credit and collections analyst

HugoBank

<div><p>Credit Modeling Analyst will develop, implement, and validate statistical and mathematical models to support credit risk assessment and decision-making across Consumer &amp; Program Lending portfolios.
<br>
<br>
Credit Modeling Analyst will support the Head of Credit Risk, Merchant &amp; Program Lending in building robust, data-driven models for credit scoring, risk measurement, and portfolio performance forecasting, ensuring model integrity through regular back-testing and validation.
<br>
<br>
<b>Core Responsibilities :</b>
</p><p>1. Develop and implement statistical and mathematical credit models.
</p><p>2. Identify, define, and calculate independent and dependent variables for model building and ensure accurate representation of credit risk parameters.
</p><p>3. Identify, define, and calculate independent and dependent variables for model building and ensure accurate representation of credit risk parameters.
</p><p>4. Collect, handle, cleanse, and prepare data from multiple internal and external sources for modeling purposes.
</p><p>5. Ensure data integrity and accuracy throughout the data pipeline from extraction to model input by implementing effective data quality checks and cleansing procedures.
</p><p>6. Maintain model documentation including data dictionaries, variable definitions, and transformation logic. 7. Conduct regular model back-testing to assess model performance, stability, and predictive accuracy over time.</p><b><br>
Requirements</b><br>
<ul><li>
1-3 years experience in the credit modeling, risk modeling or similar role within a banking or financial services industry.
</li><li>Minimum masters degree preferably in statistics, mathematics, econometrics or any relevant major.</li><li>
Leadership skills.</li><li>
Good inter personal skills.</li></ul></div>

Credit Modeling Analyst

Gregory Poole Equipment Company

<b>PRIMARY FUNCTION:</b><br>
Manage all aspects of customer onboarding, account maintenance, and credit extension in accordance with GPEC’s Credit Policies and Procedures and manage assigned third-party billing portal set up and registration of accounts, assist sales in the collection of payment on equipment sale invoices in accordance with established procedures. Track discrepancies and make sure all payments are entered, matched, and allocated properly on a timely basis. The overall goal is to increase customer satisfaction, in addition to adhering to established policies and procedures to increase efficiencies in billing and collections of these accounts. Work closely with service, parts, rental, collections, and accounts receivable departments to ensure timely payment on all accounts. This role will work with operations on in-process work orders to ensure we are meeting customer requirements in a timely manner for invoicing.
<br><br>
<b>ESSENTIAL DUTIES:</b><br>
Credit
<br><ul>
<li>Ensures customer credit limits are within established credit policy by reviewing credit applications, analyzing credit histories and financial statements, and establishing customer credit limits.</li>
<li>Ensures that proper customer credit documentation is obtained and maintained for potential future credit or legal actions.</li>
<li>Works directly with Assistant Credit Management on exceptions.</li>
</ul>
Customer Setup
<br><ul>
<li>Responsible for creating and maintaining customer credit accounts within required systems including GPAX and BillTrust and ensuring all customer account maintenance is accurate and completed in a timely manner.</li>
<li>Responsible for obtaining tax certificates and other relevant information, documenting, and maintaining in our systems for future reference and support in the event of audit or legal actions arise.</li>
</ul>
Equipment Sale Collections
<br><ul>
<li>Assist sales department in the collection of payment on Equipment sale invoices in accordance with established procedures to ensure timely payment and reducing debt loss for the company.</li>
</ul>
<b>Registration of All Third-Party Billing Systems:</b><br>
<ul>
<li>Review documentation for set up and attend training.</li>
<li>Document, maintain, update all requirements for each system.</li>
<li>Review of Terms and Conditions with Supervisor.</li>
<li>Process fees for approval related to these systems and determine allocation by predetermined guidelines.</li>
<li>Review need for all departments interaction and discuss with all departments to ensure the requirements can be met at the time of registration.</li>
</ul>
<b>3rd Party Customer Account Set Up Requesting and Verification:</b>
<br><ul>
<li>Review Customer account requirements.</li>
<li>Provide back up to main account set up role (for credit) mainly for 3rd party/portal accounts.</li>
<li>Verify that customer’s accounts are set up properly in AX to meet needs for all departments interfacing with the customers. This includes but not limited to terms and conditions, credit limits, proper ship to addresses and proper taxes.</li>
<li>Verify that order account invoices are mailed to the proper location for the customer through BillTrust or current system being used based on data provided by customer or operations.</li>
<li>Maintain or modify accounts as required throughout life of account.</li>
</ul>
<b>Account Invoicing and Reconciliation:</b><br>
<ul>
<li>Input invoice information into appropriate billing portal, daily, for select EPG accounts assigned as well as any other third-party portal for other divisions as assigned.</li>
<li>If any issues at the time of entry of the invoice, address as needed with appropriate personnel or department.</li>
<li>If possible, allocate credit with invoice before entered into the portal and send to the customers.</li>
<li>Review and reconcile accounts on a weekly basis.</li>
<li>Document any updates, notes, discussions on account for reference.</li>
<li>Reconcile, allocate and provide analysis of ILFT third party (HYG Fleet) accounts and ensure timely and accurate posting at least weekly.</li>
<li>Prepare journal entries and vouchers, if necessary, to keep the accounts within terms</li>
<li>Identify all invoices that are not claimed in the SLMS system or any other portal if reporting is available and timely notify operations.</li>
</ul>
<b>Collection Analysis:</b><br>
<ul>
<li>Identify WIP from last labor that is associated with billing portals if available through GPAX reporting.</li>
<li>Assist collectors with investigating 3rd party/ portal customers invoices that are in a past due status according to the terms on the account or legal contracts signed.</li>
<li>Communicate with operations and/or collector on any discrepancies in payment.</li>
<li>Communicate with appropriate department on disputed invoices.</li>
<li>Utilize AX business system and processes to make recommendations for actions needed to assist in collection. (i.e. Service, Parts, and Rental in addition to Credit functions)</li>
<li>Extract data, analyze, present and report trends from systems.</li>
</ul>
<b>Customer Relations:</b><br>
<ul>
<li>Build relationships with assigned customer accounts and billing portal contacts.</li>
<li>Work closely with operational and support areas to ensure good communications between groups.</li>
<li>Openly communicate with credit personnel on new account adds and edits.</li>
<li>Coordinate with marketing department on any equipment set up or movement of equipment to proper accounts.</li>
</ul>
<b>MINIMUM REQUIREMENTS:</b><b>Education:</b><br>
Four-year college graduate preferably with Business Administration/Accounting classes with 2 years’ relevant experience, or an associate’s degree with 4 years of relevant experience in similar industry
<br><br>
<b>Work Experience:</b><br>
(see above)
<br><br>
<b>Physical:</b><br>
Must be able to sit and use a PC for long periods of time.
<br><br>
<b>Other:</b><br>
Must be able to work independently and resourcefully.
<br>Must have excellent communication skills, verbal and written.
<br>Preferred intermediate/advanced computer skills, preferably advanced Excel knowledge, to analyze data
<br><br>
Gregory Poole Equipment Company is an Equal Opportunity/Affirmative Action employer and will consider all qualified applicants for employment without regard to race, color, religion, gender, sexual orientation, gender identity, national origin, age, protected veteran status, or disability status.

Credit/Reconciliation Analyst

National Recovery Associates

<div><h1 class="jobSectionHeader"><b>Mid-Level Data Analyst</b></h1><p>
Collections AnalyticsData Management</p><p>
Newark, NJ or Jacksonville, FL Full-Time | On-Site</p><h2 class="jobSectionHeader"><b>
About National Recovery Associates</b></h2><p>
National Recovery Associates (NRA) is a nationally recognized accounts receivable management company specializing in consumer collections, legal recovery, judgment enforcement, portfolio management, and recovery analytics.</p><p>
We use data to drive collection strategy, improve operational performance, and maximize portfolio results.</p><h2 class="jobSectionHeader"><b>
Important Requirement</b></h2><p><b>
This is not a general Data Analyst position.</b></p><p>
To be considered, candidates must have at least <b>2 years of experience supporting collections, recovery operations, debt buying, legal collections, or financial services.</b></p><p>
Candidates without collections-related experience are unlikely to be successful in this role.</p><h2 class="jobSectionHeader"><b>
What You'll Do</b></h2><ul><li>
Analyze collector, team, and portfolio performance</li><li>
Monitor liquidation rates, recovery trends, and KPIs</li><li>
Build reports, dashboards, and scorecards</li><li>
Manage data imports, exports, and portfolio files</li><li>
Perform data validation and reconciliation</li><li>
Support inventory strategy and operational reporting</li><li>
Identify opportunities to improve recovery performance</li></ul><h2 class="jobSectionHeader"><b>
Required Experience</b></h2><p>
Consumer Collections</p><p>
Debt Buying</p><p>
Recovery Operations</p><p>
Legal Collections</p><p>
Call Center Operations</p><p>
Financial Services</p><h2 class="jobSectionHeader"><b>
Technical Skills</b></h2><ul><li>
SQL</li><li>
Power BI</li><li>
Advanced Excel</li><li>
Data ImportsExports</li><li>
ETL Processes</li><li>
Data Validation</li></ul><h2 class="jobSectionHeader"><b>
What We're Looking For</b></h2><ul><li>
Strong analytical and problem-solving skills</li><li>
Experience supporting collections operations</li><li>
Ability to turn data into actionable business recommendations</li><li>
Strong attention to detail and data accuracy</li><li>
Ability to work independently in a fast-paced environment</li></ul><h2 class="jobSectionHeader"><b>
Why Join NRA?</b></h2><ul><li>
Work directly with Executive Leadership</li><li>
Support high-impact collections and recovery initiatives</li><li>
Influence operational strategy and business decisions</li><li>
Growth opportunity into a Senior Data Analyst role</li><li>
Competitive compensation and benefits</li></ul><p>
If you have a collections background and know how to use data to improve performance, we'd love to hear from you.</p></div>

Data Analyst – Collections & Recovery Operations

Cawley & Bergmann, LLC.

Mid-Level Data Analyst

HUHTAMAKI

<div><div><p><b>Enjoy a career, packaged with care, whilst helping protect food, </b><b>people </b><b>and the planet
</b></p></div><p></p><div><p>We are a key global provider of sustainable packaging solutions. We&rsquo;re on a mission to make all packaging recyclable, reusable, or compostable. Every day, we ensure the hygiene and safety of food and drink for people around the world. We are Huhtamaki.
</p></div><p></p><div><p>You could be part of our vision. Because it&rsquo;s our talented people that make it happen. Our people on the shop floor producing innovative, sustainable products. Our people in our offices delivering excellence for our customers every day. It&rsquo;s every one of us working together.
</p></div><p></p><div><p>We offer a place where you can feel safe, be supported, and make an impact so we can all focus on the future together.
</p></div><p></p><h2 class="jobSectionHeader"><b>Responsibilities
</b></h2><h3 class="jobSectionHeader"><b>Data Collection, Reporting &amp; Analysis
</b></h3><ul><li><p>Own and standardize O2C reporting across UAE and Egypt (DSO, overdue %, aging, dispute tracking, collections performance)
</p></li><li><p>Develop actionable dashboards with clear accountability by customer, sales owner, and site
</p></li><li><p>Analyze receivables trends, identify risks early, and drive escalation on critical exposures
</p></li><li><p>Monitor customer payment behavior vs agreed terms and highlight deviations
</p></li><li><p>Support forecasting of cash collections and working capital movements
</p></li></ul><h3 class="jobSectionHeader"><b>Stakeholder Engagement &amp; Presentations
</b></h3><ul><li><p>Lead structured AR review governance with Sales, Finance, and Business leadership
</p></li><li><p>Drive accountability with Sales teams on overdue collections and dispute resolution
</p></li><li><p>Present O2C performance, risks, and actions to senior management on a regular basis
</p></li><li><p>Act as the key interface between Finance, Commercial, and Customer Service teams
</p></li><li><p>Support decision-making on credit limits, payment terms, and risk mitigation strategies
</p></li></ul><h3 class="jobSectionHeader"><b>Process Improvement &amp; Automation
</b></h3><ul><li><p>Strengthen end-to-end O2C processes (order release, invoicing, collections, dispute handling)
</p></li><li><p>Drive standardization across UAE and Egypt to eliminate process gaps
</p></li><li><p>Identify automation opportunities within ERP and reporting tools to improve efficiency and accuracy
</p></li><li><p>Improve invoice quality and documentation to reduce disputes and delays
</p></li><li><p>Ensure strong controls around revenue recognition, credit approvals, and collections tracking<br>
</p></li></ul><h3 class="jobSectionHeader"><b>Training &amp; Support
</b></h3><ul><li><p>Build O2C capabilities across teams in UAE and Egypt
</p></li><li><p>Train stakeholders (Sales, Customer Service, Finance) on O2C processes and accountability
</p></li><li><p>Establish clear ownership of collections and dispute resolution at customer level
</p></li><li><p>Support continuous improvement mindset across teams
</p></li></ul><h2 class="jobSectionHeader"><b>The requirements for a suitable candidate are
</b></h2><h3 class="jobSectionHeader"><b>Education
</b></h3><ul><li><p>Bachelor&rsquo;s degree in Finance, Accounting, or related field
</p></li><li><p>Professional qualification (ACCA, CPA, CMA) is a plus
</p></li></ul><h3 class="jobSectionHeader"><b>Experience
</b></h3><ul><li><p>8&ndash;12 years of experience in O2C, Accounts Receivable, or Finance operations
</p></li><li><p>Experience in manufacturing environment (preferably FMCG or packaging)
</p></li><li><p>Proven track record in driving collections and improving working capital
</p></li><li><p>Exposure to multi-country operations (UAE / Egypt or similar markets is a strong advantage)
</p></li></ul><h3 class="jobSectionHeader"><b>Skills
</b></h3><ul><li><p>Strong understanding of O2C cycle, credit management, and cash flow dynamics
</p></li><li><p>Ability to challenge stakeholders and drive accountability across functions
</p></li><li><p>Analytical mindset with ability to translate data into actions
</p></li><li><p>Strong communication and presentation skills
</p></li><li><p>Hands-on with ERP systems (Oracle preferred) and reporting tools
</p></li><li><p>High level of ownership, discipline, and execution focus
</p></li></ul><p></p><p>Join us. Help protect food, people and the planet .</p></div>

O2C Manager

Western CBO

<div>Responsibilities:
<div><b>
Universal Health Services (UHS) - Western Region Consolidated Business Office (WCBO)</b></div><div>
The Western Region Consolidated Business Office delivers comprehensive insurance revenue services to our affiliated UHS facilities, encompassing billing, collections, cash posting, pre-access management, variance analysis, and customer service. Our dedication to associate satisfaction and growth is recognized by industry leaders, exemplifying our commitment to fostering a positive and inclusive workplace culture. Our associates can count on competitive salaries, top-tier medical, dental, and retirement benefits, career training, and support for continued professional development.</div><div></div><div><b><br>
Job Description: Reimbursement Analyst 7:00AM-3:30PM</b></div><div>
The Reimbursement Specialist Analyst analyzes reimbursement trends and identifies underpayments, facilitates reconsiderations, and appeals with payers. This role coordinates and oversees the complete process of underpayment reconsiderations, including correction of insurance plan errors, payment transfers, and account adjustments.</div>
Qualifications:
<div><b>
Experience:</b></div><div>
2 + years medical contracts and claims experience.</div><div></div><div><b><br>
Education:</b><br>
High School or equivalent.</div><div></div><div><b><br>
Requirements:</b></div><ul><li>
Experience in medical payer contracts. Explanation of benefits experience preferred.</li><li>
Articulate with medical insurance terminology.</li><li>
Strong attention to detail, analytical and critical thinking.</li><li>
Strong Microsoft Office (Excel and Word) and 10-key data entry skills.</li></ul><div>
 This opportunity offers the following:</div><ul><li>
Challenging and rewarding work environment</li><li>
Growth and Development Opportunities within UHS and its Subsidiaries</li><li>
Competitive Compensation</li><li>
Excellent Medical, Dental, Vision and Prescription Drug Plan</li><li>
401k plan with company match</li></ul><div></div><div><b><br>
About Universal Health Services</b></div><div>
One of the nation&rsquo;s largest and most respected providers of hospital and healthcare services, Universal Health Services, Inc. (UHS) has built an impressive record of achievement and performance. During the year, UHS was again recognized as one of the World&rsquo;s Most Admired Companies by Fortune; and listed in Forbes ranking of America&rsquo;s Largest Public Companies. Operating acute care hospitals, behavioral health facilities, outpatient facilities and ambulatory care access points, an insurance offering, a physician network and various related services located all over the U.S. States, Washington, D.C., Puerto Rico and the United Kingdom. www.uhs.com</div><div></div><div><br>
EEO Statement:</div><div>
All UHS subsidiaries are committed to providing an environment of mutual respect where equal employment opportunities are available to all applicants and teammates. UHS subsidiaries are equal opportunity employers and as such, openly support and fully commit to recruitment, selection, age, sex (including pregnancy, gender identity, and sexual orientation), genetic information, national origin, disability status, protected veteran status or any other characteristic protected by federal, state or local laws.</div><div></div><div><br>
We believe that diversity and inclusion among our teammates is critical to our success.</div><div></div><div><br>
Notice:</div><div>
At UHS and all our subsidiaries, our Human Resources departments and recruiter are here to help prospective candidates by matching skillset and experience with the best possible career path at UHS and our subsidiaries. We take pride in creating a highly efficient and best in class candidate experience. During recruitment process, no recruiter or employee will request financial or personal information (Social Security Number, credit card or bank information, etc.) from you via email. The recruiters will not email you from a public webmail client like Hotmail, Gmail, Yahoo Mail, etc. If you are suspicious of a job posting or job-related email mentioning UHS or its subsidiaries, let us know by contacting us at: https://uhs.alertline.com or 1-800-852-3449.</div><div>
This position will be deemed the sole property of UHS. No fee will be paid in the event the candidate is hired by UHS as a result of the referral or through other means.</div><br>
<div></div>
Salary: Starting from $19.00 to $25.17 an hour</div>

REIMBURSEMENT SPECIALIST/ANALY

Red Sea Global

<div><div><div><div><div>Division: Support Services
</div></div></div></div><div><div><div><div>Department: Finance
</div></div></div></div><div><div><div><div>Company: The Red Sea Utility Company
</div></div></div></div><div><div><div><div><p><b>Division: Support Services</b></p>
<p><b>
Department: Finance</b></p>
<p><b>
Company: The Red Sea Utilities Company</b></p><br>
<p></p>
<p><b>
Empowering Destinations with Sustainable Innovation!</b></p><br>
<p></p>
<p>
The <b>Red Sea Utilities Company (TRSUC)</b> is a specialized subsidiary under <b>Red Sea Global (RSG)</b>, established to provide integrated utility services for RSG&rsquo;s flagship developments, including <b>The Red Sea Project</b> and <b>Amaala</b>.</p><br>
<p></p>
<p>
TRSUC is responsible for delivering essential services such as renewable energy, water desalination, wastewater treatment, solid waste management, district cooling, and telecommunications infrastructure. TRSUC is pioneering the development of off-grid, renewable utility systems to ensure that RSG&rsquo;s destinations are powered entirely by clean energy.</p><br>
<p></p>
<p>
TRSUC&rsquo;s initiatives are integral to Saudi Arabia&rsquo;s Vision 2030, aiming to diversify the economy and promote sustainable development. By providing state-of-the-art utility services, TRSUC supports RSG&rsquo;s mission to create regenerative tourism destinations that prioritize environmental stewardship and community well-being.</p><br>
<p></p>
<p><b>
At TRSUC, Where Infrastructure Meets Innovation - For People and Planet.</b></p><br>
<p></p>
<p><b>
Job Purpose:</b></p><br>
<p></p>
<div>
<div><div><div><div><div><p>Lead and manage the full accounts receivable and billing lifecycle within the Utilities Finance department. Reporting to the Director of Finance, you will ensure accurate and timely invoicing, revenue recognition, and effective collections to optimize cash flow. Additionally, you will drive process improvements, implement automation initiatives, and maintain strict compliance with regulatory requirements and internal controls.</p></div></div><br>
</div>
</div></div></div><p></p><br>
<p><b>Job Responsibilities:</b></p><br>
<p></p>
<p><b>
Job Requirements:</b></p><br>
<p></p>
<p>
AR &amp; Billing Operations</p><br>
<p></p>
<p>
Lead end-to-end billing processes:</p><br>
<p></p>
<ul><li>Finalize end-user agreements.</li><li>Collaborate with operations to ensure completeness and accuracy of consumption data.</li><li>Generate and submit final bills to clients.</li><li>Reconcile payments and close invoices in SAP ERP.</li></ul><br>
<p></p>
<p>
Manage Collections &amp; Credit Risk</p><div><br>
<ul><li>Monitor aging reports and identify delinquent accounts.</li><li>Negotiate payment arrangements with overdue customers.</li><li>Escalate unresolved cases promptly.</li></ul></div>
<ul><li>Collaborate with stakeholders to define and implement optimal credit policies</li></ul><br>
<p></p>
<p>
Ensure Compliance &amp; Controls</p><div><br>
<ul><li>Maintain robust internal controls and ensure adherence to regulatory frameworks specific to utilities.</li><li>Support internal and external audits.</li><li>Implement policies and procedures to safeguard receivables.</li></ul></div><br>
<p></p>
<p>
Reporting &amp; Analysis</p><div><br>
<ul><li>Prepare and present AR KPIs.</li><li>Provide actionable insights to senior leadership for decision-making.</li></ul></div><br>
<p></p>
<p>
Process Improvement &amp; Technology Optimization</p><div><br>
<ul><li>Identify process inefficiencies and recommend improvements.</li><li>Drive automation initiatives to enhance accuracy and efficiency.</li><li>Optimize systems for billing and collections processes</li></ul></div><br>
<p></p>
<p><b>
Qualifications &amp; Experience:</b></p><br>
<p></p>
<div>
<ul><li><b> </b>Bachelor&rsquo;s degree in Finance, Accounting, or related field (MBA or CPA is a plus)</li></ul>
<ul><li>8+ years in AR, billing, credit or collections; minimum 3&ndash;5 years in a managerial role</li></ul>
<ul><li>Knowledge of GAAP, receivables internal controls, and regulatory requirements</li></ul>
<ul><li>ERP proficiency with ERP system SAP, Oracle &amp; experience with CRM systems</li></ul>
<ul><li>Strong team building and mentoring abilities</li></ul>
<ul><li>Excellent communication and negotiation skills for interactions with customers &amp; internal stakeholders</li></ul></div><br>
<p></p>
<p><b>
Skills:</b></p><br>
<p></p>
<div>
<ul><li>Experience in the utilities sector</li></ul>
<ul><li>Analytical skills with Excel, data visualization &amp; reporting tools</li></ul>
<ul><li>Utility-specific billing systems or measurement tools experience</li></ul></div></div></div></div></div></div><p></p>

Manager - Financial Operations

Search 10000+ Credit and collections analyst jobs near you this June. New roles added regularly across leading industries. Apply today.