underwriting manager

Santander Holdings USA Inc

<p>Dealer Commercial Services Underwriting Manager</p>Country: United States of America<p><b>Your Journey Starts Here:</b></p><p>Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.</p><p>An exciting journey awaits, if you are interested in exploring the possibilities <b>We Want to Talk to You!</b></p><p><b>The Difference You Make:</b><br>The Underwriting Manager is responsible for overseeing the underwriting of individual loans and assisting in the monitoring and control of individual loan portfolios for Dealer Commercial Services. In addition, the incumbent is responsible for ensuring the loans are underwritten and structured in accordance with loan and credit policies, as well as supporting the loan production teams.<br><br></p><ul><li><p>Ensures loans are in compliance with applicable credit & underwriting policies.</p></li><li><p>Facilitates structuring of loans.</p></li><li><p>Reviews credit approval memos for completeness, accuracy, and detail. Provides feedback as appropriate.</p></li><li><p>Provides guidance and support on loan structure to loan production team.</p></li><li><p>Conducts on-site inspections as appropriate and coordinate with various vendors.</p></li><li><p>Develops strategies that align with business goals in the areas of staffing, optimization, accuracy, credit policy, collections and compliance.</p></li><li><p>Tracks and drives forward key performance metrics around verification of application information, underwriting standards, and consistency with credit policy.</p></li><li><p>Manages, coaches, and trains individual contributors across credit underwriting teams.</p></li><li><p>Manages underwriting operations procedures/ processes and exhibits a sense of urgency towards meeting applicant requests while also meeting acceptable risk parameters.</p></li></ul><p><br></p><p><b>What You Bring:</b><br>To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.</p><ul><li><p>Bachelor's Degree or equivalent work experience: Finance, Accounting, Management, Economics or equivalent field. - Required.</p></li><li><p>Master's Degree: Finance, Accounting, Management, Economics or equivalent field. - Preferred.</p></li></ul><ul><li><p>9+ Years Underwriting experience within a lending organization - online, credit card and/or installment loans preferred. - Required.</p></li></ul><ul><li><p>Ability to shift gears at a moment's notice and enjoy the challenges of scaling up operations in a fast-paced environment is a must.</p></li><li><p>Knowledge of underwriting and experience with all underwriting procedures.</p></li><li><p>Ability to effectively present information and respond to questions from groups or managers, members, and general public.</p></li><li><p>Excellent member service skills.</p></li><li><p>Detail oriented, common sense decision-making; above average oral, written and communications skills.</p></li><li><p>Ability to define problems, collect data, establish facts, and draw valid conclusions.</p></li><li><p>Ability to work with mathematical concepts, such as profitability and statistical inference. Ability to apply concepts, such as fractions, percentages, ratios and proportions, to practical situations.</p></li></ul><p><br></p><p><b>Certifications:</b></p><ul><li><p>No Certifications listed for this job.</p></li></ul><p><br></p><p><b>It Would Be Nice For You To Have:</b></p><ul><li><p>Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.</p></li><li><p>Experience in Microsoft Office products.</p></li></ul><p><b> What Else You Need To Know </b><b>:</b></p><p>The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.</p> <b><b>Base Pay Range</b></b> <p>Minimum:</p> $120,000.00 USD <p>Maximum:</p> $200,000.00 USD<p><b> Link to Santander Benefits: </b></p><p><u><b>Santander Benefits - 2025 Santander OnGoing/NH eGuide ()</b></u></p><p><b> Risk Culture: </b></p><p>We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.</p><p><b> EEO Statement: </b></p><p> At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. <br><br><b> Working Conditions </b>:</p><p> Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required . <br><br><b>Employer Rights:</b></p><p>This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.</p><p><b> What </b><b> To Do Next </b><b>:</b></p><p>If this sounds like a role you are interested in, then please apply.</p><p> We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs. </p><br><br><p><strong>Primary Location: </strong>Dallas, TX, Dallas</p><br><p><strong>Other Locations: </strong>Texas-Dallas</p><br><p><strong>Organization: </strong>Santander Bank N.A.</p>

Dealer Commercial Services Underwriting Manager

Genpact

<div>
 <p>
  Role- AVP-Underwriting
 </p>
 <p>
  <br/>
 </p>
 <p>
  In this role as a Subject Matter Expert (SME), Operational experience, 250 to 300 team member management ability,
  <strong>
   US
  </strong>
  ,
  <strong>
   P&amp;C underwriting
  </strong>
  , you will be responsible for helping the Insurance Service Line grow by developing and executing strategies designed to support our insurance company clients, developing new products and solutions, managing existing products, supporting our sales teams, and managing go-to-market strategies.
 </p>
 <p>
  This role will be focused primarily on the U.S. P&amp;C insurance markets with an emphasis on Commercial/Specialty lines.
 </p>
 <p>
  <br/>
 </p>
 <p>
  Responsibilities
 </p>
 <ul>
  <li>
   Managing a portfolio of one or two major Genpact insurance underwriting products/solutions. This aspect is similar to a Product Management role.
  </li>
  <li>
   Lead day to day operations and client relationship
  </li>
  <li>
   Co-manage (along with Genpact&rsquo;s client relationship team) a portfolio of existing Genpact insurance underwriting clients
  </li>
  <li>
   Develop new products organically or via new business partnerships to bring new solutions to the market
  </li>
  <li>
   Develop and manage go-to-market strategies for assigned products and customer markets designed to achieve annual revenue and sales targets
  </li>
  <li>
   Identify, and sometimes lead, Value generation, Innovation and enhancement projects within Data, Tech, AI
  </li>
 </ul>
 <p>
  <br/>
 </p>
 <p>
  Minimum Qualifications
 </p>
 <ul>
  <li>
   Insurance experience in an underwriting, product management, business development or similar role
  </li>
  <li>
   Thorough understanding and expertise in the U.S.-North America underwriting ecosystem including distribution, underwriting, and pricing, technology platforms, data and analytics sources, and trends impacting the market.
  </li>
  <li>
   Experience, ability, and comfort engaging with senior level insurance company executives
  </li>
  <li>
   Experience developing go-to-market strategies including understanding of marketing strategies and tools.
  </li>
 </ul>
 <p>
  <br/>
 </p>
 <p>
  Preferred Qualifications/ Skills
 </p>
 <ul>
  <li>
   Excellent communication skills both verbal and written
  </li>
  <li>
   Hands on knowledge of MS Office
  </li>
  <li>
   Prior P&amp;L responsibilities for insurance related products
  </li>
 </ul>
 <p>
 </p>
</div>


AVP-Underwriting

Osaic

<div><p><b>Underwriting Opportunity in Insurance Industry</b></p><p><b>
AVP, Associate Chief Underwriter, Highland Capital Brokerage</b></p><p></p><p><b><br>
Location(s):</b><b> All Locations/Remote</b></p><p></p><p><b>
Role Type:</b><b> Full time</b></p><p></p><p><b>
Salary: </b>$120,000 - $150,000 per year + Sales Incentive Compensation</p><p></p><p>
Actual compensation offered will be determined individually, based on a number of job-related factors, including location, skills, licensure, experience, and education.</p><p></p><p>
Our competitive compensation is just one component of Osaic&rsquo;s total compensation package. Additional benefits include health, vision, dental insurance, 401k, paid time away, volunteer days and much more. To view more details of what you can look forward to, visit our careers page: https://careers.osaic.com/Creative/Benefits.</p><p></p><p><b>
Summary:
</b></p><p>Responsible for providing high level life insurance and long-term care underwriting expertise during the pre-sales and new business process. The candidate will provide directions on ordering medical records, assist with carrier selection, summarize medical records, create cover letters, evaluate carrier offers, negotiate offers with the carriers, and provide informal underwriting opinions to SVPs, marketing staff, and brokers. The candidate will also mentor less experienced personnel. Position requires high-level understanding of the life insurance process, medical, non-medical and financial risk selection, and reinsurance expertise.</p><p></p><p><b>
Education Requirements:
</b></p><ul><li>Bachelor&rsquo;s degree preferred. Minimum of Associate&rsquo;s degree or equivalent is required. High school diploma (or equivalent) in combination with significant practical experience will be considered in lieu of degree.</li><li>
Life &amp; Health Insurance License
</li></ul><p></p><p><b>Responsibilities:
</b></p><ul><li>Underwriting Direction:<ul><li>
Review applications, examinations, and medical records as requested by the case manager to ensure all appropriate medical records have been ordered.</li><li>
Review medical records as needed to identify any potential underwriting issues and offer an opinion on the underwriting outcome.</li><li>
Summarize complex medical history for submission to carriers.</li><li>
Thorough understanding of Jumbo case &amp; facultative reinsurance underwriting</li><li>
Evaluate underwriting evidence and provide guidance on cases approved.</li><li>
Assist with and create cover letters.</li><li>
Assist in maintaining underwriting data and underwriting resources.</li><li>
Develop training and mentorship for underwriting associates and case managers.</li><li>
Partner with sales as key customer connection into HCB.</li><li>
Market your value to VIP customers as appropriate to strengthen key customer relationships.</li><li>
Meet with customers on field visits to promote HCB underwriting value as a differentiator.</li><li>
Review email, phone or web submitted inquiries from brokers and provide underwriting guidance.</li></ul></li></ul><p></p><ul><li>
Monitoring and Communication:<ul><li>
Maintain correspondence with carriers and brokers by telephone, fax, letter or email.</li><li>
Notify broker, Sales Vice President, and case manager of underwriting opinion.</li><li>
Utilize data management systems per Highland Capital protocols to ensure accurate reporting.</li><li>
Work with internal sales resources as needed so as to properly position cases.</li><li>
Negotiate carrier offers where appropriate to ensure that optimal underwriting class is being received.</li></ul></li></ul><p></p><p><b>
Basic Requirements:
</b></p><ul><li>Minimum of 15 years Life Underwriting experience.</li><li>
Prior Life Insurance Brokerage or Life Insurance Company experience.</li><li>
Possess a well-versed knowledge of medical terminology, medicine, medical science and symptomology, non-medical and financial risk selection methodologies, MIB, legal and regulatory limitations, contractual provisions, products, morbidity and mortality, underwriting guidelines, manuals, and operating systems.</li><li>
Strong critical thinking and decision-making skills; attention to detail with the ability to quickly identify information by categorizing, estimating, recognizing differences or similarities, and detecting changes in circumstances of events.</li><li>
Excellent communication (verbal and written), team building, strong interpersonal and customer engagement, and negotiation skills.</li><li>
Identifies and directs the implementation of process improvements that significantly improve quality across the team, department and/or business unit for their assigned area(s) of responsibility.</li><li>
Maintains knowledge on current and emerging developments/industry trends. Collaborates with UW leadership to evaluate new trends and developments for possible current and future solutions.</li><li>
Mentors underwriting team members and serves as a subject matter expert in one or more financial and/or medical topics related to underwriting and risk assessment; conducts trainings and/or prepares written documentation in field of expertise.</li><li>
Negotiates sensitive, high-impact underwriting decisions with key distribution partners.</li><li>
High degree of confidentiality.</li></ul><p></p><p><b>
Preferred Requirements:
</b></p><ul><li>Industry designations (i.e. FLMI, ALU, CLU, ChFC, CFP, etc.) are a plus</li><li>
Licenses or certifications</li></ul><p></p><b>
Equal Opportunity Employer</b>
<p>
Osaic is an equal opportunity employer. We celebrate diversity in our workplace and we hire the most qualified candidates without regard for age, ethnicity, gender, gender identity or expression, language differences, nationality or national origin, family or marital status, physical, mental, and developmental abilities (or the perception of a disability), genetic information, race, religion or belief, sexual orientation, skin color, social or economic class, education, work and behavioral styles, political affiliation, military service, caste, or any other characteristic protected by law.</p>
<b>
Eligibility</b>
<p>
Applicants for employment in the US must have valid work authorization that does not now and/or will not in the future require sponsorship of a visa for employment authorization in the US by Osaic.</p>
<b>
Unqualified Applications</b>
<p>
Osaic does not consider applications from candidates who do not meet the minimum qualifications stated in the job posting.</p>
<b>
Recruiting Agencies</b>
<p>
Osaic only accepts candidates from contracted recruiting firms and only for searches approved prior to submissions. Fees will not be paid for unsolicited submissions.</p></div>

AVP, Associate Chief Underwriter

Ultimate Banking Ltd

<p><strong>Senior Mortgage Underwriter</strong></p><p><strong>Central Belt, Scotland</strong></p><p><strong>£dependent on experience, up to £45k</strong></p><p></p><p>Are you an experienced manual mortgage underwriter who thrives on providing excellent customer service, and underwriting a variety of residential and B2L loans? Our client has an exciting opportunity to join their team as a Senior Mortgage Underwriter; here you will be working in a close knit team of 6 and reporting to the Mortgage Underwriting Manager, being responsible for assessing complex residential mortgage applications up to £1m. </p><p></p><p>They are an established and highly customer focussed business with many awards to their name. This is a new role as they continue to expand and grow their lending offerings to their customers. You will be expected to be in their office (Central Belt) at least once a week (likely more the first few weeks) but thereafter flexibility to WFH. </p><p></p><p>Duties will include: </p><ul><li>Assess mortgage applications in line with lending policy and regulatory standards (MCOB) </li><li>Perform detailed affordability assessments, including non-standard income and complex applicant profiles </li><li>Apply manual underwriting judgement with freedom to apply common sense without the restrictions of rigid credit scoring </li><li>Provide technical guidance to junior underwriters and administrative assistants </li><li>Contribute towards underwriting policy reviews and process improvements </li><li>Liaise with intermediaries and internal stakeholders to progress applications efficiently </li></ul><p></p><p>The successful candidate will possess: </p><ul><li>At least 3 years' previous manual mortgage underwriting experience in residential and / or B2L lending</li><li>Previously held a mandate</li><li>Have a customer focus, be able to work within a relatively small team and contribute to the wider business, supporting more junior colleagues in particular</li></ul><p></p><p>Along with a competitive salary, additional benefits include: bonus scheme, very generous pension scheme and BUPA health care. If you are an experienced mortgage underwriter who can commute to the Central Belt area once a week and looking to work in a customer focussed lender, please apply now.</p>

Senior Mortgage Underwriter

Essent Guaranty, Inc.

<p></p><div><p><b>Essent Group Ltd. </b>(NYSE: ESNT) is a Bermuda-based holding company (collectively with its subsidiaries, &quot;Essent&quot;) which serves the housing finance industry by offering private mortgage insurance, reinsurance, risk management products and title insurance and settlement services to mortgage lenders, borrowers, and investors to support homeownership. We are focused on managing risk and dedicated to serving as a strong and fair counterparty. As a company, we bring strong private capital and a commitment to risk management to the mortgage insurance industry.</p><p></p><p><b><br>
Title</b>: Lender Services<b> </b>Underwriting Counsel</p><p></p><p><b><br>
Location: </b>Coraopolis, PA <b>(fully on-site)</b></p><p>
This is an advanced level position which works under limited supervision and is responsible for underwriting decisions pertinent to residential and commercial real estate transactions located within assigned jurisdictions state as well as back-up underwriting support within centralized title production. Provides advisory guidance to associates and customers on underwritten files. Communicates with and assists lenders and colleagues regarding the Company's products and services. Assists associates with the legal aspects of title and closing issues contained within the Lender Services title manufacturing process. Represents the Company in state and national land title associations, reviews and maintains compliance with state regulations, laws, statutes, and regulations.</p><p><b>
As a dynamic and resourceful professional, we will rely on you to perform the following duties:</b></p><ul><li> Underwrites title risk primarily for residential title transactions. Assists lenders and colleagues on sophisticated title issues, questions and closing problems. Interpret legal documents associated with real estate transactions and evaluate for insurability.
</li><li> Engages with title underwriters regarding escrow and title closing issues. Responds to claim problems, advises the title or escrow officers involved with Claims Department approval.</li><li> Aid operations team in curing title issues and directing them on how to address various issues. Utilizes underwriting standards and guidelines within delegated authority limits, to underwrite the issuance of title insurance. Provides guidance to company personnel in the performance of real estate settlement services. Issues underwriting standards and guidelines in accordance with established company processes.
</li><li> Supports Company efforts with assigned state regulators, rating agencies and bureaus and licensing organizations. Reviews and approves high liability orders within maximum approved limits.
</li><li> Participates as requested by management in marketing and education efforts, including developing and making presentations to large and small groups, and writing Bulletins Stays current and distributes to staff information regarding new laws and procedures. Involved in title industry associations, state, and local title organizations as well as related industry and state bar associations.</li><li> Perform other duties as assigned by management.</li></ul><p></p><p><b><br>
Minimum Education &amp; Experience Requirements:</b></p><ul><li> JD - Juris Doctor.</li><li> 3+ years title underwriting experience.</li><li> Must be familiar with real estate law.</li><li> Continuing legal education requirements.</li><li> Member of Bar Association and license to practice law in at least one primary assigned state and willingness to secure license in additional states as warranted by corporate growth.</li><li> Title insurance underwriting experience and real estate transactional background.</li><li> Travels on company business as necessary. Estimate - 20%.
</li><li> Knowledge of real estate and title insurance law in the assigned state(s).</li><li> Strong understanding of fundamental concepts, practices and procedures of real estate title and settlement process.</li><li> General knowledge of Federal and State regulations related to real estate title insurance and settlement services.</li><li> General understanding of underwriting real estate transactions for the issuance of title insurance policies.</li><li> Ability to collaborate and act decisively.</li><li> Detail oriented and strong negotiation skills.</li><li> Excellent listening, verbal, and written communication skills.</li><li> Good organizational skills with the ability to multi-task and prioritize.</li></ul><p><br>
</p><p>Our commitment to your success is enhanced by our competitive salary and comprehensive benefits package including paid time off, medical, dental, vision, 401(k) and disability benefits. We work to maintain a positive environment for our employees, where people can learn and grow with the company. Essent is an Equal Opportunity Employer.</p></div>

Underwriting Counsel

Fintelligent

<strong>Head of Underwriting London Competitive Salary + Opportunity for LTIP / Director Available.</strong>Our client is a bridging & development finance lender based in the heart of London. With a growing loan book and ambitions to scale further, they are now seeking an experienced Head of Underwriting to lead their underwriting division and play a pivotal role in the next stage of the company's growth.As Head of Underwriting, you'll be responsible for overseeing the entire underwriting function, ensuring deals are assessed efficiently, consistently, and within the company's risk appetite. This is a hands-on role with strategic input perfect for someone who thrives in a dynamic, entrepreneurial environment.<strong>Experience & Requirements</strong><ul> <li>A breadth of knowledge and experience within bridging / development finance underwriting, with at least 2 years in a senior or leadership role</li><li>Strong knowledge of the UK property market, lending structures, and risk management</li><li>An understanding of conveyancing law & the ability to understand planning & financial statements</li><li>Excellent communication and decision-making skills and the ability to plan and set appropriate performance measurements</li><li>A proactive leader with the ability to manage multiple cases and priorities</li><li>Comfortable working in a boutique or SME environment with a hands-on approach</li><li>Strong commercial awareness and sound judgement</li></ul> <strong>Key Responsibilities</strong><ul> <li>Lead, mentor, and develop a team of underwriters, ensuring high performance and adherence to lending policies</li><li>Assess complex bridging and development loan applications</li><li>Maintain and improve underwriting processes and procedures in line with industry best practices</li><li>Act as the final sign-off for high-value or complex deals</li><li>Work closely with senior leadership team to align underwriting strategy with business objectives</li><li>Ensure all loans are underwritten in compliance with regulatory and internal credit risk guidelines</li><li>Liaise with key stakeholders including brokers, valuers, solicitors, and internal teams</li><li>Oversee credit paper preparation and present at credit committees when necessary</li><li>Monitor market trends and competitor activity to inform underwriting and risk strategies</li></ul> <strong>Why Join?</strong><ul> <li>Opportunity to shape and lead the credit function of a growing lender</li><li>Work directly with senior leadership team and influence business strategy</li><li>A supportive and entrepreneurial working environment</li><li>A unique opportunity to work towards a senior leadership position gaining equity in the future.</li></ul> To express an interest in this opportunity please contact Charlotte Walker at Fintelligent today, or share your CV for immediate consideration.

Head of Underwriting

Ally Financial

<div><div><div><div><div><div><h3 class="jobSectionHeader"><b>General information
</b></h3></div></div><div><div><div><div>Career area
</div><div>Underwriting
</div></div><div><div>Work Location(s)
</div><div>AZ, CA, CO, NV
</div></div><div><div>Remote?
</div><div>Yes
</div></div><div><div>Ref #
</div><div>21423
</div></div><div><div>Posted Date
</div><div>12-31-25
</div></div><div><div>Working time
</div><div>Full time
</div></div></div></div></div><div><div><div><h3 class="jobSectionHeader"><b>Ally and Your Career
</b></h3></div></div><div><div><div><div><div>Ally Financial only succeeds when its people do - and that&rsquo;s more than some clich&eacute; people put on job postings. We live this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You&rsquo;re constantly evolving, so shouldn&rsquo;t your opportunities be, too?</div><div></div><div><b><br>
Work Schedule:</b> Ally designates roles as (1) fully on-site, (2) hybrid, or (3) fully remote. Hybrid roles are generally expected to be in the office a certain number of days per week as indicated by your manager. Your hiring manager will discuss this role's specific work requirements with you during the hiring process. All work requirements are subject to change at any time based on leader discretion and/or business need.</div>
</div></div></div></div></div><div><div><div><h3 class="jobSectionHeader"><b>The Opportunity
</b></h3></div></div><div><div><div><div><p><b>**Please note, this position can be filled at a 3H, 3G or 3F level based on experience**</b></p>
<p>Responsible for executing and facilitating the day-to-day strategic objectives for a given Consumer Underwriting Sales Territory. The focus will be on supporting the Underwriting Manager and Consumer Underwriters with daily territory maintenance activities. This role comes with more challenging targets and requirements than the Consumer Underwriter (3G) role.</p>
</div></div></div></div></div><div><div><div><h3 class="jobSectionHeader"><b>The Work Itself
</b></h3></div></div><div><div><div><div><ul><li>Maximize portfolio revenue by practicing sound underwriting judgment and risk management principles.</li>
<li>Ensure compliance with underwriting policies; elevate risk issues, and stay abreast of constant changes in policy and procedures.</li>
<li>Limited travel will be required for this role.</li>
<li>Requires flexibility in work schedule, evening hours and weekends may be required.</li>
<li>Demonstrated strong performance in managing key relationships and/or key markets to drive business plan results.</li>
</ul></div></div></div></div></div><div><div><div><h3 class="jobSectionHeader"><b>The Skills You Bring
</b></h3></div></div><div><div><div><div><p><b>3H &ndash; Associate Underwriter</b></p>
<ul><li>High school/GED is required; bachelor&rsquo;s degree is preferred</li>
<li>1+ years in auto finance consumer underwriting (prime, sub-prime, and/or non-prime), or financial services is preferred</li>
<li>Ability to perform technical based activities
</li><li>Knowledge of and exposure to fundamental theories, principles, and concepts</li>
<li>Demonstrating technical expertise and relationships to supply to strategy and drive business results</li>
<li>Familiar with the Auto Finance industry, consumer credit, trend analysis/analytics</li>
<li>Excellent sales, negotiation, problem solving, and analytical skills</li>
<li>Must be an independent worker with strong time leadership skills</li></ul><br>
<p></p><p>Base Pay Range: $47,840 - $61,420 - $75,000</p><p><br>
</p><p><b>3G &ndash; Underwriter
</b></p><ul><li>Bachelor&rsquo;s degree required; equivalent experience can be used in lieu of a degree</li>
<li>1+ years in auto finance consumer underwriting (prime, sub-prime, and/or non-prime), or financial services is required</li>
<li>Ability to perform technical based activities</li>
<li>Knowledge of and exposure to fundamental theories, principles, and concepts.</li>
<li>Demonstrating technical expertise and relationships to supply to strategy and drive business results</li>
<li>Familiar with the Auto Finance industry, consumer credit, trend analysis/analytics</li>
<li>Excellent sales, negotiation, problem solving, and analytical skills</li>
<li>Must be an independent worker with strong time leadership skills</li></ul><br>
<p></p><p>Base Pay Range: $55,000 - $75,000 - $95,000</p><p><br>
</p><p><b>3F &ndash; Sr. Underwriter
</b></p><ul><li>Bachelor&rsquo;s degree required; equivalent experience can be used in lieu of a degree</li>
<li>3+ years in auto finance underwriting (prime, sub-prime, and/or non-prime) is required; 5+ years in auto finance underwriting experience preferred</li>
<li>2+ years leadership experience preferred</li>
<li>Ability to provide advice/direction in primary areas of expertise leveraging technical expertise and relationships to contribute to strategy and drive business results</li>
<li>Contribute to and manage projects</li>
<li>Excellent sales, negotiation, problem solving, analytical, and project management skills</li>
<li>Exemplary dealer relationship management skills</li>
<li>Advanced knowledge of Microsoft Office Programs</li>
</ul><p>Base Pay Range: $70,000 - $85,000 - $100,000
</p></div></div></div></div></div><div><div><div><h3 class="jobSectionHeader"><b>How We'll Have Your Back
</b></h3></div></div><div><div><div><div>Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. Our Total Rewards program includes industry-leading compensation and benefits plus additional incentives that are designed to meet your needs and those of your family so you can get the most out of your career and your life, including:<ul><li><b>
Time Away:</b> Program starts at 20 paid time off days in addition to 11 paid holidays and 8 hours of volunteer time off yearly (time off days are prorated based on start date and program varies based on full or part-time status and management level).</li><li><b>
Planning for the Future:</b> plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan pay downs and 529 educational save up assistance programs, tuition reimbursement, employee stock purchase plan, and financial learning center and financial coach access.</li><li><b>
Supporting your Health &amp; Well-being:</b> flexible health and insurance options including medical, dental and vision, employee, spouse and child life insurance, short- and long-term disability, pre-tax Health Savings Account with employer contributions, Healthcare FSA, critical illness, accident &amp; hospital indemnity insurance, and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially.</li><li><b>
Building a Family:</b> adoption, surrogacy and fertility assistance as well as paid parental and caregiver leave, Dependent Day Care FSA back-up child and adult/elder care days and childcare discounts.</li><li><b>
Work-Life Integration:</b> other benefits including Mentally Fit Employee Assistance Program, subsidized and discounted Weight Watchers&reg; program and other employee discount programs.</li><li><b>
Other compensations:</b> depending on the role for which you are considered, you may be eligible for travel allowances, relocation assistance, a signing bonus and/or equity.</li><li>
To view more detailed information about Ally&rsquo;s Total Rewards, please visit this link: https://www.ally.com/content/dam/pdf/corporate/ally-total-rewards-snapshot.pdf</li></ul><p><b><br>
Who We Are:</b></p><p><br>
Ally Financial is a customer-centric, leading digital financial services company with passionate customer service and innovative financial solutions. We are relentlessly focused on &quot;Doing it Right&quot; and being a trusted financial-services provider to our consumer, commercial, and corporate customers. For more information, visit www.ally.com.</p><p><br>
Ally is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law.</p><p><br>
We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. For accommodation requests, email us at hrpolicy@ally.com. Ally will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.</p>
</div></div><div><div><div><div><b>Base Pay Range</b>: $70000 - $100000 USD</div><div>
An individual's position in the range is determined by the specific role, the scope and responsibilities of the role, work experience, education, certification(s), training, and additional qualifications. We review internal pay, the competitive market, and business environment prior to extending an offer.</div></div>
</div></div><div><div><div>Incentive Compensation: This position is eligible to participate in our annual incentive plan.</div></div></div></div></div></div></div></div></div><div></div>

Sr Underwriter - Consumer

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