender neutral parental leaves
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 100% reimbursement under childcare assistance benefit (gender neutral)
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 Sponsorship for Industry relevant certifications and education
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 Employee Assistance Program for you and your family members
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 Comprehensive Hospitalization Insurance for you and your dependents
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 Accident and Term life Insurance
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 Complementary Health screening for 35 yrs. and above
 
 
 
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 Your Key Responsibilities
 
 
 
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 The Know Your Client (KYC) Analyst focuses on client onboarding (COB) and exceptions in line with regulatory standards and jurisdictions.
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 The KYC Analyst provides regular communication to senior bank stakeholders on changes in KYC, Anti Money Laundering (&lsquo;AML&rsquo;) and Anti Financial Crime (&lsquo;AFC&rsquo;) areas and ensures any changes required are implemented with minimum disruptions.
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 The KYC Analyst also assists the bank&rsquo;s clients, managing all KYC and account opening requirements with appropriate governance and controls. They operate in an environment of strict adherence to Standard Operating procedures (&lsquo;SOP&rsquo;s) and Operation Level Agreements (OLA&rsquo;s) to achieve accurate and timely account opening to help execute trades
 
 
 
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 Your Skills And Experience
 
 
 
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 Should have more than 6 months experience in Corporates and with good communication and system knowledge.
 
 
 
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 How We&rsquo;ll Support You
 
 
 
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 Training and development to help you excel in your career
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 Coaching and support from experts in your team
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 A culture of continuous learning to aid progression
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 A range of flexible benefits that you can tailor to suit your needs
 
 
 
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 About Us And Our Teams
 
 
 
 Please visit our company website for further information:
 
 
 
 https://www.db.com/company/company.htm
 
 
 
 We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.
 
 
 Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.
 
 
 We welcome applications from all people and promote a positive, fair and inclusive work environment.
</div>

Know Your Client (KYC) Analyst

Time Hack Consulting

<div>
 
 About The Role
 
 
 
 Job Description &ndash; Product Manager (Mumbai)
 
 
 We aim to offer innovative credit solutions ranging from short-term advances to personal loans, flexible credit lines, and balance transfers.
 
 
 
 Key Responsibilities
 
 
 
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 Strategy &amp; Vision: Define product roadmap and align leadership and stakeholders to build InCred into a market leader in personal lending.
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 Customer-Centric Innovation: Research customer needs and industry gaps to design new features, improve UX, and run experiments across underwriting, sales, and marketing.
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 Execution Excellence: Own roadmap prioritization, ensure timely delivery, maintain product discipline, and drive continuous improvements.
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 Go-To-Market: Collaborate with sales, biz dev, and marketing teams to launch digital and offline campaigns, channel partnerships, and D2C initiatives.
 
 
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 Ideal Candidate
 
 
 
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 BTech/BE; MBA from a top B-school preferred
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 3&ndash;4 years total experience, including 3+ years in product management (with startup exposure)
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 Experience in fintech lending or consumer financial services preferred
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 Proven track record of impact and ability to work in fast-paced, ambiguous environments
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 Strong leadership, communication, and problem-solving skills
 
 
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 Suggested Interview Process
 
 
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 Screening Round (Recruiter/HR) &ndash; Role fit, motivation, and basic background.
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 Product Case Interview &ndash; Assess problem-solving, customer understanding, and product thinking.
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 Technical/Execution Round &ndash; Deep dive into roadmap ownership, prioritization, and execution skills.
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 Business/Go-To-Market Round &ndash; Focus on fintech lending knowledge, GTM strategy, and scaling experience.
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 Leadership Round (Founder/Leadership Panel) &ndash; Cultural fit, vision alignment, and leadership capability.
 
 
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 Skills: fintech,credit,product management,personal loans
</div>

Product Manager

Explore 64+ Credit analyst in Mangaluru this September. Find roles across top companies and apply now to boost your career.