digital banking product manager

ValueMomentum

<div>
 
 
 Product Manager / Business Analyst &ndash; U.S. Banking Domain
 
 
 
 
 Experience: 10&ndash;15 Years
 
 
 
 
 Work Location: Hyderabad / Coimbatore
 
 
 
 
 
 
 About the Role:
 
 
 
 We are seeking an experienced Product Manager / Business Analyst with deep expertise in the U.S. Banking and Financial Services domain to join our technology team. The ideal candidate will bring a strong understanding of core banking systems such as BANCS, Flexcube, Fiserv, or FIS, combined with hands-on exposure to data, analytics, and BI-driven product development within an IT / software organization.
 
 
 
 
 This role will focus on driving digital banking product initiatives, defining functional and data requirements, and partnering with engineering and data teams to deliver scalable technology solutions that enable data-driven decision-making for banking clients.
 
 
 
 Key Responsibilities:
 
 
 <ul>
 <li>
 Act as a bridge between business and technology teams, translating banking business requirements into detailed functional and technical specifications.
 </li>
 <li>
 Lead product roadmap discussions, prioritization, and end-to-end delivery for digital and analytics-driven banking solutions.
 </li>
 <li>
 Work closely with engineering, architecture, and data teams to define integration points with core banking platforms (BANCS, Flexcube, Fiserv, FIS).
 </li>
 <li>
 Collaborate with data and analytics teams to define KPIs, dashboards, and performance insights for business growth.
 </li>
 <li>
 Perform detailed business and data analysis, process documentation, and workflow design.
 </li>
 <li>
 Create user stories, acceptance criteria, and wireframes to ensure clarity and alignment during solution design.
 </li>
 <li>
 Contribute to data migration, analytics platform enhancement, and automation initiatives related to banking operations.
 </li>
 <li>
 Support UAT and post-production validation, ensuring product quality and functional accuracy.
 </li>
 <li>
 Track product adoption and drive continuous improvement based on business feedback and outcomes.
 </li>
 </ul>
 
 
 Required Skills &amp; Experience:
 
 
 <ul>
 <li>
 10&ndash;15 years of experience as a Product Manager / Business Analyst in an IT / software organization serving Banking / Financial Services clients.
 </li>
 <li>
 Strong knowledge of U.S. Banking operations, compliance, and digital transformation trends.
 </li>
 <li>
 Hands-on experience with core banking platforms &ndash; BANCS, Flexcube, Fiserv, or FIS.
 </li>
 <li>
 Experience in Business Intelligence, Data Analytics, and Reporting tools (Power BI, Tableau, Qlik, or equivalent).
 </li>
 <li>
 Strong documentation and communication skills with the ability to work effectively with cross-functional global teams.
 </li>
 <li>
 Proven ability to manage multiple stakeholders, prioritize deliverables, and ensure timely execution.
 </li>
 </ul>
 
 
 Good to Have:
 
 
 <ul>
 <li>
 Experience with cloud-based data ecosystems (Azure, AWS, or GCP).
 </li>
 <li>
 Exposure to AI/ML-based banking analytics or predictive modeling.
 </li>
 <li>
 Experience in Agile delivery environments.
 </li>
 <li>
 Certifications such as CBAP, CSPO, PMP, or equivalent.
 </li>
 </ul>
 
 
</div>

Product Manager / Business Analyst – U.S. Banking Domain

Tata Consultancy Services (TCS)

<div></div><div><div><div><div>Required Technical Skillset:-
<div><ul><li>Have strong technical and functional background and understanding of Payments products.</li></ul>
</div><div><ul><li>Strong exposure to manage the Product development work, having led the product engineer Stream on Payment Product.</li></ul>
</div><div><ul><li>Implements process improvement initiatives and improve customer/implementation satisfaction.</li></ul>
</div><div><ul><li>Capable to handle multiple stakeholders in product Engineering group. 
 
Role Description:-</li></ul>
<ul><li>Prior exposure to Customer facing roles or Prospect interactions is MUST</li>
<li>Identifies critical risks and classify their based criticality and work towards the mitigation plan</li>
<li>Identification of back up plans to mitigate or reduce or eliminate risks or reoccurrence.</li>
<li>Provide review on critical dependencies on the product (both functional and technical)</li>
<li>Monitor the gaps and make right escalation to stakeholders</li>
</ul></div></div></div></div><div></div><div><div><div>Location</div>
<div>NCR</div>
</div><div><div>Job Function</div>
<div>IT INFRASTRUCTURE SERVICES</div>
</div><div><div>Role</div>
<div>Product Manager</div>
</div><div><div>Job Id</div>
<div>380466</div>
</div><div><div>Desired Skills</div>
<div>Digital Banking | General Banking | Product Engineering | Retail Banking | SDLC | Payment</div>
</div></div>Desired Candidate Profile
<div><div>Qualifications : BACHELOR OF ENGINEERING</div></div></div><div></div>

Product Development Manager(Payments)

Antons

Key Responsibilities:
<ul>
 <li>Own the end-to-end product lifecycle for digital banking offeringsideation, design, development, launch, performance tracking, and ongoing optimization.</li>
 <li>Shape and deliver the digital strategy and product roadmap, balancing long-term vision with near-term execution.</li>
 <li>Drive digital transformation by integrating emerging technologies (AI, machine learning, open banking APIs, blockchain) into new and existing products.</li>
 <li>Lead cross-functional teams and collaborate with stakeholders in IT, marketing, compliance, risk, and operations to ensure seamless delivery of digital initiatives.</li>
 <li>Conduct market research, competitor analysis, and customer feedback sessions to identify new opportunities and areas for improvement in digital banking products.</li>
 <li>Oversee the implementation of user-centric design principles, ensuring top-tier customer experience across all digital touchpoints.</li>
 <li>Monitor product performance through data analytics and KPIs, and make data-driven recommendations for enhancements.</li>
 <li>Ensure products comply with all regulatory standards and internal governance frameworks.</li>
</ul>
 br&gt;

Digital Banking Products Lead

Emirates Investment Bank pjsc

<div>
 
 
 Job Purpose:
 
 
 
 We are looking for a seasoned banking product and partnerships expert to lead the design, execution, and optimization of core banking products such as accounts, cards, and payment services. This role will support the launch and growth of daily banking solutions tailored for HNWI clients, ensuring that products are digitally enabled, secure, and seamlessly integrated with external partners and platforms.
 
 
 
 
 
 
 Key Accountabilities:
 
 
 
 
 Banking Product Development
 
 
 <ul>
 <li>
 Define and support the execution of product roadmaps for accounts, debit/credit cards, digital wallets, and payment solutions.
 </li>
 <li>
 Ensure offerings deliver high-quality user experiences and meet both functional and compliance requirements.
 </li>
 </ul>
 
 
 Client Experience &amp; Innovation
 
 
 <ul>
 <li>
 Use customer insights and competitive benchmarking to design intuitive and feature-rich banking experiences.
 </li>
 <li>
 Introduce enhancements to support ease-of-use, personalization, and financial wellness for clients.
 </li>
 </ul>
 
 
 Partner Integration
 
 
 <ul>
 <li>
 Identify and engage with fintech and core banking partners for payment infrastructure, onboarding, and card issuance.
 </li>
 <li>
 Coordinate across internal and vendor teams to ensure timely delivery and integration of services.
 </li>
 </ul>
 
 
 Risk, Compliance &amp; Scalability
 
 
 <ul>
 <li>
 Ensure all banking products are fully compliant with UAE Central Bank regulations and data security standards.
 </li>
 <li>
 Support testing, monitoring, and continuous improvement of product performance.
 </li>
 </ul>
 
 
 
 
 
 Key Qualification &amp; Experience
 
 
 <ul>
 <li>
 7+ years in core banking or fintech product roles, with experience in affluent or private client segments.
 </li>
 <li>
 Strong knowledge of banking platforms, digital onboarding, and card/payment ecosystems.
 </li>
 <li>
 Bachelor's degree in business, Information Systems, or equivalent; certifications in banking or agile product delivery are a plus.
 </li>
 </ul>
 
 
 
 
 
 Key Skills &amp; Competencies:
 
 
 <ul>
 <li>
 Strong coordination and execution skills.
 </li>
 <li>
 Knowledge of digital banking architectures and regulatory frameworks.
 </li>
 <li>
 Ability to build partnerships and manage delivery across vendors.
 </li>
 <li>
 Client-centric mindset with attention to service excellence.
 </li>
 </ul>
</div>

Product Manager - Banking

Mashreq

<div>
 
 Job Purpose
 
 
 
 
 
 
 
 
 As the Country Product Owner - NeoBiz Onboarding, you will play a key role in defining and executing the end-to-end customer onboarding experience for business customers. You will be responsible for delivering a seamless, intuitive, and highly efficient onboarding experience that reflects our digital-first ethos, driving engagement and customer satisfaction, right from the start of their journey with us. You will work closely with cross-functional teams along with the overall direction from the Global tribe (Business Banking, UAE) to ensure a smooth launch and continuous improvement of our onboarding processes.
 
 
 
 
 
 Key result Areas
 
 
 
 
 
 
 
 
 Product Strategy &amp; Vision:
 
 
 
 
 
 Define and drive the NeoBiz product vision, strategy, and roadmap for the onboarding experience in alignment with overall Mashreq strategy and goals and customer centricity.
 
 
 
 
 
 Identify and prioritize product features and digital enhancements based on business impact, customer insights, and technical feasibility.
 
 
 
 
 
 Ensure the onboarding journey aligns with the bank's values of simplicity, security, and efficiency, delivering an exceptional first impression for business customers.
 
 
 Cross-Functional Collaboration:
 
 
 
 
 
 Work closely with design, tech, operations, legal, compliance, and marketing teams to bring the onboarding experience to life and ensure smooth execution.
 
 
 
 
 
 Act as a liaison between all business stakeholders, development teams, and external partners to ensure timely delivery of features and functionalities.
 
 
 
 
 
 Lead discussions to drive alignment across teams on project scope, timelines, and product goals.
 
 
 Customer-Centric Product Development:
 
 
 
 
 
 Lead the design and implementation of a user-friendly, frictionless onboarding process that reduces drop-offs, enhances conversion rates, and accelerates time-to-value for business customers.
 
 
 
 
 
 Ensure the product delivers high usability, aligns with legal/regulatory requirements, and integrates smoothly with other banking services and tools.
 
 
 Data-Driven Decision Making:
 
 
 
 
 
 Leverage customer feedback, data analytics, and A/B testing to make informed product decisions and iterate on the onboarding experience.
 
 
 
 
 
 Monitor and analyze onboarding metrics (e.g., conversion rates, completion times, customer feedback) to drive continuous improvement.
 
 
 Market and Regulatory Insights:
 
 
 
 
 
 Stay up to date on trends in digital banking, fintech, and regulatory changes that may impact the onboarding experience or customer journey.
 
 
 
 
 
 Ensure the onboarding experience complies with all local regulatory and security standards, mitigating risk for the bank and customers.
 
 
 Leadership &amp; Mentorship:
 
 
 
 
 
 Lead, motivate, and mentor a team of product managers, engineers, and designers to execute the vision and goals of the NeoBiz onboarding product.
 
 
 
 
 
 Promote a culture of innovation, collaboration, and excellence in product delivery
 
 
 
 
 
 Knowledge, Skills and Experience
 
 
 
 
 
 
 
 
 15+ years of experience in product management, with a focus on digital banking, fintech, or other tech-driven industries, ideally with significant experience in customer onboarding and business services.
 
 
 
 
 
 Strong knowledge of banking products, services, regulatory governance and platforms, particularly in the business banking segment (e.g., Corporate, Commercial or SME-focused offerings)
 
 
 
 
 
 Proficient in leveraging data analytics to inform product decisions, track key metrics (e.g., conversion rates, customer drop-off points), and continuously optimize the onboarding process.
 
 
 
 
 
 Proven experience in managing and influencing diverse stakeholders across product, engineering, operations, compliance, marketing, and leadership teams
 
 
 
 
 
 Experience in leading and mentoring product teams, guiding them through complex product challenges and fostering a collaborative, results-driven environment.
 
 
 
 
 
 Strong problem-solving skills with the ability to think critically and creatively when addressing challenges related to onboarding, customer engagement, and regulatory compliance.
 
 
 
 
 
 Excellent verbal and written communication skills, with the ability to present complex ideas and product decisions clearly to stakeholders at all levels, including senior leadership.
 
 
 
</div>

Country Product Owner - NeoBiz Onboarding (Mashreq Digital Bank Pakistan)

Mobilink Bank

<div>
 
 
 Department:
 
 Business Banking
 
 
 
 Reports To:
 
 Head Product Development &amp; Research
 
 
 
 Job Grade:
 
 AVP
 
 
 
 Total Positions:
 
 01
 
 
 
 Job Location:
 
 Head Office, Islamabad
 
 
 
 
 
 
 What is Manager Product &ndash; Asset (Lending Product) - MMBL?
 
 
 
 
 
 
 
 Manager Product &ndash; Asset
 
 is responsible for developing &amp; managing Asset (lending) products, especially EMI, ensuring competitive pricing &amp; driving product performance.
 
 
 The role involves strategic planning, product development, coordination with sales team &amp; other stockholders, marketing initiatives &amp; revenue optimization.
 
 
 
 
 
 
 What Manager Product &ndash; Asset ( Lending Product) does - MMBL?
 
 
 
 
 
 
 
 Product Development &amp; Management:
 
 
 <ul>
 <li>
 Develop &amp; enhance Asset / Lending banking products (Secured/unsecured) based on market research &amp; customers insight.
 </li>
 <li>
 Ensure product offering align with business goals &amp; regulatory requirements.
 </li>
 <li>
 Improve customers experience by introducing innovative feathers and digital banking solutions.
 </li>
 <li>
 Introduce customized product solutions tailored to customers segments.
 </li>
 </ul>
 
 
 
 
 
 Pricing &amp; Budgeting:
 
 
 <ul>
 <li>
 Develop competitive pricing strategies for Asset (lending) products especially EMI based, and to optimize revenue, profitability and market share.
 </li>
 <li>
 Monitor interest rate trends &amp; recommend adjustments to manage the product costing.
 </li>
 <li>
 Prepare &amp; maintain annual product budgets, forecasting revenue &amp; profit growth.
 </li>
 </ul>
 
 
 
 
 
 Business Development &amp; stakeholders Coordination:
 
 
 <ul>
 <li>
 Work closely with the sales force &amp; other stakeholders to provide product trainings, sales strategies and market insights.
 </li>
 <li>
 Monitor product performance in the market and develop key product performance metrics
 </li>
 <li>
 Develop incentive structure to drive sales effectiveness.
 </li>
 <li>
 Liaise with IT, risk management, finance &amp; operation teams to enhance product delivery.
 </li>
 </ul>
 
 Strive for digital solutions &amp; digital transformation initiatives for Asset product offerings.
 
 
 
 
 
 
 Marketing &amp; Campaign Management:
 
 
 <ul>
 <li>
 Collaborate with the marketing team in promoting marketing campaigns for Asset &amp; SME products.
 </li>
 <li>
 Leverage digital channels, branch networks &amp; partnerships for products visibility.
 </li>
 <li>
 Conduct competitor benchmarking to refine products marketing strategies.
 </li>
 <li>
 Develop incentive structure to drive sales effectiveness.
 </li>
 </ul>
 
 
 
 
 
 Compliance &amp; Risk Management:
 
 
 <ul>
 <li>
 Ensure all asset (lending) products comply with regulatory guidelines.
 </li>
 <li>
 Assess risk associated with pricing, customers retention &amp; market fluctuations.
 </li>
 <li>
 Manage risks related to collateral management
 </li>
 </ul>
 
 Other task assigned by line manager
 
 
 
 
 
 
 What are we looking for and what does it require to be Manager Product &ndash; Asset (Lending Products)?
 
 
 
 
 
 
 
 Required Qualification &amp; Experience:
 
 
 <ul>
 <li>
 Experience in asset &amp; SME (EMI based) relevant product development with banking sector is highly preferable
 </li>
 <li>
 Minimum 5-year experience in product development &amp; management, with prime work in asset i.e. Lending banking product launches, innovation, improvements
 </li>
 <li>
 Minimum Bachelor degree in Business Finance or related field
 </li>
 </ul>
 
 
 
 
 
 Essential Skills
 
 
 <ul>
 <li>
 Strong analytical skills
 </li>
 <li>
 Pricing &amp; budgeting skills
 </li>
 <li>
 Proficient in MS Office
 </li>
 <li>
 Excellent leadership &amp; cross-functional coordination capabilities
 </li>
 <li>
 Ready for mobility
 </li>
 <li>
 Ability to work under pressure
 </li>
 </ul>
 
 
 
 
 About MMBL:
 
 
 
 
 
 Mobilink Microfinance Bank Ltd. (MMBL) is a leading financial institution providing comprehensive banking services to over 42 million registered users, including more than 16 million monthly active customers across Pakistan. Leveraging a hybrid model that integrates traditional microfinance with cutting-edge mobile and digital banking technologies, MMBL operates with a robust network of over 100 branches and 200,000 branchless banking agents.
 
 
 
 
 
 The bank offers a wide array of financial services through a USSD (GSM) based digital platform, including savings accounts, microenterprise (MSME) loans, small housing loans, remittances, utility bill and loan installment collections, mobile wallets, insurance, G2P, B2B, and B2P payments. These services position MMBL as a key player in advancing financial inclusion across the country.
 
 
 
 
 
 At MMBL, fostering a positive, equal and productive workplace is a priority, underpinned by core values that emphasize innovation, entrepreneurship, teamwork, collaboration, and a steadfast commitment to a customer-centric approach in every aspect of our business.
 
 
 
 
 
 Why Join MMBL?
 
 
 
 
 
 This position offers a unique opportunity for a self-driven, professional and passionate individual to create a meaningful impact and driving transformative change. As part of our team, you will contribute to empowering millions with the tools and resources needed to thrive in the digital age. We are seeking a talented individual eager to make a difference and play a pivotal role in our mission of innovation and progress.
 
 
 
</div>

Manager Product – Asset (Lending Products)

<div>
 
 
 Department:
 
 Business Banking
 
 
 
 Reports To:
 
 Head Product Development &amp; Research
 
 
 
 Job Grade:
 
 AVP
 
 
 
 Total Positions:
 
 01
 
 
 
 Job Location:
 
 Head Office, Islamabad
 
 
 
 
 
 
 What is Manager Product &ndash; Liability &amp; Bancassurance - MMBL?
 
 
 
 Manager Product - Liability &amp; Bancassurance is responsible to support in developing &amp; managing deposit (Liability) related banking products, pricing &amp; management of deposit &amp; Banca products. The role involves assisting in market analysis, stakeholders&rsquo; coordination, marketing campaigns &amp; product compliance with regulatory requirements.
 
 
 
 
 
 
 What Manager Product &ndash; Liability &amp; Bancassurance does - MMBL?
 
 
 
 
 Product Development &amp; Management:
 
 
 <ul>
 <li>
 Assist in the development &amp; enhancement of liability (deposit) &amp; Banca products (CASA, Term deposit &amp; specialized deposit schemes) based on market research &amp; customers insight.
 </li>
 <li>
 Assist in the development &amp; enhancement of Bancassurance products (life, health, general insurance) in collaboration with insurance partners.
 </li>
 <li>
 Assist in Improvement of customers experience by introducing innovative feathers and digital banking solutions.
 </li>
 </ul>
 
 
 
 
 
 Pricing &amp; Budgeting:
 
 
 <ul>
 <li>
 Assist in setting competitive pricing strategies for liability &amp; Banca products based on market trends.
 </li>
 <li>
 Monitor cost of funds &amp; recommend pricing adjustments to maintain profitability.
 </li>
 <li>
 Help in preparing annual product budgets &amp; forecasting the products performance.
 </li>
 </ul>
 
 
 
 
 
 Sales support &amp; business Coordination:
 
 
 <ul>
 <li>
 Provide support to the sales team by developing training materials &amp; product guides.
 </li>
 <li>
 Monitor product performance in the market and develop key product performance metrics
 </li>
 <li>
 Assist in designing incentive programs to drive sales effectiveness.
 </li>
 </ul>
 
 
 Marketing &amp; Campaign Management:
 
 
 <ul>
 <li>
 Coordinate with the marketing team for product promotion &amp; awareness campaigns.
 </li>
 <li>
 Assist in developing content for brochures, digital marketing &amp; customers communication.
 </li>
 <li>
 Conduct customers feedback surveys to assess product performance &amp; satisfaction.
 </li>
 </ul>
 
 
 
 
 
 Compliance &amp; Risk Management:
 
 
 <ul>
 <li>
 Ensure all liability &amp; Banca products comply with regulatory guidelines.
 </li>
 <li>
 Assess risk associated with pricing, customers retention &amp; market fluctuations.
 </li>
 <li>
 Develop incentive structure to drive sales effectiveness.
 </li>
 <li>
 Manage risks related to claims handling, mis-selling and customers satisfaction.
 </li>
 </ul>
 
 Other tasks assigned by Line Manger
 
 
 
 
 
 
 What are we looking for and what does it require to be Manager Product &ndash; Liability &amp; Bancassurance?
 
 
 
 
 Required Qualification &amp; Experience:
 
 
 <ul>
 <li>
 Experience in liability (deposit) &amp; Bancassurance product development/management is highly preferable, in banking domain only.
 </li>
 <li>
 Minimum Bachelor degree in Business Finance or related field
 </li>
 <li>
 Minimum -year experience in product development/management
 </li>
 </ul>
 
 
 
 
 
 Essential Skills
 
 
 <ul>
 <li>
 Strong analytical skills
 </li>
 <li>
 Proficient in MS Office
 </li>
 <li>
 Cross-functional coordination capabilities
 </li>
 <li>
 Ready for mobility
 </li>
 <li>
 Ability to work under pressure
 </li>
 </ul>
 
 
 
 
 
 
 
 About MMBL:
 
 
 
 
 
 Mobilink Microfinance Bank Ltd. (MMBL) is a leading financial institution providing comprehensive banking services to over 42 million registered users, including more than 16 million monthly active customers across Pakistan. Leveraging a hybrid model that integrates traditional microfinance with cutting-edge mobile and digital banking technologies, MMBL operates with a robust network of over 100 branches and 200,000 branchless banking agents.
 
 
 
 
 
 The bank offers a wide array of financial services through a USSD (GSM) based digital platform, including savings accounts, microenterprise (MSME) loans, small housing loans, remittances, utility bill and loan installment collections, mobile wallets, insurance, G2P, B2B, and B2P payments. These services position MMBL as a key player in advancing financial inclusion across the country.
 
 
 
 
 
 At MMBL, fostering a positive, equal and productive workplace is a priority, underpinned by core values that emphasize innovation, entrepreneurship, teamwork, collaboration, and a steadfast commitment to a customer-centric approach in every aspect of our business.
 
 
 
 
 
 Why Join MMBL?
 
 
 
 
 
 This position offers a unique opportunity for a self-driven, professional and passionate individual to create a meaningful impact and driving transformative change. As part of our team, you will contribute to empowering millions with the tools and resources needed to thrive in the digital age. We are seeking a talented individual eager to make a difference and play a pivotal role in our mission of innovation and progress.
 
 
 
</div>

Manager Product – Liability & Bancassurance

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