Senior Business Consultant - Core Banking

Job Summary

We are seeking a skilled Senior Business Consultant to support the design, enhancement, and delivery of core banking modules—particularly in Loan Origination, Finance, Branch Operations, Trade Finance, Investment, and Core Banking Systems. The ideal candidate will bring strong functional knowledge of banking operations and financial systems, working closely with cross-functional teams to translate business needs into product features and implementation plans.

Key Responsibilities

Functional Analysis & Design

- Gather and document business requirements for loan origination, financial posting, trade finance, and investment modules.

- Define workflows, user stories, and functional specifications for credit processing, GL integration, and operational modules.

- Support the design of financial flows including disbursement, repayment, accruals, and accounting treatments.

Implementation Support

- Collaborate with engineering, QA, and implementation teams to ensure accurate delivery of features.

- Participate in UAT cycles, defect triaging, and release planning.

- Assist in client onboarding, configuration, and training sessions.

Stakeholder Engagement

- Work with internal and external stakeholders to validate requirements.

- Support client demos, workshops, and feedback sessions.

- Provide domain expertise during pilot implementations and rollouts.

Market & Product Insights

- Stay updated on industry trends in digital lending, core banking, and financial automation.

- Benchmark competitor features and suggest enhancements to improve product competitiveness.

Requirements

Education & Experience

- Bachelor’s degree in Finance, Business, Computer Science, or related field.

- 4–7 years of experience in business consulting or product analysis within core banking or financial software.

- Solid understanding of loan origination, credit workflows, and financial accounting in banking.

- Experience with trade finance, branch operations, or investment modules is a plus.

Skills & Competencies

- Strong analytical and documentation skills (BRDs, user stories, workflows).

- Familiarity with GL posting rules and financial lifecycle in banking.

- Effective communication and stakeholder management.

- Experience working in Agile/Scrum environments.

Technical Background

- Familiarity with system architecture, APIs, or database structures is a plus.

- Ability to understand and communicate technical constraints and possibilities with engineering teams.

- Experience with banking software platforms, integration layers, or cloud-based solutions is an advantage.

Preferred Qualifications

- Exposure to SME or retail lending platforms.

- Experience with digital tools like OCR, workflow automation, or AI-based scoring.

- Knowledge of Islamic finance principles is an advantage.

- Experience in multi-entity or regional banking environments.