credit officer

Climate First Bank

<div>We are changing FINANCE to finance CHANGE!

At Climate First Bank, we&rsquo;re redefining what banking can be. As a Florida Benefit Corporation and FDIC-insured commercial bank, we offer a full suite of personal and business services&mdash;including solar, residential, commercial, ESOP Banking, Structured Finance and SBA loans&mdash;all designed to power a better future. We&rsquo;re proud to be a Certified B Corporation, a member of 1% for the Planet, and part of the Global Alliance for Banking on Values (GABV), reflecting our deep commitment to sustainability, transparency, and ethical banking.
With branches in St. Petersburg, Winter Park, Mount Dora, and a growing digital presence, we&rsquo;re proving that banking can be a force for good. We don&rsquo;t just support environmental and social causes&mdash;we&rsquo;re built on them.
Under our Holding Company, Climate First Bancorp, we are also powered by OneEthos. OneEthos operates at the intersection of fintech and traditional banking to expand access to inclusive, values-driven financial services. Regulated by the Federal Reserve Bank, it equips Community Banks, Credit Unions, CDFIs, and Green Banks with ethical lending tools&mdash;especially in climate finance and solar lending.
Join the Movement
We&rsquo;re seeking driven, mission-aligned individuals ready to make an impact. If you&rsquo;re passionate about sustainability, thrive in a fast-paced, results driven environment, and want to be part of something bigger, you will feel right at home.

Our team is one of goal-setters, go-getters, problem solvers, thought leaders, and changemakers. We celebrate wins, tackle challenges head-on, and push boundaries. Fueled by purpose, we thrive where perseverance and passion turn ambitious goals into reality. 
Now Hiring: Chief Credit Officer (CCO)
We&rsquo;re looking for a Chief Credit Officer (CCO) to be responsible for overseeing the credit risk management and lending operations of the bank. The CCO ensures that the bank's credit policies and procedures are effectively implemented to maintain a high-quality loan portfolio while supporting the bank's growth objectives. This role involves strategic planning, leadership, and collaboration with other senior executives to achieve the bank's financial goals. 
Thrive at Climate First Bank
At Climate First Bank, we&rsquo;re investing in your future. We offer a comprehensive, people-first benefits package that supports your health, finances, and work-life balance.
Compensation &mdash; In addition to the base salary, this position may be eligible for an annual bonus, incentives and equity. Actual compensation is based on industry salary ranges, internal salary structures, experience, skills and other job-related factors.
Health Coverage &mdash; 100% employer-paid for employees; employer contribution for dependents by Us
<ul><li>Medical, Dental &amp; Vision Insurance
</li><li>Health Savings Account (HSA)
</li><li>Free Telemedicine access via Teladoc
 </li></ul>Financial Wellness &amp; Wealth Building
<ul><li>401(k) with 6% Employer Match &mdash; No Vesting Period.
</li><li>Employee Stock Options
</li><li>Exclusive Employee Banking Perks
</li><li>0% Financing for Employee Solar Loans
</li><li>Employee Only Mortgage Product with exclusive interest rates and terms.
</li><li>0% Financing for Eligible Electric Vehicles (EVs)
</li><li>Referral Incentives
</li></ul>Generous Paid Time Off
<ul><li>2&ndash;4 Weeks of Vacation based on officer level plus additional tenure-based time.
</li><li>64 Hours of Paid Sick Time for all full-time employees.
</li></ul>Protection &amp; Peace of Mind
<ul><li>Company-Paid Life Insurance
</li><li>Short- &amp; Long-Term Disability Insurance
</li><li>Voluntary Life, Accident &amp; Critical Illness Coverage</li>
<li>Employee Assistance Program (EAP) with free counseling, legal, and financial services.</li>
</ul>
What You&rsquo;ll Contribute as the Chief Credit Officer (CCO)
Credit Risk &amp; Loan Portfolio Management
<ul><li>Develop and implement comprehensive credit risk management strategies to minimize potential losses and ensure compliance with regulatory requirements.
</li><li>Oversee the bank's loan portfolio, including commercial, consumer, and real estate loans, ensuring proper diversification and risk mitigation.</li>
</ul>
Policy Development &amp; Credit Approval Process
<ul><li>Create, review, and update credit policies and procedures to align with industry best practices and regulatory standards.</li>
<li>Lead the credit approval process, including the evaluation of loan applications, risk assessment, and decision-making.</li>
</ul>
Team Leadership, Stakeholder Engagement, &amp; Strategic Planning
<ul><li>Manage and mentor the credit team, fostering a culture of excellence, accountability, and continuous improvement.
</li><li>Collaborate with internal and external stakeholders, including auditors, regulators, and community partners, to support the bank's mission and objectives.</li>
<li>Contribute to the bank's strategic planning process, identifying opportunities for growth and improvement in credit operations.</li>
</ul>
Regulatory Compliance, Reporting &amp; Analysis
<ul><li>Ensure adherence to all relevant banking regulations and guidelines, including those set by the Federal Reserve, FDIC, and other regulatory bodies.</li>
<li>Provide regular reports and analysis to the executive team and board of directors on the performance and risk profile of the loan portfolio.</li>
</ul>
Champion Our Mission, Protect What Matters
<ul><li>Embody a commitment to environmental, social, economic, and racial justice.
</li><li>Apply curiosity and interest in our core values and pursue education related to sustainability practices.
</li><li>Be willing to pursue and demonstrate an understanding of established Bank policies, procedures, and regulations.</li>
<li>Recognize the importance of protecting the organization and our customers.</li>
<li>Question suspicious activity and stay in close collaboration with proper department(s) to ensure prevention of fraudulent activity.</li>
<li>Stay informed on legal context and regulatory requirements; prioritize completing all web-based compliance and IT training.</li>
</ul>
What You&rsquo;ll Leverage in this Role:
Experience &amp; Education
<ul><li>Bachelor&rsquo;s degree in Business, Finance or related field.
</li><li>10+ years of experience in Credit Operations and Commercial Lending. Preferably at a community bank.
</li><li>5+ years of experience leading diverse teams including staff and middle management. Ability to direct, grow and develop teams and individuals.</li>
</ul>
Entrepreneurial Self-Starter Mentality - You take charge of your work product and take pride in delivering consistently great and measurable results. You can think and act strategically, with an exceptional ability to solve problems, analyze and forecast needs while also mitigating existing and potential risks. Exceptional project management skills is no feat to you and you hold the ability to effectively drive short-and long-term projects to a close. A high-pace and high-expectation environment excites you while allowing you the opportunity to demonstrate your ability to adapt successfully in a changing and growing environment &ndash; you possess superior time-management and prioritization skills that allow you to keep up with our growing environment.
Master Communicator - Whether it&rsquo;s in-person, on camera, phone, or chat &mdash; you communicate with confidence, precision, and professionalism. You listen deeply and respond thoughtfully and are able to engage efficiently and tactfully with stakeholders at all levels of the organization proving your experience collaborating across departments to support the success of the organization. Additionally, you masterfully build relationships with internal and external stakeholders, customers, and employees of all levels allowing you to develop business with strong influencing and decision-making skills.
Banking &amp; Fintech Acumen- You are highly educated and understand credit risk management principles, banking regulations, and industry best practices. You also possess strong overall business acumen and the ability to interpret financial reports and legal documents. You have excellent proficiency in financial analysis and credit evaluation. Strong knowledge of unique industries and markets in conjunction with a broad knowledge of business banking products and services is required.
Tech-Forward and Analytical Thinking - You possess sound proficiency in banking software and technology. You&rsquo;re able to learn new tools quickly, are excited by innovation and hold the ability to teach other team members.

Commitment to Being a Team Player - You lift others up, share ideas, and bring positive energy to everything you do. You know what it takes to operate as a part of a larger team and cherish opportunities to contribute to the big picture. You&rsquo;re dependable, communicate clearly and always happy to lend a hand where needed.

What to expect from your physical environment
<ul><li>Remote role within the state of Florida; preferably within the Central Florida area.
</li><li>Occasional U.S. travel for company events or leadership sessions.
</li><li>Sustained standing and sitting.
</li><li>Frequent communication (speaking and listening) and use of PC, including typing or sustained attention to monitor.</li>
<li>Occasional lifting up to 20 lbs.</li>
</ul>
What to expect from the hiring process:
Our process follows the Topgrading Methodology &mdash; we hire A-Players through a structured, transparent process.
<ul><li>Credit and background checks conducted upfront.
</li><li>3 conversation stages with key team members. We welcome questions and dialogue!
</li><li>Cognitive and personality assessments, as well as in-depth application spanning your full education and work history.
</li><li>Final Step: Connect us with former mentors and managers for brief reference chats.
</li></ul>HOW TO APPLY: Apply through the official application link. Resumes sent via unofficial channels may be delayed or not reviewed. All applicants receive confirmation upon submission. Due to high volume, processing times may vary. We will email or text updates throughout the process.

Equal Opportunity Statement:
At Climate First Bank we truly believe that our people are our strength and the diverse talents they bring to our workforce are directly linked to our success. Diversity and inclusion are at the core of our values and mission. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs.

Equal Opportunity Employer/Disability/Veterans
E-Verify Statement: This employer participates in E-Verify and will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S.

If E-Verify cannot confirm that you are authorized to work, this employer is required to give you written instructions and an opportunity to contact Department of Homeland Security (DHS) or Social Security Administration (SSA) so you can begin to resolve the issue before the employer can take any action against you, including terminating your employment.

Employers can only use E-Verify once you have accepted a job offer and completed the Form I-9.</div>

Chief Credit Officer

JPMorganChase

<div>JOB DESCRIPTION<div> 
Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.
</div><div></div><div>As an Affordable Housing Credit Officer in the Community Development Real Estate team, you will lead the full credit lifecycle for construction and permanent loans supporting affordable multifamily developments. You will structure, underwrite, and present transactions; drive closings; and manage a portfolio through construction, lease‑up, stabilization, and repayment. This role provides the opportunity to influence best practices, mentor peers, and shape credit decisions that align with risk appetite and community impact objectives. You&rsquo;ll partner closely with developers, syndicators, public agencies, and cross‑functional internal teams to deliver timely, high‑quality outcomes.</div><div>
</div><div></div><div>Job Responsibilities:</div><ul><li>
Lead end‑to‑end underwriting of affordable housing transactions, including development budgets, sources and uses, and project economics.</li><li>
Prepare, present, and defend comprehensive credit packages to senior management and credit committees, clearly articulating key risks and mitigants.</li><li>
Evaluate and synthesize third‑party due diligence (appraisals, environmental, construction, market studies) and incorporate findings into credit decisions.</li><li>
Coordinate and manage transaction closings, driving timelines, documentation, and stakeholder alignment to on‑time funding.</li><li>
Identify, assess, and monitor credit risk throughout construction and lease‑up; implement proactive action plans where warranted.</li><li>
Manage an active loan portfolio, including construction draws, covenant tracking, annual reviews, and modifications.</li><li>
Establish and refine underwriting standards and best practices; champion accountability and continuous improvement across the team.</li><li>
Collaborate with internal partners (Legal, Portfolio Management, Risk, Operations, Tax Credit teams) and external parties (developers, syndicators, agencies).</li><li>
Conduct site visits and participate in industry events to maintain market knowledge and strengthen relationships.</li><li>
Present clear analyses, recommendations, and status updates to leadership; escalate issues with timely, data‑driven guidance.</li>
Maintain meticulous documentation and data integrity across systems to support controls, audits, and reporting. 
<li>
</li></ul><div>Required Qualifications, Capabilities, and Skills:</div><ul><li>
6+ years of experience in community development real estate lending or investing with a focus on affordable housing.</li><li>
Demonstrated underwriting expertise in Low‑Income Housing Tax Credits (LIHTC), subordinate/public subsidy layers, and construction/permanent financing structures.</li><li>
Proven leadership with the ability to set direction, drive accountability, and influence outcomes across cross‑functional teams.</li><li>
Strong analytical and financial modeling skills; capacity to synthesize complex information and make sound credit recommendations.</li><li>
Track record of managing multiple transactions and deadlines with disciplined project management and follow‑through.</li><li>
Excellent stakeholder management and customer service; trusted partner to clients and internal colleagues.</li><li>
Exceptional written and verbal communication skills, including preparation and delivery of executive‑level presentations.</li><li>
Acute attention to detail with strong documentation and control discipline.</li><li>
Proficiency in Microsoft Office (Excel, PowerPoint, Word) for modeling, presentation, and documentation.</li><li>
Bachelor&rsquo;s degree in finance, real estate, economics, or related field (or equivalent experience).</li>
Commitment to the CRA mission and familiarity with how lending activities support community impact goals. 
<li>
</li></ul><div>Preferred Qualifications, Capabilities, and Skills:</div><ul><li>
Advanced degree (Master&rsquo;s) in real estate, finance, public policy, or related discipline.</li><li>
Experience closing complex, multi‑layered capital stacks with tax credits, bonds, and multiple subsidy sources.</li><li>
Familiarity with construction risk management, draw processes, and budget monitoring best practices.</li><li>
Knowledge of local and state housing agency programs, HUD, and municipal financing tools.</li><li>
Experience with portfolio management systems and workflow tools; comfort with data‑driven reporting.</li><li>
Prior responsibility presenting to credit committees and senior risk leadership.</li><li>
Active industry engagement through conferences, associations, or thought leadership.</li></ul>
ABOUT US 
<div>
<div>JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world&rsquo;s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
</div><div>We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
<div>We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants&rsquo; and employees&rsquo; religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase &amp; Co. is an Equal Opportunity Employer, including Disability/Veterans 
</div></div></div> 
 
ABOUT THE TEAM 
 
J.P. Morgan&rsquo;s Commercial &amp; Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial &amp; Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.</div>

Credit Officer, Vice President - Community Development Real Estate

Trane Technologies

<div>
 At Trane TechnologiesTM and through our businesses including Trane&reg; and Thermo King&reg;, we create innovative climate solutions for buildings, homes, and transportation that challenge what&rsquo;s possible for a sustainable world. We're a team that dares to look at the world's challenges and see impactful possibilities. We believe in a better future when we uplift others and enable our people to thrive at work and at home. We boldly go.
 
 
 
 Job Summary：
 
 
 
 Trane in Saudi Arabia is hiring a Credit &amp; Collection Officer that will manage an Accounts Receivable portfolio for Trane Technologies operations in the Middle East &amp; Africa, including the related credit and collection activities in order to minimize credit risk while maximizing cash performance.
 
 
 The role includes credit investigation &amp; assessment, credit hold management &amp; order release; collections follow up &amp; escalation; query &amp; dispute resolution; customer visits; escalation to collection agencies and legal counsel; liaison with commercial, finance &amp; reporting teams; compliance activities.
 
 
 The portfolio is Trane Saudi Arabia: sales from local offices across the country, including Trade Finance activities.
 
 
 
 Responsibilities
 
 
 
 <ul>
 <li>
 Gather necessary information for credit assessment and payment terms approval; support the regional manager with decisions about credit risk &amp; cash flow.
 </li>
 <li>
 Support credit assessment of new and existing customers and approve credit limits in line with Limits of Authority assigned to the role.
 </li>
 <li>
 Provide information on credit checking and order holds and releases on timely basis. Notify manager of significant issues impacting collection of outstanding receivables
 </li>
 <li>
 Responsible for the collection and the maintenance of account receivables with particular attention to Trade Finance requirements: review &amp; validate payment instruments such as Letters of Credit, Promissory Notes, monitor &amp; escalate risk of discrepancies, gather &amp; present documents, prepare specific Trade Finance reporting.
 </li>
 <li>
 Follow &amp; optimize collection protocol for the portfolio: monthly statement of account, pre-calling record customer feedback, register promise to pay, follow up on tasks and broken promises, send dunning letters, arrange customer visits, escalate to manager and to commercial team, etc.
 </li>
 <li>
 Ensure funds are correctly applied to the relevant customer account and invoices; keep unapplied cash to the minimum. Support the cash application team as and when needed.
 </li>
 <li>
 Prepare reports as per monthly schedule and on ad hoc basis for the credit and financial functions
 </li>
 <li>
 Expedite resolution of customer disputes &amp; queries by linking with Sales/Order Management/Warranty as required.
 </li>
 <li>
 Informing management regarding effectiveness of strategies for various accounts.
 </li>
 <li>
 Promote a culture of continuous process improvement and collaborate actively internal stakeholders.
 </li>
 <li>
 Support the Credit Centre of Excellence for major credit reviews for all customers whenever required.
 </li>
 <li>
 Ensure compliance with Corporate and Local credit policies and other compliance requirements such as Trade Compliance, Sarbanes Oxley, etc.
 
 
 </li>
 </ul>
 
 Qualifications
 
 
 
 <ul>
 <li>
 University Degree in Business, Finance, Accounting or similar field.
 </li>
 <li>
 Minimum 3-year experience in Credit &amp; Collection or similar role
 </li>
 <li>
 Good understanding of commercial credit and collection practices and knowledge of financial analysis.
 </li>
 <li>
 Strong proficiency in Microsoft Excel &amp; Outlook
 </li>
 <li>
 Hands-on work experience in credit and collection, preferably with an experience from a manufacturing, contracting or construction background with good reconciliations skills.
 </li>
 <li>
 Experience of working on Letters of Credit and Promissory Notes
 </li>
 <li>
 Good accounting background &amp; financial knowledge in order to drive account reconciliation during the customer visits, helping boost up collections.
 </li>
 <li>
 Good ERP knowledge with excellent MS office skills
 </li>
 <li>
 Good communication (verbal/written) skills &amp; good negotiation skills - articulate &amp; confident enough to push back customers raising in genuine disputes.
 </li>
 <li>
 Saudi National is a must.
 
 
 </li>
 </ul>
 
 Key Competencies
 
 
 
 We offer competitive compensation and comprehensive benefits and programs. We are an equal opportunity employer; all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, pregnancy, age, marital status, disability, status as a protected veteran, or any legally protected status.
</div>

Credit & Collection Officer - Jeddah

Bureau Veritas

<div><div>Purpose of Position<ul><li> 
Their primary goal is to assist with the provision of financial, administrative and clerical services that will ensure that client accounts and related information is accurate and up to date.</li><li>The position performs in line with the Bureau Veritas Quality Assurance System, including the BV Code of Ethics and the BV Group policy.</li></ul> 
Major Responsibilities 
<ul><li>
Responsible for the collection of a designated customer portfolio.</li></ul><ul><li>Responsible for problem-solving any customer issues with the customer while ascertaining the nature and reason behind the payment concerns or disputes.</li><li>Escalate problems or concerns to supervisor in order to secure approval for any non-routine concerns/solutions.</li><li>Works and assists all Team members whenever necessary or relevant to insure maximum cash flow, minimum risk and customer satisfaction.</li><li>Undertake any other reasonable duties as requested by the line manager on a permanent or temporary basis.</li><li>Ability to understand and meet monthly goals and targets as set by management.</li><li>Control the DSO of the area where he is in order to reduce it.</li><li>Visiting the customer and getting the balance confirmation to keep healthy AR balances.</li><li>Build a strong relation with the customer in-order to have a sustain payment flow.</li><li>Alert the customer for the overdue Invoices by using the dunning letters.</li><li>Account reconciliation &amp; balance confirmation.</li><li>Having a good experience in business correspondence.</li></ul> 
Qualification and Experience 
<ul><li>
Bachelor&rsquo;s degree</li><li>
Minimum 03 + years proven experience.</li></ul>
Skills &amp; Qualities:.<ul><li>
Strong time management and organisational skills, with the ability to prioritise tasks and meet deadlines.</li><li>
Exceptional communication and negotiation skills to interact with internal teams and external stakeholders.</li></ul></div></div>

Credit & Collection Officer - Dammam

<div>
 
 Purpose of Position
 
 
 
 <ul>
 <li>
 Their primary goal is to assist with the provision of financial, administrative and clerical services that will ensure that client accounts and related information is accurate and up to date.
 </li>
 <li>
 The position performs in line with the Bureau Veritas Quality Assurance System, including the BV Code of Ethics and the BV Group policy.
 
 
 </li>
 </ul>
 
 Major Responsibilities
 
 
 
 <ul>
 <li>
 Responsible for the collection of a designated customer portfolio.
 </li>
 <li>
 Responsible for problem-solving any customer issues with the customer while ascertaining the nature and reason behind the payment concerns or disputes.
 </li>
 <li>
 Escalate problems or concerns to supervisor in order to secure approval for any non-routine concerns/solutions.
 </li>
 <li>
 Works and assists all Team members whenever necessary or relevant to insure maximum cash flow, minimum risk and customer satisfaction.
 </li>
 <li>
 Undertake any other reasonable duties as requested by the line manager on a permanent or temporary basis.
 </li>
 <li>
 Ability to understand and meet monthly goals and targets as set by management.
 </li>
 <li>
 Control the DSO of the area where he is in order to reduce it.
 </li>
 <li>
 Visiting the customer and getting the balance confirmation to keep healthy AR balances.
 </li>
 <li>
 Build a strong relation with the customer in-order to have a sustain payment flow.
 </li>
 <li>
 Alert the customer for the overdue Invoices by using the dunning letters.
 </li>
 <li>
 Account reconciliation &amp; balance confirmation.
 </li>
 <li>
 Having a good experience in business correspondence.
 
 
 </li>
 </ul>
 
 Qualification And Experience
 
 
 
 <ul>
 <li>
 Bachelor&rsquo;s degree
 </li>
 <li>
 Minimum 03 + years proven experience.
 
 
 </li>
 </ul>
 
 Skills &amp; Qualities:
 
 .
 
 
 <ul>
 <li>
 Strong time management and organisational skills, with the ability to prioritise tasks and meet deadlines.
 </li>
 <li>
 Exceptional communication and negotiation skills to interact with internal teams and external stakeholders.
 </li>
 </ul>
</div>

<div>
 
 
 Role Objective:
 
 
 
 
 
 
 As part of Consumer Finance, the Consumer Finance Officer under Operations department will have the responsibility of evaluating and present credit applications to underwriters forwarded by the various channels with granted limit of the bank. The Officer will also be responsible for collecting and maintaining statistics about the quality of the retail finance portfolio and the effectiveness of the credit granting workflow. In addition to also be contributing to the discussions on development or review of credit policies.
 
 
 
 
 
 
 Detailed Duties and Responsibilities:
 
 
 
 
 
 
 
 Credit Policies and Procedures:
 
 
 
 
 
 <ul>
 <li>
 Contribute to review existing Consumer Credit Policies, to ensure we meet the market need, Business opportunity and achieve growth, profit target.
 </li>
 </ul>
 
 
 
 <ul>
 <li>
 Review and implements finance sales control mechanism for processed and rejected finances, to ensure that the Credit policies are consistently followed.
 </li>
 </ul>
 
 
 
 
 
 Credit Analysis and Post-fact/ Pre-fact Review:
 
 
 
 
 
 <ul>
 <li>
 Observe our existing finance and portfolios to take the appropriate action against potential loss.
 </li>
 </ul>
 
 
 
 <ul>
 <li>
 Conduct an independent Personal Finance Credit review and highlights findings and recommendations to Team Leader / Manager Consumer Finance -Retail Credit.
 </li>
 </ul>
 
 
 
 
 
 Credit Review and Approval:
 
 
 
 
 
 <ul>
 <li>
 Reviews of the credit applications forwarded by the Branch managers to ensure completeness and correctness.
 </li>
 <li>
 Evaluates the application against the policy and confirm the branch manager's identification of exception, if any.
 </li>
 <li>
 Evaluate the application against the policy and recommend credit applications, documents of finance utilization Vs. its purpose, upgrade and card maintenance to the manager of RCU for approval.
 </li>
 <li>
 Assure correctness of finance application documents and Murabaha system entries.
 </li>
 </ul>
 
 
 
 
 
 Educational Qualifications:
 
 
 
 
 
 <ul>
 <li>
 Bachelor's Degree in Business Administration, or Finance, Commerce, Economics.
 </li>
 </ul>
 
 
 
 
 
 Experience:
 
 
 
 
 
 <ul>
 <li>
 2+ years in credit administration preferred.
 </li>
 </ul>
 
 
</div>

Consumer Finance Officer - Retail Credit

Cooperative Business Services

<div>Description: The CBS DifferenceAt Cooperative Business Services (CBS), we deliver premier commercial lending services and cutting-edge software solutions to financial institutions across the nation. Our expertise spans all property types, ensuring that we meet the diverse needs of our clients.Our vision is to revolutionize financial partnerships, where institutions thrive and people flourish. This vision drives us to continually innovate and push the boundaries of what&rsquo;s possible in the financial sector.Our mission is clear: to empower financial institutions with innovative thinking and market-leading business solutions. We are committed to providing the tools and insights needed to navigate the complexities of the market, enabling our clients to achieve sustainable growth and success.Currently, CBS is in an exciting growth period as we position ourselves for 2026 and beyond. Join us on this journey as we continue to transform the future of financial institutions. 
The Benefits of Being Part of the TeamAt Cooperative Business Services, we believe in creating an environment where you can thrive both personally and professionally. Here&rsquo;s what you can look forward to as a valued member of our team:<ul><li>
Compensation: Base compensation for this role ranges from $100,000 - $130,000. This role is also eligible for the Commercial Lender Incentive Program.</li><li>
Cell Phone Reimbursement</li><li>
Remote Work Environment (Preferred Time Zone: We are seeking candidates who are based in the Central Time Zone, specifically near Chicago, Illinois)</li><li>
Generous Holidays: Take advantage of 13 paid holidays each year</li><li>
Community Service Time: You will have eight hours of paid time each year for volunteer work. You can use this individually or join group activities.</li><li>
Comprehensive Insurance Coverage: Choose from a selection of medical, dental, vision, and supplemental benefit plans to suit your needs. Additionally, the company provides company-paid Short-Term Disability (STD), Long-Term Disability (LTD), and life insurance equivalent to 1 time your salary.</li><li>
401(k) Plan: The company provides a generous matching contribution of up to 6%.</li><li>
Tuition Assistance</li></ul>
Your Role in Our SuccessThe Commercial Loan Officer (BDO) is responsible for originating, evaluating, and advancing commercial lending opportunities in alignment with organizational goals and credit union partner priorities. This role builds and manages referral relationships, guides borrowers through the lending process, and collaborates with internal teams to ensure efficient deal execution. The Commercial Loan Officer (BDO) plays a key role in driving loan growth, expanding client relationships, and representing the organization in the business community. 
How You&rsquo;ll Drive Impact<ul><li>
Strategic Origination: Identify and evaluate commercial loan opportunities (CRE, SBA 7a/504, Lines of Credit) and perform initial deal architecture.</li><li>
Relationship Ecosystems: Cultivate high-value referral networks with CPAs, Brokers, and Attorneys to fuel a consistent, quality pipeline.</li><li>
Pipeline Orchestration: Collaborate with Underwriters and Closers to move deals from origination to funding with speed and precision.</li><li>
Market Growth &amp; Strategy: Partner with Marketing to execute go-to-market strategies and maintain monthly touchpoints with Credit Union partners.</li><li>
Portfolio Intelligence: Stay informed on market conditions and regulatory changes to ensure sound, risk-conscious lending decisions.</li><li>
Brand Advocacy: Represent CBS at industry events and networking functions to expand market share and client relationships.</li><li>
Operational Excellence: Maintain rigorous standards for documentation, communication, and professional responsiveness.</li></ul>
Requirements: 
Professional Foundation<ul><li>
Bachelor&rsquo;s degree from an accredited four-year college or university is required.</li><li>
5 years of experience in commercial real estate lending</li><li>
Syndication/participation lending knowledge highly preferred.</li><li>
Strong understanding of commercial loan products, credit analysis, and underwriting fundamentals.</li><li>
Excellent business development and client relationship skills.</li><li>
Professional demeanor with the ability to work effectively with clients, partners, and internal teams.</li><li>
Ability to clearly explain loan products and processes to borrowers and stakeholders.</li><li>
Ability to analyze financial statements and assess borrower creditworthiness.</li></ul></div>

Commercial Loan Officer

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8998 credit officer jobs Near Me

Chief Credit Officer

Credit Officer, Vice President - Community Development Real Estate

Credit & Collection Officer - Jeddah

Credit & Collection Officer - Dammam

Credit & Collection Officer - Dammam

Consumer Finance Officer - Retail Credit

Commercial Loan Officer