underwriting manager

Amana Cooperative Insurance

<div>
 <p>
  <strong>
   JOB SUMMARY:
  </strong>
 </p>
 <p>
  <br/>
 </p>
 <p>
  As the
  <strong>
   SME Medical Underwriting Manager
  </strong>
  , you will be responsible for managing the financial performance, pricing strategy, and profitability of our SME medical insurance portfolio. You&rsquo;ll ensure compliance with local regulations, provide market insights, and collaborate across teams to deliver competitive and sustainable solutions.
 </p>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Key Responsibilities:
  </strong>
 </p>
 <p>
  <br/>
 </p>
 <ul>
  <li>
   Develop and execute annual pricing strategies and renewal plans for the SME medical portfolio.
  </li>
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   Conduct detailed portfolio profitability analysis (Loss Ratio, Claims Incidence, Cost per Claim).
  </li>
  <li>
   Lead pricing inputs for annual budgets and forecasts.
  </li>
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   Build and validate data-driven pricing models incorporating market and medical trends.
  </li>
  <li>
   Ensure compliance with Saudi Council for Health Insurance (CHI) regulations and maintain complete documentation.
  </li>
  <li>
   Partner with Sales, Product Development, and Finance teams to support growth and financial accuracy.
  </li>
  <li>
   Mentor and guide junior underwriters and pricing analysts.
  </li>
  <li>
   Monitor competitor activity and provide strategic recommendations to enhance profitability and competitiveness.
  </li>
 </ul>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Qualifications &amp; Certifications:
  </strong>
 </p>
 <p>
  <br/>
 </p>
 <ul>
  <li>
   Bachelor&rsquo;s degree in Insurance, Business, or a related field.
  </li>
  <li>
   10+ years overall experience, including 2&ndash;5 years in SME or Medical Insurance Pricing/Underwriting.
  </li>
  <li>
   Professional certification in Insurance or Health Insurance is required.
  </li>
  <li>
   Actuarial experience or qualification is highly preferred.
  </li>
 </ul>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Skills &amp; Competencies:
  </strong>
 </p>
 <ul>
  <li>
   Actuarial pricing expertise
  </li>
  <li>
   Strong understanding of medical insurance and local regulations
  </li>
  <li>
   Data analysis and financial modelling skills
  </li>
  <li>
   Strategic thinker with strong analytical and problem-solving skills
  </li>
  <li>
   Excellent communication and influencing abilities
  </li>
  <li>
   Collaborative and business-oriented mindset
  </li>
 </ul>
</div>


SME Underwriting Manager

Santander Holdings USA Inc

<p>Dealer Commercial Services Underwriting Manager</p>Country: United States of America<p><b>Your Journey Starts Here:</b></p><p>Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.</p><p>An exciting journey awaits, if you are interested in exploring the possibilities <b>We Want to Talk to You!</b></p><p><b>The Difference You Make:</b><br>The Underwriting Manager is responsible for overseeing the underwriting of individual loans and assisting in the monitoring and control of individual loan portfolios for Dealer Commercial Services. In addition, the incumbent is responsible for ensuring the loans are underwritten and structured in accordance with loan and credit policies, as well as supporting the loan production teams.<br><br></p><ul><li><p>Ensures loans are in compliance with applicable credit & underwriting policies.</p></li><li><p>Facilitates structuring of loans.</p></li><li><p>Reviews credit approval memos for completeness, accuracy, and detail. Provides feedback as appropriate.</p></li><li><p>Provides guidance and support on loan structure to loan production team.</p></li><li><p>Conducts on-site inspections as appropriate and coordinate with various vendors.</p></li><li><p>Develops strategies that align with business goals in the areas of staffing, optimization, accuracy, credit policy, collections and compliance.</p></li><li><p>Tracks and drives forward key performance metrics around verification of application information, underwriting standards, and consistency with credit policy.</p></li><li><p>Manages, coaches, and trains individual contributors across credit underwriting teams.</p></li><li><p>Manages underwriting operations procedures/ processes and exhibits a sense of urgency towards meeting applicant requests while also meeting acceptable risk parameters.</p></li></ul><p><br></p><p><b>What You Bring:</b><br>To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.</p><ul><li><p>Bachelor's Degree or equivalent work experience: Finance, Accounting, Management, Economics or equivalent field. - Required.</p></li><li><p>Master's Degree: Finance, Accounting, Management, Economics or equivalent field. - Preferred.</p></li></ul><ul><li><p>9+ Years Underwriting experience within a lending organization - online, credit card and/or installment loans preferred. - Required.</p></li></ul><ul><li><p>Ability to shift gears at a moment's notice and enjoy the challenges of scaling up operations in a fast-paced environment is a must.</p></li><li><p>Knowledge of underwriting and experience with all underwriting procedures.</p></li><li><p>Ability to effectively present information and respond to questions from groups or managers, members, and general public.</p></li><li><p>Excellent member service skills.</p></li><li><p>Detail oriented, common sense decision-making; above average oral, written and communications skills.</p></li><li><p>Ability to define problems, collect data, establish facts, and draw valid conclusions.</p></li><li><p>Ability to work with mathematical concepts, such as profitability and statistical inference. Ability to apply concepts, such as fractions, percentages, ratios and proportions, to practical situations.</p></li></ul><p><br></p><p><b>Certifications:</b></p><ul><li><p>No Certifications listed for this job.</p></li></ul><p><br></p><p><b>It Would Be Nice For You To Have:</b></p><ul><li><p>Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.</p></li><li><p>Experience in Microsoft Office products.</p></li></ul><p><b> What Else You Need To Know </b><b>:</b></p><p>The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.</p> <b><b>Base Pay Range</b></b> <p>Minimum:</p> $120,000.00 USD <p>Maximum:</p> $200,000.00 USD<p><b> Link to Santander Benefits: </b></p><p><u><b>Santander Benefits - 2025 Santander OnGoing/NH eGuide ()</b></u></p><p><b> Risk Culture: </b></p><p>We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.</p><p><b> EEO Statement: </b></p><p> At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. <br><br><b> Working Conditions </b>:</p><p> Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required . <br><br><b>Employer Rights:</b></p><p>This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.</p><p><b> What </b><b> To Do Next </b><b>:</b></p><p>If this sounds like a role you are interested in, then please apply.</p><p> We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs. </p><br><br><p><strong>Primary Location: </strong>Dallas, TX, Dallas</p><br><p><strong>Other Locations: </strong>Texas-Dallas</p><br><p><strong>Organization: </strong>Santander Bank N.A.</p>

Dealer Commercial Services Underwriting Manager

Ultimate Banking Ltd

<p><strong>Senior Mortgage Underwriter</strong></p><p><strong>Central Belt, Scotland</strong></p><p><strong>£dependent on experience, up to £45k</strong></p><p></p><p>Are you an experienced manual mortgage underwriter who thrives on providing excellent customer service, and underwriting a variety of residential and B2L loans? Our client has an exciting opportunity to join their team as a Senior Mortgage Underwriter; here you will be working in a close knit team of 6 and reporting to the Mortgage Underwriting Manager, being responsible for assessing complex residential mortgage applications up to £1m. </p><p></p><p>They are an established and highly customer focussed business with many awards to their name. This is a new role as they continue to expand and grow their lending offerings to their customers. You will be expected to be in their office (Central Belt) at least once a week (likely more the first few weeks) but thereafter flexibility to WFH. </p><p></p><p>Duties will include: </p><ul><li>Assess mortgage applications in line with lending policy and regulatory standards (MCOB) </li><li>Perform detailed affordability assessments, including non-standard income and complex applicant profiles </li><li>Apply manual underwriting judgement with freedom to apply common sense without the restrictions of rigid credit scoring </li><li>Provide technical guidance to junior underwriters and administrative assistants </li><li>Contribute towards underwriting policy reviews and process improvements </li><li>Liaise with intermediaries and internal stakeholders to progress applications efficiently </li></ul><p></p><p>The successful candidate will possess: </p><ul><li>At least 3 years' previous manual mortgage underwriting experience in residential and / or B2L lending</li><li>Previously held a mandate</li><li>Have a customer focus, be able to work within a relatively small team and contribute to the wider business, supporting more junior colleagues in particular</li></ul><p></p><p>Along with a competitive salary, additional benefits include: bonus scheme, very generous pension scheme and BUPA health care. If you are an experienced mortgage underwriter who can commute to the Central Belt area once a week and looking to work in a customer focussed lender, please apply now.</p>

Senior Mortgage Underwriter

Corebridge Financial

<div>
 Who We Are
 <br/>
 <br/>
 At Corebridge Financial, we believe action is everything. That&rsquo;s why every day we partner with financial professionals and institutions to make it possible for more people to take action in their financial lives, for today and tomorrow.
 <br/>
 <br/>
 We Align To a Set Of Values That Are The Core Pillars That Define Our Culture And Help Bring Our Brand Purpose To Life
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   We are stronger as one: We collaborate across the enterprise, scale what works and act decisively for our customers and partners.
  </li>
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   We deliver on commitments: We are accountable, empower each other and go above and beyond for our stakeholders.
  </li>
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   We learn, improve and innovate: We get better each day by challenging the status quo and equipping ourselves for the future.
  </li>
  <li>
   We are inclusive: We embrace different perspectives, enabling our colleagues to make an impact and bring their whole selves to work.
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  Who You'll Work With
  <br/>
  <br/>
 </strong>
 Corebridge Financial is an outstanding franchise that brings together a broad portfolio of life insurance, retirement and institutional products offered through an extensive, multichannel distribution network. We hold long-standing, leading market positions in many of the markets we serve. With our strong capital position, customer orientation, breadth of product expertise and deep distribution relationships across various channels, we are well positioned to serve growing market needs.
 <br/>
 <br/>
 We have a legacy of working to make the world a better place, and that begins with our most important asset, our employees. We&rsquo;re proud to offer a range of employee benefits and resources that help you protect what matters most &ndash; your health care, savings, financial protection, and wellbeing.
 <br/>
 <br/>
 <strong>
  About The Role
  <br/>
  <br/>
 </strong>
 The underwriting organization is responsible for underwriting new life applications with a focus on delivering a best in class customer experience. Underwriting team members provide medical and financial risk assessment on applications for individual life insurance applications.
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 <br/>
 The primary responsibility of the Director, Life Underwriting is to accurately assess medical and financial risk, protecting the mortality results of the organization while also supporting sales. Underwriting team members interact frequently with our customers and therefore the role requires a customer centric and relationship focused attitude, excellent communication skills as well as accountability for accurate and prompt processing.
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 This position reports to the Managing Underwriting Director and will work with Case Managers, Internal &amp; External Wholesalers and NMO&rsquo;s/Firms.
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  Responsibilities
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  <br/>
 </strong>
 <ul>
  <li>
   Underwrite complex formal applications and informal quote applications with the ability to evaluate and take final action in an independent manner within approval authority guidelines.
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   Analyze complex information and interpret to reach comprehensive medical and financial assessments based on company guidelines and policy.
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   Effectively manage change, defuse conflict and negotiate positive results.
  </li>
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   Able to take a cross-functional view of work processes and understand the ramifications to other areas of actions taken and decisions made.
  </li>
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   Must be organized and able to manage a large caseload.
  </li>
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   Demonstrate superior technical underwriting knowledge and skills.
  </li>
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   Ability to provide training to internal and external customers on underwriting topics.
  </li>
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   Able to independently and effectively interact with a sophisticated field force dealing with an upscale market.
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  Skills And Qualifications
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 </strong>
 <ul>
  <li>
   Experience with brokerage distribution marketplace.
  </li>
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   5+ years of life underwriting experience with demonstrated competence and experience handling larger face amount cases.
  </li>
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   Required Approval authority up to $7,000,000.
  </li>
  <li>
   FLMI, FALU and/or CLU designations preferred or progress toward these designations.
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  Compensation
  <br/>
  <br/>
 </strong>
 The anticipated salary range for this position is $118,000 to $128,000 [CA,D.C, HI, IL, MD, MN, NJ, NY, VT, WA] at the commencement of employment. Not all candidates will be eligible for the upper end of the salary range. The actual compensation offered will ultimately be dependent on multiple factors, which may include the candidate&rsquo;s geographic location, skills, experience and other qualifications. In addition, the position is eligible for a discretionary bonus in accordance with the terms of the applicable incentive plan.
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 <strong>
  Work Location
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  <br/>
 </strong>
 This position is currently designated as remote.
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 <br/>
 #REMOTE
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 <br/>
 Why Corebridge?
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 <br/>
 At Corebridge Financial, we prioritize the health, well-being, and work-life balance of our employees. Our comprehensive benefits and wellness program is designed to support employees both personally and professionally, ensuring that they have the resources and flexibility needed to thrive.
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  Benefit Offerings Include
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 </strong>
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   Health and Wellness: We offer a range of medical, dental and vision insurance plans, as well as mental health support and wellness initiatives to promote overall well-being.
  </li>
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   Retirement Savings: We offer retirement benefits options, which vary by location. In the U.S., our competitive 401(k) Plan offers a generous dollar-for-dollar Company matching contribution of up to 6% of eligible pay and a Company contribution equal to 3% of eligible pay (subject to annual IRS limits and Plan terms). These Company contributions vest immediately.
  </li>
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   Employee Assistance Program: Confidential counseling services and resources are available to all employees.
  </li>
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   Matching charitable donations: Corebridge matches donations to tax-exempt organizations 1:1, up to $5,000.
  </li>
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   Volunteer Time Off: Employees may use up to 16 volunteer hours annually to support activities that enhance and serve communities where employees live and work.
  </li>
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   Paid Time Off: Eligible employees start off with at least 24 Paid Time Off (PTO) days so they can take time off for themselves and their families when they need it.
   <br/>
   <br/>
  </li>
 </ul>
 Eligibility for and participation in employer-sponsored benefit plans and Company programs will be subject to applicable law, governing Plan document(s) and Company policy.
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 <strong>
  We are an Equal Opportunity Employer
  <br/>
  <br/>
 </strong>
 Corebridge Financial, is committed to being an equal opportunity employer and we comply with all applicable federal, state, and local fair employment laws. All applicants will be considered for employment based on job-related qualifications and without regard to race, color, religion, sex, gender, gender identity or expression, sexual orientation, national origin, disability, neurodivergence, age, veteran status, or any other protected characteristic. The Company is also committed to compliance with all fair employment practices regarding citizenship and immigration status. At Corebridge Financial, we believe that diversity and inclusion are critical to building a creative workplace that leads to innovation, growth, and profitability. Through a wide variety of programs and initiatives, we invest in each employee, seeking to ensure that our colleagues are respected as individuals and valued for their unique perspectives.
 <br/>
 <br/>
 Corebridge Financial is committed to working with and providing reasonable accommodations to job applicants and employees, including any accommodations needed on the basis of physical or mental disabilities or sincerely held religious beliefs. If you believe you need a reasonable accommodation in order to search for a job opening or to complete any part of the application or hiring process, please send an email to TalentandInclusion@corebridgefinancial.com. Reasonable accommodations will be determined on a case-by-case basis, in accordance with applicable federal, state, and local law.
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 We will consider for employment qualified applicants with criminal histories, consistent with applicable law.
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 To learn more please visit: www.corebridgefinancial.com
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 <strong>
  Functional Area
  <br/>
  <br/>
 </strong>
 UW - Underwriting
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 Estimated Travel Percentage (%): Up to 25%
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 Relocation Provided: No
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 American General Life Insurance Company
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</div>


Associate Director - Life Underwriting

Fintelligent

<strong>Head of Underwriting London Competitive Salary + Opportunity for LTIP / Director Available.</strong>Our client is a bridging & development finance lender based in the heart of London. With a growing loan book and ambitions to scale further, they are now seeking an experienced Head of Underwriting to lead their underwriting division and play a pivotal role in the next stage of the company's growth.As Head of Underwriting, you'll be responsible for overseeing the entire underwriting function, ensuring deals are assessed efficiently, consistently, and within the company's risk appetite. This is a hands-on role with strategic input perfect for someone who thrives in a dynamic, entrepreneurial environment.<strong>Experience & Requirements</strong><ul> <li>A breadth of knowledge and experience within bridging / development finance underwriting, with at least 2 years in a senior or leadership role</li><li>Strong knowledge of the UK property market, lending structures, and risk management</li><li>An understanding of conveyancing law & the ability to understand planning & financial statements</li><li>Excellent communication and decision-making skills and the ability to plan and set appropriate performance measurements</li><li>A proactive leader with the ability to manage multiple cases and priorities</li><li>Comfortable working in a boutique or SME environment with a hands-on approach</li><li>Strong commercial awareness and sound judgement</li></ul> <strong>Key Responsibilities</strong><ul> <li>Lead, mentor, and develop a team of underwriters, ensuring high performance and adherence to lending policies</li><li>Assess complex bridging and development loan applications</li><li>Maintain and improve underwriting processes and procedures in line with industry best practices</li><li>Act as the final sign-off for high-value or complex deals</li><li>Work closely with senior leadership team to align underwriting strategy with business objectives</li><li>Ensure all loans are underwritten in compliance with regulatory and internal credit risk guidelines</li><li>Liaise with key stakeholders including brokers, valuers, solicitors, and internal teams</li><li>Oversee credit paper preparation and present at credit committees when necessary</li><li>Monitor market trends and competitor activity to inform underwriting and risk strategies</li></ul> <strong>Why Join?</strong><ul> <li>Opportunity to shape and lead the credit function of a growing lender</li><li>Work directly with senior leadership team and influence business strategy</li><li>A supportive and entrepreneurial working environment</li><li>A unique opportunity to work towards a senior leadership position gaining equity in the future.</li></ul> To express an interest in this opportunity please contact Charlotte Walker at Fintelligent today, or share your CV for immediate consideration.

Head of Underwriting

ERGO GROUP

<div><div><p><b>Location</b></p>
Dubai, United Arab Emirates
<p><b>Job type</b></p>
Full-Time
<p><b>Work mode</b></p>
Hybrid
<p><b>Job level</b></p>
Professional
<p><b>Job ID</b></p>
9988
<p><b>Company</b></p>
Munich Re
<p><b>Employment type</b></p>
Regular
<p><b>Area of expertise</b></p>
Claims &amp; Underwriting</div></div><div></div>
<br><div><div><p>At Munich Re, we don&rsquo;t just assess risk &mdash; we shape the future of insurance. From cyberattacks to pandemics, rocket launches to healthcare trends, we help our clients manage what matters most. We&rsquo;re looking for an Underwriting &amp; Pricing Analyst to join our Life &amp; Health team at MRUA. You&rsquo;ll support regional clients with high-quality underwriting, risk evaluation, and pricing for Group Employee Benefits (GEB) and individual health portfolios</p><p><b>
Job Profile:</b></p><ul><li>
Deliver high-quality underwriting and pricing support for group and individual health reinsurance</li><li>
Evaluate and structure technical solutions aligned with corporate underwriting guidelines</li><li>
Support key clients across the Middle East &amp; Africa region with risk analysis, product design, and quotations</li><li>
Use data-driven insight to craft competitive, compliant, and profitable proposals</li><li>
Collaborate with internal teams and clients to optimize underwriting tools and quoting platforms</li><li>
Stay on top of market trends, regulations, and portfolio performance</li></ul><p><b>
Your Profile:</b></p><ul><li>
Bachelor&rsquo;s degree (preferably Actuarial Science); actuarial progress a strong plus</li><li>
5+ years&rsquo; experience in life &amp; health underwriting, ideally with GEB focus</li><li>
Experience with actuarial pricing tools, Excel/VBA, Power Tools; SQL/Access a bonus</li><li>
Strong analytical, communication, and problem-solving skills</li><li>
Fluent in English (Arabic is an advantage)</li></ul><p><i>
At Munich Re, we embrace, and value, the interaction of diverse backgrounds, experiences, perspectives and thought. This interaction is our foundation. Of our open culture and spirit of partnership. Of how our teams are built and cultivated. Of how we are supported and developed. And at the centre of this interaction is each of us.</i></p></div></div><div></div>
<br><div><div><div><p>Your Benefits</p>
<p><b>With us, you get more than just an exciting job. Enjoy a wide range of employee benefits tailored to your wellbeing and development. Please note that regional differences may apply.</b></p>
</div><div></div><div><div><div>Competitive Salary</div>
<div>We provide fair and competitive compensation that reflects your performance and commitment.</div>
</div><div></div><div><div>Company performance-based Incentives</div>
<div>In addition to your salary, our variable compensation approach allows you to share in Munich Re's success.</div>
</div><div></div><div><div>Recognition and Special Rewards</div>
<div>We recognise outstanding individual contributions through a variety of targeted rewards and incentives.</div>
</div><div></div><div><div>Retirement Planning</div>
<div>We support your long-term financial wellbeing with retirement solutions aligned with local regulations.</div>
</div><div></div><div><div>Inclusive Workplace Culture</div>
<div>We foster a respectful, inclusive, and values-driven environment.</div>
</div><div></div><div><div>Learning &amp; Development</div>
<div>We offer tailored learning opportunities with a strong focus on core skills and business-critical knowledge.</div>
</div><div></div><div><div>Work-Life-Balance</div>
<div>Supporting your ability to balance family, leisure, and your career.</div>
</div><div></div><div><div>Health &amp; Wellbeing</div>
<div>We support your physical and mental health through a range of programs and activities in each location.</div></div></div></div></div>

Underwriting & Pricing Analyst

Chubb Insurance

<div><p><b>Role Purpose:
</b><br>
This senior role is central to the profitability and strategic growth of the Commercial Insurance Divisions&rsquo;s Property portfolio in the UKI. The purpose is to steward the portfolio's performance, bearing a shared responsibility for its overall underwriting profit. This entails a blend of risk selection, disciplined portfolio management, and the cultivation of strategic underwriting strategies. The role is accountable for achieving premium, loss ratio, and expense targets by actively shaping the book's composition and ensuring underwriting discipline. A key aspect of the role is to serve as a technical referral point and to champion Chubb&rsquo;s underwriting disciplines in Commercial Insurance.<br>
</p><p></p><p><b>Key Responsibilities<br>
</b></p><p></p><p><b>Strategic Underwriting and Portfolio Stewardship
</b></p><ul><li><div>Oversee the CI (MM, LMM exc DCI) property business portfolio, including IPs.
</div></li><li><div>Develop, implement, and communicate underwriting strategies to the CI property and package teams.
</div></li><li><div>Use portfolio insights and trend analysis to influence and refine underwriting strategies.
</div></li><li><div>Monitor actual performance against plan, manage pricing decisions, and provide input into planning and budgeting.
</div></li><li><div>Ensure disciplined risk selection and portfolio management to achieve premium, loss ratio, and expense targets.
</div></li><li><div>Serve as a technical referral point for complex risks and underwriting queries.<br>
</div></li></ul><p></p><p><b>Trading Partner and Market Engagement
</b></p><ul><li><div>Build and maintain relationships with key brokers and large clients.
</div></li><li><div>Negotiate terms and represent Chubb&rsquo;s interests in the market.
</div></li><li><div>Act as a Client Executive for a select portfolio of strategic clients, ensuring the highest level of service and reinforcing Chubb&rsquo;s commitment to partnership.<br>
<br>
<br>
</div></li></ul><div><b>Regional Portfolio Governance &amp; Pipeline Management
</b></div><ul><li><div>Manage authority delegation within CI, either directly if authorised or in coordination with the Head of CI.
</div></li><li><div>Liaise between Head of Property UKI, COG, and UKI Management for all CI property matters.
</div></li><li><div>Maintain open communication with internal stakeholders (e.g., claims, loss control, actuarial) to ensure a unified strategy on key accounts.
</div></li><li><div>Act as a referral point for other regions on risks with exposures in your geographic or technical area of expertise, promoting knowledge sharing and consistent risk assessment.<br>
</div></li></ul><p></p><p><b>Market Engagement and Travel
</b></p><ul><li><div>Travel regularly to each of the region's Chubb offices to align on strategy, share best practices, and provide support to local teams.
</div></li><li><div>Undertake regular travel to meet with key brokers and clients as required to build relationships, negotiate terms, and ensure a strong physical presence in all UKI regions.<br>
</div></li></ul><p></p><p><b>Financial Performance and Operational Accountability
</b></p><ul><li><div>Monitor and report on portfolio performance, including analysis of loss ratios, trends, and aggregate exposures.
</div></li><li><div>Drive strategic underwriting decisions to achieve target returns and portfolio profitability.
</div></li><li><div>Provide input into planning and budgeting processes.
</div></li><li><div>Uphold the highest standards of the company's risk culture, ensuring full compliance with all internal guidelines, regulatory requirements, and fairness and transparency principles within MAD.<br>
</div></li></ul><p></p><p><b>Client Service and Leadership
</b></p><ul><li><div>Champion an inclusive and high-performing team culture by mentoring, training, and developing less experienced underwriters.
</div></li><li><div>Share knowledge on underwriting philosophy and portfolio management.
</div></li><li><div>Ensure open and effective communication with the CI team on all relevant property and package matters.</div></li></ul></div>
<br><div><ul><li><div>In depth, proven experience in commercial Property underwriting, with significant exposure to large accounts or complex risks and a demonstrable track record of portfolio profitability.
</div></li><li><div>ACII qualification required.
</div></li><li><div>Expert-level technical underwriting ability, including manuscripting policies, structuring complex deals, and utilising advanced pricing techniques.
</div></li><li><div>Demonstrable experience in active portfolio management, including analysis of loss ratios, trends, and aggregate exposures.
</div></li><li><div>Proven history of building and maintaining profitable relationships with key brokers and large clients, with senior-level negotiation skills.
</div></li><li><div>Exceptional analytical, negotiation, and presentation skills, with the ability to communicate complex concepts clearly to both internal and external stakeholders.
</div></li><li><div>Strategic, results-oriented mindset with the ability to thrive in a collaborative, team-based culture.
</div></li><li><div>Proficiency in Microsoft Office Suite, with strong Excel skills for portfolio analysis and modelling.<br>
</div></li></ul><h3 class="jobSectionHeader"><b>Leadership Competencies<br>
</b></h3><div></div><div>We seek a leader who exemplifies:
</div><ul><li><div><b>Business Acumen: </b>A keen understanding of the P&amp;L drivers of an insurance portfolio, using technical and market knowledge to make data-driven decisions.
</div></li><li><div><b>Influence: </b>A collaborative influencer who builds deep, trust-based relationships to achieve strategic outcomes.
</div></li><li><div><b>Execution &amp; Ownership: </b>Takes full accountability for their assigned book, demonstrating persistence to deliver results.
</div></li><li><div><b>Integrity &amp; Courage: </b>A role model who upholds Chubb&rsquo;s values and ensures the prioritisation of good customer outcomes.
</div></li><li><div><b>Strategic Focus: </b>Incorporates a long-term perspective on market trends into daily underwriting and portfolio management activities.<br>
</div></li></ul><div></div><div><br>
<b>Performance Measures:<br>
</b></div><div></div><div>Performance is evaluated against annual goals directly tied to the health and success of the Property portfolio, with focus on:<br>
</div><div></div><ul><li><div><b>Profit &amp; Financials: </b>Achievement of gross and net premium targets, loss ratio goals, and overall contribution to the division's underwriting profit.
</div></li><li><div><b>Expense Management: </b>Performance against budgets for commissions and T&amp;E expenditure.
</div></li><li><div><b>Portfolio Management: </b>Metrics on renewal retention, new business hit ratios, and diversification of risk.
</div></li><li><div><b>Customer &amp; Broker Engagement: </b>Client and broker satisfaction, retention rates, and successful expansion of relationships.
</div></li><li><div><b>People &amp; Culture: </b>Contributions to team development and fostering an inclusive environment.
</div></li><li><div><b>Risk &amp; Compliance: </b>Adherence to underwriting authority, compliance guidelines, and treating customers fairly</div></li></ul></div>
<br>Chubb is a world leader in insurance. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients. The company is distinguished by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength, underwriting excellence, superior claims handling expertise and local operations globally.

UKI Commercial Insurance Property Manager

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