relationship banker

MTCU

Job Summary Join our dynamic team as a Relationship Banker, where you'll be at the forefront of delivering exceptional financial services and building lasting customer relationships. In this energetic role, you will actively engage with clients to understand their financial needs, promote our banking products, and provide tailored solutions that empower their financial well-being. Your enthusiasm and proactive approach will drive customer satisfaction, foster trust, and contribute to the growth of our community-focused credit union environment. This paid position offers an exciting opportunity to develop your sales skills while making a meaningful impact on our members' financial journeys.Responsibilities<ul><li>Greet members warmly and identify their banking needs through active listening and engaging conversation.</li><li>Promote and cross-sell products such as savings accounts, checking accounts, youth accounts, certificates of deposit, loans, and credit cards to meet member needs.</li><li>Process a variety of financial transactions including deposits, withdrawals, cash handling, and check processing with accuracy and efficiency.</li><li>Manage member relationships by providing professional, personalized service and addressing inquiries using effective problem solving and communication skills.</li><li>Detect and prevent potential fraud by monitoring account activity, verifying transactions, and adhering to security protocols.</li><li>Support cash management activities such as balancing cash drawers, reconciling accounts, and maintaining precise records.</li></ul>Requirements<ul><li>Excellent customer service skills with the ability to communicate clearly and build rapport with all members.</li><li>Proven experience in financial sales or customer relationship management within a credit union or banking environment preferred.</li><li>Strong understanding of banking operations including debits &amp; credits, balancing, and cash handling procedures.</li><li>Basic math skills and proficiency in keyboard and 10 key typing for accurate transaction processing.</li><li>Knowledge of financial services products and sales techniques; eagerness to upsell appropriate solutions responsibly.</li><li>Ability to detect fraud indicators and follow security protocols diligently.</li><li>Familiarity with financial software systems and cash management tools is advantageous. This role is perfect for motivated individuals eager to grow their career in banking while making a positive difference in customers&rsquo; lives. We value positive, energetic team players who are committed to delivering outstanding service every day!</li></ul>Pay: $20.00 - $25.00 per hourBenefits:<ul><li>401(k)</li><li>Dental insurance</li><li>Health insurance</li><li>Paid time off</li><li>Vision insurance</li></ul>Work Location: In person

Relationship Banker

First Horizon Bank

<div>Location: Onsite at the location listed in the job posting.

Weekly Scheduled Hours: M-Th 8-4:30, Fri 8-6, Sat 8:30-1:30

SUMMARY 
The Relationship Banker is a trusted advisor who engages clients in meaningful, consultative conversations to understand their financial goals and align on solutions that meet their needs. In this role, you will drive growth by actively promoting and selling the bank&rsquo;s products and services. This role emphasizes deepening client relationships through excellent service, personalized advice, and proactive sales while supporting the banking center&rsquo;s overall sales goals. This role performs moderately complex to complex tasks.

ESSENTIAL DUTIES AND RESPONSIBILITIES<div> 

Sales and Business Development 
<ul><li>Proactive Sales Engagement: Engage clients in consultative conversations to understand financial priorities and recommend personalized banking solutions, with an emphasis on deposit accounts, loans and lines of credit, and referrals to other lines of business within the Bank.</li><li>Growth Focus: Actively identify and fulfill client deposit and borrowing needs, guiding clients through deposit and loan options, opening deposit accounts, and taking loan applications.</li><li>Client-Centric Financial Advice: Through a consultative approach, provide personalized financial advice that aligns with clients&rsquo; short-and-long term goals. Utilize a deep understanding of the bank&rsquo;s products and services while sharing comprehensive, tailored advice that enhance client satisfaction and loyalty.</li><li>Referrals: Recognize opportunities to deepen relationships with additional products and services and make referrals to bank partners, including but not limited to mortgage, wealth, private client, and business banking.</li><li>Proactive Client Outreach: Conduct regular calls to clients and prospects to offer tailored financial solutions.</li><li>Sales Leadership: Support a high-performing culture by coaching associates on sales, referrals, products and services as needed.</li></ul>
Client experience 
<ul><li>Responsible for supporting the teller line to keep the customer wait time to a minimum (performs processing of financial transactions as needed).</li><li>Deliver excellent client experiences consistently and promptly resolve client issues effectively.</li><li>Enhance individual knowledge to better serve clients by attending relevant sales, service, and product knowledge meetings, training classes, and web-based learning.</li></ul>
Compliance and risk management 
<ul><li>Expected compliance with bank regulations, policies, procedures, risk management, internal controls, and the First Horizon code of ethics.</li></ul>
Operational efficiency 
<ul><li>Assist in conducting and/or participating in meetings to promote sales, product knowledge and customer service.</li><li>Assist banking center management with &ldquo;on the job training&rdquo; of new associates.</li><li>Assist with dual control vault responsibilities and audit controls.</li><li>Stay informed of all operational updates and changes to ensure compliance with all current guidelines.</li></ul>
Perform all other job related duties as assigned.</div>

SUPERVISORY RESPONSIBILITIES 
No supervisory responsibilities
<div>
QUALIFICATIONS 
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The qualifications listed below are representative of the knowledge, skill, and/or ability required. 
<ul><li>High school diploma or general education degree (GED)</li><li>2 &ndash; 5 years of experience as a Universal Banker or Teller</li></ul></div>

COMPUTER AND OFFICE EQUIPMENT SKILLS 
Microsoft Office Suite, Salesforce

CERTIFICATES, LICENSES, REGISTRATIONS (Ex: CPA, Series 6 or 7 license, etc) 
None required.

NMLS Language 
As part of the employment process for this position, you will have to meet the requirements of a background credit check. This position requires compliance with the S.A.F.E Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements.

DeGarmo Behavioral Assessment Requirement
All candidates must complete the DeGarmo Retail Behavioral Assessment to be considered for this position 
The assessment takes approximately 12&ndash;15 minutes to complete 
Assessment results must be submitted prior to having your application evaluated by Talent Acquisition 


About Us

First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at www.FirstHorizon.com.
<div>
Benefit Highlights 
<ul><li>Medical with wellness incentives, dental, and vision</li><li>HSA with company match</li><li>Maternity and parental leave</li><li>Tuition reimbursement</li><li>Mentor program</li><li>401(k) with 6% match</li><li>More - FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits</li></ul></div>

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Pentucket Bank

<div>Description:

Pentucket Bank is a community bank supported by the strength of our shared services organization, River Run, and banking affiliates Newburyport Bank and Rollstone Bank and Trust. Together, we shape the evolution of community banking through innovation and strong partnerships, while preserving the heartfelt service our customers value. Here, you will discover opportunities for professional growth, make a meaningful impact in your local community, and join a team that champions integrity, respect, teamwork, and continuous progress. Start with heart. 
The Relationship Banker provides customer service and recommendations of products and services while reaching established goals. Utilizes the Bank&rsquo;s Service Excellence Standards and product knowledge to develop and manage customer relationships. 
Essential Job Functions<ul><li>
Actively stays current on all Bank products, services, procedures, policies, and applicable regulatory and compliance requirements by regularly attending team meetings, completing mandatory training on schedule, and applying knowledge to ensure accuracy and compliance in daily operations.</li><li>
Demonstrates and explains additional products and services to customers using a consultative approach, identifying complementary services that add value; aims to cross-sell when appropriate, including during in-branch visits and when completing outbound calls using leads generated from Marketing or customer relationship management (CRM).</li><li>
Deepens relationships with new and existing customers by discussing and identifying customers&rsquo; financial needs, including making referrals to other colleagues and departments to ensure customer needs are met.</li><li>
Opens new consumer and business accounts, certificates of deposit (CDs), and all other ancillary products offered by the Bank. Answers customer questions, provides account opening information, and ensures proper paperwork is completed and entered into the system.</li><li>
Meets performance goals consistently, while actively promoting products and services to add value and create customer awareness.</li><li>
Participates in all Bank business development initiatives including deepening existing customer relationships and promoting banks products and services. Learns and adheres to all branch operation policies and procedures, including but not limited to check cashing, deposit-taking, account openings, debit card issuance, branch openings and closings, audit and compliance requirements, vault/automated teller machine (ATM) management, and other operational functions.</li><li>
Services customers by processing a variety of transactions with minimal or no errors, including but not limited to:</li><li>
accepting checks for cash and deposit</li><li>
processing payments for loans and other services</li><li>
maintaining necessary logs and processing mailed deposits</li><li>
issuing money orders and official checks, processing coin, and ordering customer checks according to Bank policies and procedures</li><li>
assessing appropriate fees for all services verifying all transactions, placing holds when appropriate, and balancing assigned drawer upon completion of assigned shift to ensure compliance.</li><li>
Verifies transactions and account balances, ensuring compliance with bank policies and state and federal regulations and the Bank Secrecy Act (BSA).</li><li>
Provides support with ATM related issues and weekly ATM balancing procedures.</li><li>
Aids with verification of incoming and outgoing cash shipments.</li><li>
Performs security function by opening and closing Bank and vault, ensuring overall safety and security of Bank grounds.</li><li>
Ensures adherence to federal and state laws, regulations, and bank policies by preventing violations, minimizing risks, and safeguarding the Bank&rsquo;s interests.</li></ul>
Requirements:

Education and Experience<ul><li>
High school diploma or equivalent.</li><li>
Obtain Notary Public commission within the first year of employment.</li><li>
1-2 years of teller, customer service and/or sales experience.</li><li>
Cash handling experience preferred.</li><li>
Basic knowledge and aptitude for math, working with numbers and cash handling.</li><li>
Demonstrated customer service and oral and written communications skills.</li><li>
Demonstrated passion and commitment to delivering experiences that enhance clients&rsquo; financial well-being.</li><li>
Basic organizational skills.</li><li>
Proficient with computer software applications and utilizing internet-based applications.</li><li>
Highly motivated self-starter with a strong work ethic, focused on acting in the best interest of clients while considering the Bank&rsquo;s objectives.</li><li>
Attention to detail.</li><li>
Ability to use critical thinking and problem-solving skills to effectively address clients&rsquo; needs.</li><li>
Ability to communicate clearly and confidently, easily engaging with clients of all types.</li><li>
Ability to work collaboratively to achieve goals, fostering and maintaining strong relationships.</li><li>
Ability to develop banking industry skills and possess qualities needed to provide an exceptional customer experience.</li><li>
Ability to work effectively as part of a team.</li><li>
Ability and willingness to work evenings, weekends, and at multiple market locations as required.</li></ul>
Physical Requirements<ul><li>
Clear speech and good hearing both face to face and on the phone; hears well in noisy social environments</li><li>
Clear vision at 20 inches or less with or without corrective lenses; vision sufficient to drive motor vehicles safely with or without corrective lenses</li><li>
Must be able to lift up to 10-25 pounds routinely, and up to 50 pounds occasionally</li></ul>
Pentucket Bank is an Equal Opportunity Employer and all qualified applicants will receive consideration for employment without regard to race, color, ancestry, national origin, gender, sexual orientation, marital status, religion, age, disability, gender identity, results of genetic testing or service in the military.
If you are an individual with a disability and require a reasonable accommodation to complete the application process, you may contact Human Resources at hr@riverrun.com or call 978-462-3136.</div>

First National Bank

<div><h2 class="jobSectionHeader">Primary Office Location:
</h2>3721 Forbes Avenue. Pittsburgh, Pennsylvania. 15213.
<h2 class="jobSectionHeader">Join our team. Make a difference - for us and for your future.
</h2>Position Title: Relationship Banker
Business Unit: Retail
Reports to: Varies Based on Assignment
Position Overview:
This position is expected to develop proficiency of basic consumer banking transactions, account servicing, and lending. The incumbent is responsible for the execution of branch leads at the direction of the Manager, consistent execution of all customer transaction requests, and identification of opportunities to convert transactions to qualified sales or referral leads. Incumbent will adhere to all FNB policies, procedures, strategies, and Core Values. The incumbent may be required to work at various locations within the market. 
 
Primary Responsibilities:
Promotes the sales process through greeting customers, identifying customer service and product needs, leveraging sales leads, and outbound calling. Make appropriate recommendations in the selling and cross-selling of Bank products and services. Identifies and achieves individual weekly sales/referral goals set by the Branch Manager. Incorporate FNB digital products and services into customer interactions.
Using FNB approved branch technology, input and maintain effective data quality for all referrals, customers, and applicants. Responsible for the completion and lifecycle of all new and existing relationships according to consumer bank standards.
Performs routine operational duties, including traditional teller transactions and other operational tasks according to established policies and procedures.
Performs other related duties and projects as assigned.
All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation&rsquo;s risk management program.
F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines. Compliance with regulatory laws and company procedures is a required component of all position descriptions.
Minimum Level of Education Required to Perform the Primary Responsibilities of this Position:
High School or GED 
Minimum # of Years of Job Related Experience Required to Perform the Primary Responsibilities of this Position:
0 
Skills Required to Perform the Primary Responsibilities of this Position:
Excellent customer service skills
Excellent communication skills, both written and verbal
Excellent organizational, analytical and interpersonal skills
Detail-oriented
Ability to use a personal computer and job-related software
MS Word - Basic Level
MS Excel - Intermediate Level
MS PowerPoint - Basic Level
Experience in a related position.
Knowledge of banking policies, procedures consumer products and services.
Sales and customer service skills. 
Licensures/Certifications Required to Perform the Primary Responsibilities of this Position:
Nationwide Mortgage Licensing System and Registry Identifier preferred but will be required. 
Physical Requirements or Work Conditions Beyond Traditional Office Work:
N/A 
 
Equal Employment Opportunity (EEO):
It is the policy of F.N.B. Corporation (FNB) and its affiliates not to discriminate against any employee or applicant for employment because of age, race, color, religion, sex, national origin, disability, veteran status or any other category protected by law. It is also the policy of FNB and its affiliates to employ and advance in employment all persons regardless of their status as individuals with disabilities or veterans, and to base all employment decisions only on valid job requirements. FNB provides all applicants and employees a discrimination and harassment free workplace.
FNB will not provide sponsorship for employment-based visas for this position; only candidates who are legally authorized to work in the U.S. will be considered.</div>

<div><h2 class="jobSectionHeader">Primary Office Location:
</h2>210 North Main Street. Fuquay Varina, North Carolina. 27526.
<h2 class="jobSectionHeader">Join our team. Make a difference - for us and for your future.
</h2>Position Title: Floating Relationship Banker
Business Unit: Retail
Reports to: Varies Based on Assignment
Position Overview:
This position is expected to develop proficiency of basic consumer banking transactions, account servicing, and lending. The incumbent is responsible for the execution of branch leads at the direction of the Manager, consistent execution of all customer transaction requests, and identification of opportunities to convert transactions to qualified sales or referral leads. Incumbent will adhere to all FNB policies, procedures, strategies, and Core Values. The incumbent may be required to work at various locations within the market. 
 
Primary Responsibilities:
Promotes the sales process through greeting customers, identifying customer service and product needs, leveraging sales leads, and outbound calling. Make appropriate recommendations in the selling and cross-selling of Bank products and services. Identifies and achieves individual weekly sales/referral goals set by the Branch Manager. Incorporate FNB digital products and services into customer interactions.
Using FNB approved branch technology, input and maintain effective data quality for all referrals, customers, and applicants. Responsible for the completion and lifecycle of all new and existing relationships according to consumer bank standards.
Performs routine operational duties, including traditional teller transactions and other operational tasks according to established policies and procedures.
Performs other related duties and projects as assigned.
All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation&rsquo;s risk management program.
F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines. Compliance with regulatory laws and company procedures is a required component of all position descriptions.
Minimum Level of Education Required to Perform the Primary Responsibilities of this Position:
High School or GED 
Minimum # of Years of Job Related Experience Required to Perform the Primary Responsibilities of this Position:
0 
Skills Required to Perform the Primary Responsibilities of this Position:
Excellent customer service skills
Excellent communication skills, both written and verbal
Excellent organizational, analytical and interpersonal skills
Detail-oriented
Ability to use a personal computer and job-related software
MS Word - Basic Level
MS Excel - Intermediate Level
MS PowerPoint - Basic Level
Experience in a related position.
Knowledge of banking policies, procedures consumer products and services.
Sales and customer service skills. 
Licensures/Certifications Required to Perform the Primary Responsibilities of this Position:
Nationwide Mortgage Licensing System and Registry Identifier preferred but will be required. 
Physical Requirements or Work Conditions Beyond Traditional Office Work:
Frequent driving (car, van, truck) 
 
Equal Employment Opportunity (EEO):
It is the policy of F.N.B. Corporation (FNB) and its affiliates not to discriminate against any employee or applicant for employment because of age, race, color, religion, sex, national origin, disability, veteran status or any other category protected by law. It is also the policy of FNB and its affiliates to employ and advance in employment all persons regardless of their status as individuals with disabilities or veterans, and to base all employment decisions only on valid job requirements. FNB provides all applicants and employees a discrimination and harassment free workplace.
FNB will not provide sponsorship for employment-based visas for this position; only candidates who are legally authorized to work in the U.S. will be considered.</div>

Floating Relationship Banker

<div><h2 class="jobSectionHeader">Primary Office Location:
</h2>1050 Yunus Rd. Durham, North Carolina. 27703.
<h2 class="jobSectionHeader">Join our team. Make a difference - for us and for your future.
</h2>Position Title: Floating Relationship Banker
Business Unit: Retail
Reports to: Varies Based on Assignment
Position Overview:
This position is expected to develop proficiency of basic consumer banking transactions, account servicing, and lending. The incumbent is responsible for the execution of branch leads at the direction of the Manager, consistent execution of all customer transaction requests, and identification of opportunities to convert transactions to qualified sales or referral leads. Incumbent will adhere to all FNB policies, procedures, strategies, and Core Values. The incumbent may be required to work at various locations within the market. 
 
Primary Responsibilities:
Promotes the sales process through greeting customers, identifying customer service and product needs, leveraging sales leads, and outbound calling. Make appropriate recommendations in the selling and cross-selling of Bank products and services. Identifies and achieves individual weekly sales/referral goals set by the Branch Manager. Incorporate FNB digital products and services into customer interactions.
Using FNB approved branch technology, input and maintain effective data quality for all referrals, customers, and applicants. Responsible for the completion and lifecycle of all new and existing relationships according to consumer bank standards.
Performs routine operational duties, including traditional teller transactions and other operational tasks according to established policies and procedures.
Performs other related duties and projects as assigned.
All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation&rsquo;s risk management program.
F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines. Compliance with regulatory laws and company procedures is a required component of all position descriptions.
Minimum Level of Education Required to Perform the Primary Responsibilities of this Position:
High School or GED 
Minimum # of Years of Job Related Experience Required to Perform the Primary Responsibilities of this Position:
0 
Skills Required to Perform the Primary Responsibilities of this Position:
Excellent customer service skills
Excellent communication skills, both written and verbal
Excellent organizational, analytical and interpersonal skills
Detail-oriented
Ability to use a personal computer and job-related software
MS Word - Basic Level
MS Excel - Intermediate Level
MS PowerPoint - Basic Level
Experience in a related position.
Knowledge of banking policies, procedures consumer products and services.
Sales and customer service skills. 
Licensures/Certifications Required to Perform the Primary Responsibilities of this Position:
Nationwide Mortgage Licensing System and Registry Identifier preferred but will be required. 
Physical Requirements or Work Conditions Beyond Traditional Office Work:
Frequent driving (car, van, truck) 
 
Equal Employment Opportunity (EEO):
It is the policy of F.N.B. Corporation (FNB) and its affiliates not to discriminate against any employee or applicant for employment because of age, race, color, religion, sex, national origin, disability, veteran status or any other category protected by law. It is also the policy of FNB and its affiliates to employ and advance in employment all persons regardless of their status as individuals with disabilities or veterans, and to base all employment decisions only on valid job requirements. FNB provides all applicants and employees a discrimination and harassment free workplace.
FNB will not provide sponsorship for employment-based visas for this position; only candidates who are legally authorized to work in the U.S. will be considered.</div>

<div><h2 class="jobSectionHeader">Primary Office Location:
</h2>166 Main Street. Greenville, Pennsylvania. 16125.
<h2 class="jobSectionHeader">Join our team. Make a difference - for us and for your future.
</h2>Position Title: Senior Relationship Banker
Business Unit: Retail
Reports to: Varies Based on Assignment
Position Overview:
This position is primarily responsible for the execution of traditional consumer banking asks of retail banking customers. The incumbent is responsible for the execution of branch leads according to consumer bank standards, successful execution of all customer transaction requests, and effective conversion of transactions to qualified sales or referral leads. Incumbent will adhere to all FNB policies, strategies, programs, and Core Values. The incumbent may be required to work at various locations within the market. 
 
Primary Responsibilities:
Promotes the sales process through leveraging sales leads, outbound calling, greeting customers, and identifying customer service and product needs. Make appropriate recommendations in the selling and cross-selling of Bank products and services. Identifies and achieves individual weekly sales goals set by the Branch Manager. Incorporate FNB digital products &amp; services into customer interactions.
Using FNB approved branch technology, input and maintain effective data quality for all referrals, customers, and applicants. Responsible for the completion and lifecycle of all new and existing relationships according to consumer bank standards. Assists with the management of daily sales activity, assisting with pre-shift sales huddles, and monitoring and measuring sales results.
Completes operational duties of branch as assigned by scheduling work, providing direction, monitoring workflow, maintaining supplies, opening and closing the office, ordering and managing vault cash, and ensure all tasks performed adhere to the current policy and procedures.
Performs routine operational duties, including traditional teller transactions and other operational tasks according to established policies and procedures.
Performs other related duties and projects as assigned.
All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation&rsquo;s risk management program.
F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines. Compliance with regulatory laws and company procedures is a required component of all position descriptions.
Minimum Level of Education Required to Perform the Primary Responsibilities of this Position:
High School or GED 
Minimum # of Years of Job Related Experience Required to Perform the Primary Responsibilities of this Position:
1 
Skills Required to Perform the Primary Responsibilities of this Position:
Excellent customer service skills
Excellent communication skills, both written and verbal
Excellent organizational, analytical and interpersonal skills
Detail-oriented
Ability to use a personal computer and job-related software
MS Word - Basic Level
MS Excel - Intermediate Level
MS PowerPoint - Basic Level
Experience in a related position.
Knowledge of banking policies, procedures consumer products and services.
Sales and customer service skills. 
Licensures/Certifications Required to Perform the Primary Responsibilities of this Position:
Nationwide Mortgage Licensing System and Registry Identifier preferred but will be required. 
Physical Requirements or Work Conditions Beyond Traditional Office Work:
N/A 
 
Equal Employment Opportunity (EEO):
It is the policy of F.N.B. Corporation (FNB) and its affiliates not to discriminate against any employee or applicant for employment because of age, race, color, religion, sex, national origin, disability, veteran status or any other category protected by law. It is also the policy of FNB and its affiliates to employ and advance in employment all persons regardless of their status as individuals with disabilities or veterans, and to base all employment decisions only on valid job requirements. FNB provides all applicants and employees a discrimination and harassment free workplace.
FNB will not provide sponsorship for employment-based visas for this position; only candidates who are legally authorized to work in the U.S. will be considered.</div>

Senior Relationship Banker

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