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global capital markets, alternative capital solutions – analyst Jobs in New York

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junior financial analyst

2026 cib analyst program Jobs in New York

2026 cib analyst program

credit risk analyst

Societe Generale

<div>
 Reference 260002D2
 <br/>
 <br/>
 <strong>
  Responsibilities
  <br/>
  <br/>
 </strong>
 <strong>
  Group Description:
  <br/>
  <br/>
 </strong>
 The TSC Group is an integral part of Global Banking and Advisory (GLBA) division of Societe Generale and provides financing and other services to a client base consisting of large and medium sized commodity merchants with a global or geographical specific footprint. The team in New York covers entities with operations in the Americas - mostly North America.
 <br/>
 <br/>
 <strong>
  Job Overview and Scope:
  <br/>
  <br/>
 </strong>
 Support the team in management of a portfolio of client relationships (existing and new) as well as in development expansion of these relationships. Main responsibility in first two years consist of company analysis, ongoing monitoring of financial reporting, ensuring compliance with financial metrics as well as broader policy and procedures. The analyst assists in drafting financing/credit proposals; work with relationship managers to obtain approvals from senior management and credit group, assist in closing deals, incl legal reviews. Monitor completed transactions, account reporting, recommend improvements, ensure data quality on clients in all banks systems. Adhere to Culture and Conduct requirements. Analyst is frequently assigned to various deal teams.
 <br/>
 <br/>
 <strong>
  Responsibilities:
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Monitor and report on account compliance and financial performance of assigned portfolio accounts. Learn the business and clients.
  </li>
  <li>
   Identify and report on operating and compliance variances to team management credit function and obtain requisite approvals from senior management for credit amendment(s).
  </li>
  <li>
   Analyze transactions, perform core due diligence processes, write credit analysis and ultimately full credit proposal &ndash; all in support of deal leaders.
  </li>
  <li>
   Perform annual reviews of relationships. Co-ordinate with other deal participants / banks.
  </li>
  <li>
   Participate in legal documentation processes.
  </li>
  <li>
   Generate ongoing questions to discuss with clients.
  </li>
  <li>
   Monitor revenues and returns generated by the bank on individual clients / transactions.
  </li>
  <li>
   Ensure data quality integrity for the assigned portfolio; and compliance with internal and external policies and procedures.
  </li>
  <li>
   Handle legal documentation where/when appropriate.
  </li>
  <li>
   Handle administrative requirements around closing / deal renewal processes.
  </li>
  <li>
   Develop effective working relationships with other departments (including credit group) and product specialists to incorporate their expertise
  </li>
  <li>
   in client management. Build business relationships with clients, industry peers, other banks and applicable industry associations. When appropriate participate in industry seminars and conferences to foster business networking and deal generation.
  </li>
  <li>
   Advise on portfolio developments and new opportunities.
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  Required
  <br/>
  <br/>
 </strong>
 <strong>
  Profile required
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Starter position with work / intern experience in finance - Business/Accounting/Math/Science degree.
  </li>
  <li>
   Analytic/systematic thinker, strong ability to identify core issues in business models and transactions.
  </li>
  <li>
   Understands financial statements/accounting: balance sheet, income statement, cash flow
  </li>
  <li>
   Experience in quantifying and qualifying business and financial risk.
  </li>
  <li>
   Some knowledge of corporate finance and financial market products.
  </li>
  <li>
   High-level competency in computer-based financial analysis and presentation (Microsoft Office)
  </li>
  <li>
   Team player creative, persistent, high energy, confident, results-oriented, good communicator, strong writing skills and committed to achieving objectives.
  </li>
  <li>
   Committed to meet deadlines.
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  Business insight
  <br/>
  <br/>
 </strong>
 Societe Generale is committed to offering an inclusive recruitment experience to all candidates. If you require any reasonable accommodations during the recruitment process, please do not hesitate to let our Recruiters know.
 <br/>
 <br/>
 <strong>
  OUR CULTURE:
  <br/>
  <br/>
 </strong>
 At Societe Generale, we live by our 4 core values of commitment, responsibility, team spirit and innovation. We are engaged and demonstrate consideration for others. We act ethically and with courage. We focus our talent and energy on collective success. We experiment and propose new ideas. This way, we maximize our ability to serve client needs and anticipate market changes. Societe Generale is committed to strengthening bonds with colleagues, communities, and the world in which we live, because relationships are at the heart of how we operate. For more information about our Culture and Conduct initiatives, please visit this link (https://americas.societegenerale.com/en/careers/get-know-culture/)
 <br/>
 <br/>
 <strong>
  DIVERSITY, INCLUSION &amp; BELONGING (&ldquo;DIB&rdquo;):
  <br/>
  <br/>
 </strong>
 Our DIB Mission: Recruit, develop, retain and advance a talented workforce that is united in our efforts to leverage our talent and further develop an inclusive environment that will enhance our competitive position and deliver innovative solutions to our clients. It seeks to foster an environment where employee differences are valued and where all employees feel engaged, supported, respected, and informed. For more information about our DIB initiatives, please visit this link: https://americas.societegenerale.com/en/careers/get-know-diversity/
 <br/>
 <br/>
 <strong>
  COMPENSATION:
  <br/>
  <br/>
 </strong>
 Base salary range does not include overtime pay, bonus and/or other benefits, where applicable. Actual base salary offer will vary based on skills and experience. The role is eligible for an annual discretionary bonus and includes a competitive benefits package including 401(k) plan with company match, medical/dental/vision, and other benefits for fertility, wellness, student loans and commuters.
</div>


Investment Banking Analyst - Trade & Sustainable Commodity Finance

Crédit Agricole CIB

<div>
 <p>
  <strong>
   Team and position
  </strong>
 </p>
 <p>
  <br/>
 </p>
 <p>
  Credit Agricole is among world top 10 banking groups. Our NY based Leveraged Finance team is directly responsible for origination and execution of LBOs with leading Private Equity Funds in North America, as well as financings for leveraged (non-investment grade) corporates, across loans and HY bonds. In addition, the team is also in charge of event driven financings (M&amp;A and IPO related) for Investment Grade clients, and of leveraged / structured financing transactions in the TMT sector, including the current wave of infrastructure flavored deals (towercos, data centers, fibercos, GPU Financings) with Infrastructure Funds, across North America and Latam. It is referred to internally as the &ldquo;LATFG&rdquo; team (Leveraged, Acquisition &amp; TMT Finance).
 </p>
 <p>
  <br/>
 </p>
 <p>
  Building on its recent successes, the team is expanding to support its strong growth ambitions. In order to address the increasing volumes of credit and reporting management work generated by our expanding loan portfolio, we are setting up a portfolio management (PFM) team.
 </p>
 <p>
  We are opening a Portfolio Management analyst position. The analyst will report to the Director in charge of Portfolio Management, with regular interaction with the origination part of LATFG team.
 </p>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Key Responsibilities
  </strong>
 </p>
 <p>
  1) Credit monitoring of our loan portfolio:
 </p>
 <p>
  Contribute to the ongoing credit monitoring work for part of the leveraged finance and TMT loan portfolio (current volume of about 70 deals): write up of annual reviews, credit papers in relation to
 </p>
 <p>
  waivers and amendments, quarterly write ups for loans under watch. In close coordination with
 </p>
 <p>
  respective deal/client teams.
 </p>
 <ul>
  <li>
   Proactively flag to LATFG manager and Portfolio Management Director and respective LATFG
  </li>
 </ul>
 <p>
  client teams any early warning signals of credit deterioration, concerns, or ideas for commercial
 </p>
 <p>
  opportunities
 </p>
 <ul>
  <li>
   Ensure timely propagation of internal rating decisions within the internal IT systems.
  </li>
 </ul>
 <p>
  Occasionally represent the team in the various credit committees (NY credit committee, CLF credit committee, CRC) and monitoring committees (Quarterly committees for underperforming loans or
 </p>
 <p>
  loans under watch &ldquo;SARs&rdquo; and &ldquo;SACs&rdquo;), underperforming or under watch loans
 </p>
 <ul>
  <li>
   Coordinate with CLF Losa team to monitor evolution of the portfolio (increases or reductions via amortization, prepayments, secondary trades etc)
  </li>
  <li>
   Coordinate with CLF Losa and respective deal/client teams to ensure authorizations recorded in internal systems are accurate and up to date.
  </li>
  <li>
   Maintain close coordination on all of the above tasks with respective LATFG client teams. Interact with clients whenever necessary to clarify credit related questions, in coordination with the LATFG
  </li>
 </ul>
 <p>
  client team.
 </p>
 <ul>
  <li>
   Review quarterly or annual information provided by client, connect to lender or investor calls
  </li>
 </ul>
 <p>
  organized by clients and relay summaries of meaningful information to LATFG team manager and
 </p>
 <p>
  respective LATFG client team.
 </p>
 <ul>
  <li>
   Depending on deal flow, there will also be occasional opportunities to get involved in live, new
  </li>
 </ul>
 <p>
  deals as part of the origination deal team.
 </p>
 <p>
  <br/>
 </p>
 <p>
  2) Contribute to Internal and Regulatory Reporting:
 </p>
 <ul>
  <li>
   Collect data and under PFM Director, assist with the regular requests for reporting from our
  </li>
 </ul>
 <p>
  internal stakeholders (HO business line, COO teams, RPC): monthly anomaly reports, monthly
 </p>
 <p>
  LevFin excel pipeline, quarterly portfolio review files, &ldquo;deals world&rdquo; database for LBOs, etc
 </p>
 <ul>
  <li>
   Contribute to recurring, ad hoc, and annual audits (NY annual and quarterly CUSO Loan Review, ad hoc NY portfolio reviews, Internal Audit &ldquo;Inspection Generale&rdquo;, add hoc CUSO reviews)
  </li>
  <li>
   Assist team manager and respective deal teams in ensuring that the CLF pipeline tool (&ldquo;Diamond&rdquo;) is up to date.
  </li>
  <li>
   Contribute to occasional ad hoc information requests when and as required
  </li>
  <li>
   Assist LATFG manager with periodic estimate of landing vs budget and other planning tasks
  </li>
 </ul>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Candidate background / experience
  </strong>
 </p>
 <ul>
  <li>
   Ideally 1-2 year experience in either a leveraged finance environment (portfolio management or origination and execution), or a credit risk / credit underwriting and monitoring function.
  </li>
  <li>
   Relevant academic background (BA/BS degree with economics/finance major coursework, ideally Master's degree &ndash; Msc Finance or MBA).
  </li>
 </ul>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Skills
  </strong>
 </p>
 <ul>
  <li>
   Strong quantitative and qualitative analytical skills
  </li>
  <li>
   Prior experience in financial analysis, cash flow modeling experience will be a plus
  </li>
  <li>
   Reliability, attention to detail and quality outputs,
  </li>
  <li>
   Good organizational skills: ability to keep track of deadlines, to organize its own work
  </li>
  <li>
   Good communication and interpersonal skills (ability to communicate seamlessly with LATFG deal teams, and capacity to interact convincingly and forcefully with internal partners, in particular with RPC &amp; senior representatives from Bus Line or coverage)
  </li>
  <li>
   MS Office suite proficiency
  </li>
  <li>
   Fluency in a second language (in particular French, Portuguese, Spanish) is a strong positive.
  </li>
 </ul>
</div>


Leveraged, Acquisition & TMT Finance Americas – Portfolio Management - Analyst

M&T Bank

<div><div>Overview:</div><div>
A member of the Commercial Credit team that partners with senior team members supporting the duties of underwriting and the on going monitoring of a portfolio of commercial real estate credit relationships. Responsible for performing supporting analysis, identifying risk issues, and completing sections of credit analysis, as needed, to assess the creditworthiness of commercial clients.</div><div></div><div>
Primary Responsibilities:</div><ul><li>
Facilitate the credit needs of customers by underwriting new requests and material modifications from deal screen through approval and for the life of the loan. This analysis may include recommending adding or removing conditions.</li><li>
Manage the ongoing credit risk of existing loan portfolios through continuous credit monitoring (CCM) activities enabling the timely identification of emerging credit risk so that appropriate actions can be taken to manage the risk, minimize losses and assign an accurate risk rating. A CCM program includes but is not limited to annual reviews, interim update memos, a covenant monitoring program, problem loan management, early warning indicators, and other forms of credit surveillance.</li><li>
Review all pertinent credit and financial information, including but not limited to financial statements, tax returns, due diligence reports, credit bureaus, appraisals, internal credit information, industry research and peer data. Determine the need for more thorough investigation or additional information.</li><li>
Analyze financial information and related materials and complete the credit analyses for the Bank&rsquo;s commercial transactions. Written analyses to include an independent credit quality assessment with well-supported risk rating, identification of and description of credit risks and mitigants, industry concerns, market trends, financial trends, and other pertinent credit issues of respective deals.</li><li>
Make appropriate structure recommendations based on an analysis and evaluation of scenarios including the company's case, bank's base case and a downside case.</li><li>
As part of managing the ongoing credit risk of existing portfolios, identify suspicious activity and activity that may be contrary to customer's interest.</li><li>
Partner proactively with relationship managers (RM) and be intimately involved throughout the deal process, from deal screen through approval and for the life of the loan to maintain timely and accurate risk ratings for a portfolio of commercial credits. Spread financial statements and prepare financial / projection models designed to sensitize various conditions impacting the proposed transaction.</li><li>
Prepare cash flow, collateral schedules, covenant sensitivity calculations, financial models, and guarantor statement analysis as appropriate.</li><li>
Attend client/prospect calls with RMs to gain a thorough understanding of the client/prospect and their business to effectively analyze and underwrite the proposed transaction. Based on underwriting parameters, recommend the risk rating.</li><li>
Prepare summary, present facts, and offers opinions concerning credit-worthiness.</li><li>
Present analysis or address questions during credit request discussions or committee presentations.</li><li>
Ensure credit policy compliance by verifying adherence of underwriting to the Commercial Credit Policy and commenting on any risk associated with non-compliance.</li><li>
Understand and adhere to the Company&rsquo;s risk and regulatory standards, policies and controls in accordance with the Company&rsquo;s Risk Appetite. Identify risk-related issues needing escalation to management.</li><li>
Promote an environment that supports belonging and reflects the M&amp;T Bank brand.</li><li>
Maintain M&amp;T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.</li><li>
Complete other related duties as assigned.</li></ul><div></div><div>
Scope of Responsibilities:</div><div>
Commercial Credit is responsible for the credit delivery of the Bank's commercial clients throughout the credit lifecycle. Credit assessments range from initial analyses of new relationships to the Bank to material modifications or restructurings of long-term relationships and ongoing monitoring through the life of the loan. Commercial Credit is also responsible for ensuring the accurate completion of the Bank's risk rating scorecards and financial statement spreads. The work completed in this capacity is used to make credit decisions for new or renewed or amended credit transactions.</div><div>
The position interacts with commercial banking relationship managers throughout the bank&rsquo;s footprint and industry verticals as well as other internal personnel on credit approvals.</div><div>
Customer interaction is expected.</div><div>
Works independently with limited supervision.</div><div></div><div>
Supervisory/Managerial Responsibilities:</div><div>
N/A</div><div></div><div>
Education and Experience Required:</div><div>
Bachelor's degree in Accounting, Finance, Economics or related field and 2 years&rsquo; experience in commercial credit, public accounting, financial statement preparation/analysis or other financial analysis. In lieu of a degree, a combined minimum 6 years' higher education and work experience to include 2 years&rsquo; experience in commercial credit, public accounting, financial statement preparation/analysis or other financial analysis.</div><div>
Strong analytical skills with proficiency in financial modeling and analysis of credit metrics.</div><div>
Strong verbal and written communication skills.</div><div>
Critical thinking and problem-solving abilities.</div><div>
Attention to detail with a high level of accuracy.</div><div>
Strong organizational and time management skills.</div><div>
Ability to work independently and as a part of a team.</div><div>
Customer focused with strong interpersonal skills.</div><div>
Proficiency with Microsoft Office.</div><div></div><div>
Education and Experience Preferred:</div><div>
Experience with Capital IQ, FactSet, and Bloomberg preferred.</div><div></div>
M&amp;T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $87,200.00 - $145,400.00 Annual (USD). The successful candidate&rsquo;s particular combination of knowledge, skills, and experience will inform their specific compensation.<div></div><div>
Location</div>
New York, New York, United States of America</div>

Commercial Credit Senior Analyst, CRE

Moody's

<div><p>At Moody's, we unite the brightest minds to turn today&rsquo;s risks into tomorrow&rsquo;s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are&mdash;with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody&rsquo;s is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we&rsquo;re advancing AI to move from insight to action&mdash;enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.</p><p>
If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity.</p><div><div><div><h2 class="jobSectionHeader"><b>
Skills and Competencies
</b></h2></div><div><ul><li>Minimum of 6+ years of substantial credit and financial analysis experience. Strong analytical ability and technical skills in accounting, financial statement and cash flow-based analysis, capital structures and debt documentation.</li><li>
Intellectual curiosity, honesty, thoroughness, sound judgment and ability to work independently and in a team. Ensure a free exchange of perspectives in an inclusive and open-minded manner.</li><li>
Excellent communication skills. Able to communicate clearly and succinctly verbally and in writing.</li><li>
Outstanding people skills. Ability to build strong professional relationships at all levels (including C-suite) and represent the Moody&rsquo;s brand credibly and effectively.</li><li>
Diligence, sense of ownership and ability to meet tight deadlines with high quality outcomes.</li><li>
Adaptable, with a change mindset and willing to learn new technologies and tools.</li><li>
Committed to continually learn and grow, authentic and passionate about caring for and inspiring others, engaging with multi-cultural awareness.</li></ul></div></div><div><div><h2 class="jobSectionHeader"><b>
Education
</b></h2></div><div><ul><li>Bachelor's degree required and master&rsquo;s degree preferred.</li></ul></div></div><div><div><h2 class="jobSectionHeader"><b>
Responsibilities
</b></h2></div><div><ul><li>Ensure ratings accuracy for the assigned portfolio through rigorous and timely credit analysis. Maintain an in-depth knowledge of relevant sectors and issuers. Articulate robust credit views and make recommendations to rating committees. React promptly to new developments and market events.</li><li>
Build rapport with management teams and the broader marketplace, communicating critical credit views that enhance Moody&rsquo;s Ratings&rsquo; relevance, expand our brand and reputation as a trusted source of credit insight.</li><li>
Publish topical, thought-leading, forward-looking, and transparent research reports.</li><li>
Collaborate at all levels internally; coach junior associates and develop their credit skills.</li><li>
Cultivate relationships with the highest level of professional integrity, transparency, and fairness.</li><li>
Embrace new technologies that support efficiency and process improvement</li><li>
Embody Moody&rsquo;s values.</li></ul></div></div><div><div><h2 class="jobSectionHeader"><b>
About the team</b></h2>
</div><div><p>
The US Corporate Finance Group (CFG) is hiring an AVP - Analyst who will manage a portfolio of high yield and investment grade corporate credits within the homebuilding, building materials and packaging team coverage. This is a high-profile opportunity for someone who is passionate about demonstrating their credit and analytic competence while engaging with C-suite executives and the broader marketplace.</p></div></div></div><p>
For US-based roles only: the anticipated hiring base salary range for this position is $163,300.00 - $236,800.00, depending on factors such as experience, education, level, skills, and location. This range is based on a full-time position. In addition to base salary, this role is eligible for incentive compensation. Moody&rsquo;s also offers a competitive benefits package, including not but limited to medical, dental, vision, parental leave, paid time off, a 401(k) plan with employee and company contribution opportunities, life, disability, and accident insurance, a discounted employee stock purchase plan, and tuition reimbursement.<br>
<br>
Moody&rsquo;s is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, sex, gender, age, religion or creed, national origin, ancestry, citizenship, marital or familial status, sexual orientation, gender identity, gender expression, genetic information, physical or mental disability, military or veteran status, or any other characteristic protected by law. Moody&rsquo;s also provides reasonable accommodation to qualified individuals with disabilities or based on a sincerely held religious belief in accordance with applicable laws. If you need to inquire about a reasonable accommodation, or need assistance with completing the application process, please email accommodations@moodys.com. This contact information is for accommodation requests only, and cannot be used to inquire about the status of applications.</p><p>
For San Francisco positions, qualified applicants with criminal histories will be considered for employment consistent with the requirements of the San Francisco Fair Chance Ordinance.</p><p>
This position may be considered a promotional opportunity, pursuant to the Colorado Equal Pay for Equal Work Act.</p><p><br>
<br>
Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody&rsquo;s Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.<br>
<br>
For more information on the Securities Trading Program, please refer to the STP Quick Reference guide on ComplianceNet<br>
<br>
Please note: STP categories are assigned by the hiring teams and are subject to change over the course of an employee&rsquo;s tenure with Moody&rsquo;s.</p></div>

AVP-Analyst (homebuilding, building materials and packaging)

<div><p>At Moody's, we unite the brightest minds to turn today&rsquo;s risks into tomorrow&rsquo;s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are&mdash;with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody&rsquo;s is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we&rsquo;re advancing AI to move from insight to action&mdash;enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.</p><p>
If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity.</p><div><div><div><h2 class="jobSectionHeader"><b>
Skills and Competencies</b></h2>
</div><div><ul><li>Minimum of 8+ years of substantial credit and financial analysis experience. Strong analytical ability and technical skills in accounting, financial statement and cash flow-based analysis, capital structures and debt documentation.</li><li>
Intellectual curiosity, honesty, thoroughness, sound judgment and ability to work independently and in a team. Ensure a free exchange of perspectives in an inclusive and open-minded manner.</li><li>
Excellent communication skills. Able to communicate clearly and succinctly verbally and in writing.</li><li>
Outstanding people skills. Ability to build strong professional relationships at all levels (including C-suite) and represent the Moody&rsquo;s brand credibly and effectively.</li><li>
Diligence, sense of ownership and ability to meet tight deadlines with high quality outcomes.</li><li>
Adaptable, with a change mindset and willing to learn new technologies and tools. &middot; Committed to continually learn and grow, authentic and passionate about caring for and inspiring others, engaging with multi-cultural awareness.</li></ul></div></div><div><div><h2 class="jobSectionHeader"><b>
Education</b></h2>
</div><div><ul><li>Bachelor's degree required and master&rsquo;s degree preferred.</li></ul></div></div><div><div><h2 class="jobSectionHeader"><b>
Responsibilities</b></h2>
</div><div><ul><li>Ensure ratings accuracy for the assigned portfolio through rigorous and timely credit analysis. Maintain an in-depth knowledge of relevant sectors and issuers. Articulate robust credit views and make recommendations to rating committees. React promptly to new developments and market events.</li><li>
Build rapport with management teams and the broader marketplace, communicating critical credit views that enhance Moody&rsquo;s Ratings&rsquo; relevance, expand our brand and reputation as a trusted source of credit insight.</li><li>
Publish topical, thought-leading, forward-looking, and transparent research reports.</li><li>
Collaborate at all levels internally; coach junior associates and develop their credit skills.</li><li>
Cultivate relationships with the highest level of professional integrity, transparency, and fairness.</li><li>
Embrace new technologies that support efficiency and process improvement</li><li>
Embody Moody&rsquo;s values.</li></ul></div></div><div><div><h2 class="jobSectionHeader"><b>
About the team</b></h2>
</div><div><p>
The US Corporate Finance Group (CFG) is hiring a VP - Senior Analyst who will manage a portfolio of high yield and investment grade corporate credits within the Real Estate and Gaming team coverage. This is a high-profile opportunity for someone who is passionate about demonstrating their credit and analytic competence while engaging with C-suite executives and the broader marketplace.</p></div></div></div><p>
For US-based roles only: the anticipated hiring base salary range for this position is $198,300.00 - $287,550.00, depending on factors such as experience, education, level, skills, and location. This range is based on a full-time position. In addition to base salary, this role is eligible for incentive compensation. Moody&rsquo;s also offers a competitive benefits package, including not but limited to medical, dental, vision, parental leave, paid time off, a 401(k) plan with employee and company contribution opportunities, life, disability, and accident insurance, a discounted employee stock purchase plan, and tuition reimbursement.<br>
<br>
Moody&rsquo;s is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, sex, gender, age, religion or creed, national origin, ancestry, citizenship, marital or familial status, sexual orientation, gender identity, gender expression, genetic information, physical or mental disability, military or veteran status, or any other characteristic protected by law. Moody&rsquo;s also provides reasonable accommodation to qualified individuals with disabilities or based on a sincerely held religious belief in accordance with applicable laws. If you need to inquire about a reasonable accommodation, or need assistance with completing the application process, please email accommodations@moodys.com. This contact information is for accommodation requests only, and cannot be used to inquire about the status of applications.</p><p>
For San Francisco positions, qualified applicants with criminal histories will be considered for employment consistent with the requirements of the San Francisco Fair Chance Ordinance.</p><p>
This position may be considered a promotional opportunity, pursuant to the Colorado Equal Pay for Equal Work Act.</p><p><br>
<br>
Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody&rsquo;s Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.<br>
<br>
For more information on the Securities Trading Program, please refer to the STP Quick Reference guide on ComplianceNet<br>
<br>
Please note: STP categories are assigned by the hiring teams and are subject to change over the course of an employee&rsquo;s tenure with Moody&rsquo;s.</p></div>

VP-Senior Analyst (Real Estate and Gaming team)

Sumitomo Group

<div><p>SMBC Group is a top-tier global financial group. Headquartered in Tokyo and with a 400-year history, SMBC Group offers a diverse range of financial services, including banking, leasing, securities, credit cards, and consumer finance. The Group has more than 130 offices and 80,000 employees worldwide in nearly 40 countries. Sumitomo Mitsui Financial Group, Inc. (SMFG) is the holding company of SMBC Group, which is one of the three largest banking groups in Japan. SMFG&rsquo;s shares trade on the Tokyo, Nagoya, and New York (NYSE: SMFG) stock exchanges.</p><p></p><p><br>
In the Americas, SMBC Group has a presence in the US, Canada, Mexico, Brazil, Chile, Colombia, and Peru. Backed by the capital strength of SMBC Group and the value of its relationships in Asia, the Group offers a range of commercial and investment banking services to its corporate, institutional, and municipal clients. It connects a diverse client base to local markets and the organization&rsquo;s extensive global network. The Group&rsquo;s operating companies in the Americas include Sumitomo Mitsui Banking Corp. (SMBC), SMBC Nikko Securities America, Inc., SMBC Capital Markets, Inc., SMBC MANUBANK, JRI America, Inc., SMBC Leasing and Finance, Inc., Banco Sumitomo Mitsui Brasileiro S.A., and Sumitomo Mitsui Finance and Leasing Co., Ltd.</p><p></p><p><br>
The anticipated salary range for this role is between $80,000.00 and $135,000.00. The specific salary offered to an applicant will be based on their individual qualifications, experiences, and an analysis of the current compensation paid in their geography and the market for similar roles at the time of hire. The role may also be eligible for an annual discretionary incentive award. In addition to cash compensation, SMBC offers a competitive portfolio of benefits to its employees.</p><div><div><div><h2 class="jobSectionHeader"><b>
Role Description</b></h2></div><div><ul><li>
Review and challenge of credit applications submitted by the front office and the preparation / presentation of executive summaries and recommendations to the management of the Credit Department.</li><li>
The coverage includes lending transactions related to Middle Market LBOs and their related financial products (derivative, hedging etc.) but also to Non-Investment Grade Large Cap borrowers with complex capital structure and leveraged loan transactions (leverage lending and/or ABL transactions).</li><li>
The scope of the analysis and the review includes, but not limited to, obligor credit risk, projections, transaction background, deal structure, facility terms and conditions, US regulatory classification, profitability, and relationship strategy.</li></ul></div></div><div><div><h2 class="jobSectionHeader"><b>
Role Objectives</b></h2></div><div><ul><li>
 Analyze various elements of credit risk and transaction specifics, primarily for Middle Market obligors, and provide an effective review and challenge to the front office (line 1).</li><li>
Prepare written executive summaries/comments of credit applications submitted from the front office and present to the management of the Credit Department.</li><li>
Engage with front office to assist with due diligence and structuring, identify key credit risks and main credit concerns and challenge assumptions prior to formal credit submission.</li><li>
Coordinate the credit approval process by liaising between the front office and the management of the Credit Department.</li><li>
Provide feedback and guidance, as necessary, to business units to ensure compliance with internal policies and procedures standards.</li><li>
Monitor and supervise problem assets including classified loans and present written memorandum/reports to management.</li><li>
Contribute to portfolio review, loan reviews and pass watch or any special credit reviews.</li><li>
Manage compliance with internal policies, workflow procedures and ensure US regulatory requirements are met in each credit application.</li><li>
Stay informed about relevant regulations and industry best practices.</li><li>
Other credit related work/projects as assigned.</li></ul></div></div><div><div><h2 class="jobSectionHeader"><b>
Qualifications and Skills</b></h2></div><div><ul><li>
Minimum 3+ years of relevant work experience preferably within a credit risk function (formal credit training preferred, second line of defense).</li><li>
Experience and knowledge of middle market (and non-investment grade large cap) leverage loans highly preferred.</li><li>
Prior experience interacting with US Regulators (Fed, OCC or FDIC) preferred.</li><li>
Ability to adapt to SMBC&rsquo;s credit philosophy and risk appetite.</li><li>
Critical thinking to understand factors impacting portfolio creditworthiness such as economic downturn, market volatility, industry disruptions or changes in interest rates, and ability to analyze a vast and complex amount of information and quickly render credit decisions.</li><li>
Risk sensitivity and ability to steer decisions through discussions with the business units.</li><li>
Ability to manage significant deal volume in a fast-paced environment and analyze credit application and prepare written summary in a short timeframe and in a multitasking environment.</li><li>
Strong organizational, oral, and written communication skills, with ability to communicate effectively with all levels of support and business partners.</li><li>
Undergraduate degree in Finance, Business Administration or related fields. MBA/CFA or other professional qualification highly preferred.</li></ul></div></div></div><p>
SMBC&rsquo;s employees participate in a Hybrid workforce model that provides employees with an opportunity to work from home, as well as, from an SMBC office. SMBC requires that employees live within a reasonable commuting distance of their office location. Prospective candidates will learn more about their specific hybrid work schedule during their interview process. Hybrid work may not be permitted for certain roles, including, for example, certain FINRA-registered roles for which in-office attendance for the entire workweek is required.</p><p></p><p><br>
SMBC provides reasonable accommodations during candidacy for applicants with disabilities consistent with applicable federal, state, and local law. If you need a reasonable accommodation during the application process, please let us know at accommodations@smbcgroup.com.</p></div>

Credit Officer / LBO

<div><p>At Moody's, we unite the brightest minds to turn today&rsquo;s risks into tomorrow&rsquo;s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are&mdash;with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody&rsquo;s is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we&rsquo;re advancing AI to move from insight to action&mdash;enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.</p><p>
If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity.</p><div><div><div><h2 class="jobSectionHeader"><b>
Skills &amp; Competencies</b></h2>
</div><div><ul><li>5+ years of credit/risk assessment experience, with a proven track record in fund finance, asset management, or structured finance</li><li>
Demonstrated understanding of asset management and fund finance sectors, including key players, and industry drivers</li><li>
Excellent communication skills, with demonstrated public speaking and writing experience</li><li>
Strong quantitative aptitude and analytical skills, with proficiency in financial modeling</li><li>
Highly organized and efficient, with the ability to multi-task and able to manage multiple priorities under tight deadlines</li><li>
Basic understanding of artificial intelligence concepts, with curiosity and enthusiasm for learning how AI tools can improve processes and drive efficiency</li></ul><p><b><br>
Education</b></p><ul><li>
Bachelor&rsquo;s degree in Finance, Economics, or a related field, or equivalent</li></ul></div></div><div><div><h2 class="jobSectionHeader"><b>
Responsibilities</b></h2>
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This role is responsible for leading the analysis for assigning both new and surveillance ratings to fund finance transactions (i.e. rated note feeders, subscription credit facilities, net asset value loans and asset-backed lending facilities)</p><ul><li>
Build and maintain strong relationships with fund sponsors, lenders and arrangers to support analytical excellence and market insight</li><li>
Represent Moody&rsquo;s Ratings as a thought leader by presenting at industry conferences, webinars and podcasts, and authoring sector comments</li><li>
Collaborate with teams across Moody&rsquo;s Ratings to drive excellence in our credit analysis</li><li>
Contribute to methodology and technology development projects to enhance our analytical capabilities and efficiency</li><li>
Mentor and coach junior rating analysts, supporting their professional growth and credit skills development</li></ul><p></p><p><b><br>
About the team</b><br>
Our Funds and Asset Management team is responsible for delivering high-quality credit ratings and research across North America &amp; enhancing market transparency, supporting investor decision-making, and expanding our brand as a trusted source of credit insight. By joining our team, you will be part of exciting work in fund finance and asset management &amp; contribute to the adoption of AI tools that improve analytical processes and drive efficiency across our ratings operations.</p></div></div></div><p></p><p><br>
For US-based roles only: the anticipated hiring base salary range for this position is $163,300.00-$236,800.00, depending on factors such as experience, education, level, skills, and location. This range is based on a full-time position. In addition to base salary, this role is eligible for incentive compensation. Moody&rsquo;s also offers a competitive benefits package, including not but limited to medical, dental, vision, parental leave, paid time off, a 401(k) plan with employee and company contribution opportunities, life, disability, and accident insurance, a discounted employee stock purchase plan, and tuition reimbursement.<br>
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Moody&rsquo;s is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, sex, gender, age, religion or creed, national origin, ancestry, citizenship, marital or familial status, sexual orientation, gender identity, gender expression, genetic information, physical or mental disability, military or veteran status, or any other characteristic protected by law. Moody&rsquo;s also provides reasonable accommodation to qualified individuals with disabilities or based on a sincerely held religious belief in accordance with applicable laws. If you need to inquire about a reasonable accommodation, or need assistance with completing the application process, please email accommodations@moodys.com. This contact information is for accommodation requests only, and cannot be used to inquire about the status of applications.</p><p>
For San Francisco positions, qualified applicants with criminal histories will be considered for employment consistent with the requirements of the San Francisco Fair Chance Ordinance.</p><p>
This position may be considered a promotional opportunity, pursuant to the Colorado Equal Pay for Equal Work Act.</p><p><br>
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Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody&rsquo;s Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.<br>
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For more information on the Securities Trading Program, please refer to the STP Quick Reference guide on ComplianceNet<br>
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Please note: STP categories are assigned by the hiring teams and are subject to change over the course of an employee&rsquo;s tenure with Moody&rsquo;s.</p></div>

AVP-Analyst (Fund Finance)

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