transaction monitoring analyst

Capitex

Transaction Monitoring Analyst – 12-Month Contract | Sharjah, UAE:
 
About the Role
 We’re seeking an experienced Transaction Monitoring Analyst to join our compliance team in Sharjah on a 12-month fixed-term contract. The successful candidate will play a key role in identifying and investigating unusual or potentially suspicious financial activity to ensure compliance with AML regulations and internal policies.
 
Key Responsibilities: 
<ul>
<li>Conduct daily monitoring and review of transactions flagged by the bank’s AML systems.</li>
<li>Assess alerts to determine whether activity is consistent with the customer’s known profile, identifying potential red flags and patterns of suspicious behaviour.</li>
<li>Conduct detailed investigations on escalated alerts and prepare comprehensive case summaries with clear recommendations.</li>
<li>Escalate suspicious transactions to the MLRO or Compliance team in accordance with established procedures.</li>
<li>Maintain detailed and accurate documentation of all investigations and decisions.</li>
<li>Assist in the preparation of Suspicious Activity Reports (SARs) when required.</li>
<li>Liaise with internal stakeholders, including Relationship Managers and Compliance Officers, to obtain additional information for case reviews.</li>
<li>Support the refinement of internal processes and provide input on emerging AML risks and typologies.</li>
<li>Stay up to date on AML regulations, local Central Bank guidance, and international compliance standards.</li>
</ul>
Key Requirements: 
<ul>
<li>Prior experience in transaction monitoring, AML investigations, or financial crime compliance within a banking or financial services environment.</li>
<li>Strong understanding of AML frameworks, risk indicators, and typologies.</li>
<li>Analytical mindset with attention to detail and sound judgement in decision-making.</li>
<li>Excellent written and verbal communication skills.</li>
<li>Ability to manage workload effectively in a fast-paced environment and meet review deadlines.</li>
<li>Proficiency in using transaction monitoring systems and Microsoft Office applications.</li>
</ul>

Transaction Monitoring Analyst

Transaction Monitoring Analyst – Sharjah (12-Month Renewable Contract):
 
Location: Sharjah, UAE
 Contract: 12 months (renewable)
 Department: Compliance – Second Line of Defence
 
Overview: 
Our client, a leading bank based in Sharjah, is addressing a backlog of Transaction Monitoring (TM) alerts and is seeking experienced TM Analysts to join their compliance function. This role sits within the Second Line of Defence and requires individuals capable of managing end-to-end alert investigations in line with UAE regulatory expectations.
 
Key Responsibilities: 
<ul>
<li>Review, investigate, and resolve Transaction Monitoring alerts from end to end.</li>
<li>Conduct thorough analysis to identify unusual or suspicious activity.</li>
<li>Document findings clearly, ensuring all steps of the investigation are well evidenced.</li>
<li>Escalate cases as needed to the MLRO or senior compliance management.</li>
<li>Ensure investigations adhere to internal policies, UAE Central Bank regulations, and AML/CFT standards.</li>
<li>Support process improvement initiatives to reduce future alert backlogs.</li>
</ul>
Requirements: 
Requirements: 
<ul>
<li>Minimum 3 years’ end-to-end Transaction Monitoring experience within a UAE bank.</li>
<li>Strong understanding of AML regulations, typologies, and local regulatory requirements.</li>
<li>Experience working within a Second Line Compliance or Financial Crime team.</li>
<li>Ability to manage high volumes of alerts accurately and efficiently.</li>
<li>Excellent written and verbal communication skills in English (Arabic a plus).</li>
</ul>
Contract Details: 
<ul>
<li>Duration: 12-month initial contract (renewable).</li>
<li>Location: On-site in Sharjah.</li>
<li>Start date: Immediate or short notice preferred.</li>
</ul>

Transaction Monitoring Analyst - Sharjah (12-Month Renewable Contract)

Dar Exchange LLC

Responsibilities:<ul><li>Monitor real-time transactions for suspicious activities, ensuring compliance with anti-money laundering (AML) and counter-terrorist financing (CTF) regulations.</li><li>Analyze alerts generated by the transaction monitoring system and investigate suspicious transactions.</li><li>Escalate potential risks to the compliance team or regulatory authorities, if necessary.</li><li>Assist in fine-tuning the transaction monitoring system to improve accuracy and reduce false positives.</li><li>Prepare detailed reports of investigations and maintain documentation for regulatory audits.</li><li>Conduct periodic reviews and updates of transaction monitoring policies and procedures.</li><li>Collaborate with internal teams to ensure effective implementation of AML/CTF controls.</li></ul>Experience &amp; Qualifications:<ul><li>Experience in transaction monitoring, AML, or compliance, preferably in an exchange house or financial institution.</li><li>Familiarity with transaction monitoring systems and AML software.</li><li>Strong knowledge of AML/CTF regulations and suspicious activity reporting.</li><li>Analytical mindset with attention to detail for identifying suspicious patterns.</li><li>Bachelor's degree in Finance, Accounting, Business, or a related field (certifications like CAMS are a plus).</li><li>Strong communication and reporting skills.</li><li>Ability to work independently and under regulatory scrutiny.</li></ul>Job Type: Full-timePay: AED3,000.00 - AED4,000.00 per month

TMS (Transaction Monitoring System) Analyst

DICETEK LLC

<div>Title: AML Analyst &ndash; Transaction Monitoring
Key Responsibilities:<ul><li>
Review and investigate alerts generated by the bank&rsquo;s transaction monitoring system.</li><li>
Conduct detailed analysis of suspicious or unusual transactions in line with AML/CFT policies.</li><li>
Escalate cases that require further review or filing of STR/SAR to the AML Investigations team.</li><li>
Maintain accurate case documentation and ensure timely closure of alerts.</li><li>
Stay updated on latest AML regulations and typologies to identify emerging risks.</li></ul>
Requirements:<ul><li>
Bachelor&rsquo;s degree in finance, banking, or related field.</li><li>
2&ndash;5 years&rsquo; experience in AML/Transaction Monitoring within banking or financial services.</li><li>
Familiarity with UAE Central Bank AML regulations &amp; FATF guidelines.</li><li>
Strong analytical and investigative skills.</li><li>
Good communication skills; Arabic language is an advantage.</li></ul></div>

AML Analysts - Transaction Monitoring

Checkout.com

<div>Company Description
We&rsquo;re Checkout.com &ndash; you might not know our name, but companies like eBay, ASOS, Klarna, Uber Eats, and Sony do. That moment when you check out online? We make it happen.
Checkout.com is where the world checks out. Our global network powers billions of transactions every year, making money move without making a fuss. We spent years perfecting a service most people will never notice. Because when digital payments just work, businesses grow, customers stay, and no one stops to think about why.
With 19 offices spanning six continents, we feel at home everywhere &ndash; but London is our HQ. Wherever our people work their magic, they&rsquo;re fast-moving, performance-obsessed, and driven by being better every day. Ideal. Because a role here isn&rsquo;t just another job; it&rsquo;s a career-defining opportunity to build the future of fintech.
Job Description
The Role 
As an Analyst I, you will take on a vital frontline role in protecting our customers and business from fraudulent activity. Operating within a 24H/7 shift system, you will be responsible for continuously monitoring suspicious card transaction activities and resolving confirmed fraud cases with urgency and precision. This role demands a high level of vigilance, accountability, and commitment to safeguarding the integrity of our financial ecosystem.
You will report directly to the Risk Monitoring Manager and serve as a point of escalation, providing subject matter expertise in card transaction monitoring. Your ability to remain composed under pressure, make sound decisions in real time, and uphold the highest standards of accuracy and responsiveness will be critical to your success.
In this role, you will proactively investigate customer activity across multiple platforms, identify emerging fraud patterns, and take immediate action to mitigate risks. Your work will involve close collaboration with cross-functional stakeholders including Risk, Compliance, Product, Engineering, and Finance&mdash;ensuring a coordinated and effective response to fraud threats.
We are looking for a dedicated and detail-oriented professional who takes pride in protecting customers, upholds a strong sense of responsibility, and is eager to contribute to a high-impact, mission-driven team.
What your responsibilities will be<ul><li>
Support 24/7/365 transaction analysis efforts as part of a rotating shift schedule, including nights, weekends, and public holidays.</li><li>
Ensure the transaction monitoring team meets its objectives and key results, including delivering high-quality investigations.</li><li>
Conduct ongoing monitoring of card transactions to identify potential fraud or risk activity.</li><li>
Take prompt and appropriate actions to mitigate fraud risk and protect both customers and the business.</li><li>
Perform transaction monitoring duties independently, with limited supervision.</li><li>
Apply technical knowledge and analytical skills to manage and resolve cases effectively with minimal guidance.</li><li>
Respond meticulously to both internal and external queries, demonstrating accuracy and professionalism.</li><li>
Demonstrate a strong capacity for self-management and proactively seek opportunities for learning and improvement.</li></ul>
What you will need to be successful (skills and competencies)<ul><li>
Bachelor&rsquo;s degree, preferably in Risk / Management / Finance / Business / Mathematics / Economics or equivalent with a minimum of 1 year of experience in similar roles.</li><li>
Focused on structured processes, consistently striving for streamlined approach to drive efficiency in acquiring risk monitoring operations</li><li>
Skilled at working collaboratively and effectively communicating, positively influencing team members across various departments.</li><li>
Capable of adjusting to rapid-paced and agile settings, prepared to operate within demanding timelines and schedules.</li><li>
Proficient in English</li><li>
Knowledge / experience in the payment processing industry, e-commerce landscape and card schemes&rsquo; rule is beneficial.</li><li>
Demonstrates acute attention to detail.</li></ul> 
Experience you will bring to the role:<ul><li>
As an Analyst you are expected to monitor transaction activity to mitigate fraud risks on cards issued to our clients and perform relevant analysis and conduct investigations for suspected fraudulent merchants and action on the flags in a timely manner.</li><li>
You should possess strong verbal and written communication skills to document and articulate the requirements, analysis and recommendations in a clear and concise manner to the stakeholders and customers.</li><li>
You must have a solution-driven approach with exemplary investigative and critical thinking skills.</li><li>
You must also be detail-oriented multi-taskers who can work independently with little supervision, at the same time have good decision making, time management and organizational skills.</li><li>
Participate in continuous training and stay up to date with evolving fraud trends and prevention techniques.</li><li>
Produce timely and accurate insights for the Senior Analyst or Team Lead to support informed decision-making, including escalating complex investigative issues when necessary.</li><li>
Provide recommendations to improve investigation quality and optimize current monitoring processes.</li><li>
Demonstrate a proficient understanding of both issuing &amp; acquiring risks and maintain an in-depth working knowledge of card schemes&rsquo; rules.</li><li>
Perform background checks on merchants, leveraging internal tools and external resources to assess merchants&rsquo; businesses.</li><li>
Identify risky business practices by merchants and present appropriate mitigations while using a risk-based approach.</li><li>
Create and communicate reports to relevant stakeholders on any risk concerns regarding merchants.</li><li>
Conduct analysis and investigation on any merchant&rsquo;s suspected fraudulent transactions by using multiple resources.</li><li>
Suggest innovative ideas / feedback to enhance the process and infrastructure, striving for continuous improvement in acquiring risk monitoring operations.</li></ul>
Bring all of you to work
We create the conditions for high performers to thrive &ndash; through real ownership, fewer blockers, and work that makes a difference from day one.
Here, you&rsquo;ll move fast, take on meaningful challenges, and be recognized for the impact you deliver. It&rsquo;s a place where ambition gets met with opportunity &ndash; and where your growth is in your hands.
We work as one team, and we back each other to succeed. So whatever your background or identity, if you&rsquo;re ready to grow and make a difference, you&rsquo;ll be right at home here.
It&rsquo;s important we set you up for success and make our process as accessible as possible. So let us know in your application, or tell your recruiter directly, if you need anything to make your experience or working environment more comfortable. 
Life at Checkout.com
We understand that work is just one part of your life. Our hybrid working model offers flexibility, with three days per week in the office to support collaboration and connection.
Curious about what it&rsquo;s like to be part of our team? Visit our Careers Page to learn more about our culture, open roles, and what drives us.
For a closer look at daily life at Checkout.com, follow us on LinkedIn and Instagram</div>

Analyst I, Risk Operations Centre

<div>Company Description
We&rsquo;re Checkout.com &ndash; you might not know our name, but companies like eBay, ASOS, Klarna, Uber Eats, and Sony do. That moment when you check out online? We make it happen.
Checkout.com is where the world checks out. Our global network powers billions of transactions every year, making money move without making a fuss. We spent years perfecting a service most people will never notice. Because when digital payments just work, businesses grow, customers stay, and no one stops to think about why.
With 19 offices spanning six continents, we feel at home everywhere &ndash; but London is our HQ. Wherever our people work their magic, they&rsquo;re fast-moving, performance-obsessed, and driven by being better every day. Ideal. Because a role here isn&rsquo;t just another job; it&rsquo;s a career-defining opportunity to build the future of fintech.
Job Description
An AML Monitoring analyst is responsible to execute the day to day operations based on the relevant policies and processes, with a view to mitigate AML risk through review of merchant activity monitoring. IIn this role, you will be responsible for reviewing generated alerts on a rule based system, performing analysis, liaising with internal/external stakeholders with the results of your findings and documenting the results of your investigation on the tool as well as reaching our to the merchant to request information. You will also identify any potential fraud and money-laundering risks, draft suspicious activity reports for your investigation in line with regulatory expectations.
What your responsibilities will be:<ul><li>
Work with internal stakeholders to identify anomalous behavior by monitoring merchant transactions and performing necessary due diligence.</li><li>
Thoroughly investigate and analyze alerts flagged by the transaction monitoring system. This involves reviewing transaction details, customer information, and any associated documentation.</li><li>
Conduct deep-dive research using internal systems, open-source intelligence (OSINT), and third-party databases to gather additional information.</li><li>
Demonstrate a proficient understanding of AML requirements and due diligence procedures to ensure compliance with regulatory standards.</li><li>
Perform background checks on merchants, leveraging internal tools and external resources to assess merchants&rsquo; businesses.</li><li>
Strictly follow the organization's policies and procedures regarding sanctions screening, transaction monitoring, alert management, and reporting.</li><li>
Responsible for ensuring record keeping of Checkout.com&rsquo;s customer database remains up to date.</li><li>
Able to think quickly and apply critical thinking, showcasing strong problem-solving abilities</li><li>
Suggest innovative ideas/ feedback to enhance the process and infrastructure, striving for continuous improvement in AML compliance operations.</li></ul>
What you will need to be successful (skills and competencies):<ul><li>
Bachelor&rsquo;s degree or equivalent, with a minimum of 1-3 years of experience in similar roles.</li><li>
Focused on structured processes, consistently striving for streamlined approach to drive efficiency in Compliance operations</li><li>
Skilled at working collaboratively and effectively communicating, positively influencing team members across various departments.</li><li>
Capable of adjusting to rapid-paced and agile settings, prepared to operate within demanding timelines and schedules.</li><li>
Proficient in English (additional fluency in Mandarin, Japanese, or French is a plus).</li><li>
Ideally experienced in dealing with global AML requirements and experience in transaction monitoring</li><li>
Knowledge / experience in the payment processing industry and/or e-commerce landscape is beneficial.</li><li>
Demonstrates acute attention to detail.</li></ul>
Experience you will bring to the role:<ul><li>
As an Analyst you are expected to perform relevant analyses and conduct investigations for suspicious activity and review the alerts within the prescribed Service Level Agreement (&ldquo; SLA&rdquo;).</li><li>
As a Compliance Operations analyst, you may be expected to review the customers&rsquo; policies and procedures and perform their assessment to ensure compliance with the relevant regulations.</li><li>
You should possess strong verbal and written communication skills to document and articulate the requirements in a clear and concise manner to the stakeholders and customers.</li><li>
You must have a solution-driven approach with exemplary investigative and critical thinking skills.</li><li>
You must also be detail-oriented multi-taskers who can work independently with little supervision, at the same time have good decision making, time management and organisational skills.</li></ul>
Bring all of you to work
We create the conditions for high performers to thrive &ndash; through real ownership, fewer blockers, and work that makes a difference from day one.
Here, you&rsquo;ll move fast, take on meaningful challenges, and be recognized for the impact you deliver. It&rsquo;s a place where ambition gets met with opportunity &ndash; and where your growth is in your hands.
We work as one team, and we back each other to succeed. So whatever your background or identity, if you&rsquo;re ready to grow and make a difference, you&rsquo;ll be right at home here.
It&rsquo;s important we set you up for success and make our process as accessible as possible. So let us know in your application, or tell your recruiter directly, if you need anything to make your experience or working environment more comfortable. 
Life at Checkout.com
We understand that work is just one part of your life. Our hybrid working model offers flexibility, with three days per week in the office to support collaboration and connection.
Curious about what it&rsquo;s like to be part of our team? Visit our Careers Page to learn more about our culture, open roles, and what drives us.
For a closer look at daily life at Checkout.com, follow us on LinkedIn and Instagram</div>

Analyst I, Transaction Monitoring and Screening

AML RightSource

<div>Job Description:
The purpose of AML is to prevent the bank&rsquo;s customers and society at large from financial criminals. In correspondent banking transaction monitoring, we do this by analysing the transactions between the customers of our peer banks which Client Bank accommodates. We are seeking a highly motivated and intellectually curious team members to join our First Line of Defence transaction monitoring team. As part of this role, you will be responsible for monitoring our activity and identify patterns that are outside our risk appetite.
Depending on your skills, knowledge and experience, you may be offered different seniority in the role.
Key Responsibilities:<ul><li>
Investigate possible money laundering, terrorist financing, or tax evasion transactional activities which are generated automatically by the system and need your further analysis</li><li>
Assess and manage risk associated with correspondent banking transactions.</li><li>
Conduct thorough reviews of client transactions to identify non-expected activity</li><li>
Investigate alerts, escalating items for further review and reporting as necessary.</li><li>
Analyze complex financial transactions, utilizing knowledge of various payment message formats, (e.g. SWIFT, ISO 20022)</li><li>
Analyze and visualize complex datasets and communicate to a wide variety of audiences</li><li>
Collaborate with internal stakeholders, including the Client Risk team, Compliance, Legal, and Sales teams, to support ongoing client activity review processes and as required drive behavioural changes</li><li>
Support the design, build and operationalization of tooling to support the function</li><li>
Collaborate with product and engineering to improve quality of available data</li><li>
Contribute to the continuous enhancement of monitoring processes, policies, and procedures, identifying gaps and recommending improvements to strengthen the team&rsquo;s operating model.</li><li>
Maintain accurate and organized records of all reviews, ensuring a complete audit trail.</li><li>
Report suspicious transactions and activities to relevant departments/authorities</li></ul>
Qualification &amp; Skills:<ul><li>
3+ years of relevant professional experience in AML, transaction monitoring, or similar financial crimes compliance role, with focus on transaction monitoring of client activity</li><li>
Demonstrated knowledge of key payment message formats, including SWIFT MT and ISO 20022 (e.g., pacs, camt, pain messages), and their implications for transaction reviews</li><li>
Exceptional analytical skills with the ability to interpret complex data, identify patterns, and anomalies</li><li>
Working knowledge of banking products, corresponding banking relationships, transaction analysis</li><li>
Familiarity with transaction monitoring systems and proficiency in data analysis tools and software</li><li>
Must be independent and comfortable in a fast paced and often multi-directional work environment</li><li>
Ability to build frameworks and procedures</li><li>
Team oriented; strong interpersonal, communication and presentation skills</li><li>
Excellent organizational, time management and planning skills</li><li>
Certifications: CAMS, CFE, or other relevant certifications preferred.</li></ul>
Normal Working Hours and Conditions
Core business hours are generally 9:00 am &ndash; 6:00 pm. However, this position may require work to be performed outside of the core business hours based on Company operations across different time zones.<h2 class="jobSectionHeader"> 
AML RightSource is committed to fostering a diverse work environment and is proud to be an equal opportunity employer. We provide equal employment opportunities to all qualified applicants without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws.</h2>
Recruitment Scam Alerts
We&rsquo;re aware of an increase in recruitment scams where individuals falsely claim to represent AML RightSource. These scammers may ask for money or personal information by offering fake job opportunities through e-mail, text message or social media. Please verify the source of any job-related communications carefully. All official AML RightSource communications are conducted through &quot;@amlrightsource.com&quot; email addresses. If you encounter suspicious messages, do not respond.</div>

Senior Analyst (Correspondent Banking) - Noida, India

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