loan officer

Churchill Mortgage

<div><p><b>Why Churchill Mortgage?</b> We provide our Loan Officers the systems and processes that allow them to close more loans, faster and with the highest customer service ratings. Our Operations Team truly takes ownership of the process; delivering an enjoyable and referable experience to every customer, every time no excuses. Our systems &amp; processes allow you to spend more time originating, building relationships and generating new clients.</p><p>
</p><p><b>Our Commitment to You: </b>We&rsquo;re here to help you close business, not put up roadblocks. As a team we all operate under the maxim of supporting you, in every way possible. You&rsquo;ll be instantly impressed at the level of service and attention you receive. In fact, many of our new hires tell us that they keep pinching themselves after 2-3 months. It&rsquo;s that good here.</p><p>
</p><p></p><p>We would like to talk with you if you love serving clients, are experienced, and have the heart of an educator. Looking for well qualified originators that focus on file quality.</p><p>
</p><p></p><p><b>Responsibilities</b></p><p>
</p><ul><li>Educate customers on best financing solutions</li><li>
Manage a large pipeline of loans</li><li>
Originate and make sales of loan packages to customers, including meeting and counseling with customers at their homes and offices.</li><li>
Engage in marketing, promotion and business development activities in support of sales, including calling on real estate agents and brokers, financial advisors and other potential referral sources.</li><li>
Provide applicants with information regarding the loan application process.
</li><li>Oversee all customer interactions and ensure a smooth transaction by interfacing with Realtors and Processors</li><li>
Other duties may be applicable as business needs may dictate and as assigned by management.</li></ul><p><b>
Qualifications</b></p><ul><li>
Dedicated to growing yourself and your skills</li><li>
Active NMLS license</li><li>
2+ years of self-gen mortgage origination experience required</li><li>
Knowledge of basic loan programs and loan structuring needed for success</li>
Desire to grow and be coachable with the best leadership in the industry<br>
<li>
</li></ul><p>Must be able to pass a criminal history information background check. Other duties may be applicable as business needs may dictate and as assigned by management. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. If you are working from home, you must have access to reliable, high-speed internet (not satellite; Minimum of 25 Mbs download speed and 15 Mbs upload speed).</p><p>
</p><p><b>Compensation</b></p><p>
</p><p>Drive your own success: earn $75,000 to $200,000+ per year based on closed loan volume, with no cap on potential.</p><p>
</p><p><b>Benefits</b></p><p>
</p><p>Churchill Mortgage&rsquo;s generous benefits package is available to all full-time employees. This includes Medical, Dental, Vision, HSA, FSA, Life, Disability, Accident, Cancer, Critical Illness, 401(k) &amp; ESOP (Employee Stock Ownership Program).
</p><p></p><p><b>Employees Own the Company</b></p><p>
</p><p>Our ESOP was established by founder and president, Mike Hardwick, in 2013. It gives all current and future Churchill Mortgage employees ownership of the company in the form of company stock. Churchill Mortgage is the first privately-owned mortgage company to offer an Employee Stock Ownership Program (ESOP).</p><p>
</p><p><b>Churchill Mortgage Corporation is an Equal Opportunity Employer</b></p></div><p></p>

Mortgage Loan Officer / Home Loan Specialist

Tata Capital Ltd

<div><p>10563
</p><ul><li>To ensure the achievement of disbursement targets with minimum delinquency
</li><li>Identifying Joint liability Groups &amp; disbursed loans, to suit the target customers and geographies.
</li><li>Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach.
</li><li>Assess potential client base and product acceptability in new regions, areas &amp; opportunities for geographical expansion of operational areas.
</li><li>Disbursement, repayment and delinquency management, achieving daily / weekly collections targets
</li><li>Makes a close follow up of the disbursed loans, especially of the ones not paying on time.
</li><li>Undertake regular field visits, Centre Meeting and loan applicants
</li><li>Maintaining portfolio quality by tracking &amp; controlling Normal dues, Nonstarters, Delinquency, &amp; Frauds.
</li><li>Build strong client relationships both internally and externally and build a strong brand identification with potential customers.
</li><li>Ensuring weekly / daily meetings &amp; visit to centre
</li><li>Fresher to maximum of 5yrs exp + as a sales officer in microfinance business
</li><li>Basic understanding about Microfinance business and JLG model working would be preferred.
</li></ul><p><b>Key Skills
</b></p><ul><li>Relationship management, Business sourcing
</li><li>Flair for sales
</li><li>Understand critical attributes of customer service
</li></ul><p><b>Education </b>Graduate in any discipline</p></div>

Loan Officer - Retail MFB - Sales - Kallakurichi - Chinnasalem - J Grades

Loan Officer - Retail MFB - Sales - Etah - Jalesar - J Grades

Loan Officer - Retail MFB - Sales - Jayankondam - Arunachala Complex - J Grades

Aditya Birla Group

<div><div><div><div><div><div><div>Retail
</div><h1 class="jobSectionHeader"><b>Key Relationship Officer - ABHFL - Retail - Madurai</b></h1>
<div>Location: TN21, Madurai</div>
<p></p><div>
</div></div></div><div><h2 class="jobSectionHeader"><b>Job Description</b></h2>
<p></p><div><p>Job Context &amp; Major Challenges</p><p>
(What are the specific aspects of the job that provide a challenge to the jobholder in the context of the Unit/Zone?</p><ul><li>
ABHFL operates in the Rs. 11.4 trillion Indian Housing Finance market, which has grown at a steady rate of 17% CAGR over the last 3 years while reporting good asset quality despite challenges in the operating environment. While the industry is dominated by five large groups, there has been an emergence of newer entrants in niche segments like affordable housing and self-employed borrowers, given the high potential in these segments. Despite increased focus by banks, HFCs have been able to maintain their share in the mortgage market and has remained stable at ~37% as on December 2015.</li><li>
The ABHFL Sales organization works broadly with 3 customer segments &ndash; retail (individual) customers, institutional customers (for retail and institutional loan consumers) and builders (for both retail tie-ups and construction finance), with a major share of the business coming from retail customers. Client segments can also be divided into Salaried and Self employed, with both of these having very different preferences and needs.</li></ul><p>
Job Context</p><p>
Key Aspects:</p><ul><li>
Providing housing finance (to buyers), Loan against Property, Commercial Property Purchase, Lease Rental Discounting and Construction Finance (to builders) solutions, ABHFL caters to a diverse range of customer segments through its various service offerings. Additionally, being predominantly retail driven, the business is characterized by high volume of loan transactions and customer relationships. As a result, ABHFL business performance is strongly impacted by people, process and organizational efficiencies, alongside core business drivers such as product/ solution quality, channel and customer relationship management and risk management.</li><li>
While unit of sizing up the business is its loan book size, profitability and minimized delinquency are also key business objectives.</li><li>
Higher cost of funding impacts profitability as well as competitiveness of loan rates that can be offered to clients</li><li>
For retail customers, identifying and acting on relevant needs in an efficient manner ensuring process, statutory and regulatory compliance at all times, are key for building business performance and sustainability</li><li>
For institutional/ builder customers, understanding and addressing business needs via proactive relationship management and customized solution fitment, while ensuring compliance at all times, are important to gain competitive advantage</li><li>
The (Sr.) Sales Officer (Direct) &ndash; ABHFL is responsible for achieving sales targets through the direct channels as agreed with the Sales Manager (Direct) and AH (Sales), in terms of targeted book size, growth &amp; customer service objectives.</li></ul><p>
Key Challenges</p><ul><li>
To execute sales operations to achieve assigned targets ensuring adequate sourcing funnel and considering local factors, such as competitor presence, existing relationships, new prospect opportunities, etc.</li><li>
To liaise with ground-level client stakeholders for relationship origination and maintenance, focusing energies on key clients/ prospects and escalating cases as</li></ul><p>
3) Job Context &amp; Major Challenges</p><p>
(What are the specific aspects of the job that provide a challenge to the jobholder in the context of the Unit/Zone?</p><p>
required</p><ul><li>
To upgrade financial &amp; operational know how on market/ local trends, effective negotiation and relationship building, and efficient loan processing for strengthening customer relationships while ensuring portfolio health and profitability</li><li>
To check credit quality via effective portfolio selection/ pre screening, and work with Risk team members to minimize potential NPAs while driving efficient sales operations</li><li>
To ensure compliant sales operations at all times, despite sales pressures and market cycles</li></ul><p>
Enabling Skill Sets &amp; Qualifications</p><ul><li>
Critical skill sets required to meet these challenges include commercial acumen, communication, product-market awareness, and execution skills.</li><li>
Education &amp; experience required to fulfil this profile are a graduate with 0 - 2 yrs (3 &ndash; 4 yrs for Sr. Sales Officer) of sales experience in the Banking/ NBFC space.</li></ul><p>
4) Principal Accountabilities</p><p>
Accountability/ Supporting Actions</p><p>
Sales Planning &amp; Operations</p><ul><li>
Work with Sales Manager (Direct) - ABHFL and plan sales operations for achieving targets (including cross-sell), considering competitive forces and local trends</li><li>
Scan the local market and competitive offerings on a periodic basis to adapt sales efforts accordingly</li><li>
Provide data for and compile periodic MIS reports for disbursements, NPAs, target achievement, etc.</li></ul><p>
Customer Acquisition/ Engagement</p><ul><li>
Work on assigned and identified prospects list for client relationship origination and maintenance activities, interacting with ground-level client stakeholders</li><li>
Understand and communicate understanding of product characteristics and benefits to end customers effectively in order to enhance effectiveness of sales efforts</li><li>
Attend to customer complaints effectively, escalating critical cases to Sales Manager (Direct) - ABHFL as required</li></ul><p>
Operational Effectiveness
</p><ul><li>Execute operations efficiently across the Customer Lifecycle (Sourcing, Approval, Servicing, Collections)</li><li>
Ensure adequate focus on different distribution channels, working with Manager for interfacing with senior stakeholders/ complex cases</li><li>
Implement prescribed processes and best practices to enhance operational effectiveness, productivity and sales performance</li></ul><p>
Self Development &amp; Internal Stakeholder
</p><ul><li>Attend relevant technical and behavioral trainings/ seminars and work on self development initiatives</li><li>
Coordinate with internal stakeholders for smooth operations and alignment towards achievement of targets</li></ul><p>
Management
</p><ul><li>Portfolio &amp; Risk Management</li></ul><ul><li>
Work with the Risk, Operations and Sales Governance team members to ensure adherence to risk management and control mechanisms</li><li>
Ensure compliant sales operations and sound risk management in day-to-day operations</li><li>
Compile and ensure systematic, accurate MIS on NPAs and credit trends, providing inputs on factors impacting portfolio quality</li></ul><p></p>
</div><div><div><div>Minimum Experience Level</div>
<div><p>0 - 4 years</p></div>
</div><div></div><div><div>Job Qualifications</div></div></div></div></div></div></div></div><p></p>

Key Relationship Officer - ABHFL - Retail - Madurai

City National Bank of Florida

<div>Overview:
<div>
The Mortgage Loan Originator (MLO) is responsible for conforming mortgage loan production throughout the assigned market. Primary concentration and source of business is secondary conforming self-sourced mortgage business. Acts as an advisor to potential and existing mortgage customers. Maximize production with referrals from local builders, real estate agents, contractors, affinity partners and past clients. Ensure an exceptional customer experience is maintained with all potential and existing customers. Ensure all aspects of conforming mortgage applications are in compliance with all applicable state and Federal laws, regulations and bank policies and procedures.</div><div></div><div><br>
Principal Duties &amp; Responsibilities:
</div><ul><li><div>Consistently meets and exceeds individual and/or team sales goals, including but not limited to deposit, loans and other, as applicable.</div></li><li><div>
Increase conforming loan applications through marketing and generating referrals from centers of influence, previous customers and client referrals.</div></li><li><div>
Introduce their self-sourced customers to other lines of business within the bank.</div></li><li><div>
Drive business development outside of retail branch network through real estate agents, homebuilders, relocation services, cold calling, etc.</div></li><li><div>
Meets the requirements of the S.A.F.E. Act and expected to follow procedures including notifying Human Resources of any changes in current status.</div></li></ul>
Qualifications:
<ul><li>2-4 years of mortgage sales experience.</li><li><div>
Thorough understanding of underwriting criteria and guidelines.</div></li><li><div>
Knowledgeable in all aspects of the Federal and State Regulations dealing with Mortgage and Home Equity lending.</div></li><li><div>
Strong knowledge of conforming loan programs, products, and industry regulations.</div></li><li><div>
Excellent communication and interpersonal skills.</div></li><li><div>
Self-motivated, goal-oriented, and able to work independently.</div></li><li><div>
Strong computer skills and competence in Microsoft Office.</div></li><li><div>
Must have professional appearance and demeanor at all times.</div></li></ul>
Education:
<ul><li>Bachelor's Degree in Business, Real Estate, or related field.</li><li>
An equivalent combination of education and/or relevant professional experience may be considered in lieu of a degree.</li></ul>
Special Instructions to Candidates:
<div>
City National Bank of Florida is an Equal Opportunity Employer and is committed to providing equal employment opportunities to all applicants. We do not discriminate on the basis of race, color, religion, sex, pregnancy, national origin, age, disability, genetic information, protected veteran status, or any other status protected under federal, state, or Florida law. City National Bank of Florida complies with the Americans with Disabilities Act (ADA) and applicable Florida laws. Qualified individuals with disabilities who require a reasonable accommodation in order to complete the online application or participate in the hiring process may contact our Human Resources Talent Attraction Department talent.attraction@citynational.com.</div></div>

Mortgage Loan Originator

IDFC FIRST Bank

<div>
 <strong>
  Job Requirements
  <br/>
  <br/>
 </strong>
 <strong>
  Role/ Job Title:
 </strong>
 Associate Relationship Officer- JLG
 <br/>
 <br/>
 <strong>
  Function/ Department:
 </strong>
 JLG
 <br/>
 <br/>
 <strong>
  Job Purpose
  <br/>
  <br/>
 </strong>
 'The role entails deepening relationships with Banking accounts and ensuring best in-class service to the customers. The role bearer has a responsibility to support Relationship Manager in identifying Business owners / entrepreneurs in the defined catchment and assessing their business loan needs. The role bearer is responsible for driving client acquisition, building household level customer relationships and capitalizing on lifetime value in each relationship to achieve larger organizational goals.
 <br/>
 <br/>
 <strong>
  Roles &amp; Responsibilities
  <br/>
  <br/>
 </strong>
 '
 <br/>
 <br/>
 <ul>
  <li>
   Manage zoning activity to map household needs in villages and areas allocated.
  </li>
  <li>
   Conduct end-user checks as specified post disbursal of loans while achieving monthly and annual group loan booking targets.
  </li>
  <li>
   Assess and evaluate the client needs and generate new sources of revenue by leveraging cross sell opportunities as per their lifestyle, risk profiling and requirements.
  </li>
  <li>
   Contribute to penetration of liabilities business in new markets through lead generations and account opening as per needs of customer.
  </li>
  <li>
   Achieve individual and branch sales goals through new business sales, referrals and retention of account relationship.
  </li>
  <li>
   Nudge behavioral changes in customers to drive them towards online banking.
  </li>
  <li>
   Maintain high collections efficiency through discipline and drive.
  </li>
  <li>
   Monitor preparation of accurate documentation of loans and saving account.
  </li>
  <li>
   Coordinate with operations officer to ensure timely and accurate data entry.
  </li>
  <li>
   Ensure compliance as per the bank requirements.
  </li>
  <li>
   Conduct field audits and customer verifications to ensure high quality of accounts.
  </li>
  <li>
   Maintain knowledge on all bank products, credit standards, services and trends and provide efficient customer services.
  </li>
  <li>
   Recommend process changes to improve service efficiency and quality across the branch network.
  </li>
  <li>
   Provide support for implementation of livelihood advancement and community development initiatives.
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  Secondary Responsibilities
  <br/>
  <br/>
 </strong>
 'Deliver exceptional client service and focus on customer retention by building and nurturing strong relationships, thereby supporting product sales and driving new client acquisition.
 <br/>
 <br/>
 <strong>
  Qualifications
  <br/>
  <br/>
 </strong>
 Graduate
 <br/>
 <br/>
 <strong>
  Years Of Experience
  <br/>
  <br/>
 </strong>
 0-1 years of relevant branch banking experience, fresher&rsquo;s can apply.
</div>


Associate Relationship Officer - JLG

Search 2815+ Loan officer jobs near you this March. New roles added regularly across leading industries. Apply today.