Senior Data Scientist

Data Scientist – Credit Risk (Financial Services)

Dubai (Hybrid)

We’re working with a leading financial services organisation in Dubai looking to hire a Data Scientist focused on credit risk modelling and portfolio analytics .

💡 What you’ll be doing

• Build and enhance credit risk models across retail or corporate portfolios

• Analyse large financial datasets to identify risk trends, portfolio performance, and early warning signals

• Support IFRS9 provisioning, stress testing, and capital modelling initiatives

• Work with structured and alternative datasets to improve segmentation and predictive insight

• Monitor portfolio health and deliver dashboards/reporting to key stakeholders

• Collaborate with risk, underwriting, and product teams to translate insights into actionable credit strategies

• Contribute to documentation, governance, and regulatory compliance of models

✅ What we’re looking for

• Experience within banking, fintech, or lending environments in a Data Science / Credit Risk Analytics capacity

• Hands-on model development experience across credit risk or lending models (PD, LGD, EAD, application or behavioural scorecards)

• Strong statistical background (logistic regression, decision trees, GBM, segmentation, survival analysis)

• Proficiency with Python or SAS plus SQL for data extraction and analysis

• Good understanding of the credit lifecycle and model monitoring / recalibration concepts

• Familiarity with IFRS9, Basel, stress testing, or model governance frameworks is highly desirable

• Ability to communicate insights clearly to non-technical stakeholders