underwriter

American Pacific Mortgage

<div></div><div><div><h1 class="jobSectionHeader"><b>JOB DESCRIPTION</b></h1><div></div><div><b><br>
Job Title: </b>Underwriter</div><div><b>
Department: </b>Operations</div><div><b>
Reports to: </b>Underwriting Manager</div><div><b>
FLSA Status: </b>Non-Exempt</div><div><b>
Prepared By</b>: Human Resources</div><div><b>
Prepared Date</b>: September 16, 2024</div><div><b>
Management</b></div><div><b>
Approval: </b>Underwriting Manager</div><div></div><div><b><br>
Summary: </b>The Underwriter is responsible for providing efficient, timely, consistent, accurate quality loan decisions on a daily basis and underwrite loans that adhere to APM Underwriting Policy and Procedures as well as adhere to the investor guidelines, policies and procedures. Additionally, they are responsible for answering questions and assisting with problem solving with other underwriting staff.</div><h1 class="jobSectionHeader"><b>
Essential Duties &amp; Responsibilities:</b></h1><h1 class="jobSectionHeader"><b>
</b></h1><ul><li>
Respond to both internal and external QC audit findings in a timely and proficient manner.</li><li>
Underwrite a minimum of 2 loans per day and complete outstanding conditions in a timely manner.</li><li>
Review files for accuracy and completeness according to the Underwriter Checklist, APMC guidelines and investor/agency guidelines.</li><li>
Run files through Quality Control tools.</li><li>
Communicate effectively with processors and loan officers on status of loan files and conditions.</li><li>
All other related duties assigned</li></ul><div><b><br>
Supervisory</b></div><div><b>
Responsibilities:</b> None</div><div></div><div><b><br>
Qualifications: </b>To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.</div><div></div><div><b><br>
Competencies: </b>To perform the job successfully, an individual should demonstrate the following competencies:</div><div></div><div><b><br>
Problem Solving </b>&ndash;Analytical, evaluative, and problem-solving. Identifies and resolve problems promptly; gathers and analyzes information skillfully; develops alternative solutions; works well in group problem solving situations; uses reason even when dealing with emotional topics.</div><div></div><div><b><br>
Detail Oriented &ndash; </b>Keen attention to detail</div><div></div><div><b><br>
Interpersonal Skills </b>&ndash;Ability to set and manage priorities judiciously Maintains confidentiality; keeps emotions under control.</div><div></div><div><b><br>
Oral Communication </b>&ndash; Ability to present ideas in business-friendly and user-friendly language. Speaks clearly and persuasively in positive or negative situations; listens and gets clarification; responds well to questions; participates in meetings.</div><p></p><div><b><br>
Written Communication </b>&ndash; Writes clearly and informatively; edits work for spelling and grammar; presents numerical data effectively; able to read and interpret written information.</div><div></div><div><b><br>
Teamwork </b>&ndash; Ability to work in a team-oriented, collaborative environment. Contributes to building a positive team spirit.</div><div></div><div><b><br>
Attendance/Punctuality </b>&ndash; Is consistently at work and on time, ensures work responsibilities are covered when absent.</div><div></div><div><b><br>
Dependability </b>&ndash; Follows instructions, responds to management direction; takes responsibility for own actions; keeps commitments; commits to long hours of work when necessary to reach goals; complete tasks on time or notifies appropriate person with an alternate plan.</div><div></div><div><b><br>
Initiative </b>&ndash; Exceptionally self-motivated and directed. Volunteers readily; undertakes self-development activities; seeks increased responsibilities.</div><div></div><div><b><br>
Innovation </b>&ndash; Displays original thinking and creativity; generates suggestions for improving work.</div><p></p><h1 class="jobSectionHeader"><b><br>
Education &amp;</b></h1><h1 class="jobSectionHeader"><b>
Experience:
</b></h1><ul><li><h1 class="jobSectionHeader"><b>Proven Experience with Encompass Required</b></h1></li><li><h1 class="jobSectionHeader"><b>
At least three (3) years underwriting experience.</b></h1></li><li>
Authority to underwrite CONV and when designated authority is authorized, USDA and/or Jumbo products to APMC or investor guidelines</li><li><h1 class="jobSectionHeader"><b>
General experience and understanding of the following products:</b></h1><ul><li><h1 class="jobSectionHeader"><b>
Mortgage Builder</b></h1></li><li><h1 class="jobSectionHeader"><b>
Microsoft Word and Excel</b></h1></li><li><h1 class="jobSectionHeader"><b>
Outlook</b></h1></li><li><h1 class="jobSectionHeader"><b>
Internet navigation</b></h1></li></ul></li></ul><div><b>
Skills</b>:</div><div><b>
Language Skills</b>: Ability to read and interpret documents and writes routine correspondence. Ability to speak effectively with customers/vendors or other employees.</div><div></div><div><b><br>
Mathematical Skills</b>: Ability to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals. Ability to compute rate, ratio, and percent.</div><div></div><div><b><br>
Reasoning Ability</b>: Ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form. Ability to deal with problems involving several concrete variables in standardized situation.</div><div></div><div><b><br>
Computer Skills</b>: Sound working knowledge of computer and office software operations and systems. Encompass required.</div><div></div><div><b><br>
Physical Demands</b>: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.</div><div></div><div><br>
While performing the duties of this job, the employee is regularly required to sit, use hands to finger, handle, or feel and talk or hear. The employee is occasionally required to walk and stoop.</div><div></div><div><b><br>
Work Environment</b>: The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of the job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.</div><div></div><div><br>
The noise level and temperature in the work environment is usually moderate.</div></div></div><div></div>

UNDERWRITER

Paychex, Inc.

<div><p>The Underwriter II plays a crucial role in evaluating and assessing insurance applications to determine coverage eligibility and risk levels. This position involves detailed analysis of client information and making informed decisions that align with company policies while supporting business growth and maintaining regulatory compliance.</p>
<p><b>
Responsibilities</b></p>
<ul>
<li>Analyze insurance applications and supporting documents for underwriting decisions</li>
<li>Reviews for any missing info pertinent to the review/decision making of eligibility</li>
<li>Completes Loss/Claims info on snapshot</li>
<li>Creates/Drafts proposal for Underwriter III Review</li>
<li>Creates UMB submission packet to send to carriers</li>
<li>Complete Bind Prep</li>
<li>Adds subjectivities to Net Operating Loss file</li>
<li>Completes renewal snap&amp;rate, then proposal after FP from underwriter III is advised</li>
<li>Assess risk factors and determine appropriate coverage and premiums</li>
<li>Collaborate with agents and brokers to clarify application information</li>
<li>Ensure compliance with company policies and regulatory requirements</li>
<li>Review and update underwriting guidelines as needed</li>
<li>Maintain accurate records of underwriting decisions and actions</li>
<li>Support senior underwriters in complex case evaluations</li>
<li>Communicate underwriting outcomes clearly to stakeholders</li>
</ul>
<p><b>Qualifications</b></p>
<ul>
<li>Bachelor's degree or equivalent in experience (Ideally 2-4 years)</li>
<li>Must have experience with <b>Commercial Property, GL &amp; Auto</b>
</li><li>Previous experience reviewing and analyzing risk on applications, renewals and change requests.</li>
</ul>
<p>EOE</p></div>

Underwriter II

Burns & Wilcox

<div>:<div></div><div><br>
When someone needs coverage for the unique, the unusual, or the unconventional, they come to Burns &amp; Wilcox. Burns &amp; Wilcox offers unparalleled resources and exposure for those looking to grow their career in the specialty insurance industry. We are looking for candidates with an entrepreneurial spirit, drive for career advancement and desire to develop relationships to join our team as an Associate Underwriter. Our Associate Underwriters underwrite and supervise a portion of an Underwriter&rsquo;s book of business, support renewal and new business development, and have the opportunity to achieve full underwriting authority.</div><br>
<div></div>
Responsibilities:
<ul><li>Service a book of business under the direct supervision of an underwriter</li><li>
Evaluate, classify, and rate each risk to determine acceptability, coverage, and pricing to prepare quotes</li><li>
Log applications, prepare binders, and process policies and endorsements</li><li>
Bind risk, post the invoice, and process technical data</li><li>
Screen renewal applications and send out renewal letters; perform some of the underwriting and prepare quotes for underwriter approval</li><li>
Assist with new business development</li><li>
Order and follow up on inspections, plus handle endorsement requests and referrals for the underwriter</li><li>
Manage relationships with retail agents and follow up on any outstanding information needed to complete the underwriting file</li></ul>
Qualifications:
<ul><li>Bachelor&rsquo;s degree or equivalent combination of education and experience</li><li>
2+ years of Underwriting support or industry experience with excess and surplus lines is preferred</li><li>
Demonstrated proficiency and previous experience in sales and marketing is preferred</li><li>
Proven organization skills and ability with a strong attention to detail</li><li>
Interest in continued education and professional development to obtain full underwriting authority</li><li>
Technologically savvy and data driven</li></ul><div><b>
Benefits:</b></div><ul><li>
Competitive base compensation</li><li>
Employer paid continuing education courses and designations via access to Kaufman Institute</li><li>
Health and welfare benefits including medical, vision and dental</li><li>
401K with employer match</li><li>
Paid vacation, sick time, and holidays</li><li>
Access to Kaufman Wellness Program</li><li>
Flexible and hybrid work options</li></ul>
About Our Company:
<div>
Burns &amp; Wilcox, the flagship organization of H.W. Kaufman Group, is North America&rsquo;s leading wholesale insurance broker and underwriting manager. Burns &amp; Wilcox offers wide ranging and comprehensive solutions to serve retail insurance brokers and agents of all sizes, from the large houses to the more than 30,000 independent brokers and agents worldwide. Fueled by its freedom from Wall Street and private equity, Burns &amp; Wilcox is a privately owned company whose standards of service, depth of market relationships and outstanding talent are unsurpassed in the specialty insurance sector.</div><div></div><div><b><br>
Equal Opportunity Employer</b></div><div>
The H.W. Kaufman Group of companies is an equal opportunity employer. All employment decisions are based on business needs, job requirements and individual qualifications, without regard to race, color, religion, gender, gender identity, age, national origin, disability, veteran status, marital status, pregnancy, sexual orientation, genetic information or any other status or condition protected by the laws or regulations in the locations where we operate.</div><div></div><div><br>
In addition, Kaufman will make reasonable accommodations to known physical or mental limitations of an otherwise qualified person with a disability, unless the accommodation would impose an undue hardship on the operation of our business.</div><div></div><div><br>
#LI-BM1</div></div>

Associate Underwriter

Summit Federal Credit Union

<div><p><b>Status: Full-Time/Non-Exempt</b></p><p><b>
Reports to: </b>Director, Real Estate Lending</p><p><b>
Location: </b>Rochester, Corporate Office</p><p><b>
Compensation: </b>$32.00-$35.00 per hour</p><p><b>
Schedule: </b>Monday-Friday, 8:30AM-5pm</p><p><b>
Hours: </b>37.5 hours per week</p><div><b><br>
Position Overview</b><br>
<br>
The <b>Mortgage Underwriter</b> is responsible for rendering credit decisions on mortgage and home equity loans in accordance with credit union policies and procedures and with secondary market guidelines. The Mortgage Underwriter also interacts with vendors, attorneys, members and realtors to ensure a quick and efficient approval and closing process.<br>
<br>
<b>Essential Functions</b><br>
<ul><li>Underwrite mortgages and home equity loans in accordance with applicable policies and procedures; issue commitments for such loans and clear loans for closing.</li></ul><br>
<ul><li>Cross sell credit union products, including non-real estate products. Participation in employee incentive program is required. Must meet or exceed sales goals established by management.</li></ul><br>
<ul><li>Monitor the status of mortgages and home equities in process. Follow-up with members, member's attorneys, appraisers, etc. in an effort to expedite the processing of applications.</li></ul><br>
<ul><li>Evaluate loan applications to determine eligibility, acceptability, and compliance with federal and state regulations, secondary market guideline and credit union requirements.</li></ul><br>
<ul><li>Examine property appraisals for compliance with federal and state regulations, secondary market guidelines and credit union requirements.</li></ul><br>
<ul><li>Superior analytical, organizational and problem solving skills.</li></ul><br>
<ul><li>Ability to work independently, analyze data, take and recommend appropriate actions with minimal supervision.</li></ul><br>
<ul><li>Coordinate with credit union real estate attorneys, PMI companies, investors and other vendors, when necessary, to facilitate mortgage approvals and closing.</li></ul><br>
<ul><li>Approve modification requests, subordination agreements, PMI removal requests and release of liability agreements when requested by members.</li></ul><br>
<ul><li>Prepare home equity commitments and home equity loans for closing.</li></ul><br>
<ul><li>Support mortgage department staff with member walk-in's and telephone contact.</li></ul><br>
<ul><li>Assist management with other various duties, as assigned.</li></ul><br>
<b>
Other Responsibilities</b><br>
<ul><li>Participate in special assignments and projects as requested by the manager.</li></ul><br>
<ul><li><i>Note: The above information on this job has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job.</i></li></ul><br>
<b>
Qualifications</b><br>
<b>Knowledge &amp; Experience</b>: Applicants must possess the following qualifications or an equivalent combination of education and experience:<br>
<ul><li>Education: Associates degree or equivalent combination of education and experience.</li><li>Experience:</li></ul>
o A minimum of 5 years&rsquo; experience at a senior level in mortgage processing, underwriting and closing of mortgage loans.<br>
o A minimum of 5 years&rsquo; experience underwriting mortgage loans for secondary market investors.<br>
<br>
<b><i> Skills</i></b><br>
<ul><li>Ability to effectively communicate and interact with internal and external contacts including members, processors, loan originators, managers, staff, realtors, vendors and other clients.</li></ul><br>
<b><i>
Other Skills</i></b><br>
<ul><li>Ability to work with basic mathematical concepts such as percentages, ratios and fractions.</li><li>Ability to analyze complex data and determine.</li><li>Ability to define problems, collect data and draw conclusions.</li><li>Demonstrated ability to handle large volumes of work effectively and to work within prescribed deadlines.</li><li>Must be a licensed New York State notary public or be willing to take the necessary steps to obtain the notary public license within six months of hire.</li><li>Assist Training Department or other staff with mortgage or home equity education.</li><li>Government underwriting experience preferred.</li></ul><br>
<b>
Working Environment</b><br>
<ul><li>Must be able to sit or stand for extended periods of time in an office.</li><li>Must be available to work overtime when warranted.</li></ul><br>
<b>
Licensure Requirements</b><br>
<ul><li>In compliance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act) and the statute&rsquo;s regulations, applicants must be eligible to register as a Mortgage Loan Originator (MLO). Candidates being considered will be subject to a credit check and fingerprinting.</li></ul><br>
<b>
Employment Expectation</b><br>
Perform all responsibilities in a manner that serves The Summit&rsquo;s Mission &ldquo;We&rsquo;re here to improve our members&rsquo; lives&rdquo; and upholds the credit union&rsquo;s values of Respect, High Standards, Inspire, Integrity, and Care.<br>
<br>
<b>Safe Work Performance Expectations</b><br>
We expect our employees to follow all objectives for safe work performance and be responsible for their own actions and conduct. Our workers also play a significant role in the success or failure of our program.<br>
<br>
<b><i>EQUAL OPPORTUNITY EMPLOYER:</i></b><i> The Summit Federal Credit Union is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, religion, color, national origin, sex, sexual orientation, gender identity, age, protected veteran status, or status as a qualified individual with disability.</i></div></div>

Mortgage Underwriter

Sammons Financial Group Companies

<div>Overview: Evaluate applications for life insurance to classify risks by using company risk selection standards while promoting additional sales of quality business. Responsibilities: &bull; Obtain the information necessary, based on the circumstances of each case, to evaluate each proposed insured&rsquo;s qualification for the plan and amount of life insurance applied for.
<br>
<ul><li>Call the Agent on every case where an adverse underwriting decision is involved to explain the reason and discuss alternatives, including the use of facultative reinsurance.
</li><li>Help Regional Sales Directors and MGAs build their business by leading customized Game Plans and attracting new producers.
</li><li>Initiate communication with agents and providers to facilitate the application and policy issue process; use the most effective means of communication available - telephone, facsimile, electronic mail, etc.
</li><li>Direct Case Managers in obtaining required information and in providing information to agents, other employees and service providers.
</li><li>Provide guidance to the Case Manager in screening applications for Jet Issue.
</li><li>Take final action on cases as authorized by the Manager, Underwriting pertaining to case size and mortality class; refer cases outside authorized limits to underwriting personnel with the requisite authority.
</li><li>Handle an assigned workload as determined by the Manager, Underwriting.
</li><li>Assist the Manager, Underwriting as directed in handling problems and questions from agents, applicants or policyholders, regulatory authorities and service partners.
</li><li>Assist Underwriter Trainees, Underwriters and other staff in the training required to meet performance objectives.
</li><li>Acquire and expand medical and non-medical knowledge as it relates to risk classification in order to fairly evaluate applications in a timely manner.
</li><li>Establish and maintain internal contacts to facilitate answering questions related to submitted business, changes, conversions, reinstatement and agency or marketing matters.
</li><li>Develop professionally through ALU, CLU and other studies to improve skills and judgment and contribute to the Underwriting Department&rsquo;s capability to maintain a leadership role in risk classification.
</li><li>Provide support to management on evaluations and progress reviews for Case Managers.
</li><li>Complete projects and audits as directed by the Manager, Underwriting.
</li><li>Be a leadership shadow for newer Underwriters and other employees in work excellence and Company loyalty.
</li><li>Adhere to Guiding Principles for the Underwriter as endorsed by Association of Home Office Underwriters.
</li><li>Commitment to embrace Sammons Financial Group Companies shared values (Accountability, Connection, Openness, Respect and Integrity).</li><li>As stated within the Company Attendance and Punctuality policy, regular attendance is required and expected in order to meet the business service levels and workflow demands.</li><li>Participate in other initiatives and/or projects as necessary. Qualifications:
</li></ul><ul><li>Bachelor's Degree or equivalent industry related experience Required
</li><li>4-6 years of life insurance underwriting with above average performance or approval authority of $2M or above Required
</li><li>Specialized knowledge and experience in life underwriting and risk selection with proven decision-making ability Required
</li><li>Knowledge of medical and non-medical risk factors and the ability to apply these factors in reaching the most favorable underwriting decision Required
</li><li>Excellent decision making skills with the ability to solve problems innovatively to find &lsquo;win-win&rsquo; solutions
</li><li>Strong verbal and written communication skills
</li><li>Self-starter with excellent teamwork skills; ability to work independently to accomplish work goals and a willingness to sacrifice personal goals to help achiever overall team success
</li><li>Superior ability to listen and be responsive to customers and who can sell difficult decisions while showing empathy
</li><li>Desire and ability to effectively work with diverse personalities
</li><li>Proven behaviors consistent with the Company Values: Openness, Integrity, Accountability, and Respect
</li><li>Ability to be open to coaching and constructive feedback to become more effective and improve performance
</li><li>Ability to assist Regional Sales Directors build their business by leading customized Game Plans and attracting new producers
</li><li>Ability to conduct presentations
</li><li>LOMA I and II Required
</li><li>FLMI Preferred
</li><li>Travel as needed to participate in agency meetings</li></ul>
Suitability Requirements: &bull; Criminal background check required.
<br>
Company Information: &bull;Sammons Financial Group offers a competitive benefit package that includes: Health, Dental, Vision, Company Paid Retirement, PTO and Holiday Pay.
<br>
<ul><li>Our Employee Stock Ownership Plan (ESOP) is a 100% company-funded retirement plan, so you can save for retirement without contributing a penny of your own paycheck.
</li><li>Healthy balance between work and personal lives. Friday afternoons off all year long, competitive PTO, and generous number of paid holidays.
</li><li>Our incentive program for defined goals subject to eligibility and performance. Monetary rewards are based on individual and/or overall company performance.
</li><li>Colleagues who support one another, model our core values, and drive our healthy, high-performing culture. Pay Range: USD $69,523.00 - USD $115,871.00 /Yr. Work Authorization/Sponsorship: At this time, we&rsquo;re not considering candidates that need any type of immigration sponsorship now or in the future or those needing work authorization for this role (This includes, but is not limited to students on F1-OPT, F1-CPT, J-1, etc.)</li></ul></div>

Sr. Underwriter

CBRE

<b>About the role:</b><br>
As an Underwriter at CBRE, you will work with the underwriting team to perform all due diligence vital to make informed recommendations to CBRE's loan committee regarding the risks and mitigates for securing multifamily bridge loans and permanent agency multifamily loans.
<br><br>
<b>What you’ll do:</b> Lead the sizing/underwriting/presentation of CBRE’s multifamily bridge loan program through interaction with Producers, Borrowers, Legal, Investors and CBRE’s internal loan committee. Prepare underwriting submissions ensuring internal credit quality and investor compliance. Prepare borrower credit analysis including determination of net worth, liquidity, overall financial strength, experience owning multifamily assets and acceptability of proposed borrower structure. Evaluate the risk involved with issuing short-term loans for multifamily properties. Assess the property's worth, including its current market value and potential After Repair Value (ARV). Examine the property's ability to generate sufficient income to cover loan payments and other expenses, often through discounted cash flow (DCF) modeling. Act as primary liaison between loan producer, investor, legal counsel, and closing officer throughout the underwriting process. Perform property and market level due diligence, review third party reports and legal documents to ensure compliance with internal credit tolerances as well as investor requirements. Present loan transaction details to CBRE's loan committee for approval. Active participant in developing analysts and other underwriters on our team. Ensure all required documentation is in order and the loan complies with the applicable regulations and guidelines. Other related tasks include processing incoming exhibits and preparing final delivery of investor packages. Lead by example and model behaviors that are consistent with CBRE RISE values. Explain complex information to others in straightforward situations.
<br><br>
<b>What you’ll need:</b><br>
To perform this job successfully, an individual will need to perform each crucial duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions. Bachelor's Degree strongly preferred with 2-5 years of relevant experience. Understanding of existing procedures and standards to solve slightly complex problems. Ability to analyze possible solutions using technical experience to apply appropriate judgment and precedents. In-depth knowledge of Microsoft Office products. Examples include Word, Excel, Outlook, etc. Strong organizational skills with an inquisitive mindset. Advanced math skills. Ability to calculate complicated figures such as percentages, fractions, and other financial-related calculations.
<br>Why CBRE?
<br>When you join CBRE, you become part of the global leader in commercial real estate services and investment that helps businesses and people thrive. We are dynamic problem solvers and forward-thinking professionals who create significant impact. Our collaborative culture is built on our shared values — respect, integrity, service and excellence — and we value the diverse perspectives, backgrounds and skillsets of our people. At CBRE, you have the opportunity to chart your own course and realize your potential. We welcome all applicants.
<br>Our Values in Hiring
<br>At CBRE, we are committed to fostering a culture where everyone feels they belong. We value diverse perspectives and experiences, and we welcome all applications.
<br>Applicant AI Use Disclosure
<br>We value human interaction to understand each candidate's unique experience, skills and aspirations. We do not use artificial intelligence (AI) tools to make hiring decisions, and we ask that candidates disclose any use of AI in the application and interview process.
<br>Disclaimers
<br>Applicants must be currently authorized to work in the United States without the need for visa sponsorship now or in the future.
<br>About CBRE Group, Inc.
<br><b>CBRE Group, Inc. (NYSE:</b> CBRE), a Fortune 500 and S&P 500 company headquartered in Dallas, is the world’s largest commercial real estate services and investment firm (based on 2024 revenue). The company has more than 140,000 employees (including Turner & Townsend employees) serving clients in more than 100 countries. CBRE serves clients through four business segments: Advisory (leasing, sales, debt origination, mortgage serving, valuations); Building Operations & Experience (facilities management, property management, flex space & experience); Project Management (program management, project management, cost consulting); Real Estate Investments (investment management, development). Please visit our website at www.cbre.com.
<br>CBRE carefully considers multiple factors to determine compensation, including a candidate’s education, training, and experience. The minimum salary for the position is $120,000 annually and the maximum salary is $160,000 annually. The compensation that is offered to a successful candidate will depend on the candidate’s skills, qualifications, and experience. This role will provide the following benefits: 401(K), Dental insurance, Health insurance, Life insurance, and Vision insurance.​
<br><b>Equal Employment Opportunity:</b> CBRE is an equal opportunity employer that values diversity. We have a long-standing commitment to providing equal employment opportunity to all qualified applicants regardless of race, color, religion, national origin, sex, sexual orientation, gender identity, pregnancy, age, citizenship, marital status, disability, veteran status, political belief, or any other basis protected by applicable law.
<br><br>
<b>Candidate Accommodations:</b> CBRE values the differences of all current and prospective employees and recognizes how every employee contributes to our company’s success. CBRE provides reasonable accommodations in job application procedures for individuals with disabilities. If you require assistance due to a disability in the application or recruitment process, please submit a request via email at recruitingaccommodations@cbre.com or via telephone at +1 866 225 3099 (U.S.) and +1 866 388 4346 (Canada).

Underwriter - Bridge

The Hartford

<div>Executive Underwriter - UW07CD<p>
We&rsquo;re determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals &ndash; and to help others accomplish theirs, too. Join our team as we help shape the future.<br>
</p><p></p><p>This position is responsible for the successful program management of assigned Captive programs. The Executive Underwriter will develop and maintain effective relationships with internal and external partners to foster positive program results.</p><p>
You will have responsibility for underwriting workers compensation, general liability and commercial auto for Captive programs. The Executive Underwriter&rsquo;s major purpose is to profitably grow their assigned Captive Programs and achieve underwriting excellence.</p><p>
The Executive Underwriter does not have any direct reports but is the client manager and is responsible for influencing internal and external partners to achieve positive program results. Authority levels will vary, and Gross Written Premium will average in the $45M - $50M range.</p><p>
Attendance at Board meetings and client seminars with some international travel possible (Less than 10%).</p><p><b>
Responsibilities:</b></p><p><b>
Technical Underwriting and Risk Selection
</b></p><ul><li><p>Rigorously analyzes underwriting information in assessing risk for each account.</p></li><li><p>
Is creative in the use of underwriting tools and techniques to write profitable business while maintaining disciplined adherence to underwriting standards.</p></li><li><p>
Is able to communicate rationale for underwriting decisions.</p></li><li><p>
Exhibits a commitment to finding ways to write business without sacrificing quality.</p></li></ul><p><b>
Program Management</b></p><ul><li><p>
Participation in all aspects of program management such as actuarial pricing, claim or TPA oversight, reinsurance accounting and collateral management.</p></li><li><p>
Possesses a deep understanding of the business.</p></li><li><p>
Demonstrated responsiveness and dedication to customers and follow through on service commitments</p></li><li><p>
Manage program to achieve underwriting excellence, pricing adequacy and targeted ROE&rsquo;s.</p></li></ul><p><b>
Production Underwriting and Sales
</b></p><ul><li><p>Exhibits a commitment to finding ways to write profitable new business.</p></li><li><p>
Works with Business Development Manager to achieve growth objectives.</p></li><li><p>
Takes ownership and accountability for growth of assigned Captive Programs.</p></li><li><p>
Leverages relationships to drive new business and renewal retention opportunities.</p></li></ul><p><b>
Relationship and Team skills</b></p><ul><li><p>
Demonstrates excellent working relationships with all internal business associates leading to a high level of customer satisfaction.</p></li><li><p>
Builds strong relationships with Captive customers and Captive Managers.</p></li><li><p>
Closely manages results and implements specific actions to address shortfalls.</p></li></ul><p><b>
Qualifications:</b></p><ul><li><p>
BS/BA degree, advanced degree preferred and /or relevant industry designation (i.e. CPCU, ARM, etc.)</p></li><li><p>
5 + years underwriting commercial casualty lines underwriting experience</p></li><li><p>
Experience with Captive insurance programs is desirable</p></li><li><p>
Experience underwriting construction accounts is preferred</p></li><li><p>
Strong loss responsive or captive program and pricing knowledge</p></li><li><p>
Strong coverage knowledge</p></li><li><p>
Superior relationship building skills including influencing and negotiation skills</p></li><li><p>
Robust problem solving and critical thinking skills</p></li><li><p>
Outstanding at providing Customer Service</p></li><li><p>
Ability to travel approximately 10%</p></li></ul><p><b>
Location:</b></p><p>
This role can have a Hybrid or Remote work arrangement. Candidates who live near one of our listed office locations will have the expectation of working in an office three days a week (Tuesday through Thursday). Candidates who do not live near an office will have a remote work arrangement, with the expectation of coming into an office as business needs arise.</p><p><b>
Compensation</b></p><p>
The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford&rsquo;s total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:</p>
$123,200 - $184,800<p>
Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age</p></div>

Captives Executive Underwriter

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