underwriting manager

Zurich Insurance

<div><div>Zurich North America is hiring an AVP, Underwriting Manager to join our Excess Casualty Team underwriting team in Zurich&rsquo;s Chicago, IL office. While this position will be based out of a Zurich office, you will have the flexibility to work on a hybrid basis. You will partner with your manager to set a flexible work schedule that supports you, our customers, and our brokers and agents. This role will require you to be visible in the marketplace to meet with our agents and brokers and be in the office/market three days per week.</div><div><br>
As a member of Zurich's Underwriting management team, you will enjoy the opportunity to fully apply and hone your underwriting management and marketing skills. Specifically, you will manage a market facing underwriting unit, and aid in making appropriate underwriting decisions.</div><div></div><div><br>
There will be approximately 25% travel for this position.</div><div><br>
In this role you will be responsible for:</div><br>
<div></div><ul><li>
Managing market facing underwriters and underwriting associates who proactively seek renewal and new account opportunities.</li><li>
Identifies new growth opportunities with key distributors for areas of responsibility.</li><li>
Ensure that accounts are qualified, and meet with the organization's appetite, balanced with sound business opportunity.</li><li>
Along with underwriters in areas supervised, make agents/broker/customer and on-sight calls with a planned and well-prepared purpose.</li><li>
Oversee negotiations of Terms &amp; Conditions and closes deals.</li><li>
Ensure cross-sell within areas of responsibility to increase product density with the account.</li><li>
Provide continuous coaching on sales best practices, mentor staff to develop strong broker and client networks as related to industries underwritten by Business Unit.</li></ul><div></div><div><br>
Basic Qualifications (AVP Level):</div><br>
<ul><li>
High School Diploma or Equivalent and 7 or more years of experience in the Underwriting or Market Facing area<br>
OR</li><li>
High School Diploma or Equivalent and 14 or more years of experience in the Claims or Underwriting Support area<br>
OR</li><li>
Zurich Certified Insurance Apprentice including an Associate Degree and 5 or more years of experience in the Underwriting or Market Facing area<br>
AND</li><li>
2 or more years of management experience</li></ul><div></div><div><br>
Preferred Qualifications:</div><br>
<ul><li>
CPCU</li><li>
Advanced knowledge of Excess Casualty product lines, the commercial insurance industry</li><li>
Strong Broker relationships in the Midwest region</li><li>
Excellent communication skills</li><li>
Excellent skills in relationship building</li><li>
Strong presentation skills</li><li>
Results oriented</li></ul><p></p><p><br>
Your pay at Zurich is based on your role, location, skills, and experience. We follow local laws to ensure fair compensation. You may also be eligible for bonuses and merit increases. If your expectations are above the listed range, we still encourage you to apply&mdash;your unique background matters to us. The pay range shown is a national average and may vary by location. The proposed salary range for this position is $167,600.00 - $274,500.00, with short-term incentive bonus eligibility set at 20%.</p><p></p><p><br>
We offer competitive pay and comprehensive benefits for employees and their families. [Learn more about Total Rewards here.]</p><p></p><p><b><br>
Why Zurich?</b></p><p>
At Zurich, we value your ideas and experience. We offer growth, inclusion, and a supportive environment&mdash;so you can help shape the future of insurance. Zurich North America is a leader in risk management, with over 150 years of expertise and coverage across 25+ industries, including 90% of the Fortune 500&reg;.</p><p></p><p><br>
Join us for a brighter future&mdash;for yourself and our customers.</p><p></p><p><br>
Zurich in North America does not discriminate based on race, ethnicity, color, religion, national origin, sex, gender expression, gender identity, genetic information, age, disability, protected veteran status, marital status, sexual orientation, pregnancy or other characteristics protected by applicable law. Equal Opportunity Employer disability/vets.</p><p></p><p><br>
Zurich complies with 18 U.S. Code &sect; 1033.</p><p></p><p><b><br>
Please note:</b> Zurich does not accept unsolicited CVs from agencies. Preferred vendors should use our Recruiting Agency Portal.</p><p></p><p><br>
Location(s): AM - Chicago<br>
Remote Working: Hybrid<br>
Schedule: Full Time<br>
Employment Sponsorship Offered: No
<br>
<br>
Linkedin Recruiter Tag: #LI-JJ1 #LI-DIRECTOR #LI-HYBRID</p></div><p></p>

AVP, Underwriting Manager- Excess Casualty

Arabia Insurance Cooperative Co

<div>
 <p>
  <strong>
   Company:
  </strong>
  Al-Arabia Cooperative Insurance Company (AICC)
 </p>
 <p>
  <strong>
   Department:
  </strong>
  General Insurance Unit
 </p>
 <p>
  <strong>
   Location: Riyadh
  </strong>
 </p>
 <p>
  <strong>
   About Al Arabia Cooperative Insurance Company (AICC)
  </strong>
 </p>
 <p>
  Al Arabia Cooperative Insurance Company is a leading Saudi insurance provider offering a wide range of services to individuals and businesses across the Kingdom. The company is committed to delivering high-quality insurance solutions with a focus on reliability, innovation, and customer satisfaction.
 </p>
 <p>
  <strong>
   Job Summary:
  </strong>
 </p>
 <p>
  Carry out various activities of technical and support nature, to ensure efficient enrollment and policy administration process.
 </p>
 <p>
  <strong>
   Areas of Contribution and Related Responsibilities
  </strong>
 </p>
 <p>
  <strong>
   Underwriting Process Management
  </strong>
 </p>
 <ul>
  <li>
   Examine submitted documents to determine the degree of risk.
  </li>
  <li>
   Authorize reinsurance of policy.
  </li>
  <li>
   Calculate premiums, refunds, commissions, adjustments, and reserve requirements using insurance rate standards.
  </li>
  <li>
   Review correspondence and applications to determine needed changes and their effects.
  </li>
  <li>
   Approve policy reinstatement based on criteria and procedures.
  </li>
  <li>
   Submit applications with recommendations for approval.
  </li>
  <li>
   Write policies and add specific conditions when needed.
  </li>
  <li>
   Assess client background and compute premiums.
  </li>
  <li>
   Prepare reports on risk levels.
  </li>
  <li>
   Interview applicants and assist with applications.
  </li>
  <li>
   Modify/update existing policies (beneficiary, coverage, type).
  </li>
  <li>
   Coordinate with Reinsurance and Commercial departments.
  </li>
 </ul>
 <p>
  <strong>
   Underwriting Administration
  </strong>
 </p>
 <ul>
  <li>
   Gain market knowledge and share key updates internally.
  </li>
  <li>
   Review files to identify delinquent accounts.
  </li>
  <li>
   Contact customers regarding applications.
  </li>
  <li>
   Prepare applications, legal documents, and other forms.
  </li>
  <li>
   Locate and correct data entry errors.
  </li>
 </ul>
 <p>
  <strong>
   Technical Knowledge and Advice Provision
  </strong>
 </p>
 <ul>
  <li>
   Provide technical advice and product support to internal teams, agents, and clients regarding underwriting guidelines and requirements.
  </li>
 </ul>
 <p>
  <strong>
   Process Administration
  </strong>
 </p>
 <ul>
  <li>
   Issue policy certificates and billings per policies.
  </li>
  <li>
   Verify and examine policy data.
  </li>
  <li>
   Prepare and type required documents.
  </li>
  <li>
   Process and record policies.
  </li>
  <li>
   Maintain accurate and updated documentation.
  </li>
  <li>
   Handle mail and respond to information requests.
  </li>
 </ul>
 <p>
  <strong>
   Other Key Responsibilities:
  </strong>
 </p>
 <ul>
  <li>
   Monitor risk management systems and maintain data security.
  </li>
  <li>
   Maintain excellent customer service and ensure prompt response to client needs.
  </li>
  <li>
   Ensure compliance with AICC policies and procedures.
  </li>
  <li>
   Provide accurate data for decision-making and reporting.
  </li>
 </ul>
 <p>
  <strong>
   Communications and Working Relationships
  </strong>
 </p>
 <ul>
  <li>
   Communicate regularly with internal and external stakeholders to ensure smooth operations.
  </li>
 </ul>
 <p>
  <strong>
   Framework, Boundaries, and Decision-Making Authority
  </strong>
 </p>
 <ul>
  <li>
   Expected to make routine decisions and escalate exceptional cases to direct supervision.
  </li>
 </ul>
 <p>
  <strong>
   Role Qualifications
  </strong>
 </p>
 <p>
  <strong>
   Education:
  </strong>
 </p>
 <ul>
  <li>
   Bachelor&rsquo;s degree or equivalent experience.
  </li>
  <li>
   IFCE Certification is required.
  </li>
 </ul>
 <p>
  <strong>
   Experience:
  </strong>
 </p>
 <ul>
  <li>
   Bachelor&rsquo;s degree holders: No prior experience required.
  </li>
  <li>
   Technical degree holders: Minimum 3 years of relevant experience.
  </li>
 </ul>
 <p>
  <strong>
   Skills:
  </strong>
 </p>
 <ul>
  <li>
   Strong verbal and written communication, preferably in English.
  </li>
  <li>
   Proficient in Microsoft Excel and Word.
  </li>
 </ul>
 <p>
  If you meet the qualifications and are passionate about the insurance industry, we encourage you to apply and be part of our growing team.
 </p>
</div>


Assistant General Underwriting Manager

Nationwide Mutual Insurance Company

<div>If you&rsquo;re passionate about helping people protect what matters most to them at a Fortune 100 company with nearly $70 billion in annual sales, as well as innovating and simplifying processes and operations to provide the best customer value, then Nationwide&rsquo;s Property and Casualty team could be the place for you! At Nationwide&reg;, &ldquo;on your side&rdquo; goes beyond just words. Our customers and partners are at the center of everything we do and we&rsquo;re looking for associates who are passionate about delivering extraordinary care.<p></p><p>
This opening can be filled in a remote/work-from-home (WFH) capacity or in one of our offices.</p><p></p><p><b>
This Underwriting Supervisor will lead a team of approximately 10-12 Middle Market Senior Associate Underwriters. This team is focused on providing a high-level of support for our Middle Market Territory Managers and Underwriters, driving innovative solutions with speed, ease and efficiency in the Middle Market space.
</b></p><p></p><p><b>This leadership position will require someone who can:</b></p><ul><li>
Lead &ndash; energize others and share leadership</li><li>
Innovate &ndash; solve needs in ways people have not yet imagined</li><li>
Adapt &ndash; anticipate and embrace change</li></ul><p></p><p><b>
Qualified candidates must possess either Commercial Underwriting experience </b><b><i>OR</i></b><b> formal people leadership experience.
</b></p><p></p><p><b>An existing familiarity with Nationwide&rsquo;s commercial underwriting systems &amp; platform(s) is highly preferred.
</b></p><p></p><p><b>The following skills &amp; expertise are helpful, though not required:
</b></p><ul><li>Underwriting experience (Commercial preferred)</li><li>
Commercial Lines Middle Market specific experience</li><li>
Experience with the Sr Living, Specialty Care, and/or Human Services industry practice</li><li>
Leadership &amp; Coaching competency or informal experience</li></ul><p></p><p>
This role does not qualify for employer-sponsored work authorization. Nationwide does not participate in the Stem OPT Extension program.</p><p></p><p>
#LI-MS1</p><p>
#LI-REMOTE</p><p></p><p><b>
Job Description Summary</b></p>
Success on our team requires a blend of customer service skill and analytical prowess. There&rsquo;s no shying away from challenges here. Each account we work on is complex and interesting. Satisfaction comes from finding solutions that provide the best coverage and give our partner agents a way to differentiate themselves from the competition. If you are adaptable, responsive, love customers and really want to make a difference, we want to hear from you!<br>
<br>
As a Supervisor, you'll lead, guide and coordinate the work activities of the unit and may perform underwriting work similar to the team. We'll count on you to provide technical account expertise and research and develop underwriting projects as needed. In addition, you'll have opportunities to review and make decisions about larger, more complex and unusual business for insurance coverage.<p></p><p><b>
Job Description</b></p><div><b>
Key Responsibilities:</b></div><div><div><div><div><div><div><div><div><div><ul><li><p>
Supervises less experienced underwriters or underwriting support positions.</p></li><li><p>
Accepts, negotiates and prices low, moderate and high exposure new, renewal and endorsement commercial business policies. Responsible for the development, coaching, training and mentoring of individual unit members.</p></li><li><p>
Coordinates unit research efforts. Gathers information from multiple sources according to company guidelines, to ensure effective underwriting performance. May research issues in support of unit objectives and participate on committees or special projects.</p></li><li><p>
Coordinates analysis within the unit. Reviews low to high hazard, individual risks for acceptability and handles those within authority, based on underwriting guidelines and standards. Analyzes quality and quantity of risks underwritten and prepares reports accordingly. May review agency books of business as well as profit/growth results and trends to recommend and implement action plans.</p></li><li><p>
Supervises, coordinates and provides leadership to unit. Ensures compliance to all time and service standards. Manages referral underwriting transactions and provides suggested decision or approach.</p></li><li><p>
Ensures file handling quality and workflow efficiency. Manages larger, more complex work that requires working with and through others to meet overall project timelines and service objectives.</p></li><li><p>
Assigns work, monitors, evaluates, recommends and implements based on established standards, specifications and methods. Provides file guidance and recommends resolution to complex issues. Assists manager in performing audits including corporate, underwriting, agency and self-audits. Reports results to management.</p></li><li><p>
Underwrites new business, renewals and endorsements. Decisions at this level may require review of additional variables, using agency relationships, inspection reports and evaluation of more exceptions.</p></li><li><p>
Manages associates, including performance, salary planning and administration, training and development, workflow and organization planning, day-to-day management, hiring and placement and disciplinary actions for direct, and possibly indirect, reports.</p></li><li><p>
Provides technical expertise to underwriting associates, agents and external partners. Promotes and monitors agency utilization and consults regarding policy and practice, customer service issues, sales, claims and underwriting.</p></li><li><p>
Communicates operational plans, direction and underwriting results to internal associates and external partners.</p></li><li><p>
Strengthens relationships through regular contact on underwriting matters, promoting profit and new business growth, renewal retention and service capabilities. May participate in the review and analysis of agency performance. Leads all aspects of and facilitates appropriate customer service levels. Follows up on and ensures accurate handling of advanced customer service requests.</p></li><li><p>
Defines training needs in specific subjects and recommends the overall training program for the unit. Ensures implementation of training and development plans. Trains, develops and mentors team members.</p></li></ul><p>
May perform other responsibilities as assigned.</p></div></div></div></div></div></div></div></div></div><p></p><p><b>
Reporting Relationships:</b> <b>:</b> Reports to director. Direct reports: Typically, 8-12 underwriting associates</p><p></p><p><b>
Typical Skills and Experiences:</b></p><p></p><p><b>
Education:</b> Bachelor's degree or equivalent work experience preferred.</p><p></p><p><b>
License/Certification/Designation:</b> Completion of INS, AU or similar designations with progress toward CIC and/or CPCU is preferred.</p><p></p><p><b>
Experience:</b> Typically, six years of experience in underwriting or related insurance experience preferred. Experience leading or working on complex projects and or task teams preferred. Leadership experience preferred.</p><p></p><p><b>
Knowledge, Abilities and Skills:</b> Commercial underwriting policy, practices and procedures. Rating plans and plan concepts. State and Federal insurance laws and regulations. Commercial insurance processing systems. Working knowledge of company operations and products. Sales, claims, service center and legal issues involving knowledge of commercial contracts. Knowledge of applicable processing systems and procedures; customer service philosophy and functions of the unit and corporate organizational structure. Verbal and written communication skills used to interact with all levels of internal and external contacts. Ability to analyze problem situations, make recommendations, and coordinate implementation/resolution activities. Ability to be flexible and adaptable to changing situations. Ability to supervise/lead, train and develop employees in all aspects of business activities. Must be able to operate personal computer and applicable business software.</p><p></p><p>
Other criteria, including leadership skills, competencies and experiences may take precedence.</p><p></p><p>
Staffing exceptions to the above must be approved by the hiring manager&rsquo;s leader and HR Business Partner.</p><p></p><p><b>
Values:</b> Regularly and consistently demonstrates the Nationwide Values and Guiding Behaviors.</p><p></p><p><b>
Job Conditions:</b></p><p></p><p><b>
Overtime Eligibility:</b> Exempt (Not Eligible)</p><p></p><p><b>
Working Conditions: </b>Normal office environment. Occasional travel may be required to travel to client or meeting locations. Extended or non-standard work hours as required to meet business need.</p><p></p><p><b>
ADA: </b>The above statements cover what are generally believed to be principal and essential functions of this job. Specific circumstances may allow or require some people assigned to the job to perform a somewhat different combination of duties.</p><p></p>
We currently anticipate accepting applications until 04/17/2026. However, we encourage early submissions, as the posting may close sooner if a strong candidate slate is identified before the deadline.<p></p><p><b>
Benefits</b></p><p>
We have an array of benefits to fit your needs, including: medical/dental/vision, life insurance, short and long term disability coverage, paid time off with newly hired associates receiving a minimum of 18 days paid time off each full calendar year pro-rated quarterly based on hire date, nine paid holidays, 8 hours of Lifetime paid time off, 8 hours of Unity Day paid time off, 401(k) with company match, company-paid pension plan, business casual attire, and more. </p><p></p><p>Nationwide is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive culture where everyone feels challenged, appreciated, respected and engaged. Nationwide prohibits discrimination and harassment and affords equal employment opportunities to employees and applicants without regard to any characteristic (or classification) protected by applicable law.</p><p></p>
This position could be filled within any of the lower 48 U.S. states.<p></p>
Smoke-Free Iowa Statement: Nationwide Mutual Insurance Company, its affiliates and subsidiaries comply with the Iowa Smokefree Air Act. Smoking is prohibited in all enclosed areas on or around company premises as well as company issued vehicles. The company offers designated smoking areas in which smoking is permitted at each individual location. The Act prohibits retaliation for reporting complaints or violations. For more information on the Iowa Smokefree Air Act, individuals may contact the Smokefree Air Act Helpline at 888-944-2247.<br>
<p></p>
For NY residents please review the following state law information: Notice of Employee Rights, Protections, and Obligations LS740 (ny.gov) https://dol.ny.gov/system/files/documents/2022/02/ls740_1.pdf<p></p><p><b>
NOTE TO EMPLOYMENT AGENCIES:</b></p><p></p><p>
We value the partnerships we have built with our preferred vendors. Nationwide does not accept unsolicited resumes from employment agencies. All resumes submitted by employment agencies directly to any Nationwide employee or hiring manager in any form without a signed Nationwide Client Services Agreement on file and search engagement for that position will be deemed unsolicited in nature. No fee will be paid in the event the candidate is subsequently hired as a result of the referral or through other means.</p><p></p>
Nationwide pays on a geographic-specific salary structure and placement within the actual starting salary range for this position will be determined by a number of factors including the skills, education, training, credentials and experience of the candidate; the scope, complexity and location of the role as well as the cost of labor in the market; and other conditions of employment. If a Sales job, Sales Incentives, based on performance goals are possible in addition to this range. Note on Compensation for Part-Time Roles: Please be aware that the salary ranges listed below reflect full-time compensation. Actual compensation may be prorated based on the number of hours worked relative to a full-time schedule.<p></p>
The national salary range for Supervisor, Underwriting - Commercial Lines : $79,500.00-$148,500.00<p></p>
The expected starting salary range for Supervisor, Underwriting - Commercial Lines : $79,500.00 - $119,500.00</div><p></p>
<br><ul><li>Job Category Underwriting
</li><li>Position Type Full Time
</li><li>Posted 2026-04-13T19:08:00.999406+00:00
</li><li>Location(s) United States - Remote
</li><li>Line of Business
</li><li>Entity
</li><li>Recruiter
</li><li>Hiring Manager
</li><li>Experience Level
</li><li>Req ID 097533</li></ul>

Supervisor, Underwriting - Commercial Lines (Middle Market)

LBC Mortgage

<div>About LBC Mortgage<p><b>
LBC Mortgage</b> is a Los Angeles&ndash;based mortgage company with over <b>20 years of industry experience</b>. Alongside our traditional mortgage business, we operate a fast-growing <b>Private Money / Hard Money Lending Division</b>, focused on funding real estate investment loans with speed, accuracy, and strong risk management.</p><p>
We are looking for a skilled <b>Hard Money Underwriter</b> who understands private lending, can underwrite deals quickly, and make confident decisions that protect the company while keeping production moving.</p><p></p>
Responsibilities<ul><li>
Underwrite <b>Hard Money / Private Money loans</b> (Fix &amp; Flip, Bridge, DSCR, Cash-Out, Ground-Up, etc.)
</li><li>Review loan files and borrower documentation (credit, assets, entity docs, income where applicable)
</li><li>Analyze property details, exit strategies, deal structure, and overall risk
</li><li>Calculate and validate <b>LTV, ARV, LTC</b>, rehab budgets, and timelines
</li><li>Review appraisals, comps, and market data to confirm property value and feasibility
</li><li>Issue approvals and conditions, ensuring fast and clear communication with the team
</li><li>Work closely with Loan Officers, Processors, and Management to move loans efficiently
</li><li>Identify red flags early and provide clear recommendations
</li><li>Ensure adherence to internal guidelines and lending policies
</li></ul><p></p>Requirements<ul><li>
<b>2+ years of underwriting experience in Hard Money / Private Lending</b> (required)
</li><li>Strong understanding of <b>Fix &amp; Flip and Bridge loan underwriting</b>
</li><li>Ability to evaluate <b>ARV-based deals</b>, rehab scopes, and budgets
</li><li>Strong knowledge of appraisals, title reports, insurance, and entity structures
</li><li>Strong attention to detail and ability to work in a high-volume, fast-paced environment
</li><li>Excellent communication skills and ability to make confident decisions
</li></ul><p></p>Preferred Qualifications<ul><li>
Experience underwriting <b>DSCR</b> and rental investment loans
</li><li>Experience with <b>Ground-Up Construction loans</b>
</li><li>Familiarity with Encompass or other mortgage/loan CRM systems
</li><li>Strong knowledge of investor real estate lending across multiple states
</li></ul><p></p>Why Join LBC Mortgage<ul><li>
Established company with strong leadership and long-term stability
</li><li>Growing private lending division with strong pipeline
</li><li>Opportunity for career growth into Senior Underwriter / Underwriting Manager role
</li><li>Competitive compensation based on experience
</li><li>Remote flexibility and supportive team environment</li></ul></div>

Underwriting Specialist

Underwriter

Lendo

<div><p>As Lendo continues to expand, we are looking for a Senior Credit Manager to support the growth of our lending portfolio through hands-on credit assessment, strong risk management, and day-to-day leadership of the credit function.</p><p></p><p>
This is a highly hands-on role, ideal for someone who enjoys being close to the detail, making credit decisions, and working closely with the team to ensure high-quality and efficient underwriting.</p><p><b><br>
Key Responsibilities:</b></p><ul><li>
Evaluate the creditworthiness of potential customers by analysing financial statements, cash flow, credit history, and key risk indicators</li><li>
Review borrower applications end-to-end, providing clear recommendations on approvals, declines, and deal structuring aligned with Lendo&rsquo;s risk appetite</li><li>
Lead and support the credit team on day-to-day operations, including task delegation, prioritisation, and ensuring timely turnaround of credit decisions</li><li>
Ensure all lending activities comply with SAMA regulations and internal credit policies, maintaining strong governance standards</li><li>
Monitor portfolio performance, including repayments, arrears, and bad debts, proactively identifying risks and implementing mitigation actions</li><li>
Own and continuously improve credit policies and underwriting processes in line with business needs and market conditions</li><li>
Create and maintain product specifications and credit procedure documentation to support consistency and scalability</li><li>
Work closely with Product, Data, and Tech teams to enhance underwriting processes, automation, and decision-making capabilities</li></ul><p></p><p><b>
Qualifications:</b></p><ul><li>
6&ndash;10+ years of experience in credit risk / underwriting, ideally within SME lending or fintech</li><li>
Proven experience working within a SAMA-regulated environment</li><li>
Strong hands-on credit assessment experience with solid financial analysis capability</li><li>
Previous experience leading or mentoring a team</li><li>
Strong understanding of credit policies, underwriting processes, and portfolio monitoring</li><li>
Detail-oriented with a high level of ownership and accountability</li><li>
Comfortable operating in a fast-paced, high-growth environment</li><li>
Strong communication and stakeholder management skills</li></ul></div>

Senior Credit Manager

Protective

<div><div>The work we do has an impact on millions of lives, and you can be a part of it.</div><div>
We help protect our customers against life&rsquo;s uncertainties. Regardless of where you work within the company, you&rsquo;ll be helping provide protection and peace of mind when our customers need it most.<br>
</div><div></div><br>
<div><div><div>Protective Insurance Company is seeking an experienced and strategic Director of Underwriting to lead underwriting operations within our Employee Benefits Division, with a focus on statutory benefit programs. This role is responsible for overseeing risk evaluation and pricing for state‑mandated programs such as Paid Family and Medical Leave (PFML), Disability Benefits Law (DBL), and Paid Family Leave (PFL) across multiple jurisdictions.</div>
<div></div>
<div>The Director of Underwriting will lead a team of underwriters and support staff, ensure compliance with evolving state regulations, and develop underwriting strategies that support profitable growth and competitive positioning. In addition to managing daily underwriting operations, this role plays a key role in process modernization, digital transformation, and cross‑functional initiatives, partnering closely with actuarial, product, sales, legal, compliance, claims, and operations teams.</div>
<div></div>
<div>This position combines technical underwriting expertise, people leadership, and strategic project leadership to help shape the future of statutory benefits underwriting in a fast‑evolving regulatory landscape.</div>
</div></div><h3 class="jobSectionHeader"><b>Key Responsibilities:</b></h3><div>
<div><div><b>Leadership &amp; Talent Development</b></div>
<ul><li>Lead, coach, and develop a team of statutory benefits underwriters and support staff</li>
<li>Mentor and cultivate team members to support succession planning and future leadership development</li>
<li>Foster a culture of accountability, continuous improvement, and professional growth</li>
</ul><div><b>Underwriting Oversight &amp; Strategy</b></div>
<ul><li>Oversee underwriting for new and renewal statutory benefits business, including complex and high-exposure cases</li>
<li>Ensure underwriting decisions align with Protective&rsquo;s risk appetite, pricing guidelines, and regulatory requirements</li>
<li>Develop and execute underwriting strategies to support profitable growth and competitive positioning in statutory markets (e.g., NY, NJ, MA, CT)</li>
<li>Monitor portfolio performance, identify emerging trends, and recommend adjustments to pricing, guidelines, or underwriting approaches</li>
</ul><div><b>Subject Matter Expertise &amp; Collaboration</b></div>
<ul><li>Serve as the escalation point and SME for statutory benefits underwriting matters</li>
<li>Collaborate with actuarial, product, sales, legal, compliance, claims, and operations teams to support end-to-end delivery</li>
<li>Represent underwriting in internal committees, broker discussions, audits, and regulatory reviews, as needed</li>
</ul><div><b>Operational Excellence &amp; Modernization</b></div>
<ul><li>Lead or co-lead enterprise and divisional initiatives, including:
<ul><li>New statutory product launches or market expansion</li>
<li>System enhancements, workflow optimization, and underwriting tool development</li>
<li>Readiness for legislative and regulatory changes</li>
</ul></li><li>Identify process gaps and inefficiencies; lead re-engineering efforts to streamline workflows and reduce manual touchpoints</li>
<li>Partner with technology and operations teams to drive automation, optimize underwriting systems, and enhance scalability</li>
<li>Support development and maintenance of underwriting guidelines, tools, rules engines, and documentation</li>
</ul><div><b>Performance &amp; Governance</b></div>
<ul><li>Develop, implement, and maintain underwriting performance metrics and quality assurance standards</li>
<li>Ensure consistent underwriting practices and adherence to compliance requirements</li>
<li>Manage vendor relationships where applicable (e.g., BPOs, MGAs), including performance and compliance oversight</li>
</ul><div><b>Additional</b></div>
<ul><li>Occasional travel for internal meetings, training, industry events, or broker/client engagements</li>
</ul></div></div><h3 class="jobSectionHeader"><b>Skills &amp; Competencies:</b></h3><ul>
<li>Deep expertise in underwriting state‑mandated benefit programs, including PFML, DBL, and PFL, with strong knowledge of multi‑state regulatory environments and compliance requirements</li>
<li>Ability to develop and execute underwriting strategies that balance risk, profitability, and competitive positioning while monitoring portfolio performance and identifying emerging trends</li>
<li>Proven leadership capability to lead, coach, and mentor underwriting teams; develop future leaders; and foster a culture of accountability, continuous improvement, and professional development</li>
<li>Demonstrated strength in identifying underwriting process gaps and leading modernization efforts that streamline workflows, reduce manual touchpoints, and improve scalability</li>
<li>Experience partnering with technology and operations teams to optimize underwriting systems, workflow tools, and rules engines, leveraging automation and data‑driven decision‑making</li>
<li>Strong cross‑functional collaboration skills, working effectively with actuarial, product, sales, legal, compliance, claims, and operations partners to support end‑to‑end statutory benefits delivery</li>
<li>Ability to interpret evolving legislative and regulatory requirements, ensure underwriting readiness and compliance, and serve as a subject matter expert and escalation point</li>
<li>Experience leading or co‑leading cross‑functional projects, including new product launches, market expansions, and system or process enhancements</li>
<li>Strong analytical and decision‑making skills with the ability to assess complex risk scenarios, evaluate data trends, and make sound underwriting and business decisions</li>
<li>Effective communication, negotiation, and influence skills when engaging with internal stakeholders, brokers, vendors, regulators, and external partners</li>
<li>Proficiency in Microsoft Excel and underwriting tools, with working knowledge of workflow, rating, and underwriting systems within a carrier, TPA, or large group benefits environment</li>
</ul><h3 class="jobSectionHeader"><b>Minimum Requirements:</b></h3><ul>
<li>7+ years of group underwriting experience, including at least 3 years focused on statutory benefits</li>
<li>2+ years of direct leadership experience with staff management responsibilities</li>
<li>Experience leading projects or cross-functional initiatives</li>
<li>Bachelor&rsquo;s degree in Business, Insurance, Risk Management, Finance, or a related field</li>
</ul><h3 class="jobSectionHeader"><b>Preferred Qualfications:</b></h3><ul>
<li>Master&rsquo;s degree in a related field.</li>
<li>Professional designations such as PMP, CLU, AINS, AIM, CEBS, ARM, or similar</li>
<li>Experience managing relationships with BPOs and/or MGAs</li>
<li>Familiarity with ancillary products (e.g., STD, LTD, Life)</li>
</ul><div><div>Protective&rsquo;s targeted salary range for this position is $92,000 to $130,000. Actual salaries may vary depending on factors, including but not limited to, job location, skills, and experience. The range listed is just one component of Protective&rsquo;s total compensation package for employees. This position also offers additional incentive opportunities through an annual incentive based on individual and Company performance.</div>
<div></div>
</div><div><b>Employee Benefits:</b><b><i>
</i></b></div><div>We aim to protect the wellbeing of our employees and their families with a broad benefits offering. In addition to offering comprehensive health, dental and vision insurance, we support emotional wellbeing through mental health benefits and an employee assistance program. Work/life balance is important and Protective offers a variety of paid time away benefits (<i>e.g.</i>, paid time off, paid parental leave, short-term disability, and a cultural observance day). The financial health of our employees is just as important as physical and emotional health. Some of the financial wellbeing benefits include contributions to healthcare accounts, a pension plan, and a 401(k) plan with Company matching. All employees are encouraged to protect their overall wellbeing by engaging in ProHealth Rewards, Protective&rsquo;s platform to improve wellbeing while earning cash rewards.<br>
</div><div></div><br>
<div>Eligibility for certain benefits may vary by position in accordance with the terms of the Company&rsquo;s benefit plans.</div><div></div><div><b><br>
Accommodations for Applicants with a Disability</b><b>:</b></div><div>
If you require an accommodation to complete the application and recruitment process due to a disability, please email eric.hess@protective.com. This information will be held in confidence and used only to determine an appropriate accommodation for the application and recruitment process.</div><div></div><div><br>
Please note that the above email is solely for individuals with disabilities requesting an accommodation. General employment questions should not be sent through this process.</div><div></div><div><b><br>
We are proud to be an equal opportunity employer committed to being inclusive and attracting, retaining, and growing an inclusive workforce.</b></div>
<p>
We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.</p></div>

Director of Underwriting - Statutory Insurance Products

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