community development finance underwriter Jobs in New York

community development finance underwriter

associate underwriter- excess, middle market Jobs in New York

associate underwriter- excess, middle market

associate underwriter- general industries, middle market Jobs in New York

associate underwriter- general industries, middle market

commercial lines underwriter Jobs in New York

commercial lines underwriter

credit risk analyst

underwriter

Merchants Insurance Group

Commercial Lines Underwriter Hybrid Work Schedule Buffalo, NY Merchants Insurance Group is a leading Property and Casualty Insurer in the Northeast and is looking for a Commercial Lines Underwriter for our Commercial Lines Underwriting team located in Buffalo, NY. The Commercial Lines Underwriter will become part of a dedicated underwriting team, collaborating with our agency partners to deliver professional service that achieves the most optimal outcomes for our policyholders, and profitable growth for Merchants and our Agency Partners. Merchants Insurance Group, rated A- (Excellent) with a stable outlook by the A.M. Best Company, is proud to be one of Buffalo Business First's Best Places to Work in Western New York (), a Fast Track company (), and a Top Private Company (). Merchants was also granted the Ward's 50 designation as a top-performing property-casualty insurance company for four consecutive years () and has been granted the Ivans Spark Award for innovation (). In October 2024, Newsweek and Statista included Merchants Insurance Group on their first-ever America's Most Reliable Companies list, which highlights organizations that other companies can feel confident doing business with in 2025. Of 1,500 B2B companies evaluated, Merchants was one of only 300 companies to make the list. Merchants offers its colleagues a Hybrid work schedule. The Hybrid work schedule requires 8 full days per month in the office, with the option to work the remaining days at home or in the office. This exciting Hybrid Work benefit offers colleagues a flexible work schedule with the ability to remain connected with their Merchants team and colleagues. Essential Duties and Responsibilities include, but are not limited to: Cultivating solid relationships with Agents and internal staff while working towards achieving the most optimal outcomes for Merchants and our policyholders. Works with the underwriting assistant to ensure adherence to corporate underwriting policy and service standards. Reviews accounts beyond individual authority with the Regional Underwriting Manager or Supervisor and recommends a course of action. Achieve commercial lines regional production goals and loss ratio objectives for assigned territory. Attend in-person and virtual Agency meetings. Qualifications & Skills: College degree or equivalent work experience. Minimum of 5 years commercial lines underwriting experience. Strong background in commercial underwriting Prior experience developing and building agency relationships. Property and Casualty insurance related coursework is a plus i.e. CPCU. Previous Agency relationships within the local insurance industry are highly desirable. Microsoft Office knowledge as well as the ability to work with internal company systems (WINS, ImageRight etc.). Strong communication, organizational and computer skills. Merchants Insurance Group Pay information: Merchants Insurance Group offers a competitive pay scale. Merchants Insurance Group offers a competitive pay scale. The estimated salary for this role ranges from $75,000 - $100,000 based on leveling and geography, along with an equity component and a comprehensive benefits package. This range is merely an estimate; actual compensation may deviate from this range based on skills, experience and qualifications. Merchants Insurance Group Benefits: Welcoming and positive work environment. Colleague Appreciation events. Flexible work arrangements, including flex scheduling and summer hours. Hybrid work schedule. The Hybrid work schedule will require 8 full days per month in the office, with the option to work the remaining days per month at home or in the office Flexible work arrangements, including flex scheduling and summer hours. Competitive pay scale. Outstanding company bonus program. Generous paid time off package. Full Benefits: Health, Dental, Vision, Life Insurance, Short Term Disability, 401(k) employer match amount is 100% up to 6% of your annual contributions. You are immediately 100% vested in the employer match dollars. Tuition Reimbursement. And many more exciting company benefits  EOE

Commercial Lines Underwriter

Santander Holdings USA Inc

Community Development Finance Underwriter<p></p><p></p>Country: United States of America<p></p><p></p><p><b>Your Journey Starts Here:</b></p><p>Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.</p><p></p><p>An exciting journey awaits, if you are interested in exploring the possibilities <b>We Want to Talk to You!</b></p><p></p><p></p><p></p><p><b>The Difference You Make:</b><br />The Community Development Finance Underwriter is responsible for underwriting community development equity investments and loans for the Company's Community Reinvestment Act (CRA) Program. Will manage complex commercial accounts that meet the Company's community development investment and loan requirements and maximizes profitability while minimizing risk. Will be the primary credit contact for new, complex community development transactions including Low-Income Housing Tax Credit (LIHTC), New Market Tax Credit and Small Business Investment Company investments, Community Development Financial Institution (CDFI) loans and LIHTC lending.</p><p></p><p></p><ul><li>Leads the due diligence process on new investments and loans including conducting due diligence and financial analysis and working with credit professionals to produce summary memos for new investments and loans.</li><li>Develops and maintains relationships with community based organizations, public sector leaders and private sector organizations developing affordable housing and economic development projects.</li><li>Identifies, evaluates, structures and documents new investments and loans. Performs site visits to investment opportunities.</li><li>Works with credit, compliance, and internal and external auditors to ensure investments and loans are originated and managed within policy and applicable laws and regulations.</li><li>Monitors transactions within assigned portfolios, in partnership with Finance, portfolio management and underwriting, and takes action as appropriate.</li><li>Ensures own work is in compliance with applicable laws, regulations and guidelines, as detailed in policies located on the Company Intranet; policies include but are not limited to Fair Lending, Know Your Customer, Bank Secrecy Act and other applicable anti-money-laundering policies.</li><li>Ensures documentation complies with internal policies and procedures and facilitates management and regulatory reporting.</li><li>Participates in preparing, interpreting and communicating periodic self-assessments of the Company's Community Development Finance portfolio.</li></ul><p></p><p></p><p><b>What You Bring:</b><br />To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.</p><p></p><ul><li>3-5+ Years experience in affordable housing, economic development or other community development origination, underwriting or portfolio management.</li><li>Extensive experience developing and structuring community development finance transactions including LIHTC, NMTC or CDFI lending and investment.</li><li>Bachelor's Degree or equivalent work experience: Finance, Business, Political Science or other equivalent field - Required.</li></ul><ul><li>3-5+ Years experience in similar role.</li><li>Excellent, sales, persuasion and negotiation skills required to represent the Company's interests in negotiations.</li><li>Demonstrated ability to manage public/private partnerships including excellent project management skills, and the ability to build relationships across public, private and not-for-profit sectors.</li><li>In-depth knowledge of CRA and Fair Lending regulations required, including HMDA and ECOA.</li><li>Ability to communicate the organizational CRA strategies, goals, current needs and risk/reward appetite for community development loans and investments to market leadership and business unit managers.</li></ul><p></p><p><b>Certifications:</b></p><ul><li>No Certifications listed for this job.</li></ul><p></p><p><b>It Would Be Nice For You To Have:</b></p><p></p><ul><li>Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.</li><li>Experience in Microsoft Office products.</li></ul><p></p><p></p><p><b> What Else You Need To Know </b><b>:</b></p><p>The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.</p><p></p><p></p> <b><b>Base Pay Range</b></b> <p>Minimum:</p> $71,250.00 USD <p>Maximum:</p> $122,500.00 USD<p></p><p></p><p><b> Link to Santander Benefits: </b></p><p><u><b> Santander Benefits - 2025 Santander OnGoing/NH eGuide () </b></u></p><p></p><p></p><p><b> Risk Culture: </b></p><p>We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.</p><p></p><p><b> EEO Statement: </b></p><p> At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. <br /><br /><b> Working Conditions </b>:</p><p> Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required . <br /><br /><b>Employer Rights:</b></p><p>This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.</p><p></p><p></p><p><b> What </b><b> To Do Next </b><b>:</b></p><p>If this sounds like a role you are interested in, then please apply.</p><p></p><p></p><p> We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs. </p><br><br><p><strong>Primary Location: </strong>New York, NY, Madison Ave Corp</p><br><p><strong>Other Locations: </strong>New York-New York</p><br><p><strong>Organization: </strong>Santander Bank N.A.</p><img src="https://www.jobg8.com/Tracking.aspx?v664xeHPeopudp3kJCMoc6LKRv5q3%2faqm" width="0" height="0" />

Community Development Finance Underwriter

<p>Community Development Finance Underwriter</p>Country: United States of America<p><b>Your Journey Starts Here:</b></p><p>Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.</p><p>An exciting journey awaits, if you are interested in exploring the possibilities <b>We Want to Talk to You!</b></p><p><b>The Difference You Make:</b><br>The Community Development Finance Underwriter is responsible for underwriting community development equity investments and loans for the Company's Community Reinvestment Act (CRA) Program. Will manage complex commercial accounts that meet the Company's community development investment and loan requirements and maximizes profitability while minimizing risk. Will be the primary credit contact for new, complex community development transactions including Low-Income Housing Tax Credit (LIHTC), New Market Tax Credit and Small Business Investment Company investments, Community Development Financial Institution (CDFI) loans and LIHTC lending.</p><ul><li>Leads the due diligence process on new investments and loans including conducting due diligence and financial analysis and working with credit professionals to produce summary memos for new investments and loans.</li><li>Develops and maintains relationships with community based organizations, public sector leaders and private sector organizations developing affordable housing and economic development projects.</li><li>Identifies, evaluates, structures and documents new investments and loans. Performs site visits to investment opportunities.</li><li>Works with credit, compliance, and internal and external auditors to ensure investments and loans are originated and managed within policy and applicable laws and regulations.</li><li>Monitors transactions within assigned portfolios, in partnership with Finance, portfolio management and underwriting, and takes action as appropriate.</li><li>Ensures own work is in compliance with applicable laws, regulations and guidelines, as detailed in policies located on the Company Intranet; policies include but are not limited to Fair Lending, Know Your Customer, Bank Secrecy Act and other applicable anti-money-laundering policies.</li><li>Ensures documentation complies with internal policies and procedures and facilitates management and regulatory reporting.</li><li>Participates in preparing, interpreting and communicating periodic self-assessments of the Company's Community Development Finance portfolio.</li></ul><p><b>What You Bring:</b><br>To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.</p><ul><li>3-5+ Years experience in affordable housing, economic development or other community development origination, underwriting or portfolio management.</li><li>Extensive experience developing and structuring community development finance transactions including LIHTC, NMTC or CDFI lending and investment.</li><li>Bachelor's Degree or equivalent work experience: Finance, Business, Political Science or other equivalent field - Required.</li></ul><ul><li>3-5+ Years experience in similar role.</li><li>Excellent, sales, persuasion and negotiation skills required to represent the Company's interests in negotiations.</li><li>Demonstrated ability to manage public/private partnerships including excellent project management skills, and the ability to build relationships across public, private and not-for-profit sectors.</li><li>In-depth knowledge of CRA and Fair Lending regulations required, including HMDA and ECOA.</li><li>Ability to communicate the organizational CRA strategies, goals, current needs and risk/reward appetite for community development loans and investments to market leadership and business unit managers.</li></ul><p><b>Certifications:</b></p><ul><li>No Certifications listed for this job.</li></ul><p><b>It Would Be Nice For You To Have:</b></p><ul><li>Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.</li><li>Experience in Microsoft Office products.</li></ul><p><b> What Else You Need To Know </b><b>:</b></p><p>The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.</p> <b><b>Base Pay Range</b></b> <p>Minimum:</p> $71,250.00 USD <p>Maximum:</p> $122,500.00 USD<p><b> Link to Santander Benefits: </b></p><p><u><b>Santander Benefits - 2025 Santander OnGoing/NH eGuide ()</b></u></p><p><b> Risk Culture: </b></p><p>We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.</p><p><b> EEO Statement: </b></p><p> At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. <br><br><b> Working Conditions </b>:</p><p> Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required . <br><br><b>Employer Rights:</b></p><p>This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.</p><p><b> What </b><b> To Do Next </b><b>:</b></p><p>If this sounds like a role you are interested in, then please apply.</p><p> We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs. </p><br><br><p><strong>Primary Location: </strong>New York, NY, Madison Ave Corp</p><br><p><strong>Other Locations: </strong>New York-New York</p><br><p><strong>Organization: </strong>Santander Bank N.A.</p><img src="https://www.jobg8.com/Tracking.aspx?Efpc8UlCsYfag%2bOBe0%2b%2bMygvqoTcJkp0u" width="0" height="0" />

AXA XL

<ul><li>225 Liberty Street Floors 40 and 41, NEW YORK, US, 10281; CHICAGO</li><li>
UNDERWRITING</li><li>
4434</li><li>
Band B</li><li>
Kristen Nagy</li></ul>
<br><div><h2 class="jobSectionHeader"><b>Job Description
</b></h2><div><div><p>At AXA XL, our ambition is to unlock a more sustainable and prosperous tomorrow by helping businesses navigate the world&rsquo;s risks. In the Americas, we live up to that ambition by delivering value far beyond the insurance policies we provide. We confront our clients&rsquo; risk management challenges by finding solutions that further their strategic goals and help them build more sustainable, thriving businesses.</p><p>
As a newly established business division of AXA XL, our Middle Market business focuses on expanding AXA XL&rsquo;s offerings to mid-sized clients in the US Commercial P&amp;C market.</p><p>
We have an exciting opportunity for an Associate Underwriter to join an established Excess Casualty underwriting team in a rapidly growing and dynamic division. The individual will be responsible for servicing a renewal book and producing new business through exceptional underwriting practices for the US.</p></div><p></p><h2 class="jobSectionHeader"><b><br>
What</b><b> </b><b>You&rsquo;ll Be Doing</b></h2><p>
What will your essential responsibilities include?</p><ul><li>
Build and enhance relationships with assigned brokers and clients to identify and establish new distribution opportunities.</li><li>
Collaborate across business units and functions to leverage existing resources to underwrite, manage, and service an Excess Casualty renewal book and produce new business in accordance with the Excess Casualty underwriting unit goals.</li><li>
Exercise discretion and independent judgment in the analysis and evaluation of risk, including attachment points, limits, and coverage terms.</li><li>
Participate in roundtable discussions on risk assessment and underwriting strategy.</li><li>
Negotiate with producers within the limits of delegated authority and in accordance with established underwriting standards to achieve profit objectives.</li><li>
Build expertise within the Excess Casualty portfolio community to address the evolving needs of our clients.</li><li>
Maintain compliance with all internal and external underwriting guidelines and legal requirements.</li></ul><p>
You will report to the Underwriting Manager.</p><div></div><h2 class="jobSectionHeader"><b><br>
What</b><b> </b><b>You&rsquo;ll Bring
</b></h2><p>We&rsquo;re looking for someone who has these abilities and skills:</p><ul><li>
Some underwriting or underwriting support experience, preferably within the Excess Casualty or broader casualty insurance space.</li><li>
Exceptional organizational and time management skills with the ability to perform accurate mathematical calculations.</li><li>
Robust collaborative skills in a fast-paced, team-centric environment.</li><li>
Outstanding interpersonal, presentation, written, and verbal communication skills.</li><li>
The ability to demonstrate critical thinking, decision making, and problem-solving skills.</li><li>
The ability to travel a minimum of 10% of the time is anticipated.</li><li>
A bachelor&rsquo;s degree is required.</li><li>
Continuing education or professional designations in insurance underwriting such as Chartered Property Casualty Underwriter (CPCU), Associate in Commercial Underwriting (AU), or Registered Professional Liability Underwriter (RPLU) are preferred but not required.</li></ul><h2 class="jobSectionHeader"><b>
Who</b><b> </b><b>We</b><b> </b><b>Are</b></h2><div>
AXA XL, the P&amp;C and specialty risk division of AXA, is known for solving complex risks. For mid-sized companies, multinationals, and even some inspirational individuals, we don&rsquo;t just provide re/insurance&mdash;we reinvent it.</div><div></div><div><br>
How? By combining a comprehensive and efficient capital platform, data-driven insights, leading technology, and the best talent in an agile and inclusive workspace, empowered to deliver top client service across all our lines of business property, casualty, professional, financial lines, and specialty.</div><div>
With an innovative and flexible approach to risk solutions, we partner with those who move the world forward.</div><div></div><div><br>
Learn more at axaxl.com</div><div></div><h2 class="jobSectionHeader"><b><br>
What</b><b> </b><b>We</b><b> </b><b>Offer</b></h2><p><b>
Inclusion &amp; Diversity</b></p><div>
AXA XL is committed to equal employment opportunity and will consider applicants regardless of gender, sexual orientation, age, ethnicity and origins, marital status, religion, disability, or any other protected characteristic.</div><div><div><br>
</div></div><div>At AXA XL, we know that an inclusive culture and a diverse workforce enable business growth and are critical to our success. That&rsquo;s why we have made a strategic commitment to attract, develop, advance and retain the most diverse workforce possible, and create an inclusive culture where everyone can bring their full selves to work and can reach their highest potential. <i>It&rsquo;s about helping one another &mdash; and our business &mdash; to move forward and succeed.</i></div><br>
<div></div><ul><li>
Five Business Resource Groups focused on gender, LGBTQ+, ethnicity and origins, disability and inclusion with 20 Chapters around the globe
</li><li>Robust support for Flexible Working Arrangements
</li><li>Enhanced family friendly leave benefits
</li><li>Named to the Diversity Best Practices Index
</li><li>Signatory to the UK Women in Finance Charter</li></ul><div></div><div><br>
Learn more at axaxl.com/about-us/inclusion-and-diversity. AXA XL is an Equal Opportunity Employer.</div><div></div><div><b><br>
Sustainability</b></div><div><div><br>
</div></div><div>At AXA XL, Sustainability is integral to our business strategy. In an ever-changing world, AXA XL protects what matters most for our clients and communities. We know that sustainability is at the root of a more resilient future. Our 2023-26 Sustainability strategy, called &ldquo;Roots of resilience,&rdquo; focuses on protecting natural ecosystems, addressing climate change, and embedding sustainable practices across our operations.</div><div><div><br>
</div></div><div>Our Pillars:</div><div></div><ul><li><b><br>
Valuing nature: </b>How we impact nature affects how nature impacts us. Resilient ecosystems - the foundation of a sustainable planet and society &ndash; are essential to our future. We&rsquo;re committed to protecting and restoring nature &ndash; from mangrove forests to the bees in our backyard &ndash; by increasing biodiversity awareness and inspiring clients and colleagues to put nature at the heart of their plans.</li><li><b>
Addressing climate change: </b>The effects of a changing climate are far reaching and significant. Unpredictable weather, increasing temperatures, and rising sea levels cause both social inequalities and environmental disruption. We're building a net zero strategy, developing insurance products and services, and mobilizing to advance thought leadership and investment in societal-led solutions.</li><li><b>
Integrating ESG: </b>All companies have a role to play in building a more resilient future. Incorporating ESG considerations into our internal processes and practices builds resilience from the roots of our business. We&rsquo;re training our colleagues, engaging our external partners, and evolving our sustainability governance and reporting.</li><li><b>
AXA Hearts in Action</b>: We have established volunteering and charitable giving programs to help colleagues support causes that matter most to them, known as AXA XL&rsquo;s &ldquo;Hearts in Action&rdquo; programs. These include our Matching Gifts program, Volunteering Leave, and our annual volunteering day &ndash; the Global Day of Giving.</li></ul><div><div><br>
</div></div><div>For more information, please see Sustainability at AXA XL.</div><div></div><div><br>
The U.S. pay range for this position is USD 78,000 &ndash; 123,200. Actual pay will be determined based upon the individual&rsquo;s skills, experience, and location. We strive for market alignment and internal equity with our colleagues&rsquo; pay.</div><div></div><div><br>
At AXA XL, we know how important physical, mental, and financial health are to our employees, which is why we are proud to offer benefits such as a competitive retirement savings plan, health and wellness programs, and many other benefits. We<b> </b>also<b> </b>believe in fostering our colleagues' development and offer a wide range of learning opportunities for colleagues to hone their professional skills and to position themselves for the next step of their careers. For more details about<b> </b>AXA XL&rsquo;s benefits offering<b>s</b>, please visit US Benefits at a Glance 2025.</div></div></div><div></div>

Associate Underwriter- Excess, Middle Market

<ul><li>225 Liberty Street Floors 40 and 41, NEW YORK, US, 10281; CHICAGO</li><li>
UNDERWRITING</li><li>
4411</li><li>
Band B</li><li>
Kristen Nagy</li></ul>
<br><div><h2 class="jobSectionHeader"><b>Job Description
</b></h2><div><div><p>At AXA XL, our ambition is to unlock a more sustainable and prosperous tomorrow by helping businesses navigate the world&rsquo;s risks. In the Americas, we&rsquo;ll live up to that ambition by delivering value far beyond the insurance policies we provide. We&rsquo;re confronting our clients&rsquo; risk management challenges by finding solutions that further their strategic goals and help them build more sustainable, thriving businesses.</p><p>
As a newly established business division of AXA XL A our Middle Market business focuses on the expansion of AXA XL&rsquo;s current offerings to mid-sized clients in the US Commercial P&amp;C market.</p><p>
We have an exciting opportunity for an Associate Underwriter to join an established underwriting team in a rapidly growing and dynamic division. The individual will be responsible for servicing a renewal book and producing new business through exceptional underwriting practices for the assigned region.</p></div><div></div><h2 class="jobSectionHeader"><b><br>
What</b><b> </b><b>You&rsquo;ll Be Doing</b></h2><p>
What will your essential responsibilities include?</p><ul><li>
Underwrite a book of business for assigned brokers.</li><li>
Execute your own annual desk-level underwriting plan to achieve rate and retention goals.</li><li>
Adhere to underwriting guidelines, underwriting authorities and referral requirements as needed to Underwriting Manager, Chief Underwriting Officer, and Product Team.</li><li>
Ensuring high quality service standards and compliance with all internal audit guidelines.</li><li>
Working collaboratively in a team environment, assisting underwriters, underwriting assistants and management team.</li><li>
Cross-sell across Middle Market business unit to maximize deployment of AXA XL&rsquo;s capital.</li><li>
Travel throughout the territory for broker, client, and internal meetings.</li><li>
Acting as a representative of the company and our agents by attending internal/external company functions, agent sponsored and industry events.</li></ul><div><div><br>
</div>
You will report to the Head of Eastern Zone.</div><div></div><h2 class="jobSectionHeader"><b><br>
What</b><b> </b><b>You&rsquo;ll Bring
</b></h2><p>We&rsquo;re looking for someone who has these abilities and skills:</p><ul><li>
Basic knowledge of Middle Market underwriting or underwriting support experience.</li><li>
Proven organizational and desk management skills.</li><li>
Collaborative team player who provides creative solutions and ideas for resolution.</li><li>
Basic presentation, written and verbal communication skills.
</li><li>An introductory level of critical thinking, decision making, and problem-solving skills.</li><li>
Flexibility to travel within assigned territory.</li><li>
A bachelor&rsquo;s degree is required.</li></ul><h2 class="jobSectionHeader"><b>
Who</b><b> </b><b>We</b><b> </b><b>Are</b></h2><div>
AXA XL, the P&amp;C and specialty risk division of AXA, is known for solving complex risks. For mid-sized companies, multinationals and even some inspirational individuals we don&rsquo;t just provide re/insurance, we reinvent it.</div><div></div><div><br>
How? By combining a comprehensive and efficient capital platform, data-driven insights, leading technology, and the best talent in an agile and inclusive workspace, empowered to deliver top client service across all our lines of business property, casualty, professional, financial lines and specialty.</div><div></div><div><br>
With an innovative and flexible approach to risk solutions, we partner with those who move the world forward.</div><div></div><div><br>
Learn more at axaxl.com</div><div></div><h2 class="jobSectionHeader"><b><br>
What</b><b> </b><b>We</b><b> </b><b>Offer
</b></h2><p><b>Inclusion &amp; Diversity</b></p><div>
AXA XL is committed to equal employment opportunity and will consider applicants regardless of gender, sexual orientation, age, ethnicity and origins, marital status, religion, disability, or any other protected characteristic.</div><div><div><br>
</div></div><div>At AXA XL, we know that an inclusive culture and a diverse workforce enable business growth and are critical to our success. That&rsquo;s why we have made a strategic commitment to attract, develop, advance and retain the most diverse workforce possible, and create an inclusive culture where everyone can bring their full selves to work and can reach their highest potential. <i>It&rsquo;s about helping one another &mdash; and our business &mdash; to move forward and succeed.</i></div><br>
<div></div><ul><li>
Five Business Resource Groups focused on gender, LGBTQ+, ethnicity and origins, disability and inclusion with 20 Chapters around the globe
</li><li>Robust support for Flexible Working Arrangements
</li><li>Enhanced family friendly leave benefits
</li><li>Named to the Diversity Best Practices Index
</li><li>Signatory to the UK Women in Finance Charter</li></ul><div></div><div><br>
Learn more at axaxl.com/about-us/inclusion-and-diversity. AXA XL is an Equal Opportunity Employer.</div><div></div><div><b><br>
Sustainability</b></div><div><div><br>
</div></div><div>At AXA XL, Sustainability is integral to our business strategy. In an ever-changing world, AXA XL protects what matters most for our clients and communities. We know that sustainability is at the root of a more resilient future. Our 2023-26 Sustainability strategy, called &ldquo;Roots of resilience,&rdquo; focuses on protecting natural ecosystems, addressing climate change, and embedding sustainable practices across our operations.</div><div><div><br>
</div></div><div>Our Pillars:</div><div></div><ul><li><b><br>
Valuing nature: </b>How we impact nature affects how nature impacts us. Resilient ecosystems - the foundation of a sustainable planet and society &ndash; are essential to our future. We&rsquo;re committed to protecting and restoring nature &ndash; from mangrove forests to the bees in our backyard &ndash; by increasing biodiversity awareness and inspiring clients and colleagues to put nature at the heart of their plans.</li><li><b>
Addressing climate change: </b>The effects of a changing climate are far reaching and significant. Unpredictable weather, increasing temperatures, and rising sea levels cause both social inequalities and environmental disruption. We're building a net zero strategy, developing insurance products and services, and mobilizing to advance thought leadership and investment in societal-led solutions.</li><li><b>
Integrating ESG: </b>All companies have a role to play in building a more resilient future. Incorporating ESG considerations into our internal processes and practices builds resilience from the roots of our business. We&rsquo;re training our colleagues, engaging our external partners, and evolving our sustainability governance and reporting.</li><li><b>
AXA Hearts in Action</b>: We have established volunteering and charitable giving programs to help colleagues support causes that matter most to them, known as AXA XL&rsquo;s &ldquo;Hearts in Action&rdquo; programs. These include our Matching Gifts program, Volunteering Leave, and our annual volunteering day &ndash; the Global Day of Giving.</li></ul><div><div><br>
</div></div><div>For more information, please see Sustainability at AXA XL.</div><div></div><div><br>
The U.S. pay range for this position is USD 78,000 &ndash; 123,200. Actual pay will be determined based upon the individual&rsquo;s skills, experience, and location. We strive for market alignment and internal equity with our colleagues&rsquo; pay.</div><div></div><div><br>
At AXA XL, we know how important physical, mental, and financial health are to our employees, which is why we are proud to offer benefits such as a competitive retirement savings plan, health and wellness programs, and many other benefits. We<b> </b>also<b> </b>believe in fostering our colleagues' development and offer a wide range of learning opportunities for colleagues to hone their professional skills and to position themselves for the next step of their careers. For more details about<b> </b>AXA XL&rsquo;s benefits offering<b>s</b>, please visit US Benefits at a Glance 2025.</div></div></div><div></div>

Associate Underwriter- General Industries, Middle Market

SCOR

<div><p>The position is responsible for developing, marketing, and underwriting US Property Treaty business. While skillful underwriting is paramount, the candidate should also be a team player, willing to contribute to the broader goals of the team. As such, the candidate must possess effective communication and project management skills, working with both external and internal stakeholders, including clients, brokers, SCOR teams, claims, actuarial, legal, strategy, and senior management.&rdquo;.
</p><p>We are looking for a candidate who is comfortable with open-ended challenges and can succinctly and confidently recommend solutions, understanding that the process is as important as the outcome. The candidate will be expected to assume client management responsibilities, which require strong communication skills and engagement across supporting functions and lines of business.
</p><p>This position will be based in a SCOR office, either Chicago or New York City, and the candidate is expected to be in office several days per week. SCOR is committed to an &ldquo;in-office&rdquo; culture where people can collaborate, exchange ideas, and establish stronger working relationships, while still providing flexibility. To support employee work-life balance and increase opportunities for employees to excel every day, SCOR operates with a hybrid working arrangement: employees work 3 days per week in the office, with the flexibility to work 2 days per week remotely.</p></div>
<br><div><p><b>Underwriting
</b></p><ul><li><p>Evaluate new and renewal property treaty reinsurance programs
</p></li><li><p>Structure and negotiate appropriate terms and conditions that support SCOR appetite
</p></li><li><p>Evaluate and negotiate contract wording
</p></li><li><p>Evaluate and negotiate pricing in conjunction with actuarial and modeler support
</p></li><li><p>Monitor &amp; adhere to catastrophe capacity aggregations and allocations
</p></li><li><p>Perform underwriting audits for current and potential clients
</p></li><li><p>Discuss underwriting and management issues with executives at primary insurance client companies
</p></li><li><p>Collaborate with Client Managers to support client relationship management
</p></li><li><p>Actively monitor market trends and engage in strategic discussions with internal and external parties.
</p></li><li><p>Actively contribute to internal projects.
</p></li></ul><p><b>Marketing
</b></p><ul><li><p>Attend marketing visits to broker offices and establish marketing presence
</p></li><li><p>Identify clients that align with SCOR&rsquo;s appetite and are additive to the overall portfolio
</p></li><li><p>Identify brokers that handle accounts that fit the SCOR underwriting targets
</p></li><li><p>Attend industry conventions to promote SCOR
</p></li><li><p>Develop and maintain business relationships
</p></li></ul><p><b>Account Management
</b></p><ul><li><p>Work collaboratively with all internal parties to manage individual deals and overall client relationships
</p></li><li><p>Diligently maintain all documentation for assigned accounts as per SCOR guidelines
</p></li><li><p>Understand and adhere to SCOR underwriting and pricing guidelines</p></li></ul></div>
<br><div><ul><li>College degree or equivalent experience required.
</li><li>Reinsurance underwriting experience is highly preferred. Candidates should have at least 5 years of prior reinsurance underwriting or reinsurance broking experience, or a minimum of 7 years in primary underwriting.
</li><li>Strong knowledge of property (re)insurance market
</li><li>Strong communication, interpersonal and negotiation skills
</li><li>Willingness to travel up to 25% of the time and dedicate a considerable amount of time to developing broker and client relationships
</li><li>Positive attitude and a willingness to contribute and work collaboratively in a fast-paced environment
</li><li>Expertise in Cat XL underwriting a plus
</li><li>Strong Microsoft office skills, particularly Excel
</li><li>Working knowledge of Salesforce, Tableau, Power BI, Co-Pilot or similar tools is a plus
</li><li>Working knowledge of RMS and/or AIR a plus
</li><li>Willingness to collaborate and mentor rising star talent
</li></ul><div><i>Pay Range for roles performed in IL: $207,000-$280,000 NY: $225,000-$304,000 base salary per year. Actual salaries may vary based on various factors including but not limited to location,
</i></div><div><i>experience, role and performance. The range listed is just one component of SCOR's total compensation
</i></div><div><i>package for employees. Other rewards may include annual bonuses, short- and long-term incentives. In addition, we provide a variety of benefits to employees, including health insurance
</i></div><div><i>coverage, life and disability insurance, a retirement saving plan, paid holidays and paid time of</i></div></div>
<br><div><p>As a leading global reinsurer, SCOR offers its clients a diversified and innovative range of reinsurance and insurance solutions and services to control and manage risk. Applying &ldquo;The Art &amp; Science of Risk,&rdquo; SCOR uses its industry-recognized expertise and cutting-edge financial solutions to serve its clients and contribute to the welfare and resilience of society in around 160 countries worldwide.
</p><p>Working at SCOR means engaging with some of the best minds in the industry &ndash; actuaries, data scientists, underwriters, risk modelers, engineers, and many others &ndash; as we work together to find solutions to pressing challenges facing societies.
</p><p>As an international company, our common culture is defined by &ldquo;The SCOR Way.&rdquo; Serving both to build momentum that drives the Group forward and as a compass to guide our actions and choices, The SCOR Way is anchored by five core values, reflecting the input of employees at all levels of the Group. We care about clients, people, and societies. We perform with integrity. We act with courage. We encourage open minds. And we thrive through collaboration.
</p><p>SCOR supports inclusion and the diversity of talents, and all positions are open to people with disabilities.</p></div>

VP, Senior Property Treaty Underwriter

<p>USA Underwriting & Portfolio Management IC6-3</p>Country: United States of America<p><b>Your Journey Starts Here:</b></p><p>Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.</p><p>An exciting journey awaits, if you are interested in exploring the possibilities <b>We Want to Talk to You!</b></p><b>The Difference You Make:</b><br>The main function of the CIB Underwriting & Portfolio Management - IC6 is to assist the Underwriter(s) in analyzing, processing and packaging commercial loans.<br><br><ul><li>Collects, packages, reviews and reconciles loan application documents including financial/credit exhibits under various underwriting programs.</li><li>Orders and performs the preliminary review of all third party reports (appraisal, inspection and environmental) for compliance with guidelines.</li><li>Analyzes, interprets and underwrites complex transactions in compliance with respective agency guidelines.</li><li>Conducts detailed economic and demographic research to determine feasibility of transactions.</li><li>Assists the underwriter in preparing and presenting comprehensive loan approval package to credit committee.</li><li>Conducts inspections of physical assets.</li></ul><br><p><b>What You Bring:</b><br>To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.</p><ul><li>Bachelor's Degree or equivalent work experience: Finance, Accounting, Management, Economics or equivalent field. - Required.</li></ul><ul><li>3+ Years Related experience and/or training. - Required.</li></ul><ul><li>Excellent written and verbal communication skills.</li><li>Strong analytical skills and proficient with financial statements.</li><li>Ability to work in a fast paced environment with little supervision.</li><li>Ability to work well with others and on teams.</li><li>Demonstrated proficiency in Microsoft Office, including Word, Excel and PowerPoint.</li><li>Demonstrates strong judgment and sound credit skills.</li><li>Knowledge of Federal banking regulations.</li></ul><br><p><b>Certifications:</b></p><ul><li>No Certifications listed for this job.</li></ul><br><p><b>It Would Be Nice For You To Have:</b></p><ul><li>Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.</li><li>Experience in Microsoft Office products.</li></ul><p><b> What Else You Need To Know </b><b>:</b></p><p>The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.</p> <b><b>Base Pay Range</b></b> <p>Minimum:</p> $82,500.00 USD <p>Maximum:</p> $135,000.00 USD<p><b> Link to Santander Benefits: </b></p><p><u><b>Santander Benefits - 2025 Santander OnGoing/NH eGuide ()</b></u></p><p><b> Risk Culture: </b></p><p>We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.</p><p><b> EEO Statement: </b></p><p> At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. <br><br><b> Working Conditions </b>:</p><p> Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required . <br><br><b>Employer Rights:</b></p><p>This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.</p><p><b> What </b><b> To Do Next </b><b>:</b></p><p>If this sounds like a role you are interested in, then please apply.</p><p> We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs. </p><br><br><p><strong>Primary Location: </strong>New York, NY, Madison Ave Corp</p><br><p><strong>Other Locations: </strong>New York-New York</p><br><p><strong>Organization: </strong>Banco Santander S.A.</p>

USA Underwriting & Portfolio Management IC6-3

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VP, Senior Property Treaty Underwriter

USA Underwriting & Portfolio Management IC6-3