Senior Cards and Payment Developer

Job Overview:

Location: Riyadh, Saudi Arabia

Experience: Around 10 years

Job Summary: CodeNinja is seeking an experienced Cards Payment Consultant / Developer to support and enhance its banking client card payment operations. The candidate will have deep knowledge of Mada, Visa, and Mastercard networks, card lifecycle management, tokenization, and provisioning. The role involves working with Bank’s payment platforms, SQL databases, and Linux/Windows systems to ensure secure, efficient, and compliant card operations.

Key Responsibilities:

• Provide technical expertise and support for card payment systems, including Mada, Visa, and Mastercard.
• Manage and optimize the card transaction lifecycle, from authorization to settlement.
• Implement and maintain card tokenization and provisioning processes, including digital card solutions.
• Develop, maintain, and troubleshoot Shell scripts to support payment operations.
• Perform database operations and queries using SQL for reporting, reconciliation, and troubleshooting.
• Configure, monitor, and maintain Linux and Windows environments hosting payment applications.
• Support card issuance, EMV migration, and card network certifications.
• Collaborate with internal teams, vendors, and stakeholders to implement new payment features and ensure operational continuity.
• Ensure compliance with KSA Banks policies, payment network rules, and security standards.

Requirements

Required Skills & Qualifications:

• Around 10 years of experience in card payment systems, banking, or financial services.
• Strong knowledge of Mada, Visa, and Mastercard card networks and standards.
• Expertise in card lifecycle management, tokenization, and provisioning.
• Experience with digital wallet integration (Apple Pay, Samsung Pay, Google Pay) is a plus.
• Proficient in Linux and Windows operating systems.
• Hands-on experience in Shell scripting for automation and operations.
• Strong SQL skills (Oracle, DB2, or equivalent).
• Familiarity with card network certification and testing processes.
• Excellent analytical, problem-solving, and communication skills.

Desired Attributes:

• Proactive, detail-oriented, and able to handle multiple tasks efficiently.
• Strong collaboration skills to work with cross-functional teams and external vendors.
• Knowledge of KSA Banks card products, payment platforms, and regulatory compliance is an advantage.

Good to have:

• Familiarity with financial regulations and security standards in card payments.
• Experience with automation and DevOps practices.
• Strong documentation and communication skills.

Why Join Us:

• Be part of a leading fintech organization shaping the future of digital payments.
• Work on innovative projects with cutting-edge technologies in card systems and financial services.
• Collaborate with a dynamic, skilled, and supportive team of experts.
• Opportunities for career growth and skill development.
• Competitive compensation, benefits, and work-life balance.
• Make a direct impact on transforming payment experiences for millions of users.

Disclaimer

We are an Equal Opportunity Employer and value diversity at our company. We do not discriminate on the basis of race, color, religion, gender, sexual orientation, age, marital status, disability status, or any other characteristic protected by applicable laws. All qualified applicants will receive consideration for employment based on merit, qualifications, and business needs.