Senior Analyst - Credit Risk

Purpose of the role –

• This role will work collaboratively with your offshore Client Management & Execution (CME) partners and closely with wider Corporate & Institutional Banking (C&IB) Client Coverage bankers, , Markets and Products teams, as well as Legal, Treasury, Credit Risk and operations, with the aim of driving business growth and efficiently delivering an excellent experience for customers.
• The position offers the successful candidate an opportunity to develop their analytical skills, and to play a key role in driving superior client outcomes and delivering world class client relationships.

Key Accountabilities-

• Support portfolio maintenance activities including portfolio administration, monitoring of facility documentation and ensuring the integrity and accuracy of system data;
• Undertaking financial and credit risk analysis for the preparation of new credit submissions and annual reviews of existing transactions;
• Continuously seek to optimise the return on capital deployed and resources invested by the business
• Workflow management between CME, Credit and client support teams, including IB Services, to achieve a seamless client experience; and
• Maintain an ongoing awareness of NAB’s credit policy, credit and market risk and internal risk appetite.

Required Experience-

• Relevant years of experience in corporate and institutional banking, with experience in the financial institutions sector (Banks and Sovereigns) as a requirement, including hands-on exposure to credit analysis (PD and LGD) and credit writing.
• Proficient in Excel with moderate to advanced Excel skills.
• Strong team player with experience collaborating in dynamic environment across time zones.
• Prior experience in credit writing, credit rating, with a solid understanding of portfolio management.

Essential capabilities

• Strong numerical and financial analysis skills;
• Strong customer & compliance focus and attention to detail;
• Writing of credit submissions, annual reviews and client core information papers clearly and succinctly;
• A sound understanding of debt (including trade finance) and financial markets products;
• Strong research skills and be adept at proactively sourcing and analysing information on macro risks and the regulatory environment across multiple jurisdictions
• Understanding of risk management.