credit officer

EGBank

<div><div><p><b>Job Accountabilities</b></p>
<div>
<ul><li>Work closely with the Business and Risk teams to allow them to touch various aspects of the credit portfolio, in addition to making recommendations for ways to limit risk and seize emerging opportunities</li></ul>
<ul><li>Analyze credit data and financial statements received before the Risk submission to identify the degree of risk involved in lending money or extending credit.</li></ul>
<ul><li>Determine the expected profitability of loans by analyzing a business's financial data received including quality of management, income growth, and market shares.</li></ul>
<ul><li>Communicate with the relevant stakeholder and clients to ensure the implementation of the client requests in a satisfactory manner</li></ul>
<ul><li>Monitor customers&rsquo; facilities and support packages to ensure adherence to the approved credit structure and conditions
</li></ul><ul><li>Ensure that utilization is within the pre-set purpose and conditions to minimize any risks towards the Bank.</li></ul>
<ul><li>Handle any possible fraud/risk cases seriously and report them to the direct supervisor for guidance and assistance to minimize any fraud / risk cases that might occur</li></ul>
<ul><li>Collaborate with sales force for all gathering assets and assist all cross-functional team to collaborate with portfolio management team.</li></ul>
<ul><li>Provides periodic reports and analysis to the SME Credit Underwriting Head in addition to tracking the product analysis, historical patterns and campaigns to continuously support revenue generating process</li></ul>
<ul><li>Collect and analyze the data of existing SMEs clients to prepare SBL top-up cases and credit packages along with potential clients in addition to conducting a periodic follow up on granted credit facilities and review its annual renewal procedures</li></ul>
<ul><li>Conduct periodic calls to ensure that the business exists and obtain all documents required for renewal or top-up and prepare calls&rsquo; reports accordingly</li></ul>
</div>
<p><b>Qualifications and Experience:</b></p>
<ul>
<li>Bachelor&rsquo;s degree of Commerce, Business administration, Economics, accounting or its equivalence.</li>
<li>Minimum 2 years of relevant experience &ndash; Credit Certified
</li></ul><p><b>Skills:</b></p>
<ul>
<li>Good communication, negotiation and presentation skills</li>
<li>Good Problem solving and ability to work under pressure</li>
<li>Good basic use of Microsoft office
</li><li>Sales and target oriented</li>
<li>Strong knowledge of credit underwriting criteria &amp; risk analysis.</li>
<li>Full awareness of bank product, services, policies, rules &amp; regulation</li></ul></div></div><p></p>

SMEs Credit Enhancement Officer (3875)

Human Capital HR Solutions

<p>Senior Executive Officer &ndash; Underwriting</p><p>Human Capital HR Solutions is hiring on behalf of its client in the General Insurance sector for the position of Senior Executive Officer &ndash; Underwriting, based in Lahore.</p><p>This role is ideal for professionals with solid underwriting experience who can evaluate risks, support policy issuance, and contribute to maintaining a profitable and compliant underwriting portfolio.</p><p>Location: Lahore, Pakistan</p><p>Industry: General Insurance</p><p>Employment Type: Full-Time</p><p>Key Responsibilities:</p><ul><li>Conduct risk assessment and policy evaluation</li><li>Prepare technical pricing and quotations</li><li>Analyze claims experience and monitor loss ratios</li><li>Ensure underwriting compliance and maintain proper documentation</li><li>Coordinate with sales and operations teams for smooth processing</li><li>Perform data analysis and reporting (strong Excel proficiency required)</li><li>Manage timelines and ensure timely policy processing</li></ul><p>Requirements:</p><ul><li>3 to 5 years of underwriting experience (General Insurance preferred)</li><li>Minimum Bachelor&rsquo;s degree (insurance certifications will be an added advantage)</li><li>Strong analytical and risk assessment skills</li><li>Good communication and coordination abilities</li><li>Sound understanding of underwriting processes and insurance practices</li></ul><p>How to Apply:</p><p>Send your CV to: careers1.hc@gmail.com</p><p>CC: careers@humancapitalintl.com</p><p>Subject Line: Senior Executive Officer &ndash; Underwriting</p><p>Follow our social accounts for the latest job opportunities:</p><ul><li>Instagram: https://www.instagram.com/humancapitalhrsolutions/</li><li>LinkedIn: https://www.linkedin.com/company/human-capital-hr-solution/</li><li>Facebook: https://www.facebook.com/humancapitalhrsolution/</li></ul><p>Job Type: Full-time</p><p>Work Location: In person</p>

Senior Executive Officer – Underwriting

Studio4fold

<p>Studio4Fold is a growing, innovation-driven organization focused on delivering high-quality business solutions and maintaining strong financial discipline across its operations. As we expand in Qatar, we are seeking a detail-oriented Credit Analyst to join our finance team in Al Rayyan.</p><p><b>Position Overview</b><br/>The Credit Analyst will be responsible for evaluating creditworthiness, analyzing financial data, and supporting credit decision-making processes. This role is ideal for a finance professional with strong analytical skills who can assess risk, maintain portfolio quality, and support sound financial decisions.</p><p><b>Key Responsibilities</b></p><ul><li>Assess credit applications and evaluate customer financial profiles</li><li>Analyze financial statements, credit reports, and payment histories</li><li>Determine credit limits and recommend approval or rejection decisions</li><li>Monitor existing accounts for credit risk and payment performance</li><li>Prepare credit analysis reports and risk assessments for management</li><li>Support debt collection strategies and follow-up on overdue accounts</li><li>Maintain accurate credit records and documentation</li><li>Collaborate with sales and finance teams to manage credit exposure</li><li>Assist in developing and improving credit policies and procedures</li><li>Ensure compliance with internal controls and credit guidelines</li></ul><p><b>Qualifications</b></p><ul><li>Bachelor&rsquo;s degree in Accounting, Finance, Economics, or related field</li><li>2&ndash;5 years of experience in credit analysis or financial risk assessment</li><li>Strong understanding of financial statements and credit evaluation techniques</li><li>Proficiency in Excel and financial analysis tools</li><li>Strong analytical and decision-making skills</li><li>High attention to detail and accuracy</li><li>Ability to manage multiple accounts and deadlines</li><li>Strong communication and interpersonal skills</li></ul><p><b>What We Offer</b></p><ul><li>Competitive salary package</li><li>Career growth opportunities within a dynamic organization</li><li>Exposure to credit risk management and financial operations</li><li>Supportive and collaborative work environment</li></ul><p><b>How to Apply</b><br/>Interested candidates are encouraged to submit their CV and a brief cover letter highlighting relevant credit analysis experience. We look forward to welcoming a dedicated finance professional to our team in Al Rayyan.</p><p>Job Type: Full-time</p><p>Pay: QAR200,000.00 per year</p><p>Work Location: In person</p>

Credit Analyst

<div><div><div><div><div><div><p><b>KEY ACCOUNTABILITIES</b></p></div></div><div><br>
<div>
<p><b>Description</b></p></div></div><br>
<div>
<div> <div><ul><li>Support in evaluating received credit proposals for new credit facilities and renewal of existing facilities for SMEs Programs<b> </b>Companies through detailed analysis of the Company&rsquo;s credit worthiness by evaluating the company&rsquo;s financial statements, collateral coverage, guarantor support and credit lending history (if any) for credit approvals / rejection.</li></ul>
<ul><li>Conduct in depth analysis of credit bureau reports (I-score reports) and cash flow statements to be able to determine potential risk and profitability of the provided / granted credit facility.</li></ul>
<ul><li>Prepare and write credit proposals including supportive information of industry analysis to provide SMEs Programs Risk Manager with reliable information for credit decision making regarding the client&rsquo;s risk of default, credit rating and adequacy of the proposed financing.</li></ul>
<ul><li>Assist in Evaluating and providing the needed recommendations in restructuring unfavorable credit applications to ensure the effectiveness of the strategies</li></ul>
<ul><li>conduct an in-depth financial analysis of public and private financial data, market trends, and microeconomic conditions to provide management with highest quality risk assessments, credit research, and comprehensive analyses that guarantees risk adequate pricing at all times.</li></ul>
<ul><li>Stay updated with CBE regulations, market trends, regulatory changes and best practices to be able to provide sound credit decision.</li></ul></div></div><br>
</div><br>
<div><div><p><b>Policies, processes and procedures:</b></p>
<div>
<ul><li>Follow all relevant approved department&rsquo;s policies, and procedures and monitor adherence so that work is carried out in a controlled manner.</li></ul></div></div><br>
</div><br>
<div><div><p><b>Day-to-Day Management:</b></p>
<div>
<ul><li>Follow the day-to-day operations related to own jobs in the department to ensure continuity of work</li></ul></div></div><br>
</div><br>
<div><div><p><b>Compliance:</b></p>
<div>
<ul><li>Comply with all relevant CBE regulations, banking laws, AML regulations and internal EG Bank policies and code of conduct to maintain EG Bank&rsquo;s sound legal position and mitigate any potential risks</li></ul></div></div><br>
</div><br>
</div></div><p></p><div><div><div><div><p><b>6. QUALIFICATIONS, EXPERIENCE AND SKILLS</b></p></div></div><div><br>
<div>
<p><b>Qualifications and Experience:</b></p>
<div>
<ul><li>Bachelor&rsquo;s degree in Business Administration, Accounting, Economics, Commerce or any related field.</li></ul>
<ul><li>For the Credit Reviewer role from 1-3 years preferred with relevant experience, credit course is a must.</li></ul>
<ul><li>Experience within Banking Industry is a mandatory.</li></ul>
</div>
<p><b>Skills:</b></p>
<div>
<ul><li>Excellent command of English and Arabic languages (written and spoken)</li></ul>
<ul><li>Excellent decision making and negotiation skills
</li></ul><ul><li>Excellent communication skills</li></ul>
<ul><li>Excellent planning and organizing skills</li></ul>
<ul><li>Excellent Business Acumen of external market and up-to date market trends and practices.</li></ul></div></div></div></div></div></div></div><p></p>

SMEs Programs Risk Reviewer (3898)

Toyota Point Motors

<p><b>The Mandate</b></p><p>Toyota Point Motors is seeking a strategic and analytical Senior Credit Risk Manager to lead our credit governance department. As a premier automotive hub in Salalah, we require a professional who can design and oversee sophisticated credit assessment frameworks for both individual and corporate clients. You will be the primary authority on risk appetite, ensuring that our financing solutions remain competitive while maintaining an industry-leading low NPL (Non-Performing Loan) ratio.</p><p><b>Core Responsibilities</b></p><ul><li><b>Credit Framework Design:</b> Develop and refine credit scoring models and underwriting policies tailored to the Omani automotive market, balancing sales targets with risk exposure.</li><li><b>High-Value Approval:</b> Act as the final decision-maker for high-value credit applications, corporate fleet financing, and complex lease-to-own agreements.</li><li><b>Portfolio Risk Monitoring:</b> Conduct continuous stress-testing and aging analysis of the total credit portfolio, identifying emerging trends or regional economic shifts that may impact repayment behaviors.</li><li><b>Collections Strategy Oversight:</b> Lead the recovery and collections teams in developing ethical but effective intervention strategies for delinquent accounts, in compliance with Omani commercial laws.</li><li><b>Stakeholder &amp; Bank Liaison:</b> Maintain strong relationships with partner banks and financial institutions, ensuring seamless integration of third-party financing and internal credit facilities.</li><li><b>Regulatory Compliance:</b> Ensure all credit activities adhere strictly to Central Bank of Oman (CBO) guidelines and local consumer protection regulations.</li></ul><p><b>Professional Profile</b></p><ul><li>Minimum <b>10&ndash;12 years</b> of experience in credit risk management, preferably within the automotive finance, banking, or consumer retail sectors.</li><li><b>Technical Expertise:</b> Advanced proficiency in credit modeling, financial statement analysis, and risk-rating systems.</li><li>Proven track record of managing large-scale portfolios and leading high-performance risk/collections teams.</li><li>Deep understanding of the <b>Omani Commercial Law</b> and the Sultanate&rsquo;s regulatory landscape for retail finance.</li><li><b>Bilingual Excellence:</b> Absolute professional fluency in <b>English and Arabic</b> is mandatory for credit committee reporting and regulatory liaison.</li><li>Bachelor&rsquo;s degree in Finance, Economics, or Risk Management; professional certifications (e.g., FRM, PRM) are highly advantageous.</li></ul><p><b>Package &amp; Benefits</b></p><ul><li>Fixed Monthly Salary: <b>OMR 2,600</b>.</li><li>Comprehensive health and life insurance for self and immediate family.</li><li>Annual flight allowance and 30 days of annual leave.</li><li>Full company sponsorship and residency permit in Salalah.</li><li>A leadership position with a globally recognized automotive brand in the heart of Al Wadi.</li></ul><p>الراتب المدفوع: ﷼٢٬٦٠٠٫٠٠٠&nbsp;لكل شهر</p><p>موقع العمل: بشكل شخصي</p>

Senior Credit Risk Manager

bankfab

<div><div>Job Description</div>
<div>
<p><b>Job Purpose:
</b></p><p>The purpose of this role is to take credit ownership from underwriting to obtaining necessary approvals for the assigned portfolio of clients across Retail &amp; Consumer Goods (RCG) segment within the Wholesale Banking. Aside of ensuring all propositions are in compliance with Group Credit Policy and guidelines, the role&rsquo;s purpose is also to provide guidance and expertise across full spectrum of product offering(s) working with Coverage &amp; Product teams as also engaging with the client, where necessary, in structuring and propositioning so that the twin objective of client needs and Bank requirements are met in a swift and expeditious manner.
</p><p><b>Key Accountabilities:
</b></p><p><b>Generic Accountability
</b></p><ul><li>Actively participate in client relationships through client visits / conference calls as part of transaction origination/structuring.
</li><li>Provide ongoing feedback and expert inputs into the deal structure intermittently and as required based on Bank Risk Appetite for products/ industry / sector / geography / counterparty.
</li><li>Advises Relationship Managers on the risk factors associated with complex transactions, and the clauses imperative in mitigating these.
</li><li>Participate and represent credit in the due diligence process for prospective deals in collaboration with Coverage/ Product teams and ensure that emerging risk factors are identified and are suitably addressed with appropriate mitigants.
</li><li>Ensures that appropriate Target Market Risk Acceptance Criteria and Credit Policy guidelines are followed as part of approval process.
</li><li>Conduct and where appropriate, guide a team of analyst(s), to conduct robust credit analysis and obtain appropriate approvals.
</li><li>Ensures timely availability of required information to Head of Credit / Unit Head for credit decision making.
</li><li>Guides Coverage / Product teams on credit appetite and way and means to optimize the same to achieve optimal risk-reward balance as per established guidelines.
</li><li>Coordinate with internal counterparties (CAD, Legal etc.) to provide guidance on risk assessment, risk rating, and documentation.
</li><li>Ensure accuracy of data being presented to various stakeholders including senior management
</li><li>Obtain accurate and current information and update the Risk systems (Risk rating models, collateral management system etc) that allow for accurate identification of risk profiles/ratings in all asset categories.
</li><li>Recommend amendments to the Bank&rsquo;s credit policy, procedures, Risk Rating models, credit memorandums, risk criteria etc based on lending experience and market expediencies ensuring it is aligned with overall Bank&rsquo;s risk strategy &amp; policy
</li><li>Ensure satisfactory rating in audits through proactive actions and ensure all recommendations are implemented
</li></ul><p><b>Job Specific Accountabilities
</b></p><ul><li>Preparation of comprehensive credit papers clearly outlining key risks, mitigations and recommendation for presentation to the Approving Authority for prospective and existing clients under assigned portfolio
</li><li>Coordinates with the Relationship Managers well in advance of due dates of annual reviews to obtain necessary information from the borrower to facilitate a comprehensive review of the credit facilities.
</li><li>Ensure credit processing &amp; approval turnaround times as per agreed SLAs with Business Segment.
</li><li>Periodic meetings / conference calls with clients to be undertaken along with RMs for prospective and existing clients
</li><li>Monitor accounts regularly and follow-up with Business units on terms and conditions to ensure compliance with the approval conditions.
</li><li>Ensure all excesses, exceptions, overdue annual reviews, covenant deficiencies, ensuring current collateral valuations and deficiencies in terms and conditions vis-&agrave;-vis lending portfolio are monitored, controlled and addressed.
</li><li>Oversight the mark-to-market revaluation and margin monitoring process and liaise with the respective RMs to rectify any margin call situations.
</li><li>Review exception and portfolio reports as applicable and keep abreast of the clients account conduct, financial standing and latest developments occurring in their respective segment/market so as to provide appropriate recommendations with regards to change in risk appetite / ratings /classification.
</li><li>Monitor early warning indicators in order to identify potential problem accounts and liaise with Business Units for ensuring suitable action plans are in place to rectify the situation at an early stage.
</li><li>Manage problem credits closely, and recommending appropriate strategies and remedial action plans. Identify defaulters and recommend immediate remedial arrangements for maintaining a quality credit portfolio.
</li><li>Ensure asset classification and provisioning is in line with statutory and policy guidelines including any risk downgrades.
</li><li>Providing senior level advisory support on credit policies, lending structures, documentations and guidance to business heads/units in managing complex credit risks, providing practical solutions.
</li><li>Contribute to enhancement of knowledge and expertise of other team members by participating in training and development initiatives.
</li></ul><p><b>Qualifications &amp; Experience:
</b></p><p><b>Minimum Qualification
</b></p><ul><li>Must have Bachelor&rsquo;s degree.
</li><li>Desirable: - Chartered Accountant/ Masters in Business Administration (MBA) or any other relevant finance degree, professional certification charter (CFA/FRM etc) or diploma.
</li></ul><p><b>Minimum Experience
</b></p><ul><li>Minimum 10 years relevant experience in the banking sector with at least 4-5 years in Corporate / Wholesale Credit Credit function.
</li><li>Proven experience in Corporate Credit underwriting, preferably across Retail &amp; Consumer Goods, TMT, and Real Estate portfolios.
</li><li>Strong track record of preparing committee‑ready credit proposals for senior management and credit committees.
</li><li>Expert knowledge of trade, loan, and working capital products, with hands‑on experience in syndicated and structured facilities, including RCF transactions.
</li><li>Solid understanding of Investment and Global Markets products
</li><li>Ability to assess credit risk with a strong focus on underlying business fundamentals, cash flows, and sustainability of the business proposition.
</li><li>Demonstrated strong credit underwriting, financial analysis, and deal structuring skills.
</li><li>Good understanding of legal and regulatory framework.
</li><li>Ability to work under pressure
</li><li>Strong communication skills &ndash; written and spoken</li></ul></div></div>
<br><div><div>Responsibilities</div></div><div></div>
<br><div><div>Qualifications</div></div><div></div>
<br><div><div>About Us</div>
<div><div><b>About Us:<br>
</b></div><div></div><br>
<div>First Abu Dhabi Bank (FAB) is the largest bank in the UAE and one of the world's largest and safest financial institutions. We offer a comprehensive range of personal and private banking services, including credit cards, Islamic banking, investments, loans, and mortgages. Our commitment to excellence and innovation drives us to provide top-tier financial solutions to our clients.<br>
</div><div></div><br>
<div><b>Life at FAB:<br>
</b></div><div></div><br>
<div>Working at FAB means being part of a team of talented and passionate individuals with a shared vision to support the ambitions of our stakeholders to &quot;Grow Stronger.&quot; We embrace the needs of our customers across the globe with a sense of responsibility and confidence driven by extensive expertise that can only be delivered by an ambitious world-class organization<br>
</div><div></div><br>
<div><b>Career Development:<br>
</b></div><div></div><br>
<div>FAB offers unique career choices, a chance to innovate, craft solutions for the future, and express yourself in a performance-based culture that will unleash the best in you. Whether you are an experienced professional or just starting your career, FAB provides a range of learning and development initiatives to support all employees through training and skill development.<br>
</div><div></div><br>
<div><b>Our Values:<br>
</b></div><div></div><br>
<div>At FAB, we place our customers at the core of our activities, live our values each day in every way, celebrate achievements, and empower each other to deliver leading solutions. We have structured plans for the recruitment and career progression of Emirati talent to enable them to make a mark in the financial and banking sector both regionally and globaly that rewards your hard work and dedication.<br>
</div><div></div><br>
<div>Join our team and be part of a journey to shape the future of banking.</div></div></div><div></div>

AVP & Lead, Credit Management, Retail & Consumer Goods

<div><div>Job Description</div></div><div></div>
<br><div><div>Responsibilities</div>
<div>
<p><b>Job Purpose:
</b></p><p>The purpose of this role is to take credit ownership from underwriting to obtaining necessary approvals for the assigned portfolio of clients across Healthcare &amp; Education segment within Wholesale Banking. Apart from ensuring all propositions are in compliance with Group Credit Policy and guidelines, the role&rsquo;s purpose is also to provide guidance and expertise across full spectrum of product offering(s) working with Coverage &amp; Product teams as also engaging with the client, where necessary, in structuring and propositioning so that the twin objective of client needs and Bank requirements are met in a swift and expeditious manner.
</p><p><b>Key Accountabilities:
</b></p><p><b>Generic Accountability
</b></p><ul><li><p>Actively participate in client relationships through client visits / conference calls as part of transaction origination/structuring.
</p></li><li><p>Provide ongoing feedback and expert inputs into the deal structure intermittently and as required based on Bank Risk Appetite for products/ industry / sector / geography / counterparty.
</p></li><li><p>Advises Relationship Managers on the risk factors associated with complex transactions, and the clauses imperative in mitigating these.
</p></li><li><p>Participate and represent credit in the due diligence process for prospective deals in collaboration with Coverage/ Product teams and ensure that emerging risk factors are identified and are suitably addressed with appropriate mitigants.
</p></li><li><p>Ensures that appropriate Target Market Risk Acceptance Criteria and Credit Policy guidelines are followed as part of approval process.
</p></li><li><p>Conduct and where appropriate, guide a team of analyst(s), to conduct robust credit analysis and obtain appropriate approvals.
</p></li><li><p>Ensures timely availability of required information to Head of Credit / Unit Head for credit decision making.
</p></li><li><p>Guides Coverage / Product teams on credit appetite and way and means to optimize the same to achieve optimal risk-reward balance as per established guidelines.
</p></li><li><p>Coordinate with internal counterparties (CAD, Legal etc.) to provide guidance on risk assessment, risk rating, and documentation.
</p></li><li><p>Ensure accuracy of data being presented to various stakeholders including senior management.
</p></li><li><p>Obtain accurate and current information and update the Risk systems (Risk rating models, collateral management system etc) that allow for accurate identification of risk profiles/ratings in all asset categories.
</p></li><li><p>Recommend amendments to the Bank&rsquo;s credit policy, procedures, Risk Rating models, credit memorandums, risk criteria etc based on lending experience and market expediencies ensuring it is aligned with overall Bank&rsquo;s risk strategy &amp; policy.
</p></li><li><p>Ensure satisfactory rating in audits through proactive actions and ensure all recommendations are implemented.
</p></li></ul><p><b>Job Specific Accountabilities
</b></p><ul><li><p>Preparation of comprehensive credit papers clearly outlining key risks, mitigations and recommendation for presentation to the Approving Authority for prospective and existing clients under assigned portfolio
</p></li><li><p>Coordinates with the Relationship Managers well in advance of due dates of annual reviews to obtain necessary information from the borrower to facilitate a comprehensive review of the credit facilities.
</p></li><li><p>Ensure credit processing &amp; approval turnaround times as per agreed SLAs with Business Segment.
</p></li><li><p>Periodic meetings / conference calls with clients to be undertaken along with RMs for prospective and existing clients.
</p></li><li><p>Monitor accounts regularly and follow-up with Business units on terms and conditions to ensure compliance with the approval conditions.
</p></li><li><p>Ensure all excesses, exceptions, overdue annual reviews, covenant deficiencies, ensuring current collateral valuations and deficiencies in terms and conditions vis-&agrave;-vis lending portfolio are monitored, controlled and addressed.
</p></li><li><p>Oversight the mark-to-market revaluation and margin monitoring process and liaise with the respective RMs to rectify any margin call situations.
</p></li><li><p>Review exception and portfolio reports as applicable and keep abreast of the clients account conduct, financial standing and latest developments occurring in their respective segment/market so as to provide appropriate recommendations with regards to change in risk appetite / ratings /classification.
</p></li><li><p>Monitor early warning indicators in order to identify potential problem accounts and liaise with Business Units for ensuring suitable action plans are in place to rectify the situation at an early stage.
</p></li><li><p>Manage problem credits closely and recommending appropriate strategies and remedial action plans. Identify defaulters and recommend immediate remedial arrangements for maintaining a quality credit portfolio.
</p></li><li><p>Ensure asset classification and provisioning is in line with statutory and policy guidelines including any risk downgrades.
</p></li><li><p>Providing senior level advisory support on credit policies, lending structures, documentations and guidance to business heads/units in managing complex credit risks, providing practical solutions.
</p></li><li><p>Contribute to enhancement of knowledge and expertise of other team members by participating in training and development initiatives.
</p></li></ul><p><b>Qualifications &amp; Experience:
</b></p><p><b>Minimum Qualification
</b></p><ul><li><p>Must have Bachelor&rsquo;s degree.
</p></li><li><p>Desirable: - Chartered Accountant/ Masters in Business Administration (MBA) or any other relevant finance degree, professional certification charter (CFA/FRM etc) or diploma.
</p></li></ul><p><b>Minimum Experience
</b></p><ul><li><p>Minimum 10 years relevant experience in the banking sector with at least 4-5 years in Large Corporate / Wholesale Credit function.
</p></li><li><p>Proven experience in Corporate Credit underwriting, preferably across Healthcare and/or Education sectors regionally or globally. This includes analysis of underlying business fundamentals, cash flows, and sustainability of the business.
</p></li><li><p>Expert knowledge and experience of products and structures across trade &amp; working capital, syndicated &amp; bilateral loans, structured finance. This includes knowledge of documentation specific to such facilities.
</p></li><li><p>Solid understanding of Investment and Global Markets / Treasury products
</p></li><li><p>Good understanding of legal and regulatory framework.
</p></li><li><p>Ability to work under pressure.
</p></li><li><p>Strong communication skills &ndash; written and spoken</p></li></ul></div></div>
<br><div><div>Qualifications</div></div><div></div>
<br><div><div>About Us</div>
<div><div><b>About Us:<br>
</b></div><div></div><br>
<div>First Abu Dhabi Bank (FAB) is the largest bank in the UAE and one of the world's largest and safest financial institutions. We offer a comprehensive range of personal and private banking services, including credit cards, Islamic banking, investments, loans, and mortgages. Our commitment to excellence and innovation drives us to provide top-tier financial solutions to our clients.<br>
</div><div></div><br>
<div><b>Life at FAB:<br>
</b></div><div></div><br>
<div>Working at FAB means being part of a team of talented and passionate individuals with a shared vision to support the ambitions of our stakeholders to &quot;Grow Stronger.&quot; We embrace the needs of our customers across the globe with a sense of responsibility and confidence driven by extensive expertise that can only be delivered by an ambitious world-class organization<br>
</div><div></div><br>
<div><b>Career Development:<br>
</b></div><div></div><br>
<div>FAB offers unique career choices, a chance to innovate, craft solutions for the future, and express yourself in a performance-based culture that will unleash the best in you. Whether you are an experienced professional or just starting your career, FAB provides a range of learning and development initiatives to support all employees through training and skill development.<br>
</div><div></div><br>
<div><b>Our Values:<br>
</b></div><div></div><br>
<div>At FAB, we place our customers at the core of our activities, live our values each day in every way, celebrate achievements, and empower each other to deliver leading solutions. We have structured plans for the recruitment and career progression of Emirati talent to enable them to make a mark in the financial and banking sector both regionally and globaly that rewards your hard work and dedication.<br>
</div><div></div><br>
<div>Join our team and be part of a journey to shape the future of banking.</div></div></div><div></div>

AVP & Lead, Credit Management, Education & Healthcare

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