Role Objective
The Section Head - Enterprise Channels is responsible for leading the development, modernization, and change management of integrated digital banking channels including mobile banking, internet banking, ATM/CDM/VTM, Call Center/IVR, and the bank's website. The role focuses on enhancing customer experience through channel convergence and omnichannel strategies, in collaboration with Business and DS&IT teams.
Key Responsibilities
Strategic Responsibilities
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Contribute to the formulation and implementation of departmental strategy and goals.
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Develop digital solutions and omnichannel capabilities roadmap aligned with business needs.
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Ensure compliance with regulatory requirements and initiate necessary changes.
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Build strong relationships with business and IT stakeholders to support channel digitization.
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Represent the bank at external events to promote enterprise channel initiatives.
Operational Responsibilities
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Lead the development and implementation of policies and procedures for efficient operations.
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Drive digital transformation across banking channels to enhance customer touchpoints.
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Collaborate with cross-functional teams to deliver scalable digital solutions.
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Manage projects including budgeting, change control, and resource planning.
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Ensure high availability and performance of all digital channels.
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Monitor vendor performance and implement improvements.
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Establish incident management and recovery procedures.
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Evaluate and upgrade banking channels for optimal performance.
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Ensure security standards across all enterprise channels.
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Coordinate with internal teams and vendors to ensure seamless user experience.
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Monitor KPIs and prepare periodic reports for management.
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Ensure compliance with risk, audit, and governance standards.
People Management
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Supervise and guide team members in daily operations.
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Support recruitment, training, and career development.
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Conduct performance reviews and manage disciplinary actions.
Qualifications & Experience
Education:
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Bachelor's degree in Computer Science, Information Systems, IT, Engineering or related field.
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Master's degree in Management/Technology is an advantage.
Experience:
10-15 years in financial services/banking
with significant experience in banking channel applications and digital transformation.
Mandatory: Proven experience working within a bank or on banking-specific projects.
Technical Competencies
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Digital trends and technologies
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Application development and integration
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Infrastructure management and disaster recovery
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Digitization and automation
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Agile and project management
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Business analysis and IT service management
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Risk and dependency management
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Banking operations and channel systems
Behavioral Competencies
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Strategic thinking and decision making
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Planning, organizing, and problem solving
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Adaptability and resilience
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Customer orientation and quality commitment
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Communication and relationship management
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Continuous learning and team development