risk and insurance consultant

Segal

Associate Consultant, Insurance-(SP 000000BZ)Description Are you passionate about insurance? Does providing trusted advice that improves peoples lives resonate with you? We are recruiting for an Associate Consultant, Insurance (Associate Consultant) to join our nationwide insurance team. This position affords an immediate opportunity to contribute as an integral member of a team delivering a broad and diverse range of client insurance services to our clients. If providing creative, innovative and strategic insurance solutions and guiding clients and colleagues around insurance industry issues is exciting to you - this may be the opportunity for you. Key Responsibilities: The role provides extensive client-facing opportunities and is purposely designed to provide broad-based exposure to the design, development, and implementation aspects of insurance coverages. Responsibilities include, but are not limited to: Executing insurance analyses and securing appropriate coverages and levels of coverages that involve developing business solutions and responsible advice for clients. Research/learn new insurance trends related to the industry. May serve as the Practices expert in certain types of coverages. Develop quote memos, marketing collateral, and review client deliverables (including emails) for accuracy and quality. As appropriate, performing as a client contact on a day-to-day basis, sustaining effective advisory rapport with clients, and contributing in meaningful ways to the creative and problem-solving thought processes. Assist with pricing proposals, attending finalist interviews, trustee meetings, researching prospects, and other business development activities as sometimes requested.Qualifications A minimum of 4 years of relevant work experience within an insurance firm, consulting firm, broker and/or progressive corporate environment. Work experience must include involvement in the analysis and delivery of a broad range of insurance coverages including Cyber; D&O; Professional Liability; P&C insurance advice. Bachelors degree any major with a quantitative or risk curriculum and a writing component. Current insurance licenses in relevant geographies or ability to secure such licenses within 30 days. Industry credentials including Registered Professional Liability Underwriter (RPLU); Chartered Property Casualty Underwriter (CPCU) designation highly preferred. Demonstrated problem-solving, analytical, and quantitative ability. Effective interpersonal and communication skills (oral / writing) along with ability to interact with a diverse audience of colleagues and clients. Demonstrated problem-solving, analytical, and quantitative ability. Effective interpersonal and communication skills (oral / writing) along with ability to interact with a diverse audience of colleagues and clients. Segal is a privately owned, leading North American employee benefit, human resources and investment management consulting firm with over 80 years of history providing trusted advice that improves lives. Clients include public and private corporations, multiemployer trust funds, public sector entities, higher education institutions, institutional advisors, among many others. Segals total rewards are part of what makes Segal a special place to work. The current salary range for this position is $84,000 to $105,000 plus opportunity for a discretionary performance bonus based on company profitability and employee performance. In addition, Segal offers a comprehensive suite of benefits to include a non-contributory defined benefit pension plan, matching and discretionary contributions to a 401(k) profit sharing plan, medical and prescription benefits including contributions to a health savings account for eligible employees, dental benefits, life insurance, disability insurance, an Employee Assistance Program, wellness benefit reimbursements and rewards, and professional credential and tuition reimbursement. Segal also provides comprehensive paid time off including holidays, vacation days, sick leave, paid family leave and sabbaticals. Join Segal: If your qualifications align closely with what we have described, we encourage you to apply. Your unique background and skills matter because at Segal, we believe that different experiences and perspectives drive innovation and excellence. We are committed to creating a fair and transparent hiring process and all hiring decisions will be merit-driven. If you require accommodation during the interview, please let us know. Thank you for considering Segal. We are excited to learn more about you! Please Apply Segal is the right size, the right organization andthe right move for you! Please apply now. Location:US-NY-New YorkWork Locations:New York66 Hudson Blvd, E, 20th FlrNew York10001Job:Consulting - Broker ServicesOrganization:SP - Segal Select Insurance ServicesSchedule:RegularRegular EmployeeEmployee Status:Experienced LevelJob Type:Full-timeTravel:Yes, 25 % of the TimeJob Posting:Oct 15, 2025, 10:31:42 AM<img src="https://www.jobg8.com/Tracking.aspx?kf3pjJbFAb%2b5tZvBbQSzQMRXMcxry1g2b" width="0" height="0" />

Associate Consultant, Insurance

EFU Life Assurance - Karachi Cantt Branch

<div>
 
 Company Description
 
 
 
 We suggest you enter details here.
 
 
 
 Role Description
 
 
 
 This is a full-time, on-site role for a Takaful Consultant, located in Kar&amacr;chi. The Takaful Consultant will be responsible for identifying and approaching potential clients, providing information about the various Takaful products offered by EFU Life Assurance, and assisting clients in selecting suitable plans. Day-to-day tasks include meeting with clients, understanding their financial needs, offering tailored Takaful solutions, handling queries, and ensuring client satisfaction. The role also involves maintaining client records, staying updated on industry trends and compliance requirements, and achieving sales targets.
 
 
 
 Qualifications
 
 
 
 <ul>
 <li>
 Strong communication and interpersonal skills to engage with clients effectively
 </li>
 <li>
 Knowledge and understanding of Takaful products and services
 </li>
 <li>
 Ability to analyze client needs and recommend appropriate Takaful solutions
 </li>
 <li>
 Sales skills, including prospecting, negotiation, and closing techniques
 </li>
 <li>
 Customer service orientation, with the ability to maintain long-term relationships with clients
 </li>
 <li>
 Bachelor's degree in Business, Finance, or a related field is preferred
 </li>
 <li>
 Experience in the insurance or financial services industry is a plus
 </li>
 <li>
 Self-motivated and result-oriented with a proactive approach
 </li>
 </ul>
</div>

Takaful Consultant

<div>Position Type :
Full time
Type Of Hire :
Experienced (relevant combo of work and education)
Education Desired :
Associate of Business
The world of finance moves fast. At FIS, we&rsquo;re faster. Our teams are empowered to learn, grow, and make an impact&ndash;in their careers and communities. We deliver innovation that advances the way the world pays, banks and invests. If you want to grow personally and professionally, we&rsquo;d like to know: Are you FIS? 
 
About the role:
The Sales Solution Consultant Specialist is responsible for working with the sales team in identifying clients&rsquo; needs, proposing and demonstrating the FIS risk management solutions and works in conjunction with the sales executives to pursue high value software and services sales and business development opportunities within FIS&rsquo;s current and prospective client base to achieve or exceed yearly sales goals, increase market share and maximize profits.
As a Sales Solution consultant, the candidate will be responsible for developing and managing the clients technical and end user relationships and assisting sales executives in selling the strategic vision at C-level to board level as required. 
 
What you will be doing:<h2 class="jobSectionHeader">
Core Pre-Sales Activities</h2><ul><li>
Support FIS clients in MEA for FIS Balance Sheet Manager and Enterprise Risk Solutions.</li><li>
Understand global industry best practices, regional regulatory landscape and local operating nuances</li><li>
Identify and qualify the client&rsquo;s business and functional requirements including responding to any RFI/RFP&rsquo;s in a professional and timely manner.</li><li>
Formulate a value proposition to meet client needs and solution to close any identified gaps with internal stakeholders.</li><li>
Ensure excellence in client engagement practices.</li><li>
Build customer relationships by providing both domain and solution expertise.</li><li>
Maintain an effective presence at industry events, conferences, seminars and trainings as required.</li></ul><h2 class="jobSectionHeader">
Regional Sales Activities</h2><ul><li>
Provide a central point of contact for MEA sales for risk solutions.</li><li>
In conjunction with the sales executives help manage and control the sales cycle from initial prospect contact, client needs analysis, solution presentation and demo, completion of proposals, delivery schedules and product specifications.</li><li>
Collaborate with regional seller to align strategy and priorities to formulate relevant Go-To-Market initiatives.</li><li>
Work with Marketing, Strategy and other FIS functions on researching new market verticals and opportunities.</li></ul>
Partner with Product Management
<ul><li>Ensure regular cadence with relevant global and regional product management team to collaborate on development initiatives as well as to share context, challenges and needs of MEA clients.</li><li>
Maintain expertise in related banking &amp; corporate risk management issues relative to trends, competition, and customer needs.</li><li>
Maintain expertise relative to the function and technology of the FIS product offering in order to add value to clients and sell effectively.</li></ul>
Global and Regional Collaboration
<ul><li>Help build and maintain regional and global pre-sales processes, supporting documentation and collaterals via the relevant Centre of Excellence.</li><li>
Actively participate in global calls to improve region visibility.</li><li>
Interface with the Professional Services, Client eXperience (Support) and Development organizations.</li></ul>
What you will need:<ul><li>
At least 10+ years of industry experience either at a commercial bank, financial services consultancy or similar fintech companies.</li><li>
Extensive experience in treasury or risk department: ALM, Capital Management or Liquidity/Credit/Market Risk Management.</li><li>
Up-to-date knowledge of business practices and regulatory landscape in key markets across different jurisdictions.</li><li>
Ability to work autonomously whilst providing support to the team.</li><li>
Enhanced time management and prioritization skills</li><li>
Outstanding client engagement abilities</li><li>
Excellent written and verbal communication skills in English.</li><li>
The role will require 20-30% of travel.</li></ul> 
Added bonus if you have:<ul><li>
Prior work experience in a similar fintech company in a pre-sales or SME capacity.</li><li>
Prior work experience in risk management or risk modelling.</li><li>
Additional language relevant to the region (Arabic or French).</li><li>
Relevant industry qualifications (e.g. CFA or FRM)</li></ul><div> 
What we offer you: 
At FIS, we hire the best. In return, you receive exceptional benefits including: 
<ul><li>Opportunities to innovate in fintech</li><li>Tools for personal and professional growth</li><li>Inclusive and diverse work environment</li><li>Resources to invest in your community</li><li>Competitive salary and benefits</li></ul></div>
Privacy Statement
FIS is committed to protecting the privacy and security of all personal information that we process in order to provide services to our clients. For specific information on how FIS protects personal information online, please see the Online Privacy Notice.
Sourcing Model
Recruitment at FIS works primarily on a direct sourcing model; a relatively small portion of our hiring is through recruitment agencies. FIS does not accept resumes from recruitment agencies which are not on the preferred supplier list and is not responsible for any related fees for resumes submitted to job postings, our employees, or any other part of our company.
#pridepass</div>

Sales Solution Consultant - Risk Management

Prometeia

<div>
 
 Are you curious and ready to accept a new challenge in your career? Are you eager to join a dynamic company and bring innovation through your work and skills?
 
 
 Prometeia offers you opportunities for growth and training in a Group with over 1000 professionals working for more than 500 clients in 20 countries around the world.
 
 
 Among the European leaders in Risk Management and Wealth and Asset Management solutions, Prometeia is looking for a resource for the Bologna office to be included in a team that operates in the Risk Integration area.
 
 
 Prometeia is a global firm of quantitative experts and software engineers, dedicated to applying financial modelling, economic research and data science to solve complex business and regulatory challenges.
 
 
 Our mission is to combine academic excellence with industry experience, integrating macro-economic research, quantitative analysis, business consulting and software development. This distinctive mix of competences has made Prometeia a leading company in Risk, Asset and Wealth Management solutions across Europe, Africa and Middle East.
 
 
 As a leading provider of Risk Management solutions in the EMEA market, Prometeia is looking to strengthen its
 
 International Delivery Team for Egypt
 
 , by hiring a Risk &amp; Financial Planning Consultant with proven experience in the fields of Risk Integration, Scenario Analysis, ICAAP and Stress Testing.
 
 
 
 
 
 
 PROMETEIA OVERVIEW
 
 
 
 Prometeia creates value by integrating analytical models, customer data, market feeds and economic scenarios to support decision-making processes and regulatory compliance.
 
 
 The Enterprise Risk Management (ERM) is the largest of Prometeia business areas, and is the cornerstone of Prometeia&rsquo;s reputation in the international market. The thematic areas covered by the ERM Area include:
 
 <ul>
 <li>
 Credit Risk;
 </li>
 <li>
 ALM, Market and Liquidity Risk;
 </li>
 <li>
 Climate Risk &amp; ESG Programs;
 </li>
 <li>
 Risk &amp; Financial Planning;
 </li>
 <li>
 Governance, Risk &amp; Compliance;
 </li>
 <li>
 Credit Intelligence Optimization &amp; Strategy;
 </li>
 <li>
 Pricing &amp; Financial Engineering.
 </li>
 </ul>
 
 
 
 
 
 PROMETEIA EGYPTIAN BRANCH
 
 
 
 The Cairo Office is being established with the aim of serving as central &lsquo;hub&rsquo; for the delivery of Risk Management projects in Egypt and North Africa.
 
 
 Founded in 2018, the Egyptian Risk Team has the mission of consolidating the leadership of Prometeia in one of the key geographies in which our group has operated over the past decade.
 
 
 Prometeia already collaborates with primary banks in Egypt and GCC countries through a local team of ~20 resources.
 
 
 
 
 
 
 RESPONSIBILITIES
 
 
 
 The successful candidate will collaborate with a specialized team of business consultants and risk advisors, operating within different projects in the field of Risk &amp; Financial Planning. This includes:
 
 <ul>
 <li>
 Design of methodological frameworks to integrate Credit, Market, Liquidity and Non-Financial Risks with consistent macro-economic scenarios;
 </li>
 <li>
 Deliver quantitative analysis and simulations for ICAAP, Recovery Planning, development of Key Risk Indicators for the CRO area;
 </li>
 <li>
 Deliver functional approaches to integrate Risk and Performance metrics for CFO area, to support MIS, Strategic Planning, Budgeting;
 </li>
 <li>
 Implementation of Integrated Stress Testing solutions, including input data collection, software parameterization and reporting design.
 </li>
 </ul>
 
 
 
 
 
 METHODOLOGICAL COMPETENCES REQUIRED
 
 
 
 The ideal candidates had developed 3-8 years of experience in one of the following areas:
 
 <ul>
 <li>
 ICAAP and ILAAP;
 </li>
 <li>
 Stress Testing;
 </li>
 <li>
 Risk Integration &amp; Reporting;
 </li>
 <li>
 Recovery Planning.
 </li>
 </ul>
 
 
 
 
 The candidates has also a demonstrated knowledge of Bank&rsquo;s financial statements, IFRS accounting principles, BCBS and CBE regulatory framework.
 
 
 
 
 
 
 TECHNICAL COMPETENCES REQUIRED
 
 
 <ul>
 <li>
 Excellent Microsoft Office skills e.g. Excel, Word, PowerPoint and Access;
 </li>
 <li>
 Knowledge of DBRMS and data management tools (SQL server);
 </li>
 <li>
 Practical application of statistical modelling techniques;
 </li>
 <li>
 Experience of using mathematical/statistical computing software (e.g. R) or other data mining tools;
 </li>
 <li>
 Knowledge of programming languages (Python, R, VBA, SPARK, Matlab, etc.) is a strong plus.
 </li>
 </ul>
 
 
 
 
 
 PROJECT SKILLS REQUIRED
 
 
 <ul>
 <li>
 Effective communicator in a multi-national and multi-discipline environment;
 </li>
 <li>
 Demonstrable experience of delivering Risk Management projects;
 </li>
 <li>
 Self-motivated, effective under pressure and willing to take initiative;
 </li>
 <li>
 Strong analytical skills with acute attention to detail;
 </li>
 <li>
 Assertive and excellent communication, presentation and inter-personal skills;
 </li>
 <li>
 Time management skills to meet required deadlines;
 </li>
 </ul>
 
 
 
 
 
 OTHER SKILLS REQUIRED
 
 
 <ul>
 <li>
 Fluency in English and Arabic languages is mandatory (at least C1);
 </li>
 <li>
 Proficiency in Italian or French is considered a strong plus;
 </li>
 <li>
 Excellent organizational and technical skills;
 </li>
 <li>
 Teamwork attitude, flexibility and proactivity;
 </li>
 <li>
 Problem solving skills and good interpersonal skills.
 </li>
 </ul>
 
 
 
 
 
 WHAT WE OFFER:
 
 
 
 
 
 
 
 WORK LOCATION
 
 
 
 Starting from September 2024, Prometeia Egypt will be relocated in a new refurbished office of The GrEEK Campus (Downtown), a location easily reachable from any part of Cairo metropolitan area.
 
 
 
 
 
 REMOTE WORKING
 
 
 Flexibility is an intrinsic value of the way we work. At Prometeia, smart working is an organizational method based on trust, which results in benefits in terms of work/life balance, impact on the environment and optimization of company results, through autonomy and empowerment of people.
 
 
 
 
 
 PEOPLE PROGRAM
 
 
 Our evaluation system is based on the full enhancement of people and their continuous dialogue as a stimulus for regular, mutual professional and personal growth. Transparent discussions between managers and team members are set up within the projects, where reciprocal and timely feedback is exchanged. The process is fully digitalized and aimed at continuously improving the development trajectory of the individual and the company.
 
 
 
 
 
 TRAINING
 
 
 Prometeia means ongoing training. We provide an average of 11 days of training per year to our people, in-person and online. Particular attention is paid to younger colleagues, who are the protagonists of dedicated growth programs, and to the continuous sharing and internal transfer of know-how and skills. On-the-job training is also important, through immediate and direct confrontation with the market.
 
 
 
 
 
 WIN/WIN POLICY
 
 
 If you are one of our employees, and you recommend a person who is later recruited, you are entitled to a financial bonus! This is an important opportunity to contribute to the growth of Prometeia as a whole, by attracting acknowledged market professionals and new tech talents.
 
 
 
 
 
 COMMUNITY
 
 
 Our Community is extremely diverse, as are the skills of the people who are part of it and who share its values, and the individuals and organizations that are directly or indirectly involved in our activities. Clients, People of the Group, Alumni, Institutions, Academia, non-profit entities with which we actively collaborate, are stakeholders representing a great value for us, in terms of trust and collaboration.
 
 
 
 
 
 DIVERSITY
 
 
 We promote and respect equal opportunities and consider differences as a value. Diversity &amp; Inclusion are fundamental values: from the selection phase to everyday life, also through dedicated training moments to develop individual sensitivities and unicities.
 
 
 
 
 
 IMPACT
 
 
 We responsibly take an active role towards the environment, the territories and the communities in which we operate. Our Headquarter in Bologna has obtained the Leed Gold Certification, one of the highest awards that recognizes the performance of the building in terms of energy and water savings, reduction of CO2 emissions, improvement of the ecological quality of the interior, materials and resources used. In the Sustainability Report we report the results achieved within the 17 Sustainable Development Goals (SDGs) of the 2030 Agenda that, drafted by the United Nations in 2016, we have been supporting since 2020.
 
</div>

Risk & Financial Planning Consultant

Core Pre-Sales Activities <ul> <li>Support FIS clients in MEA for FIS Balance Sheet Manager and Enterprise Risk Solutions.</li> <li>Understand global industry best practices, regional regulatory landscape and local operating nuances</li> <li>Identify and qualify the client s business and functional requirements including responding to any RFI/RFP s in a professional and timely manner.</li> <li>Formulate a value proposition to meet client needs and solution to close any identified gaps with internal stakeholders.</li> <li>Ensure excellence in client engagement practices.</li> <li>Build customer relationships by providing both domain and solution expertise.</li> <li>Maintain an effective presence at industry events, conferences, seminars and trainings as required. </li> </ul> Regional Sales Activities <ul> <li>Provide a central point of contact for MEA sales for risk solutions.</li> <li>In conjunction with the sales executives help manage and control the sales cycle from initial prospect contact, client needs analysis, solution presentation and demo, completion of proposals, delivery schedules and product specifications. </li> <li>Collaborate with regional seller to align strategy and priorities to formulate relevant Go-To-Market initiatives.</li> <li>Work with Marketing, Strategy and other FIS functions on researching new market verticals and opportunities.</li> </ul> Partner with Product Management <ul> <li>Ensure regular cadence with relevant global and regional product management team to collaborate on development initiatives as well as to share context, challenges and needs of MEA clients.</li> <li>Maintain expertise in related banking &amp; corporate risk management issues relative to trends, competition, and customer needs.</li> <li>Maintain expertise relative to the function and technology of the FIS product offering in order to add value to clients and sell effectively.</li> </ul> Global and Regional Collaboration <ul> <li>Help build and maintain regional and global pre-sales processes, supporting documentation and collaterals via the relevant Centre of Excellence.</li> <li>Actively participate in global calls to improve region visibility.</li> <li>Interface with the Professional Services, Client eXperience (Support) and Development organizations.</li> </ul>

HUB International - Glen Allen (Formerly Millennium Advisory Services, Inc.)

<div>
 
 HUB International
 
 is a leading global insurance brokerage that provides a broad array of property and casualty, life and health, employee benefits, investment, and risk management products and services. We are seeking dynamic and highly motivated
 
 Sales Professionals
 
 to join our team of
 
 Insurance Risk Consultants
 
 .
 
 
 As a HUB Insurance Risk Consultant, you will have the opportunity to sell insurance products and services for a global leader in the industry. We offer rewarding opportunities for experienced professionals and training for motivated individuals seeking career development. If you are a career-driven, entrepreneurial self-starter, this is an opportunity to achieve your full potential with HUB International!
 
 
 
 Benefits
 
 
 
 At HUB International we want you to achieve an even work-life balance, and our benefits package allows you to manage your health, wellness, and financial future. As a Insurance Sales Risk Consultant, you will build a book of business and therefore build residual income year over year.
 
 
 Other benefits you will enjoy as a Risk Consultant include:
 
 
 <ul>
 <li>
 Rewards for top Producers
 </li>
 <li>
 Medical, Dental, and Vision (PPO, HMO, and HSA)
 </li>
 <li>
 Comprehensive Wellness Program
 </li>
 <li>
 401(k) Retirement Plan
 </li>
 <li>
 Life and Disability Plans
 
 
 </li>
 </ul>
 Job Responsibilities
 
 
 As a HUB Insurance Sales Risk Consultant, you will prospect for business based on your local networks, connections, and communities. This role is vital to our success in all our product lines &ndash; from personal, commercial, employee benefits, and other coverages. As a HUB Risk Consultant, you will be supported by the HUB International corporate office and regional offices with the opportunity to create your own entrepreneurial journey. You will be the cornerstone of our superior customer service and will be charged with ensuring client satisfaction.
 
 
 
 Other Responsibilities Of The Risk Consultant Role Include
 
 
 
 <ul>
 <li>
 Conducting sales, service, and solicitation of all forms of insurance business
 </li>
 <li>
 Maximizing growth and client retention through superior customer service
 </li>
 <li>
 Developing accounts and cross selling available products and services
 </li>
 <li>
 Generating and pursuing new client opportunities
 </li>
 <li>
 Presenting our services and solutions at prospect meetings
 </li>
 <li>
 Bringing new business prospects to closure
 </li>
 <li>
 Retaining clients by maintaining solid business-to-business relationships
 
 
 </li>
 </ul>
 Job Requirements
 
 
 In the Insurance Commercial Lines Risk Consultant role, you must be an independent self-starter who is able to sell and develop strong business-to-business relationships. We are seeking confident professionals who are not afraid of cold-calling and developing new business. This is an excellent opportunity for experienced and novice professionals alike, with a range of 3-15 years of business-to-business sales experience.
 
 
 Other requirements of the Commercial Lines Risk Consultant role include:
 
 
 <ul>
 <li>
 Commercial Insurance sales experience highly preferred
 </li>
 <li>
 Bachelor&rsquo;s degree preferred
 </li>
 <li>
 Highschool degree or equivalent
 </li>
 <li>
 Experience selling to a specific industry a plus
 </li>
 <li>
 Required to obtain the appropriate state licensing within 120 days of hire
 </li>
 <li>
 Preference given to those with existing insurance licensure and/or industry designations
 </li>
 <li>
 Ability to work under pressure and within deadlines
 </li>
 <li>
 Good listening skills and ability to determine clients&rsquo; needs efficiently
 
 
 </li>
 </ul>
 
 About Us
 
 
 
 HUB International is a recognized global leader dedicated to helping individuals and
 
 
 companies navigate risk and manage the complexities of insurance.
 
 
 
 Join the HUB team!
 
 
 
 
 Apply today!
 
 
 
 Department Sales
 
 
 Required Experience: 2-5 years of relevant experience
 
 
 Required Travel: Up to 25%
 
 
 Required Education: High school or equivalent
 
 
 HUB International Limited is an equal opportunity employer that does not discriminate on the basis of race/ethnicity, national origin, religion, age, color, sex, sexual orientation, gender identity, disability or veteran's status, or any other characteristic protected by local, state or federal laws, rules or regulations.
 
 
 E-Verify Program
 
 
 We endeavor to make this website accessible to any and all users. If you would like to contact us regarding the accessibility of our website or need assistance completing the application process, please contact the recruiting team HUBRecruiting@hubinternational.com. This contact information is for accommodation requests only; do not use this contact information to inquire about the status of applications.
</div>

Risk Consultant

Infosys

<div>
 Responsibilities: o Ensure that complex customer business requirements are accurately captured, documented, communicated, and understood by developers, consultants, business, and technology management both internally, and by customer
</div>

Consultant - Business Consulting_Insurance

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